Need Money Fast? Get a Wise Loan
*Must meet the following criteria: Have a debit card associated with the checking account we have on file, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
What is Instant Funding?
Instant funding for installment loans is a financial service designed to provide rapid access to funds. This innovative solution caters to immediate financial needs and unexpected expenses. The primary benefit of this funding is its ability to deliver funds to your account within minutes. You must have a debit card, checking account, be approved before 5:30 PM CT, and meet normal loan qualifications.
How Quickly Can I Receive Instant Funds?
Experience unparalleled speed in funding with our instant funding loans. Qualifying applicants will receive funds in their account in as little as 15 minutes after the loan is approved via debit card. This swift turnaround time is contingent upon meeting specific qualifications, ensuring immediate financial needs are addressed promptly and efficiently.
Loan Funding Options
Choose from various funding options tailored to your schedule and needs, including instant, same-day, or next-day funding. No additional cost for any funding method.
Instant Funding
Instant funding delivers your loan directly to your bank account within 15 minutes of approval, offering convenience for urgent financial needs. This option requires a debit card linked to a checking account and adherence to application approval deadlines.
Same-Day Funding
Same-day funding applies to applications processed and approved by 1:30 pm CT. This funding requires a checking account that can accommodate ACH transfers. The exact delivery time may vary based on your bank's processes for handling electronic transfers.
Next-Day Funding
With next-day funding, funds are deposited into your account via an EFT transfer to your bank account on the following business day. However, the funding time may vary based on your financial situation's processing time.
How It Works
Our loan application process is streamlined and user-friendly, ensuring you can quickly secure the funds within 15 minutes.
1
Apply for a Loan
Start by filling out our simple online application form. This initial step is quick and only takes a few minutes to complete.
Receive a Loan Decision
Wise Loan reviews your application. If you are pre-approved, you’ll receive an offer online within minutes.
3
Get Funds
Once you accept the loan agreement and get approved, we will disburse your funds. If you are eligible for instant funding, you will receive your funds within 15 minutes of the application being submitted and approved.*
*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.
Why Choose Wise Loan?
Choosing Wise Loan means opting for a partner committed to your financial well-being. We offer excellent customer service, flexible repayment plans tailored to your needs, and unique benefits like our Nest Egg account. With Wise Loan, you gain more than just a loan; you gain a pathway to better economic stability and rewards for responsible borrowing.
Hear From Our Customers
Reviews
Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the service provided by Wise Loans. Positive reviews frequently mention helpful and friendly customer service representatives, with specific praise for their professionalism, knowledge, and kindness. Customers also appreciate the ease of the application process and the quick turnaround time for loan approval and funding. Additionally, customers highlight the competitive interest rates and the overall positive experience with Wise Loans. Negative reviews are present but are less frequent and tend to focus on minor issues such as difficulty understanding certain aspects of the process or experiencing delays in communication. However, the overall tone of the reviews remains positive, with a clear majority expressing satisfaction with the services provided by Wise Loans.
Excellent service
Temika -
College Station, TX 77840
After my initial call got disconnected I spoke to Rey Tan when my second call was transferred. He was very helpful. He answered all of my questions and explained so I understood. I really appreciate his help today.
Response from Wise Loan:
Temika, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
Evangeline -
El Paso, TX 79938
Excellent Customer Service
Response from Wise Loan:
Evangeline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Good job
Sheila -
Shreveport, LA 71104
He was helpful
Response from Wise Loan:
Sheila, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Glenda -
Houston, TX 77038
Great representative
Response from Wise Loan:
Glenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Serive
Danie -
San Antonio, TX 78242
Thank you so much for all your help!
Response from Wise Loan:
Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Customer
Loretta -
Lancaster, TX 75134
Good/ professional service,takes to long to get an agent on the phone
Response from Wise Loan:
Loretta, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!
Anna -
Balch Springs, TX 75180
So helpful when I needed it most!
Response from Wise Loan:
Anna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Good service
Johnathan -
Greenwell Springs, LA 70739
Always professional and prompt
Response from Wise Loan:
Johnathan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Loma -
Weatherford, TX 76086
Response from Wise Loan:
Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Very helpful, and excellent service
Jenny -
Oldtown, ID 83822
I recommend this place to anyone that needs a loan! They are very helpful when things get rough and you need help!
Response from Wise Loan:
Jenny, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Terrible service
Linda -
Whitewright, TX 75491
Very unprofessional
Response from Wise Loan:
Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center
excellent service
Noelia -
El Paso, TX 79934
Olga provided an excellent customer service and assisted me in every question i had, thank you!
Response from Wise Loan:
Noelia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
No
Linda -
Whitewright, TX 75491
Terrible
Response from Wise Loan:
Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center
Bad
Karla -
Houston, TX 77040
Response from Wise Loan:
Karla, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center
Excellent Service!
Deanna -
Knollwood, TX 75092
Super Helpful
Response from Wise Loan:
Deanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
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Frequently Asked Questions
Is There a Way to Get Funds Instantly?
Yes, getting funds instantly is possible. Wise Loan offers loan amounts ranging from $500-$1,500 for new customers and up to $3,500 for returning customers. Upon approval, funds can be transferred to your account in as little as 15 minutes. This rapid process is designed for urgent financial needs, providing a quick and efficient solution when time is of the essence. To take advantage of loans with instant funding, ensure your application is submitted and approved within the specified timeframes and meets the criteria required.
How Can I Get an Instant Loan Immediately?
To receive an instant loan immediately, start by completing our online application form. The process is quick and straightforward and designed to deliver a decision instantly. If approved before the cut-off time and all criteria are met, your funds will be deposited within 15 minutes. Ensure you have a qualifying debit card and checking account to facilitate the instant transfer of funds.
How Do I Know if I Qualify?
Eligibility for a loan with us is determined based on several factors, including income, employment status, and financial history. To see if you qualify, fill out our online application. The process is fast and will provide you with a decision within minutes. Meeting our basic requirements, such as having a steady income and an active checking account, significantly increases your chances of approval. It is important to note we look beyond your credit history.
What Debit Cards Support Instant Funding?
A debit card linked to an active checking account, including cards from major banks and financial institutions, support instant funding. Credit cards, prepaid debit cards, or debit cards associated with accounts such as PayPal typically do not qualify.
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Apply for an Instant Funding Loan
Take the first step towards financial flexibility by applying for a loan with Wise Loan today.