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How Do Payday Loans Work, and What Are Your Alternatives?
It’s the Monday after payday. You already used most of Friday’s pay to cover bills and buy groceries, but you’re stuck on the side of the road with a broken-down car and you’re not sure how you’ll cover the repairs. At the same time, you...
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What Can You Use an Installment Loan For?
Installment loans can be a great financial tool. They make it possible to spread out a large expense over numerous months or years by making monthly payments that fit your budget. They can also help you build credit for the future. Discover the many ways you can use...
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Can I Get Approved for an Installment Loan With Bad Credit?
Having a lackluster or poor credit score can be a pretty big bummer, especially when you need to apply for an installment loan to help cover an unplanned expense. Plus, you might feel like you’re always stuck in a Catch-22. If you need good credit to get a loan...
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How Can I Get a Loan without a Credit Check?
The catch-22 of credit causes a lot of people to stumble, especially when they first start building their credit history. The rule goes like this: To get a decent loan, you need good credit, right? But what happens when you don’t have any credit history or...
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Common Payday Loan Myths and the Real Truth Behind Them
Payday loans can be a mixed bag of pros and cons for those who take them out. They tend to come with fees that equate to extremely high interest, making them an expensive type of credit. But they’re also readily available and easy to qualify for, which means...
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Everything You Need to Know About Payday Loans
If you find yourself short on cash but have financial needs to meet, a payday loan could be a viable option. As with any loan, you want to be careful. Read the fine print, ask your loan officer questions and take the decision seriously. If you’re unable to repay...
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9 Tips for Improving Your Credit and How to Do It
Bad credit can be expensive and problematic. It can mean you don’t get approved for loans or credit cards, or even that a landlord won’t rent to you. Even if you do get loans with poor or bad credit, they can cost you more in the long run because you might...
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Is It Possible to Take Out a Loan With No Credit?
You don’t need credit to get credit. Despite how often you may have heard the opposite, the truth is that you don’t always need a credit history to take out a loan or get approved for a credit card. Otherwise, no one would ever have credit. Discover more...
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What Happens If You Don’t Pay an Installment Loan?
When you take out a loan, you also enter into a contract. Not paying your bills as agreed may have a variety of consequences, including legal ones. Find out more about missing installment loan payments and what might happen below, and get some advice on steps to take...
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How Many Credit Cards Should I Have to Build My Credit Score?
While carrying multiple credit cards is often associated with credit card debt, it can be a useful tool for improving your credit score if strategized correctly. Reports show that the average American consumer held 3.84 credit card accounts in 2020. Learn more about...
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