Loan Terms and Conditions Missouri
Welcome Missouri Customer!
Repayment Terms : 2 – 12 monthly payments
APR (based on credit) : 299.96% – 799.00%
Common Loans in Missouri
Loan Amount |
$700 | $1,000 | $1,200 | $1,500 |
Number of Bi-Weekly Payments |
10 | 10 | 10 | 10 |
Amount Per Payment |
$131.38 | $180.61 | $216.74 | $260.47 |
APR |
349.95% | 324.96% | 324.96% | 299.96% |
Terms and Conditions for Missouri
You can view our Terms & Conditions and Privacy Policy for more information.
Regulatory Contact Information
Missouri Division of Finance
Consumer Credit Section
P.O. Box 716, 301 West High Street
Jefferson City, MO 65102
Phone: (573) 751-3242
Fax: (573) 751-9192
Certificates
Local Reviews
for Kansas City,St. Louis,Florissant,Jefferson City,Springfield,Saint Louis,Imperial,Raymore,Saint Charles,Chesterfield,Columbia,Harrisonville,Lake Waukomis,Liberty,Salem,Troy,VLG LOCH LOYD,Warrenton,Agency,Arnold,Blue Springs,Bonne Terre,Brentwood,Buffalo,Camdenton,Caulfield,Duenweg,Easton,Falcon,Ferrelview,Frankford,Independence,Jackson,Joplin,Kimberling City,Kirksville,LA BARQUE CRK,Linn,Marionville,Maryland Heights,Nelson,Nixa,North Kansas City,Old Monroe,Overland,Raytown,St. Peters,Union,Warsaw,Wright City, MO
Customers say: The overall sentiment across these reviews is overwhelmingly positive, reflecting strong customer satisfaction and appreciation. Reviewers consistently express gratitude and praise for the helpfulness, professionalism, and attentiveness they experienced. Recurring themes include exceptional customer service, clear and effective communication, and representatives who demonstrate genuine empathy and understanding toward clients' situations. Many customers highlight the knowledge and expertise displayed, noting how agents provided thorough information and clarified all concerns efficiently. There is a notable appreciation for the human touch in service delivery—representatives who treat customers with respect and compassion while maintaining professionalism. The tone throughout is enthusiastic and grateful, with customers feeling genuinely supported and valued. Several reviews emphasize quick response times and reasonable solutions, contributing to an overall impression of efficient and caring service that exceeds expectations.
Horrible Service
Geraldine - Raytown, MO 64133
Hold time is unacceptable and no one ev
Response from Wise Loan:
Geraldine, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at hello@wiseloan.com. Best regards, The Call Center
Nice service
Muhammad - Raytown, MO 64138
Response from Wise Loan:
Muhammad, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Essential Lending
Excellent Service
Teresa - St. Louis, MO 63107
Robby has excellent customer service skills. I am glad he was my representative.
Response from Wise Loan:
Teresa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
Brenda - St. Louis, MO 63138
Great representative, very professional
Response from Wise Loan:
Brenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Austin - Springfield, MO 65803
Response from Wise Loan:
Austin, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Dishonest, Stealing
Cortney - Springfield, MO 65803
Pheobie told me when I was paying my loan off in full that they discounted 30%. When checking my bank account ONE MINUTE LATER pheobie pulled the whole amount that was due for the loan. I proceeded to call her back and she giggled throughout the phone call. Very unprofessional customer service. As being a second time customer, I will NOT be using wise loan ever again for their dishonesty and stealing.
Response from Wise Loan:
Cortney, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center
Service recommendations
Brenda - St. Louis, MO 63138
Very knowledgeable and provided excellent customer service
Response from Wise Loan:
Brenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Survey
DENNIS - St. Louis, MO 63136
Response from Wise Loan:
Dennis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent help
CONNIE - St. Louis, MO 63139
I had to cancel an extra payment I made and Jude was very professional and kind to me about it.
Response from Wise Loan:
Connie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
DIANNA - St. Louis, MO 63116
A very stressful time for me. Jude was very professional & so polite.
Response from Wise Loan:
Dianna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
PATTY - Imperial, MO 63052
Wonderful to work with
Response from Wise Loan:
Patty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Service
ANNA - St. Peters, MO 63376
Response from Wise Loan:
Anna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
great service
DARRYL - Kansas City, MO 64130
Really appreciate her time and patience
Response from Wise Loan:
Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great service
CHERI - Kansas City, MO 64117
First person was unable to see what I needed to know but got in touch with some one else that could help. Bothe were curtious and helpful
Response from Wise Loan:
Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great experience
CHERI - Kansas City, MO 64117
I am in a very rough place financially and Trent was able to find a solution that would help. He was curtious and empathetic, as well as proffesional.
Response from Wise Loan:
Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great service
BONNIE PARKS - St. Louis, MO 63115
I was able to get my issue resolved.
Response from Wise Loan:
Bonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!!
VICTORIA - St. Louis, MO 63139
Robby is always great to work with!!
Response from Wise Loan:
Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
LETTIE - St. Louis, MO 63103
Have been using this site for a while. Love it. Profesional
Response from Wise Loan:
Lettie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Sherry
SHERRY - Columbia, MO 65203
Robby was very helpful.
Response from Wise Loan:
Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Unsatisfied
LATOCIA - Kansas City, MO 64118
On my last loan I was charged overage because your systems did something from essential and wise getting corresponding from both and my last payment came out wasn't recognized so I called said they fixed the probable asked for my nest egg to be refunded to me and they took out the last payment again with my nest egg amount smh
Response from Wise Loan:
Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center
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