Online Installment Loans in Missouri

Looking for a Missouri installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Missouri for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.

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Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Missouri, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

You can get online installment loans in Missouri with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day

You don’t need excellent credit to get a Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.

What you need for your application

Government-issued ID showing you reside in the state of Wisconsin

A recent bank statement

A personal check or debit card associated with your account

Verifiable income, such as a pay stub from your employer or a direct deposit

How it Works

Getting an installment loan online is a simple, safe and secure three-step process.

Apply

Complete the quick online application for an installment loan in Missouri. It takes less than a few minutes to complete  our application process, and you generally get a response within minutes.

If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Missouri, our loan amounts range between $200.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account.  While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards. 

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Missouri borrowers can choose from terms with payment schedules up to 12 months.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Missouri


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 83 customer reviews

Excellent help




Review of Wise Loan

I had to cancel an extra payment I made and Jude was very professional and kind to me about it.

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Connie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

A very stressful time for me. Jude was very professional & so polite.

St. LouisMO63116 38.585-90.2675

Response from Wise Loan:

Dianna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great experience




Review of Wise Loan

Very professional and helpful

Carl JunctionMO64834 37.1725-94.5475

Response from Wise Loan:

Michael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Wonderful to work with

ImperialMO63052 38.39-90.415

Response from Wise Loan:

Patty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Totally a Satisfied Customer




Review of Wise Loan

If you ever get to talk Robby, he’s so cool! Not only that he’s patient and kind. Something I haven’t seen from customer service agents in a long time! I called and it didn’t take me more than five minutes (including me having what he needed) to get done.

FergusonMO63135 38.7475-90.29

Response from Wise Loan:

Patricia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

St. PetersMO63376 38.7525-90.5825

Response from Wise Loan:

Anna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Olga was great




Review of Wise Loan

Didn't have much with confidence in some employees but Olga was fantastic to work with.

SavannahMO64485 39.9425-94.83

Response from Wise Loan:

Carel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Fast friendly customer service easy to payoff. The only complaint about any of these companies is the interest rates are way to high.

NovingerMO63559 40.2575-92.7175

Response from Wise Loan:

Janie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


great service




Review of Wise Loan

Really appreciate her time and patience

Kansas CityMO64130 39.0425-94.555

Response from Wise Loan:

Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

First person was unable to see what I needed to know but got in touch with some one else that could help. Bothe were curtious and helpful

Kansas CityMO64117 39.1675-94.5

Response from Wise Loan:

Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great experience




Review of Wise Loan

I am in a very rough place financially and Trent was able to find a solution that would help. He was curtious and empathetic, as well as proffesional.

Kansas CityMO64117 39.1675-94.5

Response from Wise Loan:

Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

I was able to get my issue resolved.

St. LouisMO63115 38.68-90.2375

Response from Wise Loan:

Bonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Interest is too high




Review of Wise Loan

SullivanMO63080 38.185-91.02

Response from Wise Loan:

Kalyn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Excellent Service!!




Review of Wise Loan

Robby is always great to work with!!

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Have been using this site for a while. Love it. Profesional

St. LouisMO63103 38.63-90.2175

Response from Wise Loan:

Lettie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Jude C.

Jude C.

Near St. Louis, MO 63139
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Sherman Park Dr, Saint Charles, MO 63303
ROBBY G.

ROBBY G.

Near Kansas City, MO 64138
ROBBY G.

ROBBY G.

Near Kansas City, MO 64111
ROBBY G.

ROBBY G.

Near St. Louis, MO 63138
ROBBY G.

ROBBY G.

Near Crystal City, MO 63019
Olga S.

Olga S.

Near Rylee Cir, Holts Summit, MO 65043
Jude C.

Jude C.

Near Mexico, MO 65265
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near N Service Rd W, Bourbon, MO 65441
ROBBY G.

ROBBY G.

Near Lake Waukomis, MO 64151
Jude C.

Jude C.

Near Joplin, MO 64804
ROBBY G.

ROBBY G.

Near Seneca, MO 64865
ROBBY G.

ROBBY G.

Near Savannah, MO 64485
Jude C.

Jude C.

Near St. Louis, MO 63116
ROBBY G.

ROBBY G.

Near Jefferson City, MO 65109
Olga S.

Olga S.

Near E 127 Terrace, Grandview, MO 64030
Jude C.

Jude C.

Near Versailles, MO 65084
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Hancock Ave, Berkeley, MO 63134
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Hancock Ave, Berkeley, MO 63134
Trent T.

Trent T.

would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.

Near Hatton Dr, St. Louis, MO 63126
Trent T.

Trent T.

would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.

Near NE Michael Dr, Lee's Summit, MO 64086
Jude C.

Jude C.

Near Bosworth, MO 64623
Jude C.

Jude C.

Near St. Louis, MO 63139
Jude C.

Jude C.

Near Dixon, MO 65459
Jude C.

Jude C.

Near Bosworth, MO 64623

FAQs About Missouri Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Missouri, you can apply for an installment loan online with Wise Loan.

How many installment loans can you have?

There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.

Can installment loans be paid off early?

Yes, you can pay your Missouri installment loan with Wise Loan off early. Doing so may even help you save money.

What happens if I don't repay my installment loan on time?

If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What will my loan cost?

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Missouri

Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Missouri. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Missouri Regulatory Contact Information

Missouri Division of Finance, Consumer Credit Section. P.O. Box 716, 301 West High Street, Jefferson City, MO 65102. Phone: (573) 751-3242. Email: [email protected]

The recommendations contained in this article are designed for informational purposes only.  Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.