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Unexpected Car Repairs? Get Back on the Road Fast with Auto Repair Loans.

Car troubles shouldn’t keep you off the road. Our quick loan approvals will minimize your car’s downtime.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join our growing number of customers who received help with their auto repair bills.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1557 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the services provided. Positive reviews frequently mention friendly and helpful customer service, quick and easy payment plans, and professional and responsive staff. Customers also appreciate the flexibility offered in payment options and the ability to resolve issues efficiently. Negative reviews are present but are outweighed by the positive ones. The negative reviews primarily focus on minor inconveniences or misunderstandings, such as disconnected calls or longer-than-expected wait times. However, the overall tone remains positive, with customers praising the helpfulness and professionalism of the staff.


Excellent




Review of Wise Loan

Very professional

SlidellLA70460 30.32-89.8325

Awesome




Review of Wise Loan

Great for a quick loans and if your credit is less than perfect they will help you

Harker HeightsTX76548 31.07-97.665

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Very detailed, offered honest answers, first time I’ve talked to someone that felt human and helpful.

North Richland HillsTX76117 32.8125-97.275

Response from Wise Loan:

Eric, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent customer experience




Review of Wise Loan

Thanks for all your help.

DallasTX75287 32.9975-96.84

Response from Wise Loan:

Andrew, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome Service!!




Review of Wise Loan

I had a customer service call with Sheena U. Awesome customer service! Sheena and everyone are always professional, and customer service oriented.at all time! Always courteous! One of the best in the industry!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


The Best Company




Review of Wise Loan

Wise Loan is always a pleasure to.work with! From Customer Service to.if needed the Work.Out team if you miss a.payment! For me, I have been with them about 3 years as a return customer! One of the best Payday Advance company!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

WardsvilleMO65101 38.5275-92.165

Response from Wise Loan:

Deanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

She helped me with my request and understanding

PerryvilleMO63775 37.68-89.8875

Response from Wise Loan:

Gloria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thanks Jude!




Review of Wise Loan

HoustonTX77057 29.75-95.4925

Response from Wise Loan:

Chris, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CarbonTX76435 32.205-98.8575

Response from Wise Loan:

Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Sullivan CityTX78595 26.3175-98.56

Response from Wise Loan:

Saul, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Baton RougeLA70817 30.375-90.9725

Response from Wise Loan:

Traylynn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


NO.1 AWESOME SERVICE




Review of Wise Loan

Wise Loan is awesome! I have been with them for 5 years or so. Very nice customer service, and if you have some issues with making a payment, you speak.with Mr. Jude or Mr. Robbie. No ugliness, always helpful to get you back on track!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CypressTX77433 29.965-95.75

Response from Wise Loan:

Renise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Quick loans was quick and easy payment plan

DeSotoTX75115 32.6-96.8575

Response from Wise Loan:

Tarsha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Jude C.

Jude C.

Near Slidell, LA 70460
Jude C.

Jude C.

Near Houston, TX 77044
Jude C.

Jude C.

Near North Richland Hills, TX 76117
Sheena U.

Sheena U.

Near Dallas, TX 75287
Sheena U.

Sheena U.

Near Dallas, TX 75287
Jude C.

Jude C.

Near Segno, TX 77351
Sheena U.

Sheena U.

Near Hockley, TX 77447
Sheena U.

Sheena U.

Near Hockley, TX 77447
Sheena U.

Sheena U.

Near Tool, TX 75143
Jude C.

Jude C.

Near Euless, TX 76039
Jude C.

Jude C.

Near Lufkin, TX 75901
Jude C.

Jude C.

Near Madison, WI 53711
Jude C.

Jude C.

Near Longview, TX 75602
Jude C.

Jude C.

Near Baton Rouge, LA 70802
Jude C.

Jude C.

Near Houston, TX 77045
Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Sheena U.

Sheena U.

Near Perryville, MO 63775
Sheena U.

Sheena U.

Near Perryville, MO 63775

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What is an Auto Repair Loan?

