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Need Urgent Funding? Get Financial Help with Home Repair Loans.

Unexpected repairs can occur at any time. Get a swift loan approval and access funds quickly.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the growing number of homeowners who have received funds for emergency home repairs.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1557 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the services provided. Positive reviews frequently mention friendly and helpful customer service, quick and easy payment plans, and professional and responsive staff. Customers also appreciate the flexibility offered in payment options and the ability to resolve issues efficiently. Negative reviews are present but are outweighed by the positive ones. The negative reviews primarily focus on minor inconveniences or misunderstandings, such as disconnected calls or longer-than-expected wait times. However, the overall tone remains positive, with customers praising the helpfulness and professionalism of the staff.


Excellent




Review of Wise Loan

Very professional

SlidellLA70460 30.32-89.8325

Awesome




Review of Wise Loan

Great for a quick loans and if your credit is less than perfect they will help you

Harker HeightsTX76548 31.07-97.665

Response from Wise Loan:

Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Very detailed, offered honest answers, first time I’ve talked to someone that felt human and helpful.

North Richland HillsTX76117 32.8125-97.275

Response from Wise Loan:

Eric, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent customer experience




Review of Wise Loan

Thanks for all your help.

DallasTX75287 32.9975-96.84

Response from Wise Loan:

Andrew, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome Service!!




Review of Wise Loan

I had a customer service call with Sheena U. Awesome customer service! Sheena and everyone are always professional, and customer service oriented.at all time! Always courteous! One of the best in the industry!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


The Best Company




Review of Wise Loan

Wise Loan is always a pleasure to.work with! From Customer Service to.if needed the Work.Out team if you miss a.payment! For me, I have been with them about 3 years as a return customer! One of the best Payday Advance company!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

WardsvilleMO65101 38.5275-92.165

Response from Wise Loan:

Deanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

She helped me with my request and understanding

PerryvilleMO63775 37.68-89.8875

Response from Wise Loan:

Gloria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thanks Jude!




Review of Wise Loan

HoustonTX77057 29.75-95.4925

Response from Wise Loan:

Chris, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CarbonTX76435 32.205-98.8575

Response from Wise Loan:

Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Sullivan CityTX78595 26.3175-98.56

Response from Wise Loan:

Saul, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Baton RougeLA70817 30.375-90.9725

Response from Wise Loan:

Traylynn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


NO.1 AWESOME SERVICE




Review of Wise Loan

Wise Loan is awesome! I have been with them for 5 years or so. Very nice customer service, and if you have some issues with making a payment, you speak.with Mr. Jude or Mr. Robbie. No ugliness, always helpful to get you back on track!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CypressTX77433 29.965-95.75

Response from Wise Loan:

Renise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Quick loans was quick and easy payment plan

DeSotoTX75115 32.6-96.8575

Response from Wise Loan:

Tarsha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Jude C.

Jude C.

Near Slidell, LA 70460
Jude C.

Jude C.

Near Houston, TX 77044
Jude C.

Jude C.

Near North Richland Hills, TX 76117
Sheena U.

Sheena U.

Near Dallas, TX 75287
Sheena U.

Sheena U.

Near Dallas, TX 75287
Jude C.

Jude C.

Near Segno, TX 77351
Sheena U.

Sheena U.

Near Hockley, TX 77447
Sheena U.

Sheena U.

Near Hockley, TX 77447
Sheena U.

Sheena U.

Near Tool, TX 75143
Jude C.

Jude C.

Near Euless, TX 76039
Jude C.

Jude C.

Near Lufkin, TX 75901
Jude C.

Jude C.

Near Madison, WI 53711
Jude C.

Jude C.

Near Longview, TX 75602
Jude C.

Jude C.

Near Baton Rouge, LA 70802
Jude C.

Jude C.

Near Houston, TX 77045
Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Wardsville, MO 65101
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Saint Catharine, MO 64628
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Richardson, TX 75081
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Rey T.

Rey T.

Near Baton Rouge, LA 70809
Sheena U.

Sheena U.

