9 Tips for Improving Your Credit and How to Do It

9 Tips for Improving Your Credit and How to Do It

Bad credit can be expensive and problematic. It can mean you don’t get approved for loans or credit cards, or even that a landlord won’t rent to you. Even if you do get loans with poor or bad credit, they can cost you more in the long run because you might...
Is It Possible to Take Out a Loan With No Credit?

Is It Possible to Take Out a Loan With No Credit?

You don’t need credit to get credit. Despite how often you may have heard the opposite, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Otherwise, no one would ever have credit. Discover more...
How Many Credit Cards Should I Have to Build My Credit Score?

How Many Credit Cards Should I Have to Build My Credit Score?

While carrying multiple credit cards is often associated with credit card debt, it can be a useful tool for improving your credit score if strategized correctly. Reports show that the average American consumer held 3.84 credit card accounts in 2020. Learn more about...
Is No Credit Better Than Bad Credit?

Is No Credit Better Than Bad Credit?

When it comes to getting approved for a loan or other type of debt, is a completely clean slate better than having a bad credit score or history? As with anything involving money and credit, the answer is complicated because it depends on a variety of factors. Find...
5 Ways to Build Credit Without Spending Money

5 Ways to Build Credit Without Spending Money

Want to build your credit, but know you can’t afford buying things on credit right now? Congratulations on having a responsible outlook on how debt works. We have some good news: You can do some things to improve your credit without spending money. 1. Get Added...
Everything That Can Impact Your Credit Score

Everything That Can Impact Your Credit Score

  Credit scores are simple and incredibly complex. Keeping your credit score in the good or excellent range can take a bit of effort. But if you know what can impact your score, you can make the best financial decisions for your personal situation, and that can...