Online Installment Loans in South Carolina

Looking for a South Carolina installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in South Carolina for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.

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Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in South Carolina, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

In South Carolina, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.

You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds. 

What you need for your application

Government-issued ID showing you reside in the state of South Carolina

A recent bank statement

A personal check or debit card associated with your account

Proof of income, such as a pay stub from your employer

How it Works

Getting an installment loan online is a simple, safe and secure three-steps process.

Apply

Our application process is simple. Complete the quick online application for an installment loan in South Carolina. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.

If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In South Carolina, our loan amounts range between $601.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers.

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account.  While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Installment loans in SC are typically broken into monthly, weekly or bi-weekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards. 

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. South Carolina borrowers can choose from 4 to 12 monthly payments, 8 to 26 bi-weekly payments, or 8 to 24 semi-monthly payments, with a minimum term length of 120 days.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for South Carolina


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 93 customer reviews

informed and concise with friendly attitude!




Review of Wise Loan

Hilton Head IslandSC29926 32.23-80.7325

Response from Wise Loan:

Edward, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Good Man




Review of Wise Loan

Robby was very dear to my concerns. Much appreciated.

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan


Great service




Review of Wise Loan

DalzellSC29040 34.0575-80.4225

Response from Wise Loan:

Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan


Great Service




Review of Wise Loan

I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.

GreenvilleSC29615 34.875-82.335

Response from Wise Loan:

Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected]. Best regards. -Wise Loan


Excellent!




Review of Wise Loan

This is a great company if your in a pinch!

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan


Great customer service




Review of Wise Loan

Everything I needed he helped me with. 10

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan


Excellent service, great communication




Review of Wise Loan

HodgesSC29653 34.285-82.2375

Outstanding service




Review of Wise Loan

Answered my questions

ColumbiaSC29229 34.1575-80.8875

Great service and kind




Review of Wise Loan

ColumbiaSC29223 34.105-80.92

Awesome customer service




Review of Wise Loan

Robbie was very helpful to me with my situation and we talked for a while after he helped. You can definitely tell he has a great customer service talent. I work in the state field where i deal with customers daily and its my life. He is me so much has a go getter attitude and was very helpful. Even told me how i can get him directly in the future if i need him. I appreciate this very much. Says alot for him and he is a great asset to ur company as these types of workers are hard to come by these days.

DarlingtonSC29532 34.29-79.8975

Great service




Review of Wise Loan

Robbie was professional and polite. Appreciate the call.

Fort MillSC29715 35.0175-80.9325

Great service




Review of Wise Loan

VaucluseSC29801 33.585-81.7125

A nice and very pleasant experience




Review of Wise Loan

SummervilleSC29486 33.085-80.11

Great




Review of Wise Loan

He helped with everything I needed and followed up with me to get the answers I needed

UnionSC29379 34.7025-81.56

Awesome




Review of Wise Loan

Great customer seevucs3

DuncanSC29334 34.905-82.1175

ROBBY G.

ROBBY G.

Near Union, SC 29379
Olga S.

Olga S.

Near Red Sunset Ln, Blythewood, SC 29016
Jude C.

Jude C.

Near Blythewood, SC 29016
Jude C.

Jude C.

Near Blythewood, SC 29016
Jude C.

Jude C.

Near Hilton Head Island, SC 29926
ROBBY G.

ROBBY G.

Near Aiken, SC 29803
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Blythewood, SC 29016
ROBBY G.

ROBBY G.

Near Rock Hill, SC 29732
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
Jude C.

Jude C.

Near Charleston, SC 29414
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Summerville, SC 29485
ROBBY G.

ROBBY G.

Near Charleston, SC 29406
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
Jude C.

Jude C.

Near Charleston, SC 29414
Jude C.

Jude C.

Near Columbia, SC 29223
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Blythewood, SC 29016
Jude C.

Jude C.

Near Rock Hill, SC 29730
Jude C.

Jude C.

Near Summerville, SC 29485
ROBBY G.

ROBBY G.

Near Bluffton, SC 29910

FAQs About South Carolina Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of South Carolina, you can apply for an installment loan online with Wise Loan.

How many installment loans can you have?

There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.

Can SC installment loans be paid off early?

Yes, you can pay your South Carolina installment loan with Wise Loan off early. Doing so may even help you save money.

What happens if I don't repay my installment loan on time?

If you have an outstanding amount of one full payment or more which has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What Will My Loan Cost?

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for South Carolina

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

South Carolina Regulatory Contact Information

State of South Carolina Board of Financial Institutions Consumer Finance Division. 1205 Pendleton Street, Suite 306 Columbia, SC 29201-3756. Phone: (803) 734-2020. Email: [email protected] 


The recommendations contained in this article are designed for informational purposes only.  Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.