Need Urgent Funding? Get Financial Help with Home Repair Loans.

Unexpected repairs can occur at any time. Get a swift loan approval and access funds quickly.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the growing number of homeowners who have received funds for emergency home repairs.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1288 customer reviews

Excellent help




Review of Wise Loan

I had to cancel an extra payment I made and Jude was very professional and kind to me about it.

St. LouisMO63139 38.615-90.295

Response from Wise Loan:

Connie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Robby is the best!




Review of Wise Loan

Quick and insightful help, got back to me as soon as possible.

SachseTX75048 32.9625-96.5675

Response from Wise Loan:

Hunter, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Amazing!




Review of Wise Loan

I use this loan service very often, I get a special rate, very convenient, fast and amazing customer service staff.

Los FresnosTX78566 26.04-97.5275

Response from Wise Loan:

Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Quick and efficient service




Review of Wise Loan

DallasTX75206 32.8225-96.775

Response from Wise Loan:

Bridgette, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Easy process




Review of Wise Loan

Wait time wasn’t too bad. Got my issue resolved within 10 minutes.

BryanTX77802 30.6575-96.3175

Response from Wise Loan:

Brandon, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Very helpful customer service Rep (Robby)

PlanoTX75075 33.02-96.7375

Response from Wise Loan:

Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great employee




Review of Wise Loan

MiddletownDE19709 39.515-75.645

Response from Wise Loan:

Donna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

There was a mix up with my payment in May. Jude help me with excellent customer service. He was knowledgeable and non-judgmental. Thank 😊 you for helping me solve my problem.

AlexandriaLA71303 31.3075-92.52

Response from Wise Loan:

Shirley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

San MarcosTX78666 29.895-97.98

Response from Wise Loan:

Patricia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


OLGA SIERRA




Review of Wise Loan

EXCELLENT SERVICE HELP IN RESOLVE MANY THANKS

LaredoTX78045 27.5825-99.46

Response from Wise Loan:

Angelina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Customer




Review of Wise Loan

Jude gave me an excellent customer service experience. He's always ready to work with me helping me set up my payment plans without inconvenience. He's highly professional, courteous, respectful and helpful. Thanks for all you do. I really appreciate you a bunch.

Grand PrairieTX75050 32.78-97.0175

Response from Wise Loan:

Francisca, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Great customer service. Very understanding.

RowlettTX75089 32.935-96.5275

Response from Wise Loan:

Rachel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Agent was very profesional




Review of Wise Loan

She was very helpful and profesional. It make the transaction so easy to comple

PflugervilleTX78660 30.4825-97.575

Response from Wise Loan:

Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Nice and professional service. Thanks

RichmondTX77407 29.6775-95.72

Response from Wise Loan:

Stafford, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

OrangeTX77630 30.08-93.845

Response from Wise Loan:

Pamela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near Milwaukee, WI 53218
ROBBY G.

ROBBY G.

Near San Antonio, TX 78264
ROBBY G.

ROBBY G.

Near Milwaukee, WI 53224
ROBBY G.

ROBBY G.

Near McKinney, TX 75071
Jude C.

Jude C.

Near St. Louis, MO 63139
ROBBY G.

ROBBY G.

Near Sachse, TX 75048
Jude C.

Jude C.

Near Dallas, TX 75216
Jude C.

Jude C.

Near San Marcos, TX 78666
ROBBY G.

ROBBY G.

Near Houston, TX 77078
ROBBY G.

ROBBY G.

Near Rosenberg, TX 77471
Jude C.

Jude C.

Near Dallas, TX 75206
Jude C.

Jude C.

Near Kewaskum, WI 53040
Jude C.

Jude C.

Near Houma, LA 70363
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near E Domiano Ln, Hammond, LA 70401
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Hopscotch Ln, Lexington, SC 29072
Jude C.

Jude C.

Near Grand Prairie, TX 75052
Jude C.

Jude C.

Near Houston, TX 77053
Jude C.

Jude C.

Near West Milwaukee, WI 53214
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Sonata Cyn, Spring Branch, TX 78070
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near W Westchester Pkwy, Grand Prairie, TX 75052
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Weyland Dr, North Richland Hills, TX 76180
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Los Olmos Dr, Los Fresnos, TX 78566
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near N Chicago Ave, Lubbock, TX 79416
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near 21st Ave, Kenosha, WI 53140
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?

