Need Urgent Funding? Get Financial Help with Home Repair Loans.

Unexpected repairs can occur at any time. Get a swift loan approval and access funds quickly.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the growing number of homeowners who have received funds for emergency home repairs.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1191 customer reviews

Great service




Review of Wise Loan

HoustonTX77042 29.725-95.5575

Response from Wise Loan:

Cleo, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Working with Robbie has been great and I am very grateful for all his help.

ClaytonDE19938 39.25-75.7025

Response from Wise Loan:

Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


excellent service




Review of Wise Loan

Always a pleasure

KleinTX77379 30.0325-95.53

Response from Wise Loan:

Selina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Muy bien servicio




Review of Wise Loan

KatyTX77449 29.825-95.75

Response from Wise Loan:

Edgar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

DonnaTX78537 26.2475-98.0725

Response from Wise Loan:

Juan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Excellent service

LevellandTX79336 33.6225-102.3475

Response from Wise Loan:

Pablo, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Very curtious

LevellandTX79336 33.6225-102.3475

Response from Wise Loan:

Pablo, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


very good




Review of Wise Loan

very pleased he nice and helped me with my question

CentervilleUT84014 40.9225-111.87

Response from Wise Loan:

Jordan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


5 star service




Review of Wise Loan

WilmingtonDE19801 39.7325-75.545

Response from Wise Loan:

Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Awesome experience, would definitely recommend

San AntonioTX78251 29.465-98.6775

Response from Wise Loan:

Adriana, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Wise Loan is a great service, and always there to help if you are having trouble with payments. Great place!

New OrleansLA 29.95-90.0725

Response from Wise Loan:

Mario, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great customer w




Review of Wise Loan

BrenhamTX77833 30.235-96.365

Response from Wise Loan:

Monty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Excellent Customer Service. Olga was extremely helpful and courteous.

WeatherfordTX76088 32.81-97.8375

Response from Wise Loan:

Teresa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excelente 👌




Review of Wise Loan

EXCELLEN

HoustonTX77072 29.6975-95.5975

Response from Wise Loan:

Alexander, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

My experience this morning was very helpful and a pleasant conversation was helped greatly

HuntsvilleTX77320 30.825-95.52

Response from Wise Loan:

Alice, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Park Blvd, Grapevine, TX 76051
ROBBY G.

ROBBY G.

Near East Carbon, UT 84520
ROBBY G.

ROBBY G.

Near Clayton, DE 19938
ROBBY G.

ROBBY G.

Near Houston, TX 77084
ROBBY G.

ROBBY G.

Near Brookside Village, TX 77581
ROBBY G.

ROBBY G.

Near Savannah, MO 64485
ROBBY G.

ROBBY G.

Near Leipsic, DE 19901
Jude C.

Jude C.

Near CORP CHRISTI, TX 78412
ROBBY G.

ROBBY G.

Near Houston, TX 77042
ROBBY G.

ROBBY G.

Near Magnolia, TX 77354
ROBBY G.

ROBBY G.

Near Prairie du Chien, WI 53821
Jude C.

Jude C.

Near Klein, TX 77379
Jude C.

Jude C.

Near Katy, TX 77493
Jude C.

Jude C.

Near Pine Island, TX 77445
Olga S.

Olga S.

Near Circulo Dr, Lago Vista, TX 78645
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Dutton Dr, New Castle, DE 19720
ROBBY G.

ROBBY G.

Near Grand Prairie, TX 75051
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near E 3rd Ave, Stanley, WI 54768
Jude C.

Jude C.

Near Katy, TX 77449
Jude C.

Jude C.

Near Sheboygan, WI 53081
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Blow St, St. Louis, MO 63116
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Elsie Faye Heggins St, Dallas, TX 75215
Jude C.

Jude C.

Near Independence, MO 64050
Jude C.

Jude C.

Near Fort Worth, TX 76111
ROBBY G.

ROBBY G.

