Need Money Quickly?
Wise Loan’s Emergency Loans Online Can Help.

Online emergency loans could be your lifeline during unexpected times when you’re short on funds.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus

Join the growing list of satisfied customers who have received help paying for unexpected expenses.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1288 customer reviews

Excellent help




Review of Wise Loan

I had to cancel an extra payment I made and Jude was very professional and kind to me about it.

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Connie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Robby is the best!




Review of Wise Loan

Quick and insightful help, got back to me as soon as possible.

SachseTX75048 32.9625-96.5675

Response from Wise Loan:

Hunter, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Amazing!




Review of Wise Loan

I use this loan service very often, I get a special rate, very convenient, fast and amazing customer service staff.

Los FresnosTX78566 26.04-97.5275

Response from Wise Loan:

Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Quick and efficient service




Review of Wise Loan

DallasTX75206 32.8225-96.775

Response from Wise Loan:

Bridgette, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Easy process




Review of Wise Loan

Wait time wasn’t too bad. Got my issue resolved within 10 minutes.

BryanTX77802 30.6575-96.3175

Response from Wise Loan:

Brandon, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Very helpful customer service Rep (Robby)

PlanoTX75075 33.02-96.7375

Response from Wise Loan:

Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great employee




Review of Wise Loan

MiddletownDE19709 39.515-75.645

Response from Wise Loan:

Donna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

There was a mix up with my payment in May. Jude help me with excellent customer service. He was knowledgeable and non-judgmental. Thank 😊 you for helping me solve my problem.

AlexandriaLA71303 31.3075-92.52

Response from Wise Loan:

Shirley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

San MarcosTX78666 29.895-97.98

Response from Wise Loan:

Patricia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


OLGA SIERRA




Review of Wise Loan

EXCELLENT SERVICE HELP IN RESOLVE MANY THANKS

LaredoTX78045 27.5825-99.46

Response from Wise Loan:

Angelina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Customer




Review of Wise Loan

Jude gave me an excellent customer service experience. He's always ready to work with me helping me set up my payment plans without inconvenience. He's highly professional, courteous, respectful and helpful. Thanks for all you do. I really appreciate you a bunch.

Grand PrairieTX75050 32.78-97.0175

Response from Wise Loan:

Francisca, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Great customer service. Very understanding.

RowlettTX75089 32.935-96.5275

Response from Wise Loan:

Rachel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Agent was very profesional




Review of Wise Loan

She was very helpful and profesional. It make the transaction so easy to comple

PflugervilleTX78660 30.4825-97.575

Response from Wise Loan:

Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Nice and professional service. Thanks

RichmondTX77407 29.6775-95.72

Response from Wise Loan:

Stafford, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

OrangeTX77630 30.08-93.845

Response from Wise Loan:

Pamela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near Milwaukee, WI 53218
ROBBY G.

ROBBY G.

Near San Antonio, TX 78264
ROBBY G.

ROBBY G.

Near Milwaukee, WI 53224
ROBBY G.

ROBBY G.

Near McKinney, TX 75071
Jude C.

Jude C.

Near St. Louis, MO 63139
ROBBY G.

ROBBY G.

Near Sachse, TX 75048
Jude C.

Jude C.

Near Dallas, TX 75216
Jude C.

Jude C.

Near San Marcos, TX 78666
ROBBY G.

ROBBY G.

Near Houston, TX 77078
ROBBY G.

ROBBY G.

Near Rosenberg, TX 77471
Jude C.

Jude C.

Near Dallas, TX 75206
Jude C.

Jude C.

Near Kewaskum, WI 53040
Jude C.

Jude C.

Near Houma, LA 70363
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near E Domiano Ln, Hammond, LA 70401
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Hopscotch Ln, Lexington, SC 29072
Jude C.

Jude C.

Near Grand Prairie, TX 75052
Jude C.

Jude C.

Near Houston, TX 77053
Jude C.

Jude C.

Near West Milwaukee, WI 53214
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Sonata Cyn, Spring Branch, TX 78070
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near W Westchester Pkwy, Grand Prairie, TX 75052
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Weyland Dr, North Richland Hills, TX 76180
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Los Olmos Dr, Los Fresnos, TX 78566
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near N Chicago Ave, Lubbock, TX 79416
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near 21st Ave, Kenosha, WI 53140
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Sherman Park Dr, Saint Charles, MO 63303

Member of

What is an Emergency Loan?


