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5 Ways to Build Credit Without Spending Money

5 Ways to Build Credit Without Spending Money

Want to build your credit, but know you can’t afford buying things on credit right now? Congratulations on having a responsible outlook on how debt works. We have some good news: You can do some things to improve your credit without spending money. 1. Get Added...
Everything That Can Impact Your Credit Score

Everything That Can Impact Your Credit Score

EVERYTHING That Can Impact Your Credit Score Credit scores are simple and incredibly complex. Keeping your credit score in the good or excellent range can take a bit of effort. But if you know what can impact your score, you can make the best financial decisions for...
Getting a Loan: 5 Ways To Help Get a Quick Approval

Getting a Loan: 5 Ways To Help Get a Quick Approval

Wise Loan makes it easy to get fast money after being approved for a loan. Our instant loan funding option can ensure money is deposited into your bank the same day or even within minutes. But getting fast cash depends on a quick approval process, and there are some...
7 Fun Things to Spend Money on While Building Credit

7 Fun Things to Spend Money on While Building Credit

You know the saying, “You have to spend money to make money?” Sometimes, the same sentiment is true for building credit. To prove you are creditworthy, you may need to take out loans or use credit cards and pay back the debt on time and as agreed. But...
7 Ways to Increase Your Credit Score Quickly

7 Ways to Increase Your Credit Score Quickly

According to Equifax, one of the three major credit reporting bureaus, the average credit score for people in the United States hovers around 698. That’s a decent score and one high enough to get you access to various forms of credit including mortgages, credit...
What Are the Eligibility Requirements for a Personal Loan?

What Are the Eligibility Requirements for a Personal Loan?

To get a loan of any kind, you have to be approved by the lender. And that means meeting the eligibility requirements. But what are the eligibility requirements for a personal loan? Turns out there’s not an easy, one-size-fits-all approach to that answer. Find...