Online Installment Loans in Delaware
Looking for a Delaware installment loan that's easy to qualify for? Wise Loan offers no-hassle installment loans in Delaware for people with all types of credit. Find out more about your online loan options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
No matter where you are in Delaware, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
Dover, Delaware
Wilmington, Delaware
Newark, Delaware
Milford, Delaware
Middletown, Delaware
Bear, Delaware
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
You can get online installment loans in Delaware with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.
You don’t need an excellent credit score to get an online loan from Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of Delaware
A recent bank statement
A personal check or debit card associated with your checking account
Verifiable income, such as a pay stub from your employer or a direct deposit
How it Works
Getting an installment loan online is a simple, safe and secure three-step process.
Apply
Complete the quick online application for an installment loan in Delaware. It takes less than a few minutes to complete our application process, and you generally get a response within minutes.
If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Delaware, our loan amounts range between $200.00 and $2,000.00 for first time customers and up to $3,500.00 for returning customers.
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive loan repayment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Delaware borrowers can choose from terms with payment schedules up to 12 months.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for Delaware
Reviews
Poor
SHYNISA -
Wilmington, DE 19809
Poor customer service, they tried to charge me again after I paid my loan off in full.
Response from Wise Loan:
Shynisa, thank you for sharing your experience. We will be investigating the situation. In the meantime, please don't hesitate to reach out to [email protected]eloan.com or call 800.516.7840 if you have any questions or further comments. Best regards. -Wise Loan
Payment Assistance
KEVIN Kable -
Middletown, DE 19709
Robby was great to work with in setting up a repayment plan for me while experiencing a financial hardship.
Response from Wise Loan:
Kevin, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan
Great customer service!
OLIVIA -
Seaford, DE 19973
Great customer service! He listened to my concerns and gave me great feedback. Thank you Robby!
Response from Wise Loan:
Olivia, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected], if you have any questions. Best regards. -Wise Loan
Great Service
JOHNNY -
New Castle, DE 19720
I've been going through a lot after losing my job, but you understood and gave me a chance to rectify my issue which I appreciate very much, Thanks again for understanding.
Response from Wise Loan:
Johnny, thank you for sharing your experience. At Wise Loan we strive to go the extra mile for our customers and are so glad we were able to help you in your time of need. If you have any further questions, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
Robbie Glenn
DANIELLE -
Wilmington, DE 19810
5 stars
Response from Wise Loan:
Danielle, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist. Please do not hesitate to reach out if you have any questions at [email protected] Best regards. -Wise Loan
Great service
WILLIAM -
Wilmington, DE 19810
Response from Wise Loan:
William, thank you for sharing your experience. At Wise Loan, we strive to go the extra for our customers and are glad we could provide you with great service. If you require future assistance, please do not hesitate to reach out to [email protected] Best regards. -Wise Loan
great service
CONNIE -
Frederica, DE 19946
Natasha was wonderful!
Response from Wise Loan:
Connie, thank you for sharing your experience. We strive to go the extra mile for our customers. If you need any future assistance, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
Great Service
JOHNNY -
New Castle, DE 19720
I talked to a representative about adjusting my payments and he truly helped me.
Response from Wise Loan:
Johnny, thank you for sharing your experience. We strive to go the extra mile to support our customers. If you have any future questions or require assistance, please reach out to [email protected] Best regards. -Wise Loan
Great Service, AwesomePrice
DAVID -
New Castle, DE 19720
WiseLoan & Robby Glenn Are Wonderful to work with!
Wonderful
CS -
Newark, DE 19711
Very helpful/
Happy customer
MARTINE -
Dover, DE 19901
Excellent customer service
Great Service!
MARJORIE -
Delmar, DE 19940
Great
KAREN -
Christiana, DE 19702
It was very easy
Excellent
WATKIN -
Lincoln, DE 19960
Yes
Alverta -
Newark, DE 19713
Very fast
ROBBY G.
Jude C.
ROBBY G.
Jude C.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
ROBBY G.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Stillman .
cci customer paid off loan $591.39 via ACH-Stillman
Stillman .
cci cust adv hardship and need for pay plan, plan set to payoff loan ($1,775.39) adv first payment begins 10/8 ($147.95)-Stillman
FAQs About Delaware Installment Loans
What is an installment loan?
Where can I get an installment loan online?
If you live in the state of Delaware, you can apply for an online installment loan with a direct lender like Wise Loan.
How many installment loans can you have?
There’s no real limit for how many installment loans you can have. Many people have various types of loans, not just one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans with different repayment terms. However, you can only have one installment loan through Wise Loan at a time.
Can installment loans be paid off early?
If you don’t make your installment loan payment on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What happens if I don't repay my installment loan on time?
If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What will my loan cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for Delaware
Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Delaware. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Delaware Regulatory Contact Information
Delaware Division of Professional Regulation. 861 Silver Lake Blvd. Suite 203, Dover, DE 19904. Phone: (302) 744-4500. Email: [email protected]
The recommendations contained in this article are designed for informational purposes only. Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.