Online Installment Loans in Wisconsin

Looking for a Wisconsin installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Wisconsin for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.

Get started now!

Select an amount:

Where do you live:

By entering your email address above, you give us permission to email you updates about your loan application and our products. You can opt-out by clicking the unsubscribe link in the footer of the emails we send you or by emailing us.

Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Wisconsin, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

In Wisconsin, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.

You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds. 

What you need for your application

Government-issued ID showing you reside in the state of Wisconsin

A recent bank statement

A personal check or debit card associated with your account

Proof of income, such as a pay stub from your employer

How it Works

Getting an installment loan online is a simple, safe and secure 3 step process.

Apply

Our application process is simple. Complete the quick online application for an installment loan in Wisconsin. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.

If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Wisconsin, our loan amounts range between $200.00 and $1,500.00 for first-time customers and up to $3,500.00 for returning customers.

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account.  While Wise Loan transfers funds the same day or the next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Installment loans in Wisconsin are typically broken into monthly, weekly or bi-weekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards. 

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Louisiana borrowers can choose from 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Wisconsin


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 44 customer reviews

Excellent




Review of Wise Loan

TrempealeauWI54661 44.03-91.4625

Response from Wise Loan:

Pamela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

WauwatosaWI53225 43.11-88.04

Response from Wise Loan:

Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Fast, friendly and helpful

Oak CreekWI53154 42.865-87.915

Response from Wise Loan:

Amy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Thank you for your assistance in my time of need

WauwatosaWI53225 43.11-88.04

Response from Wise Loan:

Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

West BendWI53095 43.3725-88.1475

Response from Wise Loan:

Joshua, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


excellent




Review of Wise Loan

very courteous

MilwaukeeWI53205 43.055-87.9375

Response from Wise Loan:

Cathey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

I appreciate you helping me out the interest is very high so my advice is it is a short term loan so pay back as much as you can but overall the service is great

FranklinWI53132 42.865-87.9925

Response from Wise Loan:

Melody, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Perfect , thank you




Review of Wise Loan

HartfordWI53027 43.2975-88.3825

Response from Wise Loan:

Jon, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] should you have any questions. Best regards. -Wise Loan


Great Service




Review of Wise Loan

Mr Jude is more than excellent that’s why I ask for him. Thank you for the great service…..

GreenfieldWI53221 42.9575-87.9475

Response from Wise Loan:

Brenda, thank you for sharing your experience. Please do not hesitate to reach out to [email protected] should you have any questions. We strive to go to the extra mile to support you. Best regards. -Wise Loan


Pleasant




Review of Wise Loan

Banking lockdown he was professional

BurlingtonWI53105 42.655-88.285

Response from Wise Loan:

Robin, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any questions in the future, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan


Great service




Review of Wise Loan

DanburyWI54830 46.0725-92.1875

Response from Wise Loan:

John, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist our customers and are so glad were able to provide you with great service. Please don't hesitate to reach out to [email protected], if you have any questions. Best regards. -Wise Loan


Pleasant experience




Review of Wise Loan

The gentleman that helped me today was efficient and friendly. He did an awesome job!!

Lake HallieWI54729 44.9525-91.4825

Response from Wise Loan:

Diane, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist. Please do not hesitate to reach out to [email protected], if you have any questions. Best regards. -Wise Loan


Great service




Review of Wise Loan

I have a financial situation and Robby was very helpful made me feel relief thank you again robby for all your help

BeloitWI53511 42.5275-89.075

Response from Wise Loan:

Cindy, thank you for sharing your experience. We strive to go the extra mile for our customers. If you need assistance in the future, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan


Great service!!




Review of Wise Loan

I was put on hold for a long time when i hit option 9,so went a different way and talked to a live person. She was awesome!! She helped me

MononaWI53716 43.06-89.325

Response from Wise Loan:

Jeri, thank you for sharing your experience. We're so glad you received awesome and helpful service from our team members. If there's anything we can help you with in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan


Great service




Review of Wise Loan

Had to change automatic bank account Was the easiest to do not like other companies

MilwaukeeWI53219 42.9975-87.9875

Response from Wise Loan:

Lois, thank you for sharing your experience. We strive to go the extra for our customers and are glad we were able to provide you with great service. In the future, please don't hesitate to reach out with any questions. You could do so by calling 800.516.7840 or emailing: [email protected]. Best regards. -Wise Loan


ROBBY G.

ROBBY G.

Near Madison, WI 53711
Jude C.

Jude C.

Near Ashwaubenon, WI 54304
ROBBY G.

ROBBY G.

Near Watertown, WI 53094
Trent T.

Trent T.

Hello, this is Trent, the person who assisted you today. Would you mind taking this survey about my performance today? Because we would know what high-quality services I provide to customers, it would be greatly appreciated.

Near N 72nd St, Milwaukee, WI 53218
Olga S.

Olga S.

Near S Park St, Oconomowoc, WI 53066
Jude C.

Jude C.

Near Thiensville, WI 53092
Olga S.

Olga S.

Near State Rd 23 And 33, Reedsburg, WI 53959
ROBBY G.

ROBBY G.

Near Woodruff, WI 54568
ROBBY G.

ROBBY G.

Near Trempealeau, WI 54661
ROBBY G.

ROBBY G.

Near Trempealeau, WI 54661
ROBBY G.

ROBBY G.

Near Beloit, WI 53511
ROBBY G.

ROBBY G.

Near Luxemburg, WI 54217
Jude C.

Jude C.

Near Vernon, WI 53188
Jude C.

Jude C.

Near Wauwatosa, WI 53226
Olga S.

Olga S.

Near E Anita Dr, Eau Claire, WI 54701
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near W Deer Run Dr, Brown Deer, WI 53223
Jude C.

Jude C.

Near Greenfield, WI 53220
Jude C.

Jude C.

Near Luxemburg, WI 54217
Olga S.

Olga S.

Near E Anita Dr, Eau Claire, WI 54701
ROBBY G.

ROBBY G.

Near Prairie du Chien, WI 53821
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near E 3rd Ave, Stanley, WI 54768
Jude C.

Jude C.

Near Sheboygan, WI 53081
ROBBY G.

ROBBY G.

Near Trempealeau, WI 54661
Jude C.

Jude C.

Near Mauston, WI 53948
Jude C.

Jude C.

Near Wauwatosa, WI 53226

FAQs About Wisconsin Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Wisconsin, you can apply for an installment loan online with Wise Loan.

How many installment loans can you have?

There’s no real limit to how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan, and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.

Can WI installment loans be paid off early?

Yes, you can pay your Wisconsin installment loan with Wise Loan off early. Doing so may even help you save money.

What happens if I don't repay my installment loan on time?

If you have an outstanding amount of one full payment or more that has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What Will My Loan Cost?

Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Wisconsin

Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Wisconsin. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Wisconsin Regulatory Contact Information

Wisconsin Department of Financial Institutions. 4822 Madison Yards Way, North Tower, Madison, WI 53705. Phone: (608) 261-7578. Fax: (608) 267-6889.


The recommendations contained in this article are designed for informational purposes only.  Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.