Near Sherman Park Dr, Saint Charles, MO 63303

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What is a Home Repair Loan?


A home repair loan, frequently termed a home improvement loan, is tailored for those addressing unexpected home repair or improvement costs. From renovating kitchens to fixing structural issues, costs can pile up swiftly. These unexpected expenses can become daunting for many homeowners, especially if savings are unavailable.

This type of loan introduces a structured repayment plan, easing the immediate monetary burden. The loan offers flexibility, whether you prefer weekly, biweekly, or monthly payments. With attractive interest rates, a home repair loan can substantially assist homeowners, ensuring smooth home renovations.

How It Works

Securing a home repair loan with Wise Loan is effortlessly a three-step journey:

1

Apply for a Loan

Home repairs can be urgent. Our application process is concise, taking just a few minutes. A checking account is required.

2

Receive a Loan Decision

Post application, expect a loan decision within minutes to an hour, alleviating financial worries related to repairs.

3

Get Funds

Access funds when needed, be it same-day, instantly, or the next day. Direct deposit is a prerequisite for funds reception.

Why Choose Wise Loan?


Wise Loan is a premier choice for home repair loans. With competitive interest rates tailored to suit various financial profiles, we guarantee you get the best deal possible. Our Nest Egg program rewards borrowers for their punctuality in repayments, providing an added incentive for on-time payments. We regularly report timely payments to major credit bureaus, so choosing Wise Loan can be a strategic move for those aiming to boost their credit scores. Whether mending a leaky roof or embarking on a minor renovation, we support your financial journey.

What Can I Use a Home Repair Loan For?


Emergency home repair loans can cover diverse home-related costs:

Refurbishing rooms

Repairing roofs

Updating plumbing or electrical systems

Landscaping

Purchasing new appliances

Minor home improvement projects

Whatever unplanned costs you face during your home upgrade, loans for home improvement from Wise Loan have got your back.

We Proudly Serve These Locations

Wise Loan is proud to offer loans in:

Home Repair Loan FAQs

How Much Can I Borrow with a Home Repair Loan?

Multiple factors influence the amount you can borrow for a home repair loan. These include your financial health, credit history, and the guidelines set by the lender. At Wise Loan, we offer loan amounts ranging from $500 to $1500, designed to meet different repair needs. Nevertheless, evaluating your actual needs and borrowing responsibly is crucial, ensuring you can manage repayments comfortably.

How Do Home Repair Loans Work?

Home repair loans operate much like personal loans. The process typically begins with an online application where you provide essential information. Following this, online lenders like Wise Loan evaluate your application based on various criteria. If approved, you can then determine your preferred repayment terms. Ultimately, you’ll have access to funds as a lump sum, ensuring you can address your needs promptly and efficiently.

Is Securing a Home Repair Loan Challenging?

Obtaining a home repair loan is generally more straightforward than traditional loan processes. You do not need to have excellent credit to qualify. While your creditworthiness is integral to the decision, lenders like Wise Loan consider a broader range of factors. We look at the urgency of your home repair needs alongside your credit, ensuring a balanced assessment. This inclusive approach is aimed at catering to a broader range of applicants. You may still qualify for a loan even with bad credit.

How Can I Obtain a Home Improvement Loan?

You can get a home improvement loan quickly. Initiating this process with Wise Loan is relatively user-friendly. First, you would submit an online loan application detailing your needs and financial information. Our team at Wise Loan will then quickly review your application, often providing feedback in minutes to an hour. If you’re approved, the next step involves the transfer of funds, which could even be available on the same day, showcasing our commitment to helping you without delays.

What Are My Home Improvement Financing Options?

Beyond home repair loans, there are multiple financing avenues you can consider. Some individuals turn to their personal savings, while others might consider borrowing from friends or family. Credit cards are another alternative. Additionally, several organizations and institutions offer specialized financing programs for home improvements. It’s beneficial to thoroughly research each option and select the one that aligns best with your financial situation and needs.

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Resources

Apply for a Home Repair Loan Today