Need Money Quickly?
Wise Loan’s Emergency Loans Online Can Help.
Online emergency loans could be your lifeline during unexpected times when you’re short on funds.
- Super Fast Loan Decision
- Instant or Same-Day Funding
- Positive Payment History Reported to the Credit Bureaus
Join the growing list of satisfied customers who have received help paying for unexpected expenses.
Hear From Our Customers
Reviews
Excellent service
DAVID -
Minden, LA 71055
Very helpful
Response from Wise Loan:
David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Very Professional, great service
ESTHER -
Waco, TX 76708
Response from Wise Loan:
Esther, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
RONALD -
Brusly, LA 70719
Very good customer service.
Response from Wise Loan:
Ronald, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Amazing customer service
JAVIER -
Alamo, TX 78516
Customer support representative Jude is fantastic at his job. Jude went above and beyond made me feel at ease during this difficult time for me. It's great having a company that understands your situation and even better when they have representatives like Jude that was very helpful and supportive.
Response from Wise Loan:
Javier, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
RONALD -
Livingston, LA 70754
Jude was very helpful in resolving my concern.
Response from Wise Loan:
Ronald, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great customer service
THOMAS -
Marble Falls, TX 78654
Very responsive and helpful
Response from Wise Loan:
Thomas, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!
COREY -
Prairieville, LA 70769
Great Service
Response from Wise Loan:
Corey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
CHAUNCEY -
Thibodaux, LA 70301
Response from Wise Loan:
Chauncey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service!
JERI -
Monona, WI 53716
Very nice man that helped me
Response from Wise Loan:
Jeri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great Employee!!!
RODNEY -
Metairie, LA 70003
Olga was great! She found a way to make me happy and close my loan with a smile heard through the phone. Great employee!!!
Response from Wise Loan:
Rodney, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
CHRISTINA -
Manchester, MO 63021
Jude was awesome and helped me out today
Response from Wise Loan:
Christina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
ANGELA -
Mesquite, TX 75149
Response from Wise Loan:
Angela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center
Exceptional service
JAVIER -
Alamo, TX 78516
Facing a difficult time, i called spoke to Jude he was fantastic helped me with my situation
Response from Wise Loan:
Javier, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Very appreciative of the kind service I received
LAMONTE -
Wauwatosa, WI 53225
Thank you for your patience with me in my time of distress. Excellent Service
Response from Wise Loan:
Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
STEPHANIE -
Madisonville, TX 77864
Services were excellent
Response from Wise Loan:
Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Jude C.
Jude C.
Jude C.
Jude C.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
ROBBY G.
ROBBY G.
Member of
What is an Emergency Loan?
An emergency loan is a personal loan for unforeseen circumstances that demand immediate attention. It’s a short-term solution that bridges the gap between unexpected expenses and your next paycheck or source of income. These loans provide a quick means of securing funds up to $1,500, often bypassing the lengthy approval processes associated with traditional loans, and they are available even to those with bad credit.
Emergency online loans have transformed how people access urgent financial aid. With a few clicks, you can apply and secure funds for pressing needs, be it a medical bill looming over the horizon, a car broken down at an inopportune time, or any other unplanned expenditure. The online approach prioritizes speed and convenience, ensuring you’re safe during tough financial times.
How It Works
Securing a loan online for emergency situations is as easy as 1-2-3.
1
Apply for a Loan
Begin your journey with our user-friendly loan application, taking less than 5 minutes of your time. You must have a checking account to apply.
Receive a Loan Decision
Say goodbye to lengthy decisions. Experience a loan decision within minutes to an hour of your application.
3
Get Funds
Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.
Why Choose Wise Loan?
When it comes to online lenders, Wise Loan stands out. Not only do we provide a seamless application process and rapid decisions, but our commitment to helping customers build a healthy financial future sets us apart from the rest. We report payments to Experian and Equifax to help improve your credit. We also reward on-time payments through our Nest Egg program.
Wise Loan is here to help improve your financial health and well-being.
What Can I Use an Emergency Loan For?
Emergency loans cater to urgent financial needs like medical, auto, and home repairs. Whether it’s an unforeseen bill, an essential purchase, or any other sudden expense, these loans provide a timely financial cushion. Different types of loans include:
Medical Loans
Tackle medical expenses head-on. With our medical loans, prioritize your health without compromise.
Auto Repair Loans
Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.
Home Repair Loans
We have your back for unforeseen home damages. Our home repair loans are here to help.
Funeral Loans
Ensure a respectful farewell without the burden of expenses. Find solace with our funeral loans.
Moving Loans
Forced to relocate unexpectedly? Simplify your transition with our specialized moving loans.
Vet Loans
We Proudly Serve These Locations
Emergency Loan FAQs
How Can I Borrow Money Fast in an Emergency?
How Can I Pay Back an Emergency Loan?
Paying back your emergency loan with Wise Loan is designed to be as hassle-free as the application process. We offer flexible repayment options in the form of installments. You can choose from various repayment options: weekly, biweekly, or monthly. Our transparent loan terms mean there are no hidden fees or surprises.
What is the Process to Apply?
When you apply for an emergency loan online, you will experience a seamless three-step process. Start by filling out our online application, which takes less than five minutes. Once completed, you’ll receive a decision within minutes to an hour. If approved, funds can be transferred to your account instantly or by the next business day, depending on your application time and eligibility criteria.
What are the Most Common Ways to Get Emergency Cash Quickly?
While emergency cash loans from Wise Loan are a reliable way to get cash fast, other methods exist. Many people turn to payday loan online lenders for quick cash, often with high fees. Credit card cash advances are another option but can have high-interest rates. Borrowing from friends or family might be feasible for some, but it’s essential to ensure that the lending terms are clear to avoid misunderstandings.
What Credit Score Do I Need?
Who Typically Qualifies for an Emergency Loan?
Resources
Should You Consider Loans for Bill Payments?
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Should You Consider a Loan to Pay Off Credit Cards?
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Should You Consider a Loan to Pay Rent?
Struggling to make ends meet when it comes to paying your rent can be a stressful experience. Rent is one of the most significant expenses for many individuals and...