Need Money Now?
Get Cash in 15 Minutes or Less.*

If you face unexpected expenses, a loan may be an option to get funds within 15 minutes.*

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus

Join those who receive funds within minutes to cover unexpected expenses.

*You must meet the following requirements: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

*You must meet the following requirements: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Emergency Cash Options

Knowing your emergency cash options is crucial if you’re in a bind and need cash right now. Each option offers a different approach to managing unexpected expenses efficiently.

Installment Loans

Installment loans provide a structured way to pay back borrowed money through scheduled payments over time. This option can offer more flexibility than other emergency cash solutions.

Payday Loans

Payday loans offer a rapid solution when you need cash immediately. Typically, due by your next payday, these loans are a viable option for short-term financial gaps.

Emergency Loans

Emergency loans are designed for quick disbursement to help cover sudden emergency expenses. These loans often require no collateral and have various terms to fit your situation.

Personal Loans

Personal loans can offer a straightforward and flexible solution for managing unforeseen expenses. This loan type typically has fixed interest rates and predictable monthly payments.

What are the Requirements to Get Cash Within 15 Minutes?

To ensure a smooth application process and receive funds swiftly, we’ve outlined the critical eligibility criteria you’ll need to meet:

  • Checking Account with a Debit Card
  • Approved Application by 5:30 PM CT
  • 21+ Years Old
  • Valid Social Security Number
  • Income Direct Deposits
  • Physical Residential Address
  • Monthly Income ($1,500 or $3,000 for SC residents and self-employed applicants)

Meeting these criteria can expedite your application process, bringing you closer to receiving the emergency funds you need.

How Do I Get Cash Within Minutes?

Start the application and get cash within minutes when you use instant funding. Most applicants start and finish the application process within 15 minutes.

1

Submit an Application

Complete our online application form. It’s quick, straightforward, and can be done from anywhere. 

2

Get a Loan Decision

Once your application is submitted, we’ll review it promptly. You’ll receive a loan decision quickly.

3

Review & Accept the Loan

Once approved, you must review the loan terms and conditions. You can then accept or decline the loan.

4

Receive Instant Funding*

After accepting the loan, the money will be instantly funded to your checking account via debit card.

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Why Choose Wise Loan?

At Wise Loan, we’re not just another lending service; we’re your partner in navigating through financial uncertainties. Our exceptional customer service team is here to support you every step of the way. We understand that flexibility is vital, so we offer various repayment options to fit your unique financial situation. Our Nest Egg account and cash-back rewards program help you manage emergencies today and plan for a more secure financial future. Choose Wise Loan, where financial assistance meets foresight and care.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1312 customer reviews

Map of Metairie, LA 70003

Great Employee!!!




Review of Wise Loan

Olga was great! She found a way to make me happy and close my loan with a smile heard through the phone. Great employee!!!

MetairieLA70003 29.99-90.22

Map of Manchester, MO 63021

Excellent




Review of Wise Loan

Jude was awesome and helped me out today

ManchesterMO63021 38.5575-90.535

Response from Wise Loan:

Christina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Mesquite, TX 75149

Great service




Review of Wise Loan

MesquiteTX75149 32.79-96.61

Response from Wise Loan:

Angela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Map of Alamo, TX 78516

Exceptional service




Review of Wise Loan

Facing a difficult time, i called spoke to Jude he was fantastic helped me with my situation

AlamoTX78516 26.12-98.1125

Response from Wise Loan:

Javier, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Wauwatosa, WI 53225

Very appreciative of the kind service I received




Review of Wise Loan

Thank you for your patience with me in my time of distress. Excellent Service

WauwatosaWI53225 43.11-88.04

Response from Wise Loan:

Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Madisonville, TX 77864

Excellent service




Review of Wise Loan

Services were excellent

MadisonvilleTX77864 30.9325-95.9425

Response from Wise Loan:

Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Smithland, TX 75657

Excellent Services




Review of Wise Loan

Robby was very kind, and knowledgeable. He was very clear when speaking and explained everything very thoroughly!

SmithlandTX75657 32.7775-94.3575

Response from Wise Loan:

Robin, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Fort Worth, TX 76111

Excellent service




Review of Wise Loan

Very nice and knowledgeable

Fort WorthTX76111 32.7825-97.3025

Response from Wise Loan:

Edna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Hammond, LA 70401

Great Service




Review of Wise Loan

Jude has been very helpful with getting my funds reimbursed.

HammondLA70401 30.515-90.4775

Response from Wise Loan:

Kiara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Mesquite, TX 75149

Excellent




Review of Wise Loan

Everything's on point

MesquiteTX75149 32.7575-96.61

Response from Wise Loan:

Loonie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Very friendly!




Review of Wise Loan

Great help!

