Bad credit can be expensive and problematic. It can mean you don’t get approved for loans or credit cards, or even that a landlord won’t rent to you. Even if you do get loans with poor or bad credit, they can cost you more in the long run because you might...
You don’t need credit to get credit. Despite how often you may have heard the opposite, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Otherwise, no one would ever have credit. Discover more...
While carrying multiple credit cards is often associated with credit card debt, it can be a useful tool for improving your credit score if strategized correctly. Reports show that the average American consumer held 3.84 credit card accounts in 2020. Learn more about...
When it comes to getting approved for a loan or other type of debt, is a completely clean slate better than having a bad credit score or history? As with anything involving money and credit, the answer is complicated because it depends on a variety of factors. Find...
According to Equifax, one of the three major credit reporting bureaus, the average credit score for people in the United States hovers around 698. That’s a decent score and one high enough to get you access to various forms of credit including mortgages, credit...
Your credit score plays an important role in your financial life, including whether or not you can get approved for certain types of loans or other credit accounts. The average credit score in America is getting higher over time as people learn more about how much it...
We are not financial advisors and therefore are not giving any financial advice. Before implementing any of the tips on this website, please consult with a financial planner to ensure it makes sense for your individual financial situation.
