Online Installment Loans in Louisiana
Looking for a Louisiana installment loan that's easy to qualify for? Wise Loan offers no-hassle installment loans in Louisiana for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
No matter where you are in Louisiana, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
New Orleans, Louisiana
Baton Rouge, Louisiana
Shreveport, Louisiana
Lafayette, Louisiana
Lake Charles, Louisiana
Bossier City, Louisiana
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
In Louisiana, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.
You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of Louisiana
A recent bank statement
A personal check or debit card associated with your account
Proof of income, such as a pay stub from your employer
How it Works
Getting an installment loan online is a simple, safe and secure three-step process.
Apply
Our application process is simple. Complete the quick online application for an installment loan in Louisiana. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.
If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Louisiana, our loan amounts range from $200.00 up to $2,000 for first-time borrowers or $3,500.00 for returning customers.
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Louisiana borrowers can choose from 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for Louisiana
Reviews
Good
TATE -
Terrytown, LA 70056
Response from Wise Loan:
Tate, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan
Awesome Service
KIM -
Roseland, LA 70456
ROBBY GLENN was quick and accurate. I thought I was going to be on the phone forever. However he knew exactly what he was doing and processed my payment in record time. I can’t say the same for some of the other representatives I had. It was apparently that English was his first language. Therefore; we had zero communication problems. Thanks again Robby.
Response from Wise Loan:
Kim, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers and are so glad we were able to support you. Please don't hesitate to reach out if you have any questions to [email protected] Best regards. -Wise Loan
Great experience
JEANNE -
Rayne, LA 70578
The service member Jude was very helpful. Very professional but very kind.
Response from Wise Loan:
Jeanne, thank you for sharing your experience. At Wise Loan we strive to go the extra mile to support our customers. Please do not hesitate to reach out should you have additional questions to [email protected] Best regards. -Wise Loan
Great service
CHRISTINA -
Westwego, LA 70094
Response from Wise Loan:
Christina, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you require assistance in the future, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan
Excellent service. Issue resolved expeditiously.
ROBERT -
Slidell, LA 70458
Impressed with the expeditious service.
Very good service
SHEILA -
Mandeville, LA 70471
Wiseloan employees are very Informative and polite
Response from Wise Loan:
Sheila, thank you for sharing your experience. We're so glad you had an informative and polite session with our team and look forward to helping you in the future. If you have any further questions, please email [email protected] or call 800.516.7840. Best regards. -Wise Loan
Past Due Balance Assistance
MICHELLE -
Baton Rouge, LA 70806
Stillmann was very polite and patient with answering all of my questions. He showed great concern in regards to assisting me with my account.
Response from Wise Loan:
Michelle, thank you for taking the time to provide your experience. We're so glad you received a good service to assist you with your account. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected] Best regards, Wise Loan
excellent service
TARA -
Zwolle, LA 71486
Response from Wise Loan:
Tara, thank you for sharing your experience. We're so glad you received excellent service. We strive to go the extra mile to support our customers. If there's anything we can do to help you in the future, please call 800.516.7840. Best regards. -Wise Loan
Handing went smooth
BRAD -
Gonzales, LA 70737
Easier
Response from Wise Loan:
Brad, thank you for sharing your experience. We're so glad the process went smoothly. If you have any questions in the future, please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan
Great service
DEBBIE -
Monroe, LA 71203
Great service...well spoken
Response from Wise Loan:
Debbie, thank you for sharing your experience. We're so glad to have helped with great service and in a well-spoken way. If there's anything we can assist with in the future please don't hesitate to reach out to 800.516.7840. Best regards. -Wise Loan
Good service
CHAUNCEY -
Thibodaux, LA 70301
Very professional company
SHEILA -
Mandeville, LA 70471
Very professional company
Response from Wise Loan:
Sheila, thank you for sharing your experience. We're so glad we were able to help in a professional way. If you have any future questions or needs, please don't hesitate to reach out and call 800.516.7840. Best regards. -Wise Loan
Loan
BRAD -
Gonzales, LA 70737-7733
It was quick easy and good Customer service and gave me a fatastic deal
Response from Wise Loan:
Brad, thank you for sharing your experience with us. We're so glad you had a quick, easy experience that gave you a fantastic deal. We strive to go the extra mile to assist our customers. If you ever need anything in the future, please don't hesitate to contact us at 800.516.7840. Best regards. -Wise Loan
Can’t get things right
STACIE -
New Orleans, LA 70130
Called and emailed that they had wrong paydays. Kept sending on wrong day and got account closed.
Response from Wise Loan:
Stacie, thank you for sharing your experience; we're sorry you had a poor one. A member from our team will reach out to you soon to discuss your concerns and questions. If there's anything we can do for you in the meantime, please email [email protected] or call 800.516.7840. Best regards! -The Call Center
Jude was very pleasant and answered every question i asked about my loan..
CYNTHIA -
Reserve, LA 70084
All my questions were answered but interest rates are extremely high for the amount I borrowed….
Response from Wise Loan:
Cynthia, thank you for leaving your review. We appreciate the time you took to share your thoughts with us. If there's anything we can do for you in the future, please contact us at 800.516.7840. Best regards! -Wise Loan
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FAQs About Louisiana Installment Loans
What is an installment loan?
An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.
Where can I get an installment loan online?
If you live in the state of Louisiana, you can apply for an installment loan online with Wise Loan.
How many installment loans can you have?
There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.
Can Louisiana installment loans be paid off early?
Yes, you can pay your Louisiana installment loan with Wise Loan off early. Doing so may even help you save money.
What happens if I don't repay my installment loan on time?
If you have an outstanding amount of one full payment or more which has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What Will My Loan Cost?
Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for Louisiana
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Louisiana. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
The recommendations contained in this article are designed for informational purposes only. Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.