Whether you made a couple of financial mistakes in the past or faced unplanned emergencies that sent your money management topsy-turvy, you might be in a spot now where you need cash and aren’t sure someone will loan it to you. You might be asking, “How...
People often find the credit check process to be mysterious. You apply for a loan or credit card, and then you may find out you don’t qualify for the offer because of your credit. But what does that mean, exactly, and what’s the process of a credit check?...
You listened to the advice of friends and family on the common tips listed in articles about personal financial management. You went ahead and ordered a copy of your credit report. But now that you’re looking at it, you’re wondering: How do you analyze a credit...
According to the U.S. Chamber of Commerce, personal loan balances doubled from 2015 to 2019. By 2019, personal loans accounted for around $143 billion in debt, and there’s a good reason that many people were turning to these versatile financial tools. Find out...
Managing Debt – Some Do’s and Don’ts To Consider According to several sources, the average American household carries a debt of more than $137,000. That number takes every kind of debt into account, but the bottom line is that people who are in debt too often tend to...
Whether you realize it or not, your credit score can help or prevent you from doing all sorts of things, like getting a credit card or securing a loan for a large purchase. When it comes to borrowing money, your credit score could mean the difference between a...
We are not financial advisors and therefore are not giving any financial advice. Before implementing any of the tips on this website, please consult with a financial planner to ensure it makes sense for your individual financial situation.