Unexpected Car Repairs? Get Back on the Road Fast with Auto Repair Loans.
Car troubles shouldn’t keep you off the road. Our quick loan approvals will minimize your car’s downtime.
- Super Fast Loan Decision
- Instant or Same-Day Funding
- Positive Payment History Reported to the Credit Bureaus

Hear From Our Customers

Reviews
Customers say: The provided content describes the overall sentiment of the reviews as positive. The reviews mention friendly and polite customer service, with many customers expressing gratitude for the assistance they received. There are also mentions of the ease of the loan process and the quick turnaround time for receiving funds. However, there are a few negative reviews that mention unprofessional customer service, with one customer reporting dishonesty and stealing. Overall, the sentiment is positive, with more positive reviews than negative ones.
Excellent Service!
Lia -
Blythewood, SC 29016
Response from Wise Loan:
Lia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Luis -
Katy, TX 77449
Muy satisfecho
Response from Wise Loan:
Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Really kind and helpful
Elizabeth -
Wichita Falls, TX 76308
Appreciate his reassurance and kind way of speaking. Please give him a raise.
Response from Wise Loan:
Elizabeth, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Ethnic skills were second to none
Michael -
Lee's Summit, MO 64063
Perfect!
Response from Wise Loan:
Michael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent work
Alexandra -
Dallas, TX 75287
Answered questions
Response from Wise Loan:
Alexandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Jennifer -
Sulphur, LA 70663
I absolutely loved working with this company. They worked with me through everything and very sweet and polite customer service I'll be using them again in the future
Response from Wise Loan:
Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Payment extension
Douglas -
Fort Worth, TX 76109
My request for a payment extension was approved to accommodate my changing employment situation, which has caused a two-week income gap.
Response from Wise Loan:
Douglas, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Awesome
Daisy -
Kempner, TX 76539
Very nice
Response from Wise Loan:
Daisy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
Fatima -
Millsboro, DE 19966
Response from Wise Loan:
Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
Fatima -
Millsboro, DE 19966
He was awesome !!! Thanks so much!!!
Response from Wise Loan:
Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Beatrice -
Houston, TX 77065
Jude patient and real ! Thank you
Response from Wise Loan:
Beatrice, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Very helpful!
Giovanni -
McKinney, TX 75072
Response from Wise Loan:
Giovanni, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Customer Service from Sheena
Gregory -
South Milwaukee, WI 53172
Sheena was very professional and empathetic to my situation. She had several optionsI could choose from to help my situation and walked me through the process. She was not judgmental and was very polite. Excellent customer service resulted in less stress for myself. I am glad I chose to business with Wise Loans.
Response from Wise Loan:
Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent services
Erika -
San Antonio, TX 78258
Excellent customer services best company Loan ever if you are approved you receive your money the same business day I really recommend this loan company
Response from Wise Loan:
Erika, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Customer Service
Donna -
Grandview, MO 64030
She was very nice, all are somewhat hard to understand, bit nice. I do REQUEST that yall NEVER call my work #. Also, your text bot is horrible.
Response from Wise Loan:
Donna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan

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What is an Auto Repair Loan?
An auto repair loan is a specialized personal loan tailored for individuals with unexpected car repair costs. These unexpected, expensive repairs, whether a sudden engine failure, transmission issues, or damage from an accident, can quickly add up. Many find these costs challenging, especially those needing an emergency fund or savings.
This type of loan provides a structured repayment plan, offering relief from the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, a loan for auto repairs can be a lifeline for many, ensuring that transportation needs are met promptly.
How It Works
Applying for an auto repair loan with Wise Loan is a straightforward, three-step process:
1
Apply for a Loan
Emergency car repairs can’t wait. Our application is simple and takes less than 5 minutes. You must have a checking account to apply.
Receive a Loan Decision
After completing the application, you’ll receive a loan decision within minutes to an hour, reducing the stress of sudden auto repair costs.
3
Get Funds
Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when needed. Direct deposit is required to receive funds.
Why Choose Wise Loan?
At Wise Loan, we stand out as a reliable and customer-centric choice for a car repair loan. Our commitment to efficiency ensures a fast and user-friendly application process, enabling you to secure financial support for vehicle repairs promptly. With flexible terms, competitive rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution for your auto repair financing needs.
What Can I Use an Auto Repair Loan For?
Auto repair loans can be used for various vehicle-related emergency expenses, including, but not limited to:
Engine repairs
Transmission fixes
Brake replacements
Bodywork after accidents
Tire replacements
We Proudly Serve These Locations

Auto Repair Loan FAQs
How Much Can I Borrow With an Auto Repair Loan?
The amount you can borrow with an auto repair loan varies. Several key factors play a role in determining the exact amount you’re eligible for. For example, your current financial health, past credit history, and the specific policies of the lending institution are all considered. At Wise Loan, our loan amounts range from $500 to $1500. This wide range allows for versatility based on repair needs. But a word of caution: always borrow based on necessity, not just eligibility. Before diving into the loan, ensure you understand the terms and are comfortable with the repayment plan.
How Do Auto Repair Loans Work?
Are Auto Repair Loans Hard to Get?
How Do I Get an Auto Repair Loan?
What Are My Auto Repair Financing Options?
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