Unexpected Car Repairs? Get Back on the Road Fast with Auto Repair Loans.

Car troubles shouldn’t keep you off the road. Our quick loan approvals will minimize your car’s downtime.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join our growing number of customers who received help with their auto repair bills.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1288 customer reviews

Excellent help




Review of Wise Loan

I had to cancel an extra payment I made and Jude was very professional and kind to me about it.

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Connie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Robby is the best!




Review of Wise Loan

Quick and insightful help, got back to me as soon as possible.

SachseTX75048 32.9625-96.5675

Response from Wise Loan:

Hunter, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Amazing!




Review of Wise Loan

I use this loan service very often, I get a special rate, very convenient, fast and amazing customer service staff.

Los FresnosTX78566 26.04-97.5275

Response from Wise Loan:

Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Quick and efficient service




Review of Wise Loan

DallasTX75206 32.8225-96.775

Response from Wise Loan:

Bridgette, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Easy process




Review of Wise Loan

Wait time wasn’t too bad. Got my issue resolved within 10 minutes.

BryanTX77802 30.6575-96.3175

Response from Wise Loan:

Brandon, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Very helpful customer service Rep (Robby)

PlanoTX75075 33.02-96.7375

Response from Wise Loan:

Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great employee




Review of Wise Loan

MiddletownDE19709 39.515-75.645

Response from Wise Loan:

Donna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

There was a mix up with my payment in May. Jude help me with excellent customer service. He was knowledgeable and non-judgmental. Thank 😊 you for helping me solve my problem.

AlexandriaLA71303 31.3075-92.52

Response from Wise Loan:

Shirley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

San MarcosTX78666 29.895-97.98

Response from Wise Loan:

Patricia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


OLGA SIERRA




Review of Wise Loan

EXCELLENT SERVICE HELP IN RESOLVE MANY THANKS

LaredoTX78045 27.5825-99.46

Response from Wise Loan:

Angelina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Customer




Review of Wise Loan

Jude gave me an excellent customer service experience. He's always ready to work with me helping me set up my payment plans without inconvenience. He's highly professional, courteous, respectful and helpful. Thanks for all you do. I really appreciate you a bunch.

Grand PrairieTX75050 32.78-97.0175

Response from Wise Loan:

Francisca, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Great customer service. Very understanding.

RowlettTX75089 32.935-96.5275

Response from Wise Loan:

Rachel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Agent was very profesional




Review of Wise Loan

She was very helpful and profesional. It make the transaction so easy to comple

PflugervilleTX78660 30.4825-97.575

Response from Wise Loan:

Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Nice and professional service. Thanks

RichmondTX77407 29.6775-95.72

Response from Wise Loan:

Stafford, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

OrangeTX77630 30.08-93.845

Response from Wise Loan:

Pamela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near El Paso, TX 79936
ROBBY G.

ROBBY G.

Near Milwaukee, WI 53218
ROBBY G.

ROBBY G.

Near San Antonio, TX 78264
ROBBY G.

ROBBY G.

Near Milwaukee, WI 53224
ROBBY G.

ROBBY G.

Near McKinney, TX 75071
Jude C.

Jude C.

Near St. Louis, MO 63139
ROBBY G.

ROBBY G.

Near Sachse, TX 75048
Jude C.

Jude C.

Near Dallas, TX 75216
Jude C.

Jude C.

Near San Marcos, TX 78666
ROBBY G.

ROBBY G.

Near Houston, TX 77078
ROBBY G.

ROBBY G.

Near Rosenberg, TX 77471
Jude C.

Jude C.

Near Dallas, TX 75206
Jude C.

Jude C.

Near Kewaskum, WI 53040
Jude C.

Jude C.

Near Houma, LA 70363
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near E Domiano Ln, Hammond, LA 70401
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Hopscotch Ln, Lexington, SC 29072
Jude C.

Jude C.

Near Grand Prairie, TX 75052
Jude C.

Jude C.

Near Houston, TX 77053
Jude C.

Jude C.

Near West Milwaukee, WI 53214
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Sonata Cyn, Spring Branch, TX 78070
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near W Westchester Pkwy, Grand Prairie, TX 75052
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Weyland Dr, North Richland Hills, TX 76180
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Los Olmos Dr, Los Fresnos, TX 78566
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near N Chicago Ave, Lubbock, TX 79416
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near 21st Ave, Kenosha, WI 53140

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What is an Auto Repair Loan?

