Overwhelmed by Healthcare Bills? Medical Loans Can Help.

Your health waits for no one, and neither do our loan approvals.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join our growing number of customers who received help with medical debt.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1251 customer reviews

Excellence




Review of Wise Loan

Great experience easy approvals

FriendswoodTX77546 29.5375-95.195

Response from Wise Loan:

Elijah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CovingtonLA70433 30.4575-90.13

Response from Wise Loan:

Susan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service!




Review of Wise Loan

Always a pleaure to work with Robbie! Great help all the time! Thank you

ClaytonDE19938 39.25-75.7025

Response from Wise Loan:

Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

My situation was handled professionally and the agent took time out to hear what I had to say and that's a plus thank you Wise Loans!!😁

MesquiteTX75149 32.7575-96.61

Response from Wise Loan:

Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service.




Review of Wise Loan

HoustonTX77044 29.8975-95.165

Response from Wise Loan:

Tabitha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

AustinTX78729 30.47-97.785

Response from Wise Loan:

Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

So helpful and took care of my request quickly

RoyUT84067 41.1775-112.035

Response from Wise Loan:

Debra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

BonhamTX75418 33.53-96.175

Response from Wise Loan:

Christie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


extremely




Review of Wise Loan

Fort WorthTX76137 32.87-97.3025

Response from Wise Loan:

NHA, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great experience




Review of Wise Loan

Very professional and helpful

Carl JunctionMO64834 37.1725-94.5475

Response from Wise Loan:

Michael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Exceptional




Review of Wise Loan

Olga was exceptional! She answered my questions professionally and took care of me need

Fort WorthTX76137 32.8575-97.29

Response from Wise Loan:

Joyce, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!!




Review of Wise Loan

Salt Lake CityUT84129 40.6625-111.9675

Response from Wise Loan:

Stella, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Customer Service!!




Review of Wise Loan

Thank you Olga Jessica & Wise Loan!! For all of your help & understanding!! Great customer service & business as always!! 🤍🤍🤍

MagnoliaTX77354 30.1625-95.6425

Response from Wise Loan:

Desiree, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Wonderful to work with

ImperialMO63052 38.39-90.415

Response from Wise Loan:

Patty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Excellent service

MidlothianTX76065 32.48-96.965

Response from Wise Loan:

Acame, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Jude C.

Jude C.

Near Fort Worth, TX 76112
Jude C.

Jude C.

Near Bunkie, LA 71322
Jude C.

Jude C.

Near Friendswood, TX 77546
ROBBY G.

ROBBY G.

Near Converse, TX 78109
Jude C.

Jude C.

Near Pearland, TX 77584
Jude C.

Jude C.

Near McKinney, TX 75072
Trent T.

Trent T.

would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.

Near SE 34th Ave, Amarillo, TX 79118
Trent T.

Trent T.

would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.

Near 21st Ave, Kenosha, WI 53140
ROBBY G.

ROBBY G.

Near Covington, LA 70433
ROBBY G.

ROBBY G.

Near Houston, TX 77066
ROBBY G.

ROBBY G.

Near Covington, LA 70433
ROBBY G.

ROBBY G.

Near Clayton, DE 19938
Trent T.

Trent T.

would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.

Near Fort Dr, Longview, TX 75604
Jude C.

Jude C.

Near Mesquite, TX 75149
ROBBY G.

ROBBY G.

Near Greenwood, SC 29646
ROBBY G.

ROBBY G.

Near Pascagoula, MS 39567
ROBBY G.

ROBBY G.

Near Garland, TX 75043
Jude C.

Jude C.

Near Bon Ami, TX 75956
Jude C.

Jude C.

Near West Valley City, UT 84128
Jude C.

Jude C.

Near Floresville, TX 78114
Jude C.

Jude C.

Near Alexandria, LA 71303
Jude C.

Jude C.

Near Houston, TX 77083
Jude C.

Jude C.

