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How to Calculate Monthly Payments for Loans

How to Calculate Monthly Payments for Loans

If you get approved for a loan, your lender will typically provide you with all the details on how to pay it back. That includes how much you need to pay and when. But understanding how to calculate monthly payments for loans can be useful and important. Find out why...
7 Steps to Repair Bad Credit

7 Steps to Repair Bad Credit

Bad credit is expensive and problematic. It can mean you don’t get approved for loans or credit cards or that a landlord won’t rent to you. But it can also increase the cost of credit for you. Consider this: The average total interest cost on a car loan...
5 Tips to Build Your Credit Score Overnight

5 Tips to Build Your Credit Score Overnight

Building your credit score takes time. A solid history of paying your debts as agreed and generally being responsible with credit helps you positively impact your score—hopefully driving it into good or excellent territory. And while there’s not a guaranteed...
5 Ways to Build Credit if You Have Zero Credit History

5 Ways to Build Credit if You Have Zero Credit History

Building credit can seem like a real catch-22. You need credit to get credit, but how are you supposed to get credit if you don’t have any at all? Don’t worry: It’s not quite as black and white as that, and there are a number of things you can do to...
7 Side Effects of Having No Credit Score

7 Side Effects of Having No Credit Score

In some ways, having no credit score can be as bad as or even worse than having bad credit — and many of the side effects of no credit are the same for poor credit. Find out more about why you might not have a credit score, the issues that can cause and whether you...
5 Ways to Build Credit without a Credit Card

5 Ways to Build Credit without a Credit Card

Credit can be a real Catch-22. You need good credit to get approved for credit. But you need a history of responsibly managing credit to have good credit. But there are options for building your credit without a credit card or loans that require great credit. Discover...