An auto repair loan is a specialized personal loan tailored for individuals with unexpected car repair costs. These unexpected, expensive repairs, whether a sudden engine failure, transmission issues, or damage from an accident, can quickly add up. Many find these costs challenging, especially those needing an emergency fund or savings.

This type of loan provides a structured repayment plan, offering relief from the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, a loan for auto repairs can be a lifeline for many, ensuring that transportation needs are met promptly.

How It Works

Applying for an auto repair loan with Wise Loan is a straightforward, three-step process:

1

Apply for a Loan

Emergency car repairs can’t wait. Our application is simple and takes less than 5 minutes. You must have a checking account to apply.

2

Receive a Loan Decision

After completing the application, you’ll receive a loan decision within minutes to an hour, reducing the stress of sudden auto repair costs.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when needed. Direct deposit is required to receive funds.

Why Choose Wise Loan?


At Wise Loan, we stand out as a reliable and customer-centric choice for a car repair loan. Our commitment to efficiency ensures a fast and user-friendly application process, enabling you to secure financial support for vehicle repairs promptly. With flexible terms, competitive rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution for your auto repair financing needs.

What Can I Use an Auto Repair Loan For?



Auto repair loans can be used for various vehicle-related emergency expenses, including, but not limited to:

Engine repairs

Transmission fixes

Brake replacements

Bodywork after accidents

Tire replacements

Whatever unexpected vehicle repair costs you encounter, loans for auto repairs from Wise Loan can help you manage and pay for them efficiently.

We Proudly Serve These Locations

Wise Loan proudly serves the following locations:

Auto Repair Loan FAQs

How Much Can I Borrow With an Auto Repair Loan?

The amount you can borrow with an auto repair loan varies. Several key factors play a role in determining the exact amount you’re eligible for. For example, your current financial health, past credit history, and the specific policies of the lending institution are all considered. At Wise Loan, our loan amounts range from $500 to $1500. This wide range allows for versatility based on repair needs. But a word of caution: always borrow based on necessity, not just eligibility. Before diving into the loan, ensure you understand the terms and are comfortable with the repayment plan.

How Do Auto Repair Loans Work?

Auto repair loans, at their core, function similarly to personal loans. The process begins with an online application where you must include your state and the amount needed. We will assess your application and provide a loan decision within minutes to an hour. Once approved, you will choose your repayment terms, including details about interest rates, duration, and other specifics. You will receive your funds via direct deposit as a lump sum.

Are Auto Repair Loans Hard to Get?

Compared to traditional loans from mainstream banks, loans for auto repairs are more user-friendly. They are crafted to aid those hit with unexpected vehicle repair bills. Though your creditworthiness is evaluated during the loan application process, online lenders, especially Wise Loan, have a more empathetic approach. We recognize the pressing nature of car repairs and the essential role a car plays in daily life. However, even in this accommodating landscape, it’s beneficial to maintain a commendable credit score, as it can lead to more favorable terms and interest rates. Even those with bad credit may qualify for a loan.

How Do I Get an Auto Repair Loan?

Starting your loan journey is relatively straightforward, especially with lenders like Wise Loan, which offer streamlined online application processes. After you’ve entered all your relevant details and applied, there’s a quick turnaround time. Most applicants receive a loan decision in minutes to an hour. If the decision is favorable and you’re approved, you can often access the required funds on the same day, ensuring your vehicle gets back on the road as soon as possible. Preparation is essential: having all necessary documents and information ready ensures a smooth process. Given the variety in the lending market, it’s a good practice to shop around and compare terms, rates, and reviews before settling on a lender.

What Are My Auto Repair Financing Options?

Auto loans aren’t a one-size-fits-all solution. They come with a palette of options to cater to diverse needs. On one hand, you have unsecured loans favored by many because they don’t require any form of collateral. On the other hand, secured loans ask for an asset, possibly the vehicle itself, as a safety net for the lender. If a loan isn’t the best fit, explore other avenues. Some auto repair shops offer their own financing or payment plans. Additionally, using a credit card might be a feasible short-term solution, though one should be wary of high-interest rates.

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Resources

Apply for an Auto Repair Loan Today