How Do Payday Loans Work, and What Are Your Alternatives?

How Do Payday Loans Work, and What Are Your Alternatives?

It’s the Monday after payday. You already used most of Friday’s pay to cover bills and buy groceries, but you’re stuck on the side of the road with a broken-down car and you’re not sure how you’ll cover the repairs. At the same time, you...
What Can You Use an Installment Loan For?

What Can You Use an Installment Loan For?

Installment loans can be a great financial tool. They make it possible to spread out a large expense over numerous months or years by making monthly payments that fit your budget. They can also help you build credit for the future. Discover the many ways you can use...
How Can I Get a Loan without a Credit Check?

How Can I Get a Loan without a Credit Check?

The catch-22 of credit causes a lot of people to stumble, especially when they first start building their credit history. The rule goes like this: To get a decent loan, you need good credit, right? But what happens when you don’t have any credit history or...
Is It Possible to Take Out a Loan With No Credit?

Is It Possible to Take Out a Loan With No Credit?

You don’t need credit to get credit. Despite how often you may have heard the opposite, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Otherwise, no one would ever have credit. Discover more...
What Happens If You Don’t Pay an Installment Loan?

What Happens If You Don’t Pay an Installment Loan?

When you take out a loan, you also enter into a contract. Not paying your bills as agreed may have a variety of consequences, including legal ones. Find out more about missing installment loan payments and what might happen below, and get some advice on steps to take...
Getting a Loan: 5 Ways To Help Get a Quick Approval

Getting a Loan: 5 Ways To Help Get a Quick Approval

Wise Loan makes it easy to get fast money after being approved for a loan. Our instant loan funding option can ensure money is deposited into your bank the same day or even within minutes. But getting fast cash depends on a quick approval process, and there are some...