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7 Fun Things to Spend Money on While Building Credit

7 Fun Things to Spend Money on While Building Credit

You know the saying, “You have to spend money to make money?” Sometimes, the same sentiment is true for building credit. To prove you are creditworthy, you may need to take out loans or use credit cards and pay back the debt on time and as agreed. But...
What Are the Eligibility Requirements for a Personal Loan?

What Are the Eligibility Requirements for a Personal Loan?

To get a loan of any kind, you have to be approved by the lender. And that means meeting the eligibility requirements. But what are the eligibility requirements for a personal loan? Turns out there’s not an easy, one-size-fits-all approach to that answer. Find...
How to Get a Loan: Everything You Need to Know

How to Get a Loan: Everything You Need to Know

People take out loans for a variety of reasons, including building their credit history or making a large purchase they couldn’t make with cash on hand. But if you’ve never had a loan before, you might wonder what you need to get approved for one. Find out...
What Is a Good Credit Score (And How to Get One)

What Is a Good Credit Score (And How to Get One)

A good credit score is one that helps demonstrate to creditors that you’re likely to make payments on your debt as agreed. But what’s the magic number your score must rise above to be considered good, and how do you get there? Find out more in the quick...
How to Calculate Monthly Payments for Loans

How to Calculate Monthly Payments for Loans

If you get approved for a loan, your lender will typically provide you with all the details on how to pay it back. That includes how much you need to pay and when. But understanding how to calculate monthly payments for loans can be useful and important. Find out why...
5 Ways to Build Credit if You Have Zero Credit History

5 Ways to Build Credit if You Have Zero Credit History

Building credit can seem like a real catch-22. You need credit to get credit, but how are you supposed to get credit if you don’t have any at all? Don’t worry: It’s not quite as black and white as that, and there are a number of things you can do to...