Instant Funding for Installment Loans
Qualifications for Instant Funding
How It Works: Online Installment Loans
Online installment loans are loans you apply for online. You typically know almost immediately if you qualify for the loan — and that’s true with Wise Loan. Here’s how it works:
- You complete the application for the loan. This takes less than five minutes and only requires some basic information. You do need a checking account for regular funding or a debit card associated with your checking account for instant funding.
- Wise Loan reviews your application. Our automated processes review your application and determine if we can offer you a loan. You don’t need good credit to get a Wise Loan.
- If you’re pre-approved, you’re presented with an offer online — usually within minutes. You can review the offer and choose to accept it or not.
- If you accept the offer, Wise Loan funds your loan. If you apply with a debit card connected to a checking account before 5:30 PM CT, you may receive instant funding to get your money within a few minutes to an hour.
Wise Loan funds via electronic deposit. Regular funding occurs via an EFT transfer to your bank account. Funds are usually available within 24 hours or the next business day, though it depends on your bank’s processes for handling electronic transfers.
Instant funding is handled via debit card. Money transferred via an eligible debit card can be available in your account within minutes.
"The representative was definitely on her game as always. Professional, knowledgeable and patient as always. She certainly resolved my issue."
"They are very professional and prompt."
"Excellent customer service. Painless easy process. Would recommend to anyone who needs a loan."
Instant Funding FAQs
How long does it take instant funding to process?
What debit cards support instant funding?
How to get immediate funds into your bank account
Does instant funding require a credit check?
Where can I get an instant loan?
Same Day Funding FAQs
What is same day funding ?
How to get funds to your checking account the same day
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