Near Kansas City, MO 64154

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What is a Home Repair Loan?


A home repair loan, frequently termed a home improvement loan, is tailored for those addressing unexpected home repair or improvement costs. From renovating kitchens to fixing structural issues, costs can pile up swiftly. These unexpected expenses can become daunting for many homeowners, especially if savings are unavailable.

This type of loan introduces a structured repayment plan, easing the immediate monetary burden. The loan offers flexibility, whether you prefer weekly, biweekly, or monthly payments. With attractive interest rates, a home repair loan can substantially assist homeowners, ensuring smooth home renovations.

How It Works

Securing a home repair loan with Wise Loan is effortlessly a three-step journey:

1

Apply for a Loan

Home repairs can be urgent. Our application process is concise, taking just a few minutes. A checking account is required.

2

Receive a Loan Decision

Post application, expect a loan decision within minutes to an hour, alleviating financial worries related to repairs.

3

Get Funds

Access funds when needed, be it same-day, instantly, or the next day. Direct deposit is a prerequisite for funds reception.

Why Choose Wise Loan?


Wise Loan is a premier choice for home repair loans. With competitive interest rates tailored to suit various financial profiles, we guarantee you get the best deal possible. Our Nest Egg program rewards borrowers for their punctuality in repayments, providing an added incentive for on-time payments. We regularly report timely payments to major credit bureaus, so choosing Wise Loan can be a strategic move for those aiming to boost their credit scores. Whether mending a leaky roof or embarking on a minor renovation, we support your financial journey.

What Can I Use a Home Repair Loan For?


Emergency home repair loans can cover diverse home-related costs:

Refurbishing rooms

Repairing roofs

Updating plumbing or electrical systems

Landscaping

Purchasing new appliances

Minor home improvement projects

Whatever unplanned costs you face during your home upgrade, loans for home improvement from Wise Loan have got your back.

We Proudly Serve These Locations

Wise Loan is proud to offer loans in:

Home Repair Loan FAQs

How Much Can I Borrow with a Home Repair Loan?

Multiple factors influence the amount you can borrow for a home repair loan. These include your financial health, credit history, and the guidelines set by the lender. At Wise Loan, we offer loan amounts ranging from $500 to $1500, designed to meet different repair needs. Nevertheless, evaluating your actual needs and borrowing responsibly is crucial, ensuring you can manage repayments comfortably.

How Do Home Repair Loans Work?

Home repair loans operate much like personal loans. The process typically begins with an online application where you provide essential information. Following this, online lenders like Wise Loan evaluate your application based on various criteria. If approved, you can then determine your preferred repayment terms. Ultimately, you’ll have access to funds as a lump sum, ensuring you can address your needs promptly and efficiently.

Is Securing a Home Repair Loan Challenging?

Obtaining a home repair loan is generally more straightforward than traditional loan processes. You do not need to have excellent credit to qualify. While your creditworthiness is integral to the decision, lenders like Wise Loan consider a broader range of factors. We look at the urgency of your home repair needs alongside your credit, ensuring a balanced assessment. This inclusive approach is aimed at catering to a broader range of applicants. You may still qualify for a loan even with bad credit.

How Can I Obtain a Home Improvement Loan?

You can get a home improvement loan quickly. Initiating this process with Wise Loan is relatively user-friendly. First, you would submit an online loan application detailing your needs and financial information. Our team at Wise Loan will then quickly review your application, often providing feedback in minutes to an hour. If you’re approved, the next step involves the transfer of funds, which could even be available on the same day, showcasing our commitment to helping you without delays.

What Are My Home Improvement Financing Options?

Beyond home repair loans, there are multiple financing avenues you can consider. Some individuals turn to their personal savings, while others might consider borrowing from friends or family. Credit cards are another alternative. Additionally, several organizations and institutions offer specialized financing programs for home improvements. It’s beneficial to thoroughly research each option and select the one that aligns best with your financial situation and needs.

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Apply for a Home Repair Loan Today