What makes people choose Wise Loan when they’re looking for a personal loan or a way to build their credit? We wanted to know too, so we did a survey to ask our customers. Find out more below about the reasons our customers work with us and why you might want to...
In a recent survey of 500 of our customers, we found out that many people liked the ability to get a self-serve loan online. Learn more below about self-serve loans, including why they’re so appealing and how you can get one. What Is a Self-Serve Online Loan? A...
According to Equifax, one of the three major credit reporting bureaus, the average credit score for people in the United States hovers around 698. That’s a decent score and one high enough to get you access to various forms of credit including mortgages, credit...
Your credit score plays an important role in your financial life, including whether or not you can get approved for certain types of loans or other credit accounts. The average credit score in America is getting higher over time as people learn more about how much it...
To get a loan of any kind, you have to be approved by the lender. And that means meeting the eligibility requirements. But what are the eligibility requirements for a personal loan? Turns out there’s not an easy, one-size-fits-all approach to that answer. Find...
People take out loans for a variety of reasons, including building their credit history or making a large purchase they couldn’t make with cash on hand. But if you’ve never had a loan before, you might wonder what you need to get approved for one. Find out...
A good credit score is one that helps demonstrate to creditors that you’re likely to make payments on your debt as agreed. But what’s the magic number your score must rise above to be considered good, and how do you get there? Find out more in the quick...
If you get approved for a loan, your lender will typically provide you with all the details on how to pay it back. That includes how much you need to pay and when. But understanding how to calculate monthly payments for loans can be useful and important. Find out why...
Bad credit is expensive and problematic. It can mean you don’t get approved for loans or credit cards or that a landlord won’t rent to you. But it can also increase the cost of credit for you. Consider this: The average total interest cost on a car loan...
Building your credit score can take time. A solid history of paying your debts as agreed and generally being responsible with credit helps you positively impact your score—hopefully driving it into good or excellent territory. And while there’s not a guaranteed...
We are not financial advisors and therefore are not giving any financial advice. Before implementing any of the tips on this website, please consult with a financial planner to ensure it makes sense for your individual financial situation.