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How to Calculate Monthly Payments for Loans

How to Calculate Monthly Payments for Loans

If you get approved for a loan, your lender will typically provide you with all the details on how to pay it back. That includes how much you need to pay and when. But understanding how to calculate monthly payments for loans can be useful and important. Find out why...
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7 Steps to Repair Bad Credit

7 Steps to Repair Bad Credit

Bad credit is expensive and problematic. It can mean you don’t get approved for loans or credit cards or that a landlord won’t rent to you. But it can also increase the cost of credit for you. Consider this: The average total interest cost on a car loan...
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Is It Possible to Take Out a Loan With No Credit?

Is It Possible to Take Out a Loan With No Credit?

Here’s a myth: You need credit to get credit. Despite how often you may have heard this one, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Discover more about the role credit plays when you...
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5 Tips to Build Your Credit Score Overnight

5 Tips to Build Your Credit Score Overnight

Building your credit score takes time. A solid history of paying your debts as agreed and generally being responsible with credit helps you positively impact your score—hopefully driving it into good or excellent territory. And while there’s not a guaranteed...
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5 Ways to Build Credit if You Have Zero Credit History

5 Ways to Build Credit if You Have Zero Credit History

Building credit can seem like a real catch-22. You need credit to get credit, but how are you supposed to get credit if you don’t have any at all? Don’t worry: It’s not quite as black and white as that, and there are a number of things you can do to...
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7 Side Effects of Having No Credit Score

7 Side Effects of Having No Credit Score

In some ways, having no credit score can be as bad as or even worse than having bad credit — and many of the side effects of no credit are the same for poor credit. Find out more about why you might not have a credit score, the issues that can cause and whether you...
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5 Ways to Build Credit without a Credit Card

5 Ways to Build Credit without a Credit Card

Credit can be a real Catch-22. You need good credit to get approved for credit. But you need a history of responsibly managing credit to have good credit. But there are options for building your credit without a credit card or loans that require great credit. Discover...
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9 Best Store Cards to Quickly Build Your Credit Score

9 Best Store Cards to Quickly Build Your Credit Score

If you’re looking to build your credit history and positively impact your score, you might consider applying for store credit cards. Here’s a rundown on store credit cards, how they might help you build credit, and credit card options you can consider....
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5 Ways to Build Credit by Spending Money

5 Ways to Build Credit by Spending Money

You know the saying “sometimes you have to spend money to make money?” Well, sometimes you have to spend money to make it easier to get access to more money via credit. Discover five ways to build your credit by spending money as well as the benefits of...
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7 Tips to Get Out of Debt by Spending Money

7 Tips to Get Out of Debt by Spending Money

Unless you’re the lucky recipient of a monetary windfall, getting out of debt can take some work. Many common tips on paying off debt concentrate on not spending any money so more of your income can go toward reducing debt. But sometimes, you have to spend money...
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