Celebrate Your Loved One’s Life with the Help of Funeral Loans.

Mitigate unexpected funeral costs with our quick loan approval process during tough times.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the growing number of individuals who have turned to us for financial assistance with funeral expenses.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1321 customer reviews

Excellent service




Review of Wise Loan

Very helpful

MindenLA71055 32.72-93.2975

Response from Wise Loan:

David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Very Professional, great service




Review of Wise Loan

WacoTX76708 31.6175-97.2125

Response from Wise Loan:

Esther, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Very good customer service.

BruslyLA70719 30.3725-91.2975

Response from Wise Loan:

Ronald, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Amazing customer service




Review of Wise Loan

Customer support representative Jude is fantastic at his job. Jude went above and beyond made me feel at ease during this difficult time for me. It's great having a company that understands your situation and even better when they have representatives like Jude that was very helpful and supportive.

AlamoTX78516 26.12-98.1125

Response from Wise Loan:

Javier, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

Jude was very helpful in resolving my concern.

LivingstonLA70754 30.41-90.735

Response from Wise Loan:

Ronald, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great customer service




Review of Wise Loan

Very responsive and helpful

Marble FallsTX78654 30.5525-98.28

Response from Wise Loan:

Thomas, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Great Service

PrairievilleLA70769 30.3175-90.9625

Response from Wise Loan:

Corey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

ThibodauxLA70301 29.81-90.7725

Response from Wise Loan:

Chauncey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

Very nice man that helped me

MononaWI53716 43.07-89.3275

Response from Wise Loan:

Jeri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Employee!!!




Review of Wise Loan

Olga was great! She found a way to make me happy and close my loan with a smile heard through the phone. Great employee!!!

MetairieLA70003 29.99-90.22

Response from Wise Loan:

Rodney, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

Jude was awesome and helped me out today

ManchesterMO63021 38.5575-90.535

Response from Wise Loan:

Christina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

MesquiteTX75149 32.79-96.61

Response from Wise Loan:

Angela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Exceptional service




Review of Wise Loan

Facing a difficult time, i called spoke to Jude he was fantastic helped me with my situation

AlamoTX78516 26.12-98.1125

Response from Wise Loan:

Javier, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Very appreciative of the kind service I received




Review of Wise Loan

Thank you for your patience with me in my time of distress. Excellent Service

WauwatosaWI53225 43.11-88.04

Response from Wise Loan:

Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Services were excellent

MadisonvilleTX77864 30.9325-95.9425

Response from Wise Loan:

Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Jude C.

Jude C.

Near El Paso, TX 79915
Jude C.

Jude C.

Near Cypress, TX 77433
Jude C.

Jude C.

Near Minden, LA 71055
Jude C.

Jude C.

Near Waco, TX 76708
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Jake Dr, Jarrell, TX 76537
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Cedar Ridge Dr, Nolanville, TX 76559
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Forest Creek Dr, Fort Worth, TX 76123
Jude C.

Jude C.

Near Garland, TX 75040
Jude C.

Jude C.

Near Jasper, TX 75951
Jude C.

Jude C.

Near Brusly, LA 70719
Jude C.

Jude C.

Near Logan, UT 84321
Jude C.

Jude C.

Near Alamo, TX 78516
Jude C.

Jude C.

Near Sorrento, LA 70778
Jude C.

Jude C.

Near Addison, TX 75001
Jude C.

Jude C.

Near Livingston, LA 70754
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this regarding for my performance today?

Near Palmer Dr, Laredo, TX 78045
Trent T.

Trent T.

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Near Arlo Rd, Aubrey, TX 76227
Trent T.

Trent T.

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Near Arlo Rd, Aubrey, TX 76227
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Near S County Rd 1213, Midland, TX 79706
Trent T.

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Near Parkside Dr, Bellevue, ID 83313
Trent T.

Trent T.

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Near Parkside Dr, Bellevue, ID 83313
Trent T.

Trent T.

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Near Fredericksburg Rd, San Antonio, TX 78201
Trent T.

Trent T.

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Near Westheimer Rd, Houston, TX 77098
ROBBY G.

ROBBY G.

