Loan Terms and Conditions South Carolina
Welcome, South Carolina Customer!
Repayment Terms : 2- 12 monthly payments
APR (based on credit) : 299.96% – 799.00%
Consumer Pamphlet : Click to Download
Common Loans in South Carolina
Loan Amount |
$700 | $1,000 | $1,200 | $1,500 |
Number of Bi-Weekly Payments |
10 | 10 | 10 | 10 |
Amount Per Payment |
$131.38 | $180.61 | $216.73 | $260.46 |
APR |
349.95% | 324.96% | 324.96% | 299.96% |
Terms and Conditions for South Carolina
Please review the full terms and conditions and Privacy Policy for more information.
Regulatory Contact Information
State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025
Certificates
South Carolina License
Essentialending.com Consumer Credit Grantor 2023
Essential Lending Consumer Credit Grantor 2023
Wiseloan.com Consumer Credit Grantor 2023
Essentialending.com Max Rate 2023
Essential Lending Max Rate 2023
Wiseloan.com Max Rate 2023
Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC
Good Man
SHAUN - Ladson, SC 29456
Robby was very dear to my concerns. Much appreciated.
Response from Wise Loan:
Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
Great service
TINA - Dalzell, SC 29040
Response from Wise Loan:
Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan
Great Service
MARIA - Greenville, SC 29615
I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.
Response from Wise Loan:
Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected] Best regards. -Wise Loan
Excellent!
BillyTraci - Ladson, SC 29456
This is a great company if your in a pinch!
Response from Wise Loan:
Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan
Great customer service
SHAUN - Ladson, SC 29456
Everything I needed he helped me with. 10
Response from Wise Loan:
Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan
Outstanding service
JAMES - Columbia, SC 29229
Answered my questions
Great service and kind
CHRISTI - Columbia, SC 29223
Great service
CEDRIC - Fort Mill, SC 29715
Robbie was professional and polite. Appreciate the call.
A nice and very pleasant experience
JACOB - Summerville, SC 29486
Great service always really nice and courteous
Jacob - Aiken, SC 29803
If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.
Great Customer service
CHRISTEL - Columbia, SC 29209
Always very courteous and understanding
Jacob - Aiken, SC 29803
Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.
Great service
VIVIAN - Columbia, SC 29223
Most helpful & very professional.
Great
LATANVIA - Bennettsville, SC 29512
I was able to get help with my problem
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Willing to work with me in these bad times
JAMES - Conway, SC 29527
Jude is great to work with in helping me during this uncertain time.
Great person
Jacob - Aiken, SC 29803
Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.
Thank you Alma !!!
Quanesha - Taylors, SC 29687
Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:
Excellent service
VIVIAN - Columbia, SC 29223
Very professional and extremely helpful.
Amazing!
WILLIAM - Ladson, SC 29456
This company is amazing to work with! Thank you Judy for all of your help!
Jude C.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Stillman .
CCI cst adv he cannot make payment in Oct, adv next pay date 11/15 ($50.00) adv added date 10/15/24 ($50.00) to plan to make up for missed payment-Stillman
Stillman .
cci cust adv she will payoff loan 10/14 adv can schedule payment ACH, cust she would rather make payment otp on 10/14-Stillman
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
ROBBY G.
ROBBY G.
Jude C.
Stillman .
cci cust adv hardship and in need of pay plan to payoff loan ($881.92) cust adv will start payments on 09/30 ($97.99), cust updated bank info-Stillman
Jude C.
Stillman .
cci cust set eCheck Payment scheduled ($341.88) on 09/09/2022. -Stillman
ROBBY G.
Jude C.
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
ROBBY G.