How to Get a Loan: Everything You Need to Know

How to Get a Loan: Everything You Need to Know

People take out loans for a variety of reasons, including building their credit history or making a large purchase they couldn’t make with cash on hand. But if you’ve never had a loan before, you might wonder what you need to get approved for one. Find out...
How to Calculate Monthly Payments for Loans

How to Calculate Monthly Payments for Loans

If you get approved for a loan, your lender will typically provide you with all the details on how to pay it back. That includes how much you need to pay and when. But understanding how to calculate monthly payments for loans can be useful and important. Find out why...
5 Ways to Build Credit without a Credit Card

5 Ways to Build Credit without a Credit Card

Credit can be a real Catch-22. You need good credit to get approved for credit. But you need a history of responsibly managing credit to have good credit. But there are options for building your credit without a credit card or loans that require great credit. Discover...
Why Is It So Hard to Find an Installment Loan With Bad Credit?

Why Is It So Hard to Find an Installment Loan With Bad Credit?

It’s no secret that credit scores can open—and close—doors, especially when it comes to financial opportunities. But exactly why is it so hard to find an installment loan with bad credit? And what can you do to even the odds for yourself? It’s important to...
What Are the Different Types of Personal Loans?

What Are the Different Types of Personal Loans?

When it comes to personal loans, there are many products to choose from. Which one is right for you depends on a variety of factors, including your income and expenses, your financial needs and where your credit score currently stands. Find out more about personal...
Do I Have to Get a Loan From a Bank?

Do I Have to Get a Loan From a Bank?

Many people who are trying to get a loan figure they need to go straight to the bank and apply there. But you don’t have to get a loan from a bank. In fact, depending on your situation, getting a loan somewhere else might actually be a better option. Find out...