An auto repair loan is a specialized personal loan tailored for individuals with unexpected car repair costs. These unexpected, expensive repairs, whether a sudden engine failure, transmission issues, or damage from an accident, can quickly add up. Many find these costs challenging, especially those needing an emergency fund or savings.

This type of loan provides a structured repayment plan, offering relief from the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, a loan for auto repairs can be a lifeline for many, ensuring that transportation needs are met promptly.

How It Works

Applying for an auto repair loan with Wise Loan is a straightforward, three-step process:

1

Apply for a Loan

Emergency car repairs can’t wait. Our application is simple and takes less than 5 minutes. You must have a checking account to apply.

2

Receive a Loan Decision

After completing the application, you’ll receive a loan decision within minutes to an hour, reducing the stress of sudden auto repair costs.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when needed. Direct deposit is required to receive funds.

Why Choose Wise Loan?


At Wise Loan, we stand out as a reliable and customer-centric choice for a car repair loan. Our commitment to efficiency ensures a fast and user-friendly application process, enabling you to secure financial support for vehicle repairs promptly. With flexible terms, competitive rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution for your auto repair financing needs.

What Can I Use an Auto Repair Loan For?



Auto repair loans can be used for various vehicle-related emergency expenses, including, but not limited to:

Engine repairs

Transmission fixes

Brake replacements

Bodywork after accidents

Tire replacements

Whatever unexpected vehicle repair costs you encounter, loans for auto repairs from Wise Loan can help you manage and pay for them efficiently.

We Proudly Serve These Locations

Wise Loan proudly serves the following locations:

Auto Repair Loan FAQs

How Much Can I Borrow With an Auto Repair Loan?

The amount you can borrow with an auto repair loan varies. Several key factors play a role in determining the exact amount you’re eligible for. For example, your current financial health, past credit history, and the specific policies of the lending institution are all considered. At Wise Loan, our loan amounts range from $500 to $1500. This wide range allows for versatility based on repair needs. But a word of caution: always borrow based on necessity, not just eligibility. Before diving into the loan, ensure you understand the terms and are comfortable with the repayment plan.

How Do Auto Repair Loans Work?

Auto repair loans, at their core, function similarly to personal loans. The process begins with an online application where you must include your state and the amount needed. We will assess your application and provide a loan decision within minutes to an hour. Once approved, you will choose your repayment terms, including details about interest rates, duration, and other specifics. You will receive your funds via direct deposit as a lump sum.

Are Auto Repair Loans Hard to Get?

Compared to traditional loans from mainstream banks, loans for auto repairs are more user-friendly. They are crafted to aid those hit with unexpected vehicle repair bills. Though your creditworthiness is evaluated during the loan application process, online lenders, especially Wise Loan, have a more empathetic approach. We recognize the pressing nature of car repairs and the essential role a car plays in daily life. However, even in this accommodating landscape, it’s beneficial to maintain a commendable credit score, as it can lead to more favorable terms and interest rates. Even those with bad credit may qualify for a loan.

How Do I Get an Auto Repair Loan?

Starting your loan journey is relatively straightforward, especially with lenders like Wise Loan, which offer streamlined online application processes. After you’ve entered all your relevant details and applied, there’s a quick turnaround time. Most applicants receive a loan decision in minutes to an hour. If the decision is favorable and you’re approved, you can often access the required funds on the same day, ensuring your vehicle gets back on the road as soon as possible. Preparation is essential: having all necessary documents and information ready ensures a smooth process. Given the variety in the lending market, it’s a good practice to shop around and compare terms, rates, and reviews before settling on a lender.

What Are My Auto Repair Financing Options?

Auto loans aren’t a one-size-fits-all solution. They come with a palette of options to cater to diverse needs. On one hand, you have unsecured loans favored by many because they don’t require any form of collateral. On the other hand, secured loans ask for an asset, possibly the vehicle itself, as a safety net for the lender. If a loan isn’t the best fit, explore other avenues. Some auto repair shops offer their own financing or payment plans. Additionally, using a credit card might be a feasible short-term solution, though one should be wary of high-interest rates.

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Resources

Apply for an Auto Repair Loan Today