Online Installment Loans in Wisconsin
Looking for a Wisconsin installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Wisconsin for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
No matter where you are in Wisconsin, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
In Wisconsin, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.
You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of Wisconsin
A recent bank statement
A personal check or debit card associated with your account
Proof of income, such as a pay stub from your employer
How it Works
Getting an installment loan online is a simple, safe and secure 3 step process.
Apply
Our application process is simple. Complete the quick online application for an installment loan in Wisconsin. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.
If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Wisconsin, our loan amounts range between $200.00 and $1,500.00 for first-time customers and up to $3,500.00 for returning customers.
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or the next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Installment loans in Wisconsin are typically broken into monthly, weekly or bi-weekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Louisiana borrowers can choose from 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for Wisconsin
Reviews
Customers say: The reviews reflect an overwhelmingly positive sentiment toward customer service experiences. Representatives are consistently praised for being helpful, patient, and knowledgeable in addressing customers' needs and concerns. The overall tone is decidedly positive, with customers expressing appreciation for representatives who take time to understand their situations and provide solutions efficiently. Recurring themes include staff members' professionalism, courtesy, and ability to resolve issues quickly. Customers particularly value representatives who demonstrate genuine care and remain calm even when dealing with upset clients. The sentiment suggests strong customer loyalty, with some reviewers indicating their satisfaction has solidified their long-term commitment to the company. The exceptional customer service appears to be a significant strength of the organization, creating positive emotional connections with its clientele.
Rey Tan should get a raise
Raphael -
Milwaukee, WI 53208
I would like to say something about a certain customer service individual by the name of Rey Tan after dealing with a number of customer service individual over the last four days and feeling like I didn't matter or they didn't really understand what my problem was,Rey Tan got it taken care of in less than 30 minutes even though I was very upset and angry with nothing being done for days he understood what I was going through and he calmed me down and was very patient and by him solving the problem quickly that let me know that he is very knowledgeable! of what he is doing Wise Loan should try to hire more individuals like Rey Tan. Thank you Rey Tan
Response from Wise Loan:
Raphael, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at hello@wiseloan.com. Best regards, The Call Center
Thank you
Sandra -
Hobart, WI 54313
Great service & efficient
Response from Wise Loan:
Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Fantastic service
Kathleen -
Twin Lakes, WI 53181
Great customer service
Response from Wise Loan:
Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Michelle -
Elkhorn, WI 53121
Very nice and easy to work with.
Response from Wise Loan:
Michelle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Customer Service from Sheena
Gregory -
South Milwaukee, WI 53172
Sheena was very professional and empathetic to my situation. She had several optionsI could choose from to help my situation and walked me through the process. She was not judgmental and was very polite. Excellent customer service resulted in less stress for myself. I am glad I chose to business with Wise Loans.
Response from Wise Loan:
Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Customer Service. Very Friendly.
Christy -
Mayville, WI 53050
Response from Wise Loan:
Christy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great service
Lamonte -
Wauwatosa, WI 53225
Good business
Response from Wise Loan:
Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Kathleen -
Twin Lakes, WI 53181
Wonderful rep really helped me during my hard times
Response from Wise Loan:
Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent customer service from Olga
Greg -
South Milwaukee, WI 53172
Olga made my concerns a priority. Her knowledge and ability to communicate what I needed to do and what she needed to do during a stressful time was reasonable and easily understood. I appreciate people who actually care working when I have questions and concerns. My experience with her and the company has been amazing and I highly recommend using Wise Loan.
Response from Wise Loan:
Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great service
Lashena -
Milwaukee, WI 53224
Response from Wise Loan:
Lashena, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Awesome service
Skigirl -
Ashwaubenon, WI 54115
Robbie has been a great help. Followed up with me through the process. Let me know if I have questions or need to make a different arrangement he is there to help. He is kind and considerate. Thank you for your help
Response from Wise Loan:
Sherri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Tracy -
Pewaukee, WI 53072
Response from Wise Loan:
Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Good service
Daniel -
Kansasville, WI 53139
Response from Wise Loan:
Daniel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Linda -
Sheboygan, WI 53081
Handled very well and very professional
Response from Wise Loan:
Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great customer service
Daniel -
Kansasville, WI 53139
Response from Wise Loan:
Daniel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
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FAQs About Wisconsin Installment Loans
What is an installment loan?
An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.
Where can I get an installment loan online?
If you live in the state of Wisconsin, you can apply for an installment loan online with Wise Loan.
How many installment loans can you have?
There’s no real limit to how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan, and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.
Can WI installment loans be paid off early?
Yes, you can pay your Wisconsin installment loan with Wise Loan off early. Doing so may even help you save money.
What happens if I don't repay my installment loan on time?
If you have an outstanding amount of one full payment or more that has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What Will My Loan Cost?
Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for Wisconsin
Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Wisconsin. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Wisconsin Regulatory Contact Information
Wisconsin Department of Financial Institutions. 4822 Madison Yards Way, North Tower, Madison, WI 53705. Phone: (608) 261-7578. Fax: (608) 267-6889.
The recommendations contained in this article are designed for informational purposes only. Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.