Blog
Landing a Personal Loan with Less Than Stellar Credit!
Sub-prime credit may be an obstacle to your financial freedom, but it is by no means an insurmountable one. Credit scores are three-digit numbers that provide a simple way for you and lenders to determine your “creditworthiness.” They take things like how many credit... Share
Colleges Offering No-Loan Financial Aid Packages
A handful of higher education institutions are making headlines by offering financial aid packages without federal student loans. There are about 50 colleges and universities nationwide that have incorporated these offerings into their programs for low-income... Share
Teachers With Heavy Student Debt True Stories
If asked to name one of the lowest-paid careers in the United States, many people will respond with: “Teacher.” Aside from actual numbers on a paycheck, the fact is that teachers are required to have a bachelor’s degree, at least, before they can be hired. This means... Share
Your Guide to Cash Advance Scams
Sometimes, it’s hard to make ends meet. Sometimes, payday just can’t come soon enough, and things start to pile up head-high, and then some. Cash advances and payday loans provide a viable option for many individuals in our community. But, cash advance scams have... Share
Tax Refund Anticipation Loans Are More Dangerous Than You Think
Tax Season is upon us! It seems like just a week or two ago that we were enjoying Christmas dinner with family and friends. But now, it’s time to crunch numbers again, and we long for the day when that sweet little refund check comes in the mail. But you don’t... Share
Planning for Financial Crisis
As the end of the year approaches, it may be necessary to evaluate your family’s contingency plan in the event of a crisis. Have you ever considered what would happen if you or your loved ones were suddenly faced with some hefty expenses? What if you are unable to... Share
Doing Christmas on A Budget
For many of us, the holidays come with a hefty price tag. Let’s face it: within the span of a couple of months, we have Thanksgiving with the huge dinner spread, Christmas with piles of presents beneath a tree, and New Year’s with a night of partying with friends and... Share
The Pysch-out Factor of Student Loans
Stress about money and finances is more common than ever, but for many people with student loan debt, those stress levels are much higher than any other demographic. According to a survey of more than 1,000 student loan borrowers (Student Loan Hero), many respondents... Share
Negotiate Your Loans and Save Big Bucks
Who Doesn’t Love A Good Bargain? Many people love a bargain; many modern shoppers are reviving the pride our grandparents felt in finding amazing deals. With the rise of discounted-goods outlets and the mainstreaming of thrift, vintage, and resale stores, a good... Share
New App to Help You Avoid Overdraft Fees
A New Option To Avoid Overdraft Fees Modern banking affords consumers a lot of options that our grandparents did not have. With the prevalence of convenient payment options (contactless payment systems over your smartphone, hi-tech chips on cards, and more), it is... Share