Bad credit is expensive and problematic. It can mean you don’t get approved for loans or credit cards or that a landlord won’t rent to you. But it can also increase the cost of credit for you. Consider this: The average total interest cost on a car loan...
Here’s a myth: You need credit to get credit. Despite how often you may have heard this one, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Discover more about the role credit plays when you...
Building your credit score takes time. A solid history of paying your debts as agreed and generally being responsible with credit helps you positively impact your score—hopefully driving it into good or excellent territory. And while there’s not a guaranteed...
Building credit can seem like a real catch-22. You need credit to get credit, but how are you supposed to get credit if you don’t have any at all? Don’t worry: It’s not quite as black and white as that, and there are a number of things you can do to...
If you’re looking to build your credit history and positively impact your score, you might consider applying for store credit cards. Here’s a rundown on store credit cards, how they might help you build credit, and credit card options you can consider....
You know the saying “sometimes you have to spend money to make money?” Well, sometimes you have to spend money to make it easier to get access to more money via credit. Discover five ways to build your credit by spending money as well as the benefits of...
We are not financial advisors and therefore are not giving any financial advice. Before implementing any of the tips on this website, please consult with a financial planner to ensure it makes sense for your individual financial situation.
