Your credit score plays an important role in your financial life, including whether or not you can get approved for certain types of loans or other credit accounts. The average credit score in America is getting higher over time as people learn more about how much it...
Building your credit score can take time. A solid history of paying your debts as agreed and generally being responsible with credit helps you positively impact your score—hopefully driving it into good or excellent territory. And while there’s not a guaranteed...
Building credit can seem like a real catch-22. You need credit to get credit, but how are you supposed to get credit if you don’t have any at all? Don’t worry: It’s not quite as black and white as that, and there are a number of things you can do to...
Consolidating your debt can be a way to simplify your personal finances. Some people are able to use consolidation loans to pay down debt faster. But if you have bad debt, you might wonder if you’ll be able to consolidate your debt. Find out about the pros and...
It’s no secret that credit scores can open—and close—doors, especially when it comes to financial opportunities. But exactly why is it so hard to find an installment loan online or in person with bad credit? And what can you do to even the odds for yourself?...
We are not financial advisors and therefore are not giving any financial advice. Before implementing any of the tips on this website, please consult with a financial planner to ensure it makes sense for your individual financial situation.
