Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

As of October 15, 2022, Wise Loan is no longer offering loans to new customers in the state of Mississippi. Current or returning Mississippi customers may request a loan by logging into their account. If you have any questions or require assistance, please reach out to [email protected]
or call 800-516-7840. Thank you.

Online Installment Loans in Mississippi

 

Wise Loan offers FAST, no-hassle online installment loans to people living in Mississippi! Wise Loan offers installment loans for bad credit and good credit. We have a quick application process that gives you the status of your application in about 5 minutes! Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT.

 Apply now to get a smarter loan!

How Much Can I Borrow From Wise Loan?

In the state of Mississippi, Wise loan offers loan amounts between $500 – $3500. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts as well as approvals are determined by several factors including your credit and loan repayment history.

Flexible Payment Terms

With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Mississippi’s residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

Cash Back Rewards

By paying your Wise Loan in a timely fashion in Mississippi, you can earn cash back bonuses! For every $1000 borrowed and paid back on time, you will have $10-$50 deposited into your Nest Egg savings account. Wise Loan may be the only loan servicer in Mississippi that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!

What Will My Loan Cost?

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information,
see an example repayment schedule of a Wise Loan.

Terms and Conditions for Mississippi

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the Mississippi Credit Availability Act. You will be charged a monthly handling fee up to $25 per $100.00 per month. You may also be charged an origination fee of 1% of the amount borrowed, or $5.00, whichever is greater. APR calculations is based on the number of days between the loan effective date and your first payment date, and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Mississippi Regulatory Contact Information

The Mississippi Department of Banking and Consumer Finance

Post Office Box 12129 Jackson, MS 39236

Phone: (800) 844-2499 Fax: (601) 321-6933

 

Local Reviews
for Jackson,Southaven,Starkville,Bay Saint Louis,Columbia,Greenville,McComb,Columbus,Gulfport,Hattiesburg,Macon,Madison,Meridian,New Houlka,Picayune,Ridgeland,Vancleave,Vicksburg,Yazoo City,Biloxi,Brookhaven,Buckatunna,Byhalia,Byram,Clarksdale,Courtland,Hernando,Holly Springs,Moss Point,Pascagoula,Pearl,Philadelphia,Poplarville,Richland,Roxie,Smithdale,Tupelo,Water Valley,West Point,Baldwyn,Batesville,Booneville,Brandon,Calhoun City,Canton,Carriere,Cleveland,Coffeeville,Coldwater,Crystal Springs,D'Iberville,Drew,Flowood,Forest,Gloster,Greenwood,Grenada,Horn Lake,Kiln,Laurel,Long Beach,Lorman,Louin,Louisville,Magee,Marks,Mendenhall,Monticello,Natchez,Ocean Springs,Olive Branch,Oxford,Prairie,Red Banks,Saltillo,Senatobia,Taylorsville,Toccopola,Tylertown,Verona,Waveland, MS

Wise Loan Rated 4.7 out of 5 stars based on 38 customer reviews

Map of Horn Lake, MS 38637

Rating




Review of Wise Loan

Horn LakeMS38637 34.9625-90.0475

Response from Wise Loan:

J, thank you for sharing your experience. We strive to go the extra mile for our customers and would like to opportunity to learn more about your experience with us. Please reach out to [email protected] or call 800.516.7840 so we can address your needs. Best regards. -Wise Loan


Map of Hattiesburg, MS 39401

Great service




Review of Wise Loan

HattiesburgMS39401 31.215-89.285

Response from Wise Loan:

Sabrina, thank you for leaving a review. At Wise Loan, we always strive to go the extra mile for our customers. If there's anything we can do for you in the future, please don't hesitate to reach out. Best Regards! -Wise Loan


Map of Jackson, MS 39204

I truly must say that the best part about wise long customer services Use that they truly listen to the customer and the supervisor miss Julie They tr




Review of Wise Loan

I will be using wise loans in the future And if anyone in the nation is having issues financially at this time of crisis I would ask you all to look to wise loans for help The customer service gentleman and his supervisor miss Julie I thank you all

JacksonMS39204 32.2825-90.23

Map of Vicksburg, MS 39183

Awesome service




Review of Wise Loan

Service was polite and prompt!