Near Hillsboro, MO 63050
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Near Hurst, TX 76053

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What is a Funeral Loan?


A funeral loan is a specialized personal loan explicitly designed to cover the expenses of laying a loved one to rest. This type of loan can cover costs related to the funeral service, burial or cremation, memorial ceremonies, and other associated expenses. Funerals can be expensive and often come when families are not prepared financially. Many families do not have an emergency fund to cover these costs.

These loans allow you to focus on the grieving process, remembering your loved ones, and celebrating their lives rather than being consumed by the immediate financial burden. With flexible repayment options and competitive interest rates, funeral expense loans from Wise Loan offer a considerate and understanding solution during one of life’s most challenging times.

How It Works

Securing a funeral loan with Wise Loan is a streamlined three-step process:

1

Apply for a Loan

As funerals often come unplanned, our application process is designed to be quick and straightforward. A checking account is necessary to qualify.

2

Receive a Loan Decision

Once you’ve applied, we aim to provide a loan decision within minutes to an hour, helping alleviate financial stress during this challenging time.

3

Get Funds

Funds can be accessed as required, instantly, on the same day, or the next day. Direct deposit is a requirement for receiving the funds.

Why Choose Wise Loan?


Wise Loan stands out as the go-to choice for funeral loans. With tailored interest rates that cater to diverse financial situations, we’re committed to offering the best possible deal. Our Nest Egg program adds an extra incentive for borrowers by rewarding timely repayments. We take pride in regularly reporting on-time payments to major credit bureaus, making a Wise Loan a financial aid and a strategic move for those keen on improving their credit scores. Whether you’re organizing a quiet, intimate service or a more elaborate memorial, we support your financial needs during this difficult time.

What Can I Use a Funeral Loan For?


A loan for a funeral provides coverage for a range of related expenses, including:

Comprehensive funeral services

Memorial services

Cemetery fees

Remembrance ceremonies

Cost of burial plots, caskets, or urns

Installation of memorial headstones

Whatever surprises arise during your planning, a loan for funeral expenses from Wise Loan stands ready to assist.

We Proudly Serve These Locations

Wise Loan offers loans in the following states:

Funeral Loan FAQs

How Much Can I Borrow with a Funeral Loan?

The amount available for a funeral loan varies based on several factors. These factors include your financial standing, credit history, and lending guidelines. At Wise Loan, we offer loans ranging from $500 to $1500, tailored to address diverse needs. It’s always wise to evaluate the actual expenses you’re facing. Responsible borrowing ensures you can manage your repayments without undue stress.

How Do Funeral Loans Work?

Funeral loans are akin to personal loans but are geared towards covering funeral-related costs. The application process starts online, where applicants provide the necessary details. Upon submission, online lenders like Wise Loan review the application against a set of criteria. Once approved, borrowers can choose their repayment terms. The funds are then made available as a lump sum, ensuring prompt accessibility to address expenses.

Is Securing a Funeral Loan Challenging?

Acquiring a funeral loan is usually more accessible compared to traditional loans. Excellent credit is optional. Though credit history plays a part in the decision-making process, lenders like Wise Loan consider a broader spectrum of criteria, and you may still qualify for a loan even with bad credit. We understand the urgency and emotional strain tied to associated expenses, ensuring our decisions are comprehensive and considerate. This approach is crafted to serve various applicants, irrespective of their credit histories.

How Can I Obtain a Funeral Expense Loan?

To get a funeral expense loan, complete our online loan application detailing your financial needs and status. Our team at Wise Loan swiftly reviews applications, often reverting loan decisions within minutes to an hour. We prioritize the fund transfer upon approval, ensuring you can access them when needed most. Our streamlined loan process underscores our commitment to assisting you without delay during such sensitive times.

What Are My Funeral Financing Options?

Apart from funeral loans, individuals have multiple avenues for financing expenses. Some might lean on personal savings, while others could consider assistance from friends or family. Credit cards present another viable alternative. Additionally, some organizations offer specialized financial programs for funeral-related costs. It’s prudent to delve deep into each option, selecting one that best mirrors your financial needs and capabilities.

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