Get an installment loan fast and easy online


With good or bad credit,
you can get approved today*

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$200-$2000 as soon as TODAY

FREE same day funding is available for loans approved BEFORE 2 PM CT. With a debit card, same day funding is available until 5PM CT.

Get cash back rewards on paid loans

You could earn $10-$50 per $1000 borrowed

3 Days risk free

Return the loan after 3 days without paying any fees

Online Installment Loan

Wise Loan offers no hassle, good or bad credit, online installment loans between $200 and $2000. Get your money fast!

With a valid bank account and contact information, your application is quickly processed, with money deposited directly into your account within 24 hours or the SAME DAY for FREE on loans approved before 11 AM.

Money to make your life work
and build a better future.

What Our Customers Have to Say

Great 4.8/5


309 reviews of Wise Loan


We actually got our $1000 Wise Loan so that we could help other families for the holidays. We do this every year and was a little short this year because I was too sick to do as many baking sales. Thank you very much!

Dee K.


The people at Wise Loan are exceptional. They are always so polite and willing to work with you in any way they can. Anyone needing a loan should contact Charge it plus and inquiry about a Wise loan.

Janet B.


Grateful for programs like Wise Loan, during hard times they have proven to be very helpful. Highly recommend Wise Loan for anyone needing a loan with good rates and flexible payments. Thanks Wise Loan!

Sara S.


I’m using my $500 Wise Loan to take my nephews on vacation. Thank you!

Sandra W.


When I got myself in a bind over medical bills, I called Wise Loan and filled out an application. Within a few minutes I was approved for $1500, enough money to pay my medical bills, and they gave me a repayment plan that I could afford, appreciate them for that!

Mark B.


I really appreciate your help! As a single parent of a sophomore college student, we have received no help from other sources. I thank God for people like you all who like to help.

Beverly W.

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