Get Funds within 15 Minutes with an Instant Funding Loan.

Once your instant funding loan is approved, receive your funds within 15 minutes.*

Join our community that enjoys quick funding for unexpected expenses.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

What is Instant Funding?

Instant funding for installment loans is a financial service designed to provide rapid access to funds. This innovative solution caters to immediate financial needs and unexpected expenses. The primary benefit of this funding is its ability to deliver funds to your account within minutes. You must have a debit card, checking account, be approved before 5:30 PM CT, and meet normal loan qualifications.

 

How Quickly Can I Receive Instant Funds?

Experience unparalleled speed in funding with our instant funding loans. Qualifying applicants will receive funds in their account in as little as 15 minutes after the loan is approved via debit card. This swift turnaround time is contingent upon meeting specific qualifications, ensuring immediate financial needs are addressed promptly and efficiently.

Loan Funding Options

Choose from various funding options tailored to your schedule and needs, including instant, same-day, or next-day funding. No additional cost for any funding method.

Instant Funding

Instant funding delivers your loan directly to your bank account within 15 minutes of approval, offering convenience for urgent financial needs. This option requires a debit card linked to a checking account and adherence to application approval deadlines.

Same-Day Funding

Same-day funding applies to applications processed and approved by 1:30 pm CT. This funding requires a checking account that can accommodate ACH transfers. The exact delivery time may vary based on your bank's processes for handling electronic transfers.

Next-Day Funding

With next-day funding, funds are deposited into your account via an EFT transfer to your bank account on the following business day. However, the funding time may vary based on your financial situation's processing time.

How It Works

Our loan application process is streamlined and user-friendly, ensuring you can quickly secure the funds within 15 minutes.

1

Apply for a Loan

Start by filling out our simple online application form. This initial step is quick and only takes a few minutes to complete.

2

Receive a Loan Decision

Wise Loan reviews your application. If you are pre-approved, you’ll receive an offer online within minutes.

3

Get Funds

Once you accept the loan agreement and get approved, we will disburse your funds. If you are eligible for instant funding, you will receive your funds within 15 minutes of the application being submitted and approved.*

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Why Choose Wise Loan?

Choosing Wise Loan means opting for a partner committed to your financial well-being. We offer excellent customer service, flexible repayment plans tailored to your needs, and unique benefits like our Nest Egg account. With Wise Loan, you gain more than just a loan; you gain a pathway to better economic stability and rewards for responsible borrowing.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1391 customer reviews

Good service




Review of Wise Loan

Fort WorthTX76102 32.7575-97.325

Response from Wise Loan:

Tayler, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Due to unexpected health issues I got behind a little. Thanks to Robbie I was able to get back on track with payments. Thank you for working with me.

Lacy LakeviewTX76705 31.5925-97.0725

Response from Wise Loan:

Francine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


EXCELLENT SERVICE




Review of Wise Loan

Robby Glenn is awesome!!! VERY caring and always a pleasure talking to him.

KatyTX77450 29.745-95.74

Response from Wise Loan:

Cheryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Good service




Review of Wise Loan

KansasvilleWI53139 42.6825-88.12

Response from Wise Loan:

Daniel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Handled very well and very professional

SheboyganWI53081 43.7025-87.7275

Response from Wise Loan:

Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Assistance.




Review of Wise Loan

PorterTX77365 30.085-95.1875

Response from Wise Loan:

Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!!!




Review of Wise Loan

Great customer service... Quick and easy...

CayceSC29172 33.905-81.0425

Response from Wise Loan:

Terrence, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Awesome!!




Review of Wise Loan

Olga is awesome! She is very customer friendly and is always going the extra mile to help her customers.

HoustonTX77089 29.58-95.2425

Response from Wise Loan:

Martha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

Mae is wonderful

Lake CharlesLA70605 30.1725-93.27

Response from Wise Loan:

Jason, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Professional Service




Review of Wise Loan

Jude was knowledgeable and very polite when helping me out.

