The short answer: A loan is a type of credit. But not all forms of credit are loans. But it gets a bit more complicated when you consider that credit can mean more than one thing. Find out more about the difference between a loan and credit below, including the...
People often find the credit check process to be mysterious. You apply for a loan or credit card, and then you may find out you don’t qualify for the offer because of your credit. But what does that mean, exactly, and what’s the process of a credit check?...
You listened to the advice of friends and family on the common tips listed in articles about personal financial management. You went ahead and ordered a copy of your credit report. But now that you’re looking at it, you’re wondering: How do you analyze a credit...
When you need quick cash for an emergency, a cash advance or personal loan can be a lifesaver. You’ll quickly receive the money you need to repay a debt or put yourself back on the path to financial security. Many people wonder if a cash advance will appear on a...
We’ve all heard them. The advertisements on television that suggest you can repair bad credit “by calling this number.” It may be hard to believe, but you don’t have to call anyone to start repairing your bad credit all on your own. Here’s how to get started!...
For many of us, the holidays come with a hefty price tag. Let’s face it: within the span of a couple of months, we have Thanksgiving with the huge dinner spread, Christmas with piles of presents beneath a tree, and New Year’s with a night of partying with friends and...
We are not financial advisors and therefore are not giving any financial advice. Before implementing any of the tips on this website, please consult with a financial planner to ensure it makes sense for your individual financial situation.
