Do I Have to Get a Loan From a Bank?

Do I Have to Get a Loan From a Bank?

Many people who are trying to get a loan figure they need to go straight to the bank and apply there. But you don’t have to get a loan from a bank. In fact, depending on your situation, getting a loan somewhere else might actually be a better option. Find out...
Personal Loans: What Is a Guarantor?

Personal Loans: What Is a Guarantor?

When you apply for a service, lease or loan, the company, landlord or lender wants to be as sure as they can that you’ll make the appropriate payments. Often, they’ll use your credit history and income as a way to gauge that likelihood. A strong credit history...
What Is the Best Reason to Give When Applying for a Loan?

What Is the Best Reason to Give When Applying for a Loan?

When you’re applying for a loan, whether online or in person, you might be asked what you plan on using the money for. This is actually a fairly standard question, though it’s not asked by all personal loan lenders. The best way to answer this question is...
What’s the Biggest Installment Loan I Could Get?

What’s the Biggest Installment Loan I Could Get?

The biggest installment loan most people ever take out in their lives is a mortgage, with some borrowers taking out loans worth millions of dollars. But mortgages are secured loans, and they’re tied to the value of a home. If you’re looking for an answer about...
What Is the Quickest Loan You Can Get?

What Is the Quickest Loan You Can Get?

You need money fast. Maybe it’s the middle of July and the home AC went out. Sweating it out while you save up some money for the repair or replacement might be more than uncomfortable — it could be dangerous. Whatever your situation might be, you can find a...
What Is an Installment Loan and How Do You Use One?

What Is an Installment Loan and How Do You Use One?

One of the most common types of loans is the installment loan. If you have any sort of debt, chances are that you have one or more installment loans. They can include student loans, auto loans and personal loans. Find out more about traditional installment loans and...