Bad credit is expensive and problematic. It can mean you don’t get approved for loans or credit cards or that a landlord won’t rent to you. But it can also increase the cost of credit for you. Consider this: The average total interest cost on a car loan...
Here’s a myth: You need credit to get credit. Despite how often you may have heard this one, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Discover more about the role credit plays when you...
Credit can be a real Catch-22. You need good credit to get approved for credit. But you need a history of responsibly managing credit to have good credit. But there are options for building your credit without a credit card or loans that require great credit. Discover...
Consolidating your debt can be a way to simplify your personal finances. Some people are able to use consolidation loans to pay down debt faster. But if you have bad debt, you might wonder if you’ll be able to consolidate your debt. Find out about the pros and...
It’s no secret that credit scores can open—and close—doors, especially when it comes to financial opportunities. But exactly why is it so hard to find an installment loan with bad credit? And what can you do to even the odds for yourself? It’s important to...
Whether you made a couple of financial mistakes in the past or faced unplanned emergencies that sent your money management topsy-turvy, you might be in a spot now where you need cash and aren’t sure someone will loan it to you. You might be asking, “How...
We are not financial advisors and therefore are not giving any financial advice. Before implementing any of the tips on this website, please consult with a financial planner to ensure it makes sense for your individual financial situation.
