Online Installment Loans in Missouri
Looking for a Missouri installment loan that's easy to qualify for? Wise Loan offers no-hassle installment loans in Missouri for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
No matter where you are in Missouri, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
Kansas City, Missouri
St. Louis, Missouri
Springfield, Missouri
Columbia, Missouri
Independence, Missouri
Lee’s Summit, Missouri
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
You can get online installment loans in Missouri with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day
You don’t need excellent credit to get a Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of Wisconsin
A recent bank statement
A personal check or debit card associated with your account
Verifiable income, such as a pay stub from your employer or a direct deposit
How it Works
Getting an installment loan online is a simple, safe and secure three-step process.
Apply
Complete the quick online application for an installment loan in Missouri. It takes less than a few minutes to complete our application process, and you generally get a response within minutes.
If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Missouri, our loan amounts range between $200.00 and $2,000.00 for first time customers and up to $3,500.00 for returning customers
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Missouri borrowers can choose from terms with payment schedules up to 12 months.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for Missouri
Reviews
GREAT SERVICE!
DONALD -
Parkville, MO 64152
FAST AND EASY TO GET LOAN, THANKS
Response from Wise Loan:
Donald, thank you for sharing your experience. At Wise Loan we strive to go the extra mile to support our customers and are so glad we were able to provide you with a fast and easy way to get a long, along with great service. Please do not hesitate to reach out to [email protected] should you have any questions. Best regards. -Wise Loan
GREAT SERVICE
STEPHANIE -
Ferguson, MO 63135
THANK YOU FOR HELPING ME WITH MY ACCOUNT WHILE GOING THRU FINANCIAL AND HEALTH ISSUES.
Response from Wise Loan:
Stephanie, thank you for sharing your experience. We strive to go the extra mile for our customers and are so glad we were able to helping you with your account while you were going through financial and health issues. We hope you get well soon. In the meantime, if there's anything we can do to further assist, please email [email protected] Best regards. -Wise Loan
Wonderful customer service
TASHA -
De Soto, MO 63020
Response from Wise Loan:
Tasha, thank you for sharing your experience. We're so glad you received wonderful customer service. If there's anything we can assist with in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan
Missed Payment
SHAVONNE -
Kansas City, MO 64109
The lender didn’t take my payment and it I don’t understand how it’s my fault.
Response from Wise Loan:
Shavonne, thank you for sharing your experience with us. We apologize for the inconvenience this has caused you. One of our team members will reach out to assist. In the meantime, if you have any questions or concerns, please reach out to us via email at [email protected] or call 800.516.7840. Best regards. -The Call Center
Great service!
ANITA -
St. Louis, MO 63128
Response from Wise Loan:
Anita, thank you for sharing your experience. We're so glad we were able to provide great service. If you have any questions in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan
Good experience
JEFFREY -
North Kansas City, MO 64116
Good job
Response from Wise Loan:
Jeffrey, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to help our customers. If there's anything we can do for you in the future, please reach out to us at 800.516.7840. Best regards. -Wise Loan
Willing to work with me
MICHAEL -
Lee's Summit, MO 64081
I got behind on my payments and Jude was willing to work with to help me get back on track. That really helped us a lot.
Response from Wise Loan:
Michael, thank you for sharing your experience. We're so glad we were able to help you get back on track. If there's anything you need in the future, please don't hesitate to reach out to [email protected] or call 800.516.7840. Best regards! -Wise Loan
Horrible
DONNIE -
Kansas City, MO 64134
Con find another loan.
Response from Wise Loan:
Donnie, we appreciate the feedback you've shared and apologize that your experience was not excellent. One of our team members will be reaching out to you to resolve this issue. If there's anything we can do for you in the meantime, please contact us at [email protected] or call 800.516.7840. Best Regards! -The Call Center
WHAT A BLESSING
STEPHANIE -
Ferguson, MO 63135
THANK YOU GUYS FOR WORKING WITH ME DURING THIS STRESSFULL TIME IN MY LIFE. NATASHA WAS OUTSTANDING NOT ONLY HER NICE TONE BUT HER CUSTOMER SERVICE WAS GREAT AND CARING. I REALLY APPRECIATE THAT AND I WOULD LIKE TO ALWAYS SPEAK WITH HER AGAIN IF I SHOULD HAVE ANY ISSUES.
Response from Wise Loan:
Stephanie, thank you for sharing your experience with us. We're so glad we were able to help you during this stressful time in your life. If you ever have any questions in the future, please don't hesitate to reach out to us at [email protected] or call 800.516.7840. Best regards! -Wise Loan
Robby is wonderful to work with!
TERRI -
Byrnes Mill, MO 63049
Thank you to Robby for your understanding during a difficult time.
Response from Wise Loan:
Terri, thank you for sharing your experience. We're so happy you had a wonderful experience with our team. If there's anything we can do for you in the future, please don't hesitate to reach out and call us at 800.516.7840 or email us at: [email protected] Best regards! -Wise Loan
great service
JON -
Saint Joseph, MO 64506
the gentleman i worked with was very helpful
Response from Wise Loan:
Robby, thank you for sharing your experience about great customer service. We're so glad to have helped you with your financial needs and hope you'll tell your family and friends about us. If there's anything we can do for you in the future, please don't hesitate to reach out: (800) 516-7840. Best regards! -Wise Loan
Great service
SHEILA -
House Springs, MO 63051
The associate that helped me, was very pleasant,helpful and courteous.
Response from Wise Loan:
Sheila, thank you for providing your experience. We're so happy you had a pleasant and helpful experience with our team member. If you have any questions in the future, please reach out to our call center at 800.516.7840. Thank you. -Wise Loan
Excellent Service!!
COURTNEY -
Sikeston, MO 63801
He is absolutely wonderful to talk to and very helpful with my situation.
Great customer service
MARK -
Byrnes Mill, MO 63025
Thank you for helping us find a feasible financial solution.
Great service! Very satisfied.
BRITTANY -
North County, MO 63138
ROBBY G.
ROBBY G.
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Jude C.
ROBBY G.
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Jude C.
ROBBY G.
ROBBY G.
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Jude C.
Stillman .
cci cust payoff loan ($409.40) via debit-Stillman
ROBBY G.
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FAQs About Missouri Installment Loans
What is an installment loan?
An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.
Where can I get an installment loan online?
If you live in the state of Missouri, you can apply for an installment loan online with Wise Loan.
How many installment loans can you have?
There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.
Can installment loans be paid off early?
Yes, you can pay your Missouri installment loan with Wise Loan off early. Doing so may even help you save money.
What happens if I don't repay my installment loan on time?
If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What will my loan cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for Missouri
Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Missouri. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Missouri Regulatory Contact Information
Missouri Division of Finance, Consumer Credit Section. P.O. Box 716, 301 West High Street, Jefferson City, MO 65102. Phone: (573) 751-3242. Email: [email protected]
The recommendations contained in this article are designed for informational purposes only. Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.