Tips for 4th of July Savings and Safety

Where do you like to celebrate our great nation’s independence? Many of us enjoy a trip to the lake, beach, mountains, or our very own back yard with friends and family. It’s an exciting holiday to take in some sunshine and firework shows while breaking the bank at the same time. The sad truth is that fun costs money, believe it or not. This 4th of July weekend of fun also comes with safety risks as well. Fireworks, traffic, and alcohol are always around for our nation’s