VicksburgMS39183 32.465-90.925

Map of Biloxi, MS 39532

Awesome service




Review of Wise Loan

Always answered my questions and happy to help me fix my problems

BiloxiMS39532 30.5-88.96

Map of Gulfport, MS 39503

Excellent service




Review of Wise Loan

GulfportMS39503 30.455-89.1525

Map of Jackson, MS 39206

Awesome Service




Review of Wise Loan

Alma was wonderful, knowledgeable, and extremely helpful throughout the call. Her attitude was great and it was a pleasure speaking with her today.

JacksonMS39206 32.3675-90.1775

Map of Columbus, MS 39702

Love the service




Review of Wise Loan

Awesome customer service

ColumbusMS39702 33.45-88.3425

Map of Jackson, MS 39206

Awesome price




Review of Wise Loan

Great service, really enjoyed the helpful people!!!

JacksonMS39206 32.3675-90.1775

Map of Drew, MS 38737

Mrs Jessica I appreciate all you did to help me.and you were so patient and keep in touch with me and the kids.thank again




Review of Wise Loan

It was awesome

DrewMS38737 33.81-90.5275

Absolutely AWESOME service.




Review of Wise Loan

Sincerely one of the most pleasant experiences I have ever had when dealing with customer service.

Moss PointMS 30.4125-88.535

The customer service I received was great!




Review of Wise Loan

Everyone I spoke with was very informative and nice. It was an easy process. I will always use wise loan when I’m in need of a little extra cash.

ColumbiaMS39429 31.2725-89.775

Fast service




Review of Wise Loan

They were very responsive

JacksonMS39213 32.3675-90.2525

Great service




Review of Wise Loan

VancleaveMS39565 30.6375-88.8875

Great




Review of Wise Loan

PicayuneMS39466 30.52-89.675

Awesome service




Review of Wise Loan

Claire was extremely helpful and courteous to me. She understood my needs and assisted me to get the best rate.

ByramMS39272 32.195-90.2975

The representative that help me, she was excellent help. She was very patiently and I thank her for that.




Review of Wise Loan

CantonMS39046 32.695-90.0375

Good Job




Review of Wise Loan

It took awhile for my loan to be approved but I'm glad it happened

JacksonMS39203 32.305-90.2

Negative Experience




Review of Wise Loan

ColumbusMS 33.495-88.4275

Great Service, easy and fast process.




Review of Wise Loan

HattiesburgMS39402 31.345-89.3575

Jude C.

Jude C.

Near Columbia, MS 39429
Olga S.

Olga S.

Near Moss Point, MS
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near Will Alexander Rd, Columbia, MS 39429
ROBBY G.

ROBBY G.

Near Pascagoula, MS 39567
Jude C.

Jude C.

Near Ridgeland, MS 39157
ROBBY G.

ROBBY G.

Near Ridgeland, MS 39157
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near Arbor Dr, Ridgeland, MS 39157
ROBBY G.

ROBBY G.

Near Forest, MS 39074
ROBBY G.

ROBBY G.

Near Brandon, MS 39047
Jude C.

Jude C.

Near Jackson, MS 39212
Jude C.

Jude C.

Near Hattiesburg, MS 39401
Jude C.

Jude C.

Near Vicksburg, MS 39180
ROBBY G.

ROBBY G.

Near Pascagoula, MS 39567
ROBBY G.

ROBBY G.

Near Gulfport, MS 39503
Jude C.

Jude C.

Near Hattiesburg, MS 39401
ROBBY G.

ROBBY G.

Near Gulfport, MS 39503
ROBBY G.

ROBBY G.

Near Jackson, MS 39232
ROBBY G.

ROBBY G.

Near Brandon, MS 39047
ROBBY G.

ROBBY G.

Near Brandon, MS 39047
ROBBY G.

ROBBY G.

Near Biloxi, MS 39540
Jude C.

Jude C.

Near Horn Lake, MS 38637
ROBBY G.

ROBBY G.

Near Vancleave, MS 39565
Jude C.

Jude C.

Near Greenville, MS 38703
Stillman .

Stillman .

cci cust adv hardship, adv pay plan, cst first payment dat 10/31 $139.94-Stillman

Near Briars Bend, Brandon, MS 39042
Stillman .

Stillman .

cci cust set up pay plan, next pay date 11/14 ($98.55)-Stillman

Near Eagle Heights Dr, Picayune, MS 39466
Jude C.

Jude C.

Near Greenville, MS 38701
ROBBY G.

ROBBY G.

Near Brandon, MS 39047
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Warriors Trail, Vicksburg, MS 39180
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near 5th St, Meridian, MS 39307
Jude C.

Jude C.

Near Ridgeland, MS 39157