About Wise Loan
Wise Loan is here to make your financial life better by providing a solution for your short-term financial needs, which includes: a fast decision and funds in your account within the hour, the same day, or the next day. By completing a simple and secure online application, our team starts looking for a financial solution that meets your needs. Our team of trained professionals go the extra mile to serve you by answering your questions, anticipating your needs, and providing service beyond just providing a loan.
Together, we are Wise Loan, and we are here to make your financial life better.
Customer Care Line (800) 516-7840
Customer Care Fax (800) 564-1952
Email us at
Customer Support Hours
Monday-Friday (Office) 9 a.m. – 6 p.m. CT
Saturday (Office) 7 a.m. – 4 p.m. CT
Sunday (Office) 9 a.m. – 5 p.m. CT
Online Availability 24/7
(existing customers login here)
Corporate Mailing Address
Essential Lending Inc.
P.O. Box 101265
Fort Worth, TX 76185
Review information regarding our licenses
Check out our FAQ page
Over 1,000 five-star reviews
I was very pleased that they were able to fund me money when I really needed it for the holidays. They made it easy and quick for me to do.
The staff at Wise Loan is awesome! Olga is very professional with a very strong work ethic and is always willing to go the extra mile. Martha V
It’s quick. There’s no hidden fees. No penalty for paying it off early. It’s easy to apply for online and get funding in no time! Jaymi M