Instant‎ Funding
Get funds within 15 minutes
Past Due Payment
Already have an account?
Current Payment Past Due Payment

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

Apply Now!

Loan Terms and Conditions South Carolina

 

Welcome, South Carolina Customer!

 

Loan Amount : $650 – $3,500

Repayment Terms : 2- 12 monthly payments

APR (based on credit) : 299.96% – 799.00%

Consumer Pamphlet : Click to Download

 

Common Loans in South Carolina

 

Loan Amount
  $700 $1,000 $1,200 $1,500
 Number of Bi-Weekly Payments
  10 10 10 10
 Amount Per Payment
  $131.38  $180.61  $216.73 $260.46
APR
 349.95% 324.96% 324.96% 299.96%

Terms and Conditions for South Carolina

 

Please review the full terms and conditions and Privacy Policy for more information.

Regulatory Contact Information

 

State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025

 

Certificates

 

South Carolina License

Essential Lending Consumer Credit Grantor 2026

Wiseloan.com Consumer Credit Grantor 2026

Essential Lending Max Rate 2026

Wiseloan.com Max Rate 2026

South Carolina License for Wiseloan.com

Recent Jobs and Reviews in Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Rated 4.8 out of 5 stars based on 85 customer reviews

Customers say: The overall sentiment across these reviews is overwhelmingly positive, reflecting strong customer satisfaction with the service experience. Customers consistently express gratitude and appreciation for the assistance they received, highlighting the helpfulness, knowledge, and professionalism of the representatives. A recurring theme is the empathetic and understanding approach taken by staff members, particularly when customers faced challenging situations such as payment difficulties. Reviewers frequently praise the quality of customer service, noting attention to detail, clear communication, and problem-solving abilities that left them feeling supported and valued. The tone is enthusiastic and grateful, with customers describing interactions as quick, reasonable, and satisfactory. Many emphasize feeling genuinely cared for, with some noting that representatives went above and beyond by providing direct contact information for future assistance. The positive feedback reflects a service culture that prioritizes understanding customer needs, providing clear information, and delivering solutions that leave customers feeling relieved and well-served.

Reviews

Great service
Sheena was very helpful and understanding
Adrian - Gaffney, SC 29341
Map of Gaffney, SC 29341
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Excellent service
Terrell - Columbia, SC 29212
Map of Columbia, SC 29212
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Thank you
Fast response and excelled at handling the issue.
Jamar - Columbia, SC 29212
Map of Columbia, SC 29212
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Good Service Rep
Rob was excellent in responding to my need and handled it swiftly and professionally.
Jamar - Columbia, SC 29212
Map of Columbia, SC 29212
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Excellent Service! Friendly and helpful!
Robbie handled my issue promptly and was extremely courteous and helpful!
Catherine - Andrews, SC 29510
Map of Andrews, SC 29510
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Excellent Service!
Olga is an excellent representative. She knows her job and she goes above and beyond to assist customers with questions. Much appreciated!!
Janet - Columbia, SC 29206
Map of Columbia, SC 29206
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Excellent Service!!!
Great customer service... Quick and easy...
Terrence - Cayce, SC 29172
Map of Cayce, SC 29172
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
informed and concise with friendly attitude!
EDWARD - Hilton Head Island, SC 29926
Map of Hilton Head Island, SC 29926
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Good Man
Robby was very dear to my concerns. Much appreciated.
SHAUN - Ladson, SC 29456
Map of Ladson, SC 29456
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Great service
TINA - Dalzell, SC 29040
Map of Dalzell, SC 29040
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Great Service
I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.
MARIA - Greenville, SC 29615
Map of Greenville, SC 29615
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Excellent!
This is a great company if your in a pinch!
BillyTraci - Ladson, SC 29456
Map of Ladson, SC 29456
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Great customer service
Everything I needed he helped me with. 10
SHAUN - Ladson, SC 29456
Map of Ladson, SC 29456
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Outstanding service
Answered my questions
JAMES - Columbia, SC 29229
Map of Columbia, SC 29229
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Great service and kind
CHRISTI - Columbia, SC 29223
Map of Columbia, SC 29223
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Great service
Robbie was professional and polite. Appreciate the call.
CEDRIC - Fort Mill, SC 29715
Map of Fort Mill, SC 29715
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
A nice and very pleasant experience
JACOB - Summerville, SC 29486
Map of Summerville, SC 29486
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Great service always really nice and courteous
If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.
Jacob - Aiken, SC 29803
Map of Aiken, SC 29803
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Great Customer service
CHRISTEL - Columbia, SC 29209
Map of Columbia, SC 29209
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend
Always very courteous and understanding
Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.
Jacob - Aiken, SC 29803
Map of Aiken, SC 29803
  • Overall Experience
  • Quality
  • Professionalism
  • Recommend

Job Locations

Sheena U.
Sheena U.
Gaffney, SC 29341
Sheena U.
Sheena U.
Gaffney, SC 29341
ROBBY G.
ROBBY G.
Gaffney, SC 29341
Rey T.
Rey T.
Mount Pleasant, SC 29464
Rey T.
Rey T.
Mount Pleasant, SC 29464
Rey T.
Rey T.
Mount Pleasant, SC 29464
Emily C.
Emily C.
Simpsonville, SC 29680
Sheena U.
Sheena U.
Columbia, SC 29212
Sheena U.
Sheena U.
Columbia, SC 29212
ROBBY G.
ROBBY G.
Mount Pleasant, SC 29464
Jude C.
Jude C.
Columbia, SC 29212
ROBBY G.
ROBBY G.
Columbia, SC 29212
ROBBY G.
ROBBY G.
Spartanburg, SC 29301
Jude C.
Jude C.
Bennettsville, SC 29512
Jude C.
Jude C.
Cayce, SC 29172
ROBBY G.
ROBBY G.
Newberry, SC 29108
ROBBY G.
ROBBY G.
Andrews, SC 29510
Olga S.
Olga S.
Columbia, SC 29206
ROBBY G.
ROBBY G.
Charleston, SC 29405
Jude C.
Jude C.
Rock Hill, SC 29732
Phebie A.
Phebie A.
North Charleston, SC 29418
Olga S.
Olga S.
Anderson, SC 29625
Jude C.
Jude C.
Cayce, SC 29172
Trent T.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Fort Mill, SC 29715
Mae F.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Walterboro, SC 29488
Trent T.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Summerville, SC 29485
Trent T.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Summerville, SC 29485
ROBBY G.
ROBBY G.
Simpsonville, SC 29681
Mae F.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Lexington, SC 29072
Trent T.
Trent T.
this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?
Columbia, SC 29223