An emergency loan is a personal loan for unforeseen circumstances that demand immediate attention. It’s a short-term solution that bridges the gap between unexpected expenses and your next paycheck or source of income. These loans provide a quick means of securing funds up to $1,500, often bypassing the lengthy approval processes associated with traditional loans, and they are available even to those with bad credit.

Emergency online loans have transformed how people access urgent financial aid. With a few clicks, you can apply and secure funds for pressing needs, be it a medical bill looming over the horizon, a car broken down at an inopportune time, or any other unplanned expenditure. The online approach prioritizes speed and convenience, ensuring you’re safe during tough financial times.

How It Works

Securing a loan online for emergency situations is as easy as 1-2-3.

1

Apply for a Loan

Begin your journey with our user-friendly loan application, taking less than 5 minutes of your time. You must have a checking account to apply.

2

Receive a Loan Decision

Say goodbye to lengthy decisions. Experience a loan decision within minutes to an hour of your application.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.

Why Choose Wise Loan?

When it comes to online lenders, Wise Loan stands out. Not only do we provide a seamless application process and rapid decisions, but our commitment to helping customers build a healthy financial future sets us apart from the rest. We report payments to Experian and Equifax to help improve your credit. We also reward on-time payments through our Nest Egg program.

Wise Loan is here to help improve your financial health and well-being.

What Can I Use an Emergency Loan For?


Emergency loans cater to urgent financial needs like medical, auto, and home repairs. Whether it’s an unforeseen bill, an essential purchase, or any other sudden expense, these loans provide a timely financial cushion. Different types of loans include:

Medical Loans

Tackle medical expenses head-on. With our medical loans, prioritize your health without compromise.

Auto Repair Loans

Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.

Home Repair Loans

We have your back for unforeseen home damages. Our home repair loans are here to help.

Funeral Loans

Ensure a respectful farewell without the burden of expenses. Find solace with our funeral loans.

Moving Loans

Forced to relocate unexpectedly? Simplify your transition with our specialized moving loans.

Vet Loans

Pets are part of the family. Meet their immediate health needs with our dedicated vet loans.

We Proudly Serve These Locations

Wise Loan proudly serves the following locations:

Emergency Loan FAQs

How Can I Borrow Money Fast in an Emergency?

Wise Loan provides a streamlined online process to borrow money quickly when faced with a financial emergency. Start by filling out our simple online application. Once submitted, we review your application and provide a decision in minutes to an hour. If approved, funds can be instantly transferred to your account, ensuring you get the emergency cash you need without unnecessary delays.

How Can I Pay Back an Emergency Loan?

Paying back your emergency loan with Wise Loan is designed to be as hassle-free as the application process. We offer flexible repayment options in the form of installments. You can choose from various repayment options: weekly, biweekly, or monthly. Our transparent loan terms mean there are no hidden fees or surprises.

What is the Process to Apply?

When you apply for an emergency loan online, you will experience a seamless three-step process. Start by filling out our online application, which takes less than five minutes. Once completed, you’ll receive a decision within minutes to an hour. If approved, funds can be transferred to your account instantly or by the next business day, depending on your application time and eligibility criteria.

What are the Most Common Ways to Get Emergency Cash Quickly?

While emergency cash loans from Wise Loan are a reliable way to get cash fast, other methods exist. Many people turn to payday loan online lenders for quick cash, often with high fees. Credit card cash advances are another option but can have high-interest rates. Borrowing from friends or family might be feasible for some, but it’s essential to ensure that the lending terms are clear to avoid misunderstandings.

What Credit Score Do I Need?

At Wise Loan, everyone should have access to emergency funds when they need them. While having a good credit score can be beneficial, it’s not the sole criterion we consider. We evaluate multiple factors, including your current financial situation and employment status. So, even if your credit score isn’t perfect, we encourage you to apply as we consider a broader picture of your financial health.

Who Typically Qualifies for an Emergency Loan?

Most adults with a consistent source of income, valid identification, and who meet specific state requirements can qualify for an emergency loan with Wise Loan. While credit scores play a role in the decision-making process, we also look at other financial indicators and your repayment ability. We aim to assist as many individuals as possible, ensuring they get the financial support they need during emergencies.

Resources

Apply for an Emergency Loan Today