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Is It Possible to Take Out a Loan With No Credit?

Is It Possible to Take Out a Loan With No Credit?

You don’t need credit to get credit. Despite how often you may have heard the opposite, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Otherwise, no one would ever have credit. Discover more...
How Can I Get a Loan without a Credit Check?

How Can I Get a Loan without a Credit Check?

The catch-22 of credit causes a lot of people to stumble, especially when they first start building their credit history. The rule goes like this: To get a decent loan, you need good credit, right? But what happens when you don’t have any credit history or...
Is No Credit Better Than Bad Credit?

Is No Credit Better Than Bad Credit?

When it comes to getting approved for a loan or other type of debt, is a completely clean slate better than having a bad credit score or history? As with anything involving money and credit, the answer is complicated because it depends on a variety of factors. Find...
5 Ways to Build Credit Without Spending Money

5 Ways to Build Credit Without Spending Money

Want to build your credit, but know you can’t afford buying things on credit right now? Congratulations on having a responsible outlook on how debt works. We have some good news: You can do some things to improve your credit without spending money. 1. Get Added...
11 Reasons Our Customers Choose Wise Loan — And You Should Too!

11 Reasons Our Customers Choose Wise Loan — And You Should Too!

What makes people choose Wise Loan when they’re looking for a personal loan or a way to build their credit? We wanted to know too, so we did a survey to ask our customers. Find out more below about the reasons our customers work with us and why you might want to...
7 Ways to Increase Your Credit Score Quickly

7 Ways to Increase Your Credit Score Quickly

According to Equifax, one of the three major credit reporting bureaus, the average credit score for people in the United States hovers around 698. That’s a decent score and one high enough to get you access to various forms of credit including mortgages, credit...