Overwhelmed by Healthcare Bills? Medical Loans Can Help.
Your health waits for no one, and neither do our loan approvals.
- Super Fast Loan Decision
- Instant or Same-Day Funding
- Positive Payment History Reported to the Credit Bureaus
Hear From Our Customers
Reviews
Customers say: The overall tone of the reviews is positive, with a focus on the excellent customer service provided by Wise Loan. The reviews highlight the company's commitment to providing top-notch service, with representatives being knowledgeable, professional, and helpful. The reviews also mention the company's willingness to work with customers and provide solutions to their financial needs. While there are a few negative reviews, they are not a dominant trend and do not represent a clear, recurring issue.
Excellent customer service
Manuel -
Dallas, TX 75240
Excellent service
RR -
Corpus Christi, TX 78414
Response from Wise Loan:
Rajanikanth, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan
EXCELLENT SERVICE
Marty -
Galvez, LA 70769
Response from Wise Loan:
Marty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service and Understanding
Candace -
Pflugerville, TX 78660
Thank you so much for making this right . I really appreciate the proactive solutions for my account. Thanks for being friendly.
Response from Wise Loan:
Candance, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Treggy -
Pearland, TX 77584
Handled my issue with professionalism and urgency. Wonderful agent.
Response from Wise Loan:
Treggy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan
Survey
Janet -
Fort Worth, TX 76107
Response from Wise Loan:
Janet, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Gregory -
Slidell, LA 70458
Excellent help
Response from Wise Loan:
Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan
Very thorugh
Oscar -
McKinney, TX 75069
Very knowledeble
Response from Wise Loan:
Oscar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan
It's ok not great
Rebecca -
San Antonio, TX 78211
I think you should due monthly payment not everything two week
Response from Wise Loan:
Rebecca, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at hello@wiseloan.com. Best regards, The Call Center
Excellent service
Terrell -
Columbia, SC 29212
Response from Wise Loan:
Terrell, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
Joann -
Lucas, TX 75002
The representative who assisted me was very knowledgeable and professional. She resolved my issue in an expeditious manner.
Response from Wise Loan:
Joann, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Stephanie -
Lafayette, LA 70506
Response from Wise Loan:
Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Thank you
Sandra -
Hobart, WI 54313
Great service & efficient
Response from Wise Loan:
Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Service
mialczr -
Galveston, TX 77550
I had a issue & they help me through it no hassle.
Response from Wise Loan:
Mia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great customer service
Kandis -
Wolfforth, TX 79382
Great
Response from Wise Loan:
Kandis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Sheena U.
Sheena U.
Sheena U.
Sheena U.
Rey T.
Rey T.
Sheena U.
Sheena U.
Rey T.
Rey T.
Rey T.
Rey T.
Rey T.
Sheena U.
Sheena U.
Sheena U.
Sheena U.
Rey T.
Rey T.
Sheena U.
Sheena U.
Sheena U.
Sheena U.
Sheena U.
Olga S.
Member of
What is a Medical Loan?
A medical loan is a specialized personal loan tailored for individuals with unexpected medical costs. These emergencies can quickly raise hefty bills, whether unforeseen surgery, costly medication, or extended hospital stays. These expenses are daunting for many, especially those without comprehensive health insurance.
These loans are financial solutions that provide a structured repayment plan, alleviating the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, loans for medical bills can be a viable option for many. They ensure that financial constraints do not compromise the quality and timeliness of healthcare received, offering peace of mind during already stressful times.
How It Works
Applying for a medical treatment loan with Wise Loan is a straightforward, three-step process:
1
Apply for a Loan
We understand that time is of the essence when it comes to unexpected expenses. Our simple application takes less than 5 minutes to complete. You must have a checking account to apply.
Receive a Loan Decision
After completing the application, you will receive a loan decision within minutes to an hour, reducing the stress and uncertainty often associated with medical bills.
3
Get Funds
Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.
Why Choose Wise Loan?
At Wise Loan, we stand out as a reliable and customer-centric choice for medical expense loans. Our commitment to efficiency ensures a quick and convenient application process, allowing you to secure the financial support you need for medical bills without unnecessary delays. With flexible terms, competitive interest rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution to your medical financing needs.
What Can I Use a Medical Loan For?
Medical loans can be used for various healthcare-related expenses, including but not limited to:
Hospital bills
Emergency procedures
Doctor consultations
Dental procedures
Prescription medications
Whatever unexpected treatment costs and medical bills you face, loans from Wise Loan can help you manage and pay for them efficiently.
We Proudly Serve These Locations
Medical Loan FAQs
How Much Can I Borrow With a Medical Loan?
The amount you can borrow with a medical loan varies depending on your financial situation, credit history, and the lender’s policies. Wise Loan offers loan amounts ranging from $500 to $1500, which provides flexibility to suit a variety of expenses. Borrowing only what you need to manage your expenses and ensure a comfortable repayment plan is crucial. Ensure you review all loan terms and conditions before committing.
How Do Medical Loans Work?
Are Medical Loans Hard to Get?
How Do I Get a Medical Loan?
What Are My Medical Financing Options?
Other Emergency Loan Options
Vet Loans
Pets are part of the family. Meet their immediate health needs with our dedicated vet loans.
Auto Repair Loans
Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.
Home Repair Loans
We have your back for unforeseen home damages. Our home repair loans are here to help.
Resources
How to Use an Installment Loan for Unexpected Expenses
Life has a way of surprising us. A car repair, a vet bill, or an urgent home fix can quickly strain your budget. When these costs appear, many people rush to...
How to Survive the Holidays When You Have Bad Credit (Without Falling Into Debt)
The holidays are meant to be joyful, a time to celebrate, connect, and give. But when money is tight or your credit isn’t where you want it to be, this season can...
How Lenders Assess High-Risk Borrowers: Credit, Income, and Stability Factors Explained
Lenders evaluate high-risk applicants by reviewing three core areas: credit history, income, and overall stability. These factors help determine how likely a...