Near Perryville, MO 63775
Sheena U.

Sheena U.

Near Perryville, MO 63775

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What is a Home Repair Loan?


A home repair loan, frequently termed a home improvement loan, is tailored for those addressing unexpected home repair or improvement costs. From renovating kitchens to fixing structural issues, costs can pile up swiftly. These unexpected expenses can become daunting for many homeowners, especially if savings are unavailable.

This type of loan introduces a structured repayment plan, easing the immediate monetary burden. The loan offers flexibility, whether you prefer weekly, biweekly, or monthly payments. With attractive interest rates, a home repair loan can substantially assist homeowners, ensuring smooth home renovations.

How It Works

Securing a home repair loan with Wise Loan is effortlessly a three-step journey:

1

Apply for a Loan

Home repairs can be urgent. Our application process is concise, taking just a few minutes. A checking account is required.

2

Receive a Loan Decision

Post application, expect a loan decision within minutes to an hour, alleviating financial worries related to repairs.

3

Get Funds

Access funds when needed, be it same-day, instantly, or the next day. Direct deposit is a prerequisite for funds reception.

Why Choose Wise Loan?


Wise Loan is a premier choice for home repair loans. With competitive interest rates tailored to suit various financial profiles, we guarantee you get the best deal possible. Our Nest Egg program rewards borrowers for their punctuality in repayments, providing an added incentive for on-time payments. We regularly report timely payments to major credit bureaus, so choosing Wise Loan can be a strategic move for those aiming to boost their credit scores. Whether mending a leaky roof or embarking on a minor renovation, we support your financial journey.

What Can I Use a Home Repair Loan For?


Emergency home repair loans can cover diverse home-related costs:

Refurbishing rooms

Repairing roofs

Updating plumbing or electrical systems

Landscaping

Purchasing new appliances

Minor home improvement projects

Whatever unplanned costs you face during your home upgrade, loans for home improvement from Wise Loan have got your back.

We Proudly Serve These Locations

Wise Loan is proud to offer loans in:

Home Repair Loan FAQs

How Much Can I Borrow with a Home Repair Loan?

Multiple factors influence the amount you can borrow for a home repair loan. These include your financial health, credit history, and the guidelines set by the lender. At Wise Loan, we offer loan amounts ranging from $500 to $1500, designed to meet different repair needs. Nevertheless, evaluating your actual needs and borrowing responsibly is crucial, ensuring you can manage repayments comfortably.

How Do Home Repair Loans Work?

Home repair loans operate much like personal loans. The process typically begins with an online application where you provide essential information. Following this, online lenders like Wise Loan evaluate your application based on various criteria. If approved, you can then determine your preferred repayment terms. Ultimately, you’ll have access to funds as a lump sum, ensuring you can address your needs promptly and efficiently.

Is Securing a Home Repair Loan Challenging?

Obtaining a home repair loan is generally more straightforward than traditional loan processes. You do not need to have excellent credit to qualify. While your creditworthiness is integral to the decision, lenders like Wise Loan consider a broader range of factors. We look at the urgency of your home repair needs alongside your credit, ensuring a balanced assessment. This inclusive approach is aimed at catering to a broader range of applicants. You may still qualify for a loan even with bad credit.

How Can I Obtain a Home Improvement Loan?

You can get a home improvement loan quickly. Initiating this process with Wise Loan is relatively user-friendly. First, you would submit an online loan application detailing your needs and financial information. Our team at Wise Loan will then quickly review your application, often providing feedback in minutes to an hour. If you’re approved, the next step involves the transfer of funds, which could even be available on the same day, showcasing our commitment to helping you without delays.

What Are My Home Improvement Financing Options?

Beyond home repair loans, there are multiple financing avenues you can consider. Some individuals turn to their personal savings, while others might consider borrowing from friends or family. Credit cards are another alternative. Additionally, several organizations and institutions offer specialized financing programs for home improvements. It’s beneficial to thoroughly research each option and select the one that aligns best with your financial situation and needs.

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Resources

Apply for a Home Repair Loan Today