Online Installment Loans in South Carolina
Looking for a South Carolina installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in South Carolina for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.
Get The Money You Need – When You Need It!
Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!
No matter where you are in South Carolina, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:
Instant Loan Decision
Money in 24 Hours
Easy, Flexible Payment Terms
In South Carolina, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.
You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds.
What you need for your application
Government-issued ID showing you reside in the state of South Carolina
A recent bank statement
A personal check or debit card associated with your account
Proof of income, such as a pay stub from your employer
How it Works
Getting an installment loan online is a simple, safe and secure three-steps process.
Apply
Our application process is simple. Complete the quick online application for an installment loan in South Carolina. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.
If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In South Carolina, our loan amounts range between $601.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers.
Accept Offer
Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.
Pay Back Your Loan
Installment loans in SC are typically broken into monthly, weekly or bi-weekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards.
Take Control of Your Installment Loan Payment Terms
You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. South Carolina borrowers can choose from 4 to 12 monthly payments, 8 to 26 bi-weekly payments, or 8 to 24 semi-monthly payments, with a minimum term length of 120 days.
Get Cash-Back Rewards
For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.
WHAT OUR CUSTOMERS HAVE TO SAY
Local Reviews for South Carolina
Reviews
Customers say: The reviews exhibit a mixed sentiment, with some expressing satisfaction and others dissatisfaction. Positive reviews highlight helpful and professional customer service, while negative reviews mention issues with loan terms, customer service, and unexpected fees. Some reviewers also express gratitude for the assistance provided by specific representatives. Overall, the sentiment is neutral, with a mix of positive and negative reviews.
Excellent Service!!!
Terrence -
Cayce, SC 29172
Great customer service... Quick and easy...
Response from Wise Loan:
Terrence, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
informed and concise with friendly attitude!
EDWARD -
Hilton Head Island, SC 29926
Response from Wise Loan:
Edward, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Good Man
SHAUN -
Ladson, SC 29456
Robby was very dear to my concerns. Much appreciated.
Response from Wise Loan:
Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan
Great service
TINA -
Dalzell, SC 29040
Response from Wise Loan:
Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan
Great Service
MARIA -
Greenville, SC 29615
I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.
Response from Wise Loan:
Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected]. Best regards. -Wise Loan
Excellent!
BillyTraci -
Ladson, SC 29456
This is a great company if your in a pinch!
Response from Wise Loan:
Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan
Great customer service
SHAUN -
Ladson, SC 29456
Everything I needed he helped me with. 10
Response from Wise Loan:
Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan
Excellent service, great communication
MATTHEW -
Hodges, SC 29653
Outstanding service
JAMES -
Columbia, SC 29229
Answered my questions
Great service and kind
CHRISTI -
Columbia, SC 29223
Awesome customer service
AMELIA -
Darlington, SC 29532
Robbie was very helpful to me with my situation and we talked for a while after he helped. You can definitely tell he has a great customer service talent. I work in the state field where i deal with customers daily and its my life. He is me so much has a go getter attitude and was very helpful. Even told me how i can get him directly in the future if i need him. I appreciate this very much. Says alot for him and he is a great asset to ur company as these types of workers are hard to come by these days.
Great service
CEDRIC -
Fort Mill, SC 29715
Robbie was professional and polite. Appreciate the call.
Great service
STORMEE -
Vaucluse, SC 29801
A nice and very pleasant experience
JACOB -
Summerville, SC 29486
Great
MARANDA -
Union, SC 29379
He helped with everything I needed and followed up with me to get the answers I needed
Jude C.
Phebie Mae A.
ROBBY G.
Olga S.
Jude C.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
ROBBY G.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Trent T.
this is trent the one that helped you today would you mind fill out this informations regarding for my performance today?
Jude C.
Trent T.
hi this is Trent the one who assisted you today wold you mind filling this out for me regarding for my performance?
Trent T.
would you mind sending you a review request regarding my service today. Your feedback on my performance will be sent to our higher management. If you have any free time to complete it, I would be grateful.
ROBBY G.
ROBBY G.
Olga S.
ROBBY G.
Jude C.
Trent T.
I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.
ROBBY G.
Olga S.
Jude C.
Jude C.
FAQs About South Carolina Installment Loans
What is an installment loan?
An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.
Where can I get an installment loan online?
If you live in the state of South Carolina, you can apply for an installment loan online with Wise Loan.
How many installment loans can you have?
There’s no real limit for how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.
Can SC installment loans be paid off early?
Yes, you can pay your South Carolina installment loan with Wise Loan off early. Doing so may even help you save money.
What happens if I don't repay my installment loan on time?
If you have an outstanding amount of one full payment or more which has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.
What Will My Loan Cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Get an Installment Loan Today
You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.
Terms and Conditions for South Carolina
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
South Carolina Regulatory Contact Information
State of South Carolina Board of Financial Institutions Consumer Finance Division. 1205 Pendleton Street, Suite 306 Columbia, SC 29201-3756. Phone: (803) 734-2020. Email: [email protected]
The recommendations contained in this article are designed for informational purposes only. Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.