Online Installment Loans in Delaware

Looking for a Delaware installment loan that's easy to qualify for? Wise Loan offers no-hassle installment loans in Delaware for people with all types of credit. Find out more about your online loan options below and apply now for added benefits such as access to instant funding.

Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Delaware, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Dover, Delaware

Wilmington, Delaware

Newark, Delaware

Milford, Delaware

Middletown, Delaware

Bear, Delaware

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

You can get online installment loans in Delaware with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.

You don’t need an excellent credit score to get an online loan from Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.

What you need for your application

Government-issued ID showing you reside in the state of Delaware

A recent bank statement

A personal check or debit card associated with your checking account

Verifiable income, such as a pay stub from your employer or a direct deposit

How it Works

Getting an installment loan online is a simple, safe and secure three-step process.

Apply

Complete the quick online application for an installment loan in Delaware. It takes less than a few minutes to complete our application process, and you generally get a response within minutes.

If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Delaware, our loan amounts range between $200.00 and $2,000.00 for first time customers and up to $3,500.00 for returning customers.

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive loan repayment history with cash-back rewards.

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Delaware borrowers can choose from terms with payment schedules up to 12 months.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Delaware


Reviews

Wise Loan Rated 4.9 out of 5 stars based on 17 customer reviews

Payment Assistance




Review of Wise Loan

Robby was great to work with in setting up a repayment plan for me while experiencing a financial hardship.

MiddletownDE19709 39.515-75.645

Response from Wise Loan:

Kevin, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan


Great customer service!




Review of Wise Loan

Great customer service! He listened to my concerns and gave me great feedback. Thank you Robby!

SeafordDE19973 38.6175-75.645

Response from Wise Loan:

Olivia, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected], if you have any questions. Best regards. -Wise Loan


Great Service




Review of Wise Loan

I've been going through a lot after losing my job, but you understood and gave me a chance to rectify my issue which I appreciate very much, Thanks again for understanding.

New CastleDE19720 39.6325-75.5975

Response from Wise Loan:

Johnny, thank you for sharing your experience. At Wise Loan we strive to go the extra mile for our customers and are so glad we were able to help you in your time of need. If you have any further questions, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan


Robbie Glenn




Review of Wise Loan

5 stars

WilmingtonDE19810 39.8175-75.51

Response from Wise Loan:

Danielle, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist. Please do not hesitate to reach out if you have any questions at [email protected] Best regards. -Wise Loan


Great service




Review of Wise Loan

WilmingtonDE19810 39.8175-75.51

Response from Wise Loan:

William, thank you for sharing your experience. At Wise Loan, we strive to go the extra for our customers and are glad we could provide you with great service. If you require future assistance, please do not hesitate to reach out to [email protected] Best regards. -Wise Loan


great service




Review of Wise Loan

Natasha was wonderful!

FredericaDE19946 39.0275-75.505

Response from Wise Loan:

Connie, thank you for sharing your experience. We strive to go the extra mile for our customers. If you need any future assistance, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan


Great Service




Review of Wise Loan

I talked to a representative about adjusting my payments and he truly helped me.

New CastleDE19720 39.6325-75.5975

Response from Wise Loan:

Johnny, thank you for sharing your experience. We strive to go the extra mile to support our customers. If you have any future questions or require assistance, please reach out to [email protected] Best regards. -Wise Loan


Great Service, AwesomePrice




Review of Wise Loan

WiseLoan & Robby Glenn Are Wonderful to work with!

New CastleDE19720 39.6325-75.5975

Wonderful




Review of Wise Loan

Very helpful/

NewarkDE19711 39.7225-75.75

Happy customer




Review of Wise Loan

Excellent customer service

DoverDE19901 39.2075-75.4575

Great Service!




Review of Wise Loan

DelmarDE19940 38.475-75.5625

Great




Review of Wise Loan

It was very easy

ChristianaDE19702 39.62-75.75

Excellent




Review of Wise Loan

LincolnDE19960 38.865-75.4

Yes




Review of Wise Loan

Very fast

NewarkDE19713 39.67-75.7075

Great service, very understanding




Review of Wise Loan

FredericaDE19946 39.0325-75.445

ROBBY G.

ROBBY G.

Near Wilmington, DE 19805
Jude C.

Jude C.

Near Frederica, DE 19946
ROBBY G.

ROBBY G.

Near Wilmington, DE 19810
Jude C.

Jude C.

Near Newark, DE 19711
ROBBY G.

ROBBY G.

Near Wilmington, DE 19809
Jude C.

Jude C.

Near Middletown, DE 19709
ROBBY G.

ROBBY G.

Near Middletown, DE 19709
ROBBY G.

ROBBY G.

Near Seaford, DE 19973
Jude C.

Jude C.

Near Frederica, DE 19946
Jude C.

Jude C.

Near Newark, DE 19711
ROBBY G.

ROBBY G.

Near New Castle, DE 19720
Jude C.

Jude C.

Near New Castle, DE 19720
ROBBY G.

ROBBY G.

Near Wilmington, DE 19810
ROBBY G.

ROBBY G.

Near Lewes, DE 19958
ROBBY G.

ROBBY G.

Near Middletown, DE 19709
ROBBY G.

ROBBY G.

Near Bear, DE 19701
ROBBY G.

ROBBY G.

Near Lincoln, DE 19960
Jude C.

Jude C.

Near New Castle, DE 19720
Jude C.

Jude C.

Near Wilmington, DE 19810
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Heritage Shores Cir, Bridgeville, DE 19933
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Ruyter Dr, Frederica, DE 19946
Jude C.

Jude C.

Near New Castle, DE 19720
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Philips Hill Rd, Millsboro, DE 19966
Stillman .

Stillman .

cci customer paid off loan $591.39 via ACH-Stillman

Near Kingston Dr, Bear, DE 19701
Stillman .

Stillman .

cci cust adv hardship and need for pay plan, plan set to payoff loan ($1,775.39) adv first payment begins 10/8 ($147.95)-Stillman

Near Elsmere, DE 19805

FAQs About Delaware Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term given at the time of loan approval. These payments are made on a regular basis on a fixed amount, meaning the borrower’s loan payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Delaware, you can apply for an online installment loan with a direct lender like Wise Loan.

How many installment loans can you have?

There’s no real limit for how many installment loans you can have. Many people have various types of loans, not just one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans with different repayment terms. However, you can only have one installment loan through Wise Loan at a time.

Can installment loans be paid off early?

If you don’t make your installment loan payment on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What happens if I don't repay my installment loan on time?

If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What will my loan cost?

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Delaware

Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Delaware. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Delaware Regulatory Contact Information

Delaware Division of Professional Regulation. 861 Silver Lake Blvd. Suite 203, Dover, DE 19904. Phone: (302) 744-4500. Email: [email protected]

The recommendations contained in this article are designed for informational purposes only.  Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.