Online Installment Loans in Louisiana

Looking for a Louisiana installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Louisiana for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.

Get started now!

Select an amount:

Where do you live:

By entering your email address above, you give us permission to email you updates about your loan application and our products. You can opt-out by clicking the unsubscribe link in the footer of the emails we send you or by emailing us.

Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Louisiana, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

In Louisiana, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.

You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds.

What you need for your application

Government-issued ID showing you reside in the state of Louisiana

A recent bank statement

A personal check or debit card associated with your account

Proof of income, such as a pay stub from your employer

How it Works

Getting an installment loan online is a simple, safe and secure three-step process.

Apply

Our application process is simple. Complete the quick online application for an installment loan in Louisiana. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.

If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Louisiana, our loan amounts range from $200.00 up to $1,500 for first-time borrowers or $3,500.00 for returning customers.

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account.  While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards. 

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Louisiana borrowers can choose from 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Louisiana


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 84 customer reviews

Excellent service




Review of Wise Loan

There was a mix up with my payment in May. Jude help me with excellent customer service. He was knowledgeable and non-judgmental. Thank 😊 you for helping me solve my problem.

AlexandriaLA71303 31.3075-92.52

Response from Wise Loan:

Shirley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Very Helpful




Review of Wise Loan

They did a great job!

Lake CharlesLA70611 30.35-93.2175

Response from Wise Loan:

Philip, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Very kind.

New OrleansLA70125 29.95-90.1025

Response from Wise Loan:

Mario, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


My Review




Review of Wise Loan

Excellent Service

BruslyLA70719 30.3725-91.2975

Response from Wise Loan:

Ronald, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CovingtonLA70433 30.4575-90.13

Response from Wise Loan:

Susan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude was GREAT!!!

ShreveportLA71105 32.455-93.7075

Response from Wise Loan:

Tracey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent!




Review of Wise Loan

They're great to work with and understanding.

New OrleansLA70125 29.95-90.1025

Response from Wise Loan:

Mario, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Quick to solve a payment

CypressLA71457 31.7275-93.0575

Response from Wise Loan:

Jerry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

NatchitochesLA71457 31.7275-93.0325

Response from Wise Loan:

Jerry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Too easy




Review of Wise Loan

Jude needs a raise and you corporate a**holes know it.

ShreveportLA71105 32.455-93.7075

Response from Wise Loan:

Troy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, The Call Center


Predatory




Review of Wise Loan

I’m glad we were able to agree on a reasonable offer to settle.

LafayetteLA70501 30.23-92.0175

Response from Wise Loan:

Bernard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Excellent




Review of Wise Loan

Professional

ScotlandvilleLA70807 30.535-91.1825

Response from Wise Loan:

Latoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Wise Loan is a great service, and always there to help if you are having trouble with payments. Great place!

New OrleansLA 29.95-90.0725

Response from Wise Loan:

Mario, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

He’s the best!

GonzalesLA70737 30.225-90.925

Response from Wise Loan:

Whittney, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Great Service

HoumaLA70363 29.5325-90.6975

Response from Wise Loan:

Terry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Jude C.

Jude C.

Near Houma, LA 70363
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near E Domiano Ln, Hammond, LA 70401
ROBBY G.

ROBBY G.

Near Dennis Mills, LA 70726
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Stratmore Cir, Shreveport, LA 71115
Olga S.

Olga S.

Near Sonny St, Opelousas, LA 70570
ROBBY G.

ROBBY G.

Near Westlake, LA 70669
ROBBY G.

ROBBY G.

Near Thibodaux, LA 70301
Jude C.

Jude C.

Near Baton Rouge, LA 70818
Jude C.

Jude C.

Near Madisonville, LA 70447
Jude C.

Jude C.

Near Alexandria, LA 71303
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Lonnie Wascom Rd, Walker, LA 70785
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Bozeman Ave, Baton Rouge, LA 70812
Olga S.

Olga S.

Near Kennon St, Shreveport, LA 71119
ROBBY G.

ROBBY G.

Near Baskin, LA 71219
Olga S.

Olga S.

Near Orion Dr, Bastrop, LA 71220
Jude C.

Jude C.

Near Slidell, LA 70458
Jude C.

Jude C.

Near Lake Charles, LA 70611
Trent T.

Trent T.

this is trent the one who helped you today would you mind filling out this information regarding for my performance today?

Near Gaars Mill Rd, Dodson, LA 71422
Jude C.

Jude C.

Near Simmesport, LA 71369
Jude C.

Jude C.

Near Oakdale, LA 71463
ROBBY G.

ROBBY G.

Near West Monroe, LA 71292
Jude C.

Jude C.

Near GREENWEL SPGS, LA 70739
Jude C.

Jude C.

Near Harvey, LA 70058
Jude C.

Jude C.

Near Denham Springs, LA 70706
Jude C.

Jude C.

Near Theriot, LA 70397

FAQs About Louisiana Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Louisiana, you can apply for an installment loan online with Wise Loan.

How many installment loans can you have?

There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.

Can Louisiana installment loans be paid off early?

Yes, you can pay your Louisiana installment loan with Wise Loan off early. Doing so may even help you save money.

What happens if I don't repay my installment loan on time?

If you have an outstanding amount of one full payment or more which has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What Will My Loan Cost?

Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Louisiana

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Louisiana. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.


The recommendations contained in this article are designed for informational purposes only. Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.