Online Installment Loans in Utah

Looking for a Utah installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Utah for people with all types of credit. Find out more about your online loan options below and apply now for added benefits such as access to instant funding.

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Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Utah, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

You can get online installment loans in Utah with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.

You don’t need an excellent credit score to get an online loan from Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.

What you need for your application

Government-issued ID showing you reside in the state of Utah

A recent bank statement

A personal check or debit card associated with your checking account

Verifiable income, such as a pay stub from your employer or a direct deposit

How it Works

Getting an installment loan online is a simple, safe and secure three-step process.

Apply

Complete the quick online application for an installment loan in Utah. It takes less than a few minutes to complete  our application process, and you generally get a response within minutes.

If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Utah, our loan amounts range between $200.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers.

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive loan repayment history with cash-back rewards.

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Utah borrowers can choose from terms with payment schedules that last up to 12 months.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Utah


Reviews

Wise Loan Rated 4.5 out of 5 stars based on 13 customer reviews

very good




Review of Wise Loan

very pleased he nice and helped me with my question

CentervilleUT84014 40.9225-111.87

Response from Wise Loan:

Jordan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

I have recently had a difficult hardship in my life and he and the company helped me out so much! I appreciate everything you do!!!

Salt Lake CityUT84129 40.6625-111.9675

Response from Wise Loan:

Stella, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude was very professional and got right back with me thanks Jude.

HerrimanUT84096 40.485-112.0725

Response from Wise Loan:

Todd, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Company doesn't know what they're doing!




Review of Wise Loan

Took almost half my disability check! I called and thank you for changing that but ink still trying to recover from that! The damage was done and you didn't care! Then you send out an invitation for more money and I really needed the help after that only to find out you did that by mistake! Not a company I would ever recommend!

South Salt LakeUT84119 40.71-111.965

Response from Wise Loan:

Marlene, thank you for sharing your experience. We apologize for the misunderstanding and hope we addressed your questions well. Please do not hesitate to reach out should you have any further questions at [email protected]. Best regards. -Wise Loan


Helpful and friendly




Review of Wise Loan

Robbie has been helpful and friendly while helping me through a rough patch with payments.

South JordanUT84095 40.5625-111.9375

Response from Wise Loan:

Tayler, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile and are so glad we were able to help you through your rough patch. Please don't hesitate to reach out if you have any further questions at [email protected]. Best regards. -Wise Loan


To much




Review of Wise Loan

It. Was easy to get the loan but cost to much for. the time you charge to much for interest.thanks for not helping

GREENHAVENUT84083 41.1675-113.8575

Great service




Review of Wise Loan

OremUT84059 40.305-111.7525

Excelent service




Review of Wise Loan

Excelent experience

Salt Lake CityUT84115 40.7175-111.8975

Best sweetest gal to work with




Review of Wise Loan

Alma has helped me make my payments on time. Since I have a head injury and am not able to remember dates she has helped to get those payments on time or adjust the dates when my payments from work changed so that my account hasn't gone into the negatives. She's so sweet and up beat that it is really quite a pleasure speaking to her to get my loan paid in full. Other agents could learn a bunch from her and think she should be promoted with her upbeat attitude and skills at communicating and understanding situations at hand. She is a great asset to your company. Thank you!

Salt Lake CityUT84120 40.7-112.0125

Great service, very happy and helpful




Review of Wise Loan

great experience

Salt Lake CityUT84119 40.71-111.965

Great service, and compassionate




Review of Wise Loan

Thank you for providing me facts so Zi could make an informed choice. He said he would follow up on a future date to ensure connection based on my emergency. And desire to pay account.

Cedar CityUT84720 37.6775-113.0625

good service




Review of Wise Loan

Young lady was very kind and helpful

OremUT84097 40.3025-111.675

ROBBY G.

ROBBY G.

Near East Carbon, UT 84520
Jude C.

Jude C.

Near Logan, UT 84341
Jude C.

Jude C.

Near Centerville, UT 84014
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near S Laurel Green Dr, West Valley City, UT 84120
ROBBY G.

ROBBY G.

Near Vineyard, UT 84057
Trent T.

Trent T.

this is trent the one who assisted you earlier would you mind to rate my service today it would be much appreciated Thanks!!!

Near S 3200 W, Salt Lake City, UT 84129
Olga S.

Olga S.

Near E 1200 N, Centerville, UT 84014
Jude C.

Jude C.

Near Sunset, UT 84015
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near Whispering Meadows Ln, Kaysville, UT 84037
Jude C.

Jude C.

Near Aneth, UT 84510
Jude C.

Jude C.

Near Gusher, UT 84026
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near W Antelope Dr, Layton, UT 84041
Olga S.

Olga S.

Near Daniel Dr, Tooele, UT 84074
Jude C.

Jude C.

Near South Salt Lake, UT 84119
Olga S.

Olga S.

Near W 5415 S, Salt Lake City, UT 84118
Jude C.

Jude C.

Near Layton, UT 84041
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near Whispering Meadows Ln, Kaysville, UT 84037
Jude C.

Jude C.

Near Herriman, UT 84096
Jude C.

Jude C.

Near WASHINGTON TR, UT 84405
ROBBY G.

ROBBY G.

Near South Salt Lake, UT 84119
ROBBY G.

ROBBY G.

Near Salt Lake City, UT 84111
Jude C.

Jude C.

Near Herriman, UT 84096
ROBBY G.

ROBBY G.

Near Millcreek, UT 84117
Jude C.

Jude C.

Near South Salt Lake, UT 84119
Jude C.

Jude C.

Near Sandy, UT 84070

FAQs About Utah Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term given at the time of loan approval. These payments are made on a regular basis on a fixed amount, meaning the borrower’s loan payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Utah, you can apply for an online installment loan with a direct lender like Wise Loan.

How many installment loans can you have?

There’s no real limit for how many installment loans you can have. Many people have various types of loans, not just one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans with different repayment terms. However, you can only have one installment loan through Wise Loan at a time.

Can installment loans be paid off early?

Yes, you can pay your Utah installment loan with Wise Loan off early. Doing so may even help you save money.

What happens if I don't repay my installment loan on time?

If you don’t make your installment loan payment on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What will my loan cost?

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Utah

Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Utah. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Utah Regulatory Contact Information

Utah Department of Financial Institutions. 324 South State Street, Suite 201, Salt Lake City, UT 8411. Phone: (801) 538-8830. Email: [email protected]

The recommendations contained in this article are designed for informational purposes only.  Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.