IrvingTX75039 32.8925-96.9475

Response from Wise Loan:

Ron, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

He took care of the needs with no problem.

AngieLA70426 30.9425-89.8875

Response from Wise Loan:

Vanessa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Good experience

El PasoTX79936 31.76-106.2875

Response from Wise Loan:

Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

ThibodauxLA70301 29.81-90.7725

Response from Wise Loan:

Chauncey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Okay




Review of Wise Loan

I didn't see a email of my payment confirmation. Would like one.

HarringtonDE19952 38.905-75.645

Response from Wise Loan:

Dear Ms. Wallace We would like to respond to your recent communication regarding your payment confirmation. While the Company did send out the required payment confirmation, it seems that it went to your spam emails. We encourage you to always check your spam as we are not sure why these emails may go to spam, however, we encourage you to call our office with any questions. Customer Service is our #1 goal, and we thank you for your continued business. Best regards, The Call Center


Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Trudeau Dr, Metairie, LA 70003
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Stulan Burn Dr, Humble, TX 77346
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Lancaster St, Platteville, WI 53818
Jude C.

Jude C.

Near Midland, TX 79701
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this regarding for my performance today?

Near N State Hwy 360, Mansfield, TX 76063
Jude C.

Jude C.

Near Houston, TX 77095
ROBBY G.

ROBBY G.

Near Riviera, TX 78379
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Beigewood Ln, Humble, TX 77338
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Country Pl Dr, Houston, TX 77079
ROBBY G.

ROBBY G.

Near Richmond, TX 77407
ROBBY G.

ROBBY G.

Near Melissa, TX 75454
Jude C.

Jude C.

Near Howard, WI 54313
Jude C.

Jude C.

Near Bourbon, MO 65441
Jude C.

Jude C.

Near Kirksville, MO 63501
ROBBY G.

ROBBY G.

Near Godley, TX 76044
ROBBY G.

ROBBY G.

Near Thiensville, WI 53092
ROBBY G.

ROBBY G.

Near Port Sulphur, LA 70083
ROBBY G.

ROBBY G.

Near Alpine, TX 79830
ROBBY G.

ROBBY G.

Near Union, MO 63084
ROBBY G.

ROBBY G.

Near Red Oak, TX 75154
Jude C.

Jude C.

Near Manchester, MO 63021
Jude C.

Jude C.

Near Austin, TX 78702
Olga S.

Olga S.

Near Old Sterlington Rd, Monroe, LA 71203
Olga S.

Olga S.

Near Princeton Dr, Arlington, TX 76015
Olga S.

Olga S.

Near County Rd K, Menomonie, WI 54751

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Frequently Asked Questions

How Do I Get Money Instantly?

If you’re wondering how to get money instantly, Wise Loan offers a quick solution. Take advantage of instant funding and receive cash within 15 minutes of completing the application process. To facilitate funds transfer, ensure your application is complete, meets all eligibility criteria, and is submitted during operation hours. To receive 15 minute funding, you must have a debit card tied to a checking account.

Where Can I Get Money Urgently?

In urgent financial situations, Wise Loan offers a reliable and efficient solution. Our emergency loan solutions, including installment loans, are designed to provide rapid financial relief. By applying with us, you benefit from a straightforward application process, quick loan decisions, and fast disbursement of funds. Whether you need cash instantly or by the next business day, we offer different options to meet your urgent financial needs professionally and quickly. Exact funding times vary based on your financial institution’s processes.

How Much Cash Can I Borrow?

The amount you can borrow from online lenders depends on several factors, including your income, credit history, and the specific loan product you’re applying for. Wise Loan offers loan amounts ranging from $500 to $1,500. We work closely with you to determine the most suitable amount that meets your immediate financial need and aligns with your ability to repay, ensuring a responsible lending experience.

What Are the Benefits of Taking Out a Loan to Get Cash Today?

Taking out a loan to get cash today offers immediate relief in financial emergencies. It allows you to address urgent expenses without waiting for your next paycheck or dipping into savings. Furthermore, Wise Loan’s flexible repayment options and potential for cash-back rewards offer a blend of convenience and financial planning. Taking out a loan with us solves a short-term financial issue and works towards a healthier financial future.

What States Do You Service?

Wise Loan is proud to offer our lending services in a broad range of states nationwide. However, the availability of specific loan products and services may vary by state due to differing regulations and statutes. We service the following states:

  • Texas
  • Missouri
  • Wisconsin
  • Idaho
  • South Carolina
  • Delaware
  • Louisiana
  • Utah

We aim to provide as many customers as possible with reliable, fast, and ethical financial solutions.

Resources

Apply and Get Funds Now

Take the first step towards stability by applying for a loan with Wise Loan today.