Loan Terms and Conditions South Carolina
Welcome, South Carolina Customer!
Repayment Terms : 2- 12 monthly payments
APR (based on credit) : 299.96% – 799.00%
Consumer Pamphlet : Click to Download
Common Loans in South Carolina
Loan Amount |
$700 | $1,000 | $1,200 | $1,500 |
Number of Bi-Weekly Payments |
10 | 10 | 10 | 10 |
Amount Per Payment |
$131.38 | $180.61 | $216.73 | $260.46 |
APR |
349.95% | 324.96% | 324.96% | 299.96% |
Terms and Conditions for South Carolina
Please review the full terms and conditions and Privacy Policy for more information.
Regulatory Contact Information
State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025
Certificates
South Carolina License
Essential Lending Consumer Credit Grantor 2025
Wiseloan.com Consumer Credit Grantor 2025
Essential Lending Max Rate 2025
Wiseloan.com Max Rate 2025
South Carolina License for Wiseloan.com
Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC
Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the service provided by Wise Loans. Positive reviews frequently mention helpful and friendly customer service representatives, with specific praise for their professionalism, knowledge, and kindness. Customers also appreciate the ease of the application process and the quick turnaround time for loan approval and funding. Additionally, customers highlight the competitive interest rates and the overall positive experience with Wise Loans. Negative reviews are present but are less frequent and tend to focus on minor issues such as difficulty understanding certain aspects of the process or experiencing delays in communication. However, the overall tone of the reviews remains positive, with a clear majority expressing satisfaction with the services provided by Wise Loans.
Excellent Service! Friendly and helpful!
Catherine - Andrews, SC 29510
Robbie handled my issue promptly and was extremely courteous and helpful!
Response from Wise Loan:
Catherine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!
Janet - Columbia, SC 29206
Olga is an excellent representative. She knows her job and she goes above and beyond to assist customers with questions. Much appreciated!!
Response from Wise Loan:
Janet, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!!!
Terrence - Cayce, SC 29172
Great customer service... Quick and easy...
Response from Wise Loan:
Terrence, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
informed and concise with friendly attitude!
EDWARD - Hilton Head Island, SC 29926
Response from Wise Loan:
Edward, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Good Man
SHAUN - Ladson, SC 29456
Robby was very dear to my concerns. Much appreciated.
Response from Wise Loan:
Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to hello@wiseloan.com. Best regards. -Wise Loan
Great service
TINA - Dalzell, SC 29040
Response from Wise Loan:
Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan
Great Service
MARIA - Greenville, SC 29615
I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.
Response from Wise Loan:
Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email hello@wiseloan.com. Best regards. -Wise Loan
Excellent!
BillyTraci - Ladson, SC 29456
This is a great company if your in a pinch!
Response from Wise Loan:
Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan
Great customer service
SHAUN - Ladson, SC 29456
Everything I needed he helped me with. 10
Response from Wise Loan:
Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan
Outstanding service
JAMES - Columbia, SC 29229
Answered my questions
Great service and kind
CHRISTI - Columbia, SC 29223
Great service
CEDRIC - Fort Mill, SC 29715
Robbie was professional and polite. Appreciate the call.
A nice and very pleasant experience
JACOB - Summerville, SC 29486
Great service always really nice and courteous
Jacob - Aiken, SC 29803
If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.
Great Customer service
CHRISTEL - Columbia, SC 29209
Always very courteous and understanding
Jacob - Aiken, SC 29803
Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.
Great service
VIVIAN - Columbia, SC 29223
Most helpful & very professional.
Great
LATANVIA - Bennettsville, SC 29512
I was able to get help with my problem
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Jude is great to work with in helping me during this uncertain time.
ROBBY G.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
Olga S.
ROBBY G.
Jude C.
Phebie Mae A.
Olga S.
Jude C.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
ROBBY G.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Trent T.
this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?
Jude C.
Trent T.
hi this is Trent the one who assisted you today wold you mind filling this out for me regarding for my performance?
Trent T.
would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.
ROBBY G.
ROBBY G.
Olga S.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.