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How to Calculate Monthly Payments for Loans

How to Calculate Monthly Payments for Loans

If you get approved for a loan, your lender will typically provide you with all the details on how to pay it back. That includes how much you need to pay and when. But understanding how to calculate monthly payments for loans can be useful and important. Find out why...
Is It Possible to Take Out a Loan With No Credit?

Is It Possible to Take Out a Loan With No Credit?

Here’s a myth: You need credit to get credit. Despite how often you may have heard this one, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Discover more about the role credit plays when you...
What Is the Difference Between a Loan and Credit?

What Is the Difference Between a Loan and Credit?

The short answer: A loan is a type of credit. But not all forms of credit are loans. But it gets a bit more complicated when you consider that credit can mean more than one thing. Find out more about the difference between a loan and credit below, including the...

What Are the Different Types of Personal Loans?

When it comes to personal loans, there are many products to choose from. Which one is right for you depends on a variety of factors, including your income and expenses, your financial needs and where your credit score currently stands. Find out more about personal...

What Are Unsecured Loans?

Loans tend to belong to one of two major categories: secured or unsecured. It’s important to know which type of loan you have because the way they’re managed and the consequences for missing payments are different. Find out more about what unsecured loans...

What Happens If You Don’t Pay an Installment Loan?

Not paying your bills as agreed can have a variety of negative consequences. Find out more about missing installment loan payments and what might happen below, and get some advice on steps to take if you’re feeling the financial strain of your current situation....