Blog
Is No Credit Better Than Bad Credit?
When it comes to getting approved for a loan or other type of debt, is a completely clean slate better than having a bad credit score or history? As with anything involving money and credit, the answer is complicated because it depends on a variety of factors. Find...
Share
5 Ways to Build Credit Without Spending Money
Want to build your credit, but know you can’t afford buying things on credit right now? Congratulations on having a responsible outlook on how debt works. We have some good news: You can do some things to improve your credit without spending money. 1. Get Added...
Share
Everything That Can Impact Your Credit Score
Credit scores are simple and incredibly complex. Keeping your credit score in the good or excellent range can take a bit of effort. But if you know what can impact your score, you can make the best financial decisions for your personal situation, and that can...
Share
Getting a Loan: 5 Ways To Help Get a Quick Approval
Wise Loan makes it easy to get fast money after being approved for a loan. Our instant loan funding option can ensure money is deposited into your checking account the same day or even within minutes. With instant funding, you can receive funds from the loan the same...
Share
7 Fun Things to Spend Money on While Building Credit
You know the saying, “You have to spend money to make money?” Sometimes, the same sentiment is true for building credit. To prove you are creditworthy, you may need to take out loans or use credit cards and pay back the debt on time and as agreed. But...
Share
9 Things That Can Hurt Your Credit Score
Yes, you can get a loan with less-than-stellar credit. In fact, Wise Loan works with customers and provides them with tools to pay those loans back responsibly and have a positive impact on their credit. Because good credit is important. Here are just a few benefits...
Share
11 Reasons Our Customers Choose Wise Loan — And You Should Too!
What makes people choose Wise Loan when they’re looking for a personal loan or a way to build their credit? We wanted to know too, so we did a survey to ask our customers. Find out more below about the reasons our customers work with us and why you might want to...
Share
What Is a Self-Serve Loan (and How Can I Get One?)
In a recent survey of 500 of our customers, we found out that many people liked the ability to get a self-serve loan online. Learn more below about self-serve loans, including why they’re so appealing and how you can get one. What Is a Self-Serve Online Loan? A...
Share
7 Ways to Increase Your Credit Score Quickly
According to Equifax, one of the three major credit reporting bureaus, the average credit score for people in the United States hovers around 698. That’s a decent score and one high enough to get you access to various forms of credit including mortgages, credit...
Share
How to Get a Personal Loan If You Have a Bad Credit Score
Your credit score plays an important role in your financial life, including whether or not you can get approved for certain types of loans or other credit accounts. The average credit score in America is getting higher over time as people learn more about how much it...
Share