Online Installment Loans in Delaware
Looking for a Delaware installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Delaware for people with all types of credit. Find out more about your online loan options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
No matter where you are in Delaware, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
You can get online installment loans in Delaware with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.
You don’t need an excellent credit score to get an online loan from Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of Delaware
A recent bank statement
A personal check or debit card associated with your checking account
Verifiable income, such as a pay stub from your employer or a direct deposit
How it Works
Getting an installment loan online is a simple, safe and secure three-step process.
Apply
Complete the quick online application for an installment loan in Delaware. It takes less than a few minutes to complete our application process, and you generally get a response within minutes.
If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Delaware, our loan amounts range between $200.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers.
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive loan repayment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Delaware borrowers can choose from terms with payment schedules up to 12 months.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for Delaware
Reviews
Customers say: The provided content describes the overall sentiment of the reviews as positive. The reviews mention friendly and polite customer service, with many customers expressing gratitude for the assistance they received. There are also mentions of the ease of the loan process and the quick turnaround time for receiving funds. However, there are a few negative reviews that mention unprofessional customer service, with one customer reporting dishonesty and stealing. Overall, the sentiment is positive, with more positive reviews than negative ones.
Excellent Service
Fatima -
Millsboro, DE 19966
Response from Wise Loan:
Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
Fatima -
Millsboro, DE 19966
He was awesome !!! Thanks so much!!!
Response from Wise Loan:
Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!
LS -
Seaford, DE 19973
I love how quick and easy the Wise Loan representatives make my loan process.
Response from Wise Loan:
Louretha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Professional Customer Service
Louretha -
Seaford, DE 19973
Sheena provided me with excellent customer service. She was polite and answered all of my questions and concerns.
Response from Wise Loan:
Louretha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Customer Service
LS -
Seaford, DE 19973
Representative Sheena Urgel handled my questions and concerns with care and efficiency. I appreciate Sheena ensuring all my needs were met before ending our phone conversation.
Response from Wise Loan:
Louretha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great service
Cecil -
New Castle, DE 19720
Solved my problem
Response from Wise Loan:
Cecil, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Octavius -
Bear, DE 19701
Excellent service . The agent I spoke to today was very respectful and polite
Response from Wise Loan:
Octavius, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Okay
CYNTHIA -
Harrington, DE 19952
I didn't see a email of my payment confirmation. Would like one.
Response from Wise Loan:
Dear Ms. Wallace We would like to respond to your recent communication regarding your payment confirmation. While the Company did send out the required payment confirmation, it seems that it went to your spam emails. We encourage you to always check your spam as we are not sure why these emails may go to spam, however, we encourage you to call our office with any questions. Customer Service is our #1 goal, and we thank you for your continued business. Best regards, The Call Center
Great employee
DONNA -
Middletown, DE 19709
Response from Wise Loan:
Donna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Service!
DEBORAH -
Clayton, DE 19938
Always a pleaure to work with Robbie! Great help all the time! Thank you
Response from Wise Loan:
Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Customer Service on
DEBORAH -
Clayton, DE 19938
Working with Robbie is such a pleasure!
Response from Wise Loan:
Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
NYAMBE -
Dover, DE
Staff was professional
Response from Wise Loan:
Nyambe, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!
DEBORAH -
Clayton, DE 19938
Working with Robbie has been great and I am very grateful for all his help.
Response from Wise Loan:
Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
5 star service
DARRYL -
Wilmington, DE 19801
Response from Wise Loan:
Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Awesome service!
MICHAELA -
Magnolia, DE 19962
They have never been short of fabulous! Always helpful and kind. Thank you!
Response from Wise Loan:
Michaela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
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FAQs About Delaware Installment Loans
What is an installment loan?
Where can I get an installment loan online?
If you live in the state of Delaware, you can apply for an online installment loan with a direct lender like Wise Loan.
How many installment loans can you have?
There’s no real limit for how many installment loans you can have. Many people have various types of loans, not just one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans with different repayment terms. However, you can only have one installment loan through Wise Loan at a time.
Can installment loans be paid off early?
If you don’t make your installment loan payment on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What happens if I don't repay my installment loan on time?
If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What will my loan cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for Delaware
Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Delaware. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Delaware Regulatory Contact Information
Delaware Division of Professional Regulation. 861 Silver Lake Blvd. Suite 203, Dover, DE 19904. Phone: (302) 744-4500. Email: customerservice.dpr@delaware.gov
The recommendations contained in this article are designed for informational purposes only. Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.