San AntonioTX78256 29.63-98.6325

Response from Wise Loan:

David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service and patience




Review of Wise Loan

PlanoTX75075 33.02-96.7375

Response from Wise Loan:

Alicia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Olga was super friendly ,caring , patient and very professional . Awesome service!

BudaTX78610 30.0875-97.805

Response from Wise Loan:

Cecilia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Good service




Review of Wise Loan

MontgomeryTX77316 30.3325-95.75

Response from Wise Loan:

Carolyn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

The representatives were always professional. I accidentally missed out on a payment and Jude help me work things out. I really appreciate Wise Loans for giving me a chance.

AlexandriaLA71303 31.3075-92.52

Response from Wise Loan:

Shirley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

ThibodauxLA70301 29.81-90.7725

Response from Wise Loan:

Chauncey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near Clayton, DE 19938
Jude C.

Jude C.

Near Manor, TX 78653
Olga S.

Olga S.

Near Still Cove Ln, Houston, TX 77089
Jude C.

Jude C.

Near Katy, TX 77449
ROBBY G.

ROBBY G.

Near Waco, TX 76710
Jude C.

Jude C.

Near Richmond, TX 77407
ROBBY G.

ROBBY G.

Near Houston, TX 77084
ROBBY G.

ROBBY G.

Near Dallas, TX 75287
ROBBY G.

ROBBY G.

Near Cottonport, LA 71327
Jude C.

Jude C.

Near Kansas City, MO 64146
Olga S.

Olga S.

Near S Glenwood St, El Paso, TX 79905
Olga S.

Olga S.

Near Sun Vista Dr, Austin, TX 78749
Olga S.

Olga S.

Near N 400 E, Logan, UT 84321
Jude C.

Jude C.

Near Klein, TX 77379
Jude C.

Jude C.

Near Dallas, TX 75241
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76102
Jude C.

Jude C.

Near Navasota, TX 77868
Jude C.

Jude C.

Near Oconomowoc, WI 53066
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Golf Ridge N, Pewaukee, WI 53072
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Rachael Ave, Baton Rouge, LA 70807
Jude C.

Jude C.

Near Houston, TX 77022
Jude C.

Jude C.

Near Sun Prairie, WI 53590
Jude C.

Jude C.

Near Corinth, TX 76210
Jude C.

Jude C.

Near Houston, TX 77054
Jude C.

Jude C.

Near Elgin, TX 78621

Member of

Frequently Asked Questions

Is There a Way to Get Funds Instantly?

Yes, getting funds instantly is possible. Wise Loan offers loan amounts ranging from $500-$1,500 for new customers and up to $3,500 for returning customers. Upon approval, funds can be transferred to your account in as little as 15 minutes. This rapid process is designed for urgent financial needs, providing a quick and efficient solution when time is of the essence. To take advantage of loans with instant funding, ensure your application is submitted and approved within the specified timeframes and meets the criteria required.

How Can I Get an Instant Loan Immediately?

To receive an instant loan immediately, start by completing our online application form. The process is quick and straightforward and designed to deliver a decision instantly. If approved before the cut-off time and all criteria are met, your funds will be deposited within 15 minutes. Ensure you have a qualifying debit card and checking account to facilitate the instant transfer of funds.

How Do I Know if I Qualify?

Eligibility for a loan with us is determined based on several factors, including income, employment status, and financial history. To see if you qualify, fill out our online application. The process is fast and will provide you with a decision within minutes. Meeting our basic requirements, such as having a steady income and an active checking account, significantly increases your chances of approval. It is important to note we look beyond your credit history.

What Debit Cards Support Instant Funding?

A debit card linked to an active checking account, including cards from major banks and financial institutions, support instant funding. Credit cards, prepaid debit cards, or debit cards associated with accounts such as PayPal typically do not qualify.

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Apply for an Instant Funding Loan

Take the first step towards financial flexibility by applying for a loan with Wise Loan today.