Online Installment Loans in Missouri

Looking for a Missouri installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Missouri for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.

Get started now!

Select an amount:

Where do you live:

By entering your email address above, you give us permission to email you updates about your loan application and our products. You can opt-out by clicking the unsubscribe link in the footer of the emails we send you or by emailing us.

Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Missouri, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

You can get online installment loans in Missouri with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day

You don’t need excellent credit to get a Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.

What you need for your application

Government-issued ID showing you reside in the state of Wisconsin

A recent bank statement

A personal check or debit card associated with your account

Verifiable income, such as a pay stub from your employer or a direct deposit

How it Works

Getting an installment loan online is a simple, safe and secure three-step process.

Apply

Complete the quick online application for an installment loan in Missouri. It takes less than a few minutes to complete  our application process, and you generally get a response within minutes.

If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Missouri, our loan amounts range between $200.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account.  While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards. 

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Missouri borrowers can choose from terms with payment schedules up to 12 months.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Missouri


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 74 customer reviews

Great service




Review of Wise Loan

First person was unable to see what I needed to know but got in touch with some one else that could help. Bothe were curtious and helpful

Kansas CityMO64117 39.1675-94.5

Response from Wise Loan:

Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great experience




Review of Wise Loan

I am in a very rough place financially and Trent was able to find a solution that would help. He was curtious and empathetic, as well as proffesional.

Kansas CityMO64117 39.1675-94.5

Response from Wise Loan:

Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

I was able to get my issue resolved.

St. LouisMO63115 38.68-90.2375

Response from Wise Loan:

Bonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Interest is too high




Review of Wise Loan

SullivanMO63080 38.185-91.02

Response from Wise Loan:

Kalyn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Excellent Service!!




Review of Wise Loan

Robby is always great to work with!!

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Have been using this site for a while. Love it. Profesional

St. LouisMO63103 38.63-90.2175

Response from Wise Loan:

Lettie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Sherry




Review of Wise Loan

Robby was very helpful.

ColumbiaMO65203 38.955-92.3725

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Unsatisfied




Review of Wise Loan

On my last loan I was charged overage because your systems did something from essential and wise getting corresponding from both and my last payment came out wasn't recognized so I called said they fixed the probable asked for my nest egg to be refunded to me and they took out the last payment again with my nest egg amount smh

Kansas CityMO64118 39.22-94.5725

Response from Wise Loan:

Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Excellent Service




Review of Wise Loan

Robby worked with me to get this loan paid off. It was a huge relief. Thank you.

St. PetersMO63376 38.7875-90.63

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Kansas CityMO64118 39.22-94.5725

Response from Wise Loan:

Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude was polite and very helpful

Lee's SummitMO64081 38.9125-94.4125

Response from Wise Loan:

Michael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Jennifer, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


👍👍👍




Review of Wise Loan

Amazing service

FlorissantMO63031 38.81-90.3475

Response from Wise Loan:

Jasmine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


GREAT SERVICE!




Review of Wise Loan

FAST AND EASY TO GET LOAN, THANKS

ParkvilleMO64152 39.205-94.7075

Response from Wise Loan:

Donald, thank you for sharing your experience. At Wise Loan we strive to go the extra mile to support our customers and are so glad we were able to provide you with a fast and easy way to get a long, along with great service. Please do not hesitate to reach out to [email protected] should you have any questions. Best regards. -Wise Loan


GREAT SERVICE




Review of Wise Loan

THANK YOU FOR HELPING ME WITH MY ACCOUNT WHILE GOING THRU FINANCIAL AND HEALTH ISSUES.

FergusonMO63135 38.7475-90.29

Response from Wise Loan:

Stephanie, thank you for sharing your experience. We strive to go the extra mile for our customers and are so glad we were able to helping you with your account while you were going through financial and health issues. We hope you get well soon. In the meantime, if there's anything we can do to further assist, please email [email protected]. Best regards. -Wise Loan


ROBBY G.

ROBBY G.

Near Savannah, MO 64485
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Blow St, St. Louis, MO 63116
Jude C.

Jude C.

Near Independence, MO 64050
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Olga S.

Olga S.

Near Eagle Nest Dr, Festus, MO 63028
Jude C.

Jude C.

Near Saint Joseph, MO 64506
Jude C.

Jude C.

Near Dexter, MO 63841
Jude C.

Jude C.

Near Wentzville, MO 63385
Olga S.

Olga S.

Near N Bennington Ave, Kansas City, MO 64117
Jude C.

Jude C.

Near St. Peters, MO 63303
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Jude C.

Jude C.

Near Kansas City, MO 64155
Jude C.

Jude C.

Near Savannah, MO 64485
ROBBY G.

ROBBY G.

Near Wright City, MO 63390
ROBBY G.

ROBBY G.

Near Ava, MO 65608
Olga S.

Olga S.

Near SW Gooseberry Ln, Lee's Summit, MO 64082
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near S Hawthorne Ave, Independence, MO 64052
Jude C.

Jude C.

Near Republic, MO 65738
Jude C.

Jude C.

Near Rombauer, MO 63901
Jude C.

Jude C.

Near VLG LOCH LOYD, MO 64012
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154
Olga S.

Olga S.

Near Barron Rd, Poplar Bluff, MO 63901
Jude C.

Jude C.

Near Saint Joseph, MO 64506
Trent T.

Trent T.

Hello, this is trent, the person who previously delivered the service. Would you kindly take a moment to assess my performance? It would be really valued. Regards!

Near N Bennington Ave, Kansas City, MO 64117
Jude C.

Jude C.

Near St. Louis, MO 63115

FAQs About Missouri Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Missouri, you can apply for an installment loan online with Wise Loan.

How many installment loans can you have?

There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.

Can installment loans be paid off early?

Yes, you can pay your Missouri installment loan with Wise Loan off early. Doing so may even help you save money.

What happens if I don't repay my installment loan on time?

If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What will my loan cost?

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Missouri

Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Missouri. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Missouri Regulatory Contact Information

Missouri Division of Finance, Consumer Credit Section. P.O. Box 716, 301 West High Street, Jefferson City, MO 65102. Phone: (573) 751-3242. Email: [email protected]

The recommendations contained in this article are designed for informational purposes only.  Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.