Near Lafayette, LA 70508
Jude C.

Jude C.

Near St. Louis, MO 63139
ROBBY G.

ROBBY G.

Near Richmond, TX 77406

Member of

What is a Medical Loan?


A medical loan is a specialized personal loan tailored for individuals with unexpected medical costs. These emergencies can quickly raise hefty bills, whether unforeseen surgery, costly medication, or extended hospital stays. These expenses are daunting for many, especially those without comprehensive health insurance.

These loans are financial solutions that provide a structured repayment plan, alleviating the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, loans for medical bills can be a viable option for many. They ensure that financial constraints do not compromise the quality and timeliness of healthcare received, offering peace of mind during already stressful times.

How It Works

Applying for a medical treatment loan with Wise Loan is a straightforward, three-step process:

1

Apply for a Loan

We understand that time is of the essence when it comes to unexpected expenses. Our simple application takes less than 5 minutes to complete. You must have a checking account to apply.

2

Receive a Loan Decision

After completing the application, you will receive a loan decision within minutes to an hour, reducing the stress and uncertainty often associated with medical bills.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.

Why Choose Wise Loan?


At Wise Loan, we stand out as a reliable and customer-centric choice for medical expense loans. Our commitment to efficiency ensures a quick and convenient application process, allowing you to secure the financial support you need for medical bills without unnecessary delays. With flexible terms, competitive interest rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution to your medical financing needs.

What Can I Use a Medical Loan For?


Medical loans can be used for various healthcare-related expenses, including but not limited to:

    Hospital bills

    Emergency procedures

    Doctor consultations

    Dental procedures

    Prescription medications

    Whatever unexpected treatment costs and medical bills you face, loans from Wise Loan can help you manage and pay for them efficiently.

    We Proudly Serve These Locations

    Wise Loan proudly serves the following locations:

    Medical Loan FAQs

    How Much Can I Borrow With a Medical Loan?

    The amount you can borrow with a medical loan varies depending on your financial situation, credit history, and the lender’s policies. Wise Loan offers loan amounts ranging from $500 to $1500, which provides flexibility to suit a variety of expenses. Borrowing only what you need to manage your expenses and ensure a comfortable repayment plan is crucial. Ensure you review all loan terms and conditions before committing.

    How Do Medical Loans Work?

    Medical loans operate similarly to personal loans. You apply for a loan, are approved if eligible, and agree to repayment terms, including interest. These loans can be unsecured, meaning no collateral is required for you to receive the necessary medical procedures. They are designed to provide financial relief during emergencies, ensuring patients get the treatment they need without added financial stress. Understanding the interest rates and fees before taking one out is essential.

    Are Medical Loans Hard to Get?

    Medical loans are typically more accessible than traditional loans from banks or credit unions. While loan application approval is subject to creditworthiness, healthcare loans are designed to assist individuals facing unexpected expenses, making them more attainable during challenging times. Lenders, such as Wise Loan, understand the urgency and significance of receiving these funds, often leading to a more lenient and empathetic application process. You may still qualify for a loan even if you have bad credit. However, it’s still essential to maintain a good credit score to get favorable loan terms.

    How Do I Get a Medical Loan?

    Getting a medical loan is a straightforward process. You can apply online through Wise Loan’s user-friendly application. After submitting your application, you will receive a loan decision within minutes to an hour. If approved, you could have access to funds on the same day. Always ensure you have all necessary documents ready and double-check the application for accuracy. It’s beneficial to shop around and compare different lenders to find the best rates and terms.

    What Are My Medical Financing Options?

    Medical loans come in various forms, including unsecured loans and secured loans. Unsecured loans do not require collateral, while secured loans may require an asset as collateral. Wise Loan offers these loans to make the process easier and more accessible for our customers. Other financing options include payment plans offered directly by healthcare providers or tapping into health savings accounts if available. Always weigh the pros and cons of each option before deciding.

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    Apply for a Medical Loan Today