Online Installment Loans in Wisconsin
Looking for a Wisconsin installment loan that's easy to qualify for? Wise Loan offers no-hassle installment loans in Wisconsin for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
No matter where you are in Wisconsin, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
Milwaukee, Wisconsin
Madison, Wisconsin
Green Bay, Wisconsin
Eau Claire, Wisconsin
Racine, Wisconsin
Appleton, Wisconsin
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
In Wisconsin, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.
You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of Wisconsin
A recent bank statement
A personal check or debit card associated with your account
Proof of income, such as a pay stub from your employer
How it Works
Getting an installment loan online is a simple, safe and secure 3 step process.
Apply
Our application process is simple. Complete the quick online application for an installment loan in Wisconsin. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.
If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Wisconsin, our loan amounts range between $200.00 and $2,000.00 for first-time customers and up to $3,500.00 for returning customers.
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or the next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Installment loans in Wisconsin are typically broken into monthly, weekly or bi-weekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Louisiana borrowers can choose from 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for Wisconsin
Reviews
Pleasant
ROBIN -
Burlington, WI 53105
Banking lockdown he was professional
Response from Wise Loan:
Robin, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any questions in the future, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
Great service
JOHN -
Danbury, WI 54830
Response from Wise Loan:
John, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist our customers and are so glad were able to provide you with great service. Please don't hesitate to reach out to [email protected], if you have any questions. Best regards. -Wise Loan
Pleasant experience
DIANE -
Lake Hallie, WI 54729
The gentleman that helped me today was efficient and friendly. He did an awesome job!!
Response from Wise Loan:
Diane, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist. Please do not hesitate to reach out to [email protected], if you have any questions. Best regards. -Wise Loan
Great service
CINDY -
Beloit, WI 53511
I have a financial situation and Robby was very helpful made me feel relief thank you again robby for all your help
Response from Wise Loan:
Cindy, thank you for sharing your experience. We strive to go the extra mile for our customers. If you need assistance in the future, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
Great service!!
JERI -
Monona, WI 53716
I was put on hold for a long time when i hit option 9,so went a different way and talked to a live person. She was awesome!! She helped me
Response from Wise Loan:
Jeri, thank you for sharing your experience. We're so glad you received awesome and helpful service from our team members. If there's anything we can help you with in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan
Great service
LOIS -
Milwaukee, WI 53219
Had to change automatic bank account Was the easiest to do not like other companies
Response from Wise Loan:
Lois, thank you for sharing your experience. We strive to go the extra for our customers and are glad we were able to provide you with great service. In the future, please don't hesitate to reach out with any questions. You could do so by calling 800.516.7840 or emailing: [email protected] Best regards. -Wise Loan
Great customer service from Jude C
ASHLEY -
South Byron, WI 53006
I finally found someone to help me make a payment after trying all week. He listened and solved my problem. I'm upset with the the other services I received from the others, all I wanted to do is to make a payment on my due date with my debit card. Jude said he will talk to his boss about waving the fee because no one was able to help me yesterday or during the week. Jude explained everything well. Jude C deserves a raise and a promotion. I feel much better and if I have any questions in the future I will dial extension 8. Jude you are the best. Thank you so much for helping me.
Response from Wise Loan:
Ashley, thank you for sharing your experience. We're so glad Jude was able to address your questions well. If there's anything we can do for you in the future, please reach out to us at [email protected] Best regards! -Wise Loan
Pretty good overall.
LEANN -
West Bend, WI 53090
Response from Wise Loan:
Leann, we appreciate the time you took to provide your review. If there's anything we can do for you in the future, please reach out to our call center at 800.516.7840. In the meantime, please share your good experience with your friends. Best Regards! -Wise Loan
Review
MICHELLE -
Holmen, WI 54636
Everyone has been very nice and helpful
Great service
Fiva -
Lake Geneva, WI 53147
Good lending company
Great service. Nice
AMANDA -
Kaukauna, WI 54130
Great
SYISHA -
Kenosha, WI 53142
Price of loan was great and many great payment options. Really great customer service.
Great service
CHRIS -
Lake Geneva, WI 53147
Rob was very helpful and understanding of our situation due to covid19
Good service
BRIAN -
Gilman, WI 54433
If u have trouble with a payment or need to change the date they will work with you
Great service today.
Yvonne -
Stevens Point, WI 54481
ROBBY G.
Jude C.
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Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
FAQs About Wisconsin Installment Loans
What is an installment loan?
An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.
Where can I get an installment loan online?
If you live in the state of Wisconsin, you can apply for an installment loan online with Wise Loan.
How many installment loans can you have?
There’s no real limit to how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan, and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.
Can WI installment loans be paid off early?
Yes, you can pay your Wisconsin installment loan with Wise Loan off early. Doing so may even help you save money.
What happens if I don't repay my installment loan on time?
If you have an outstanding amount of one full payment or more that has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What Will My Loan Cost?
Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for Wisconsin
Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Wisconsin. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
Wisconsin Regulatory Contact Information
Wisconsin Department of Financial Institutions. 4822 Madison Yards Way, North Tower, Madison, WI 53705. Phone: (608) 261-7578. Fax: (608) 267-6889.
The recommendations contained in this article are designed for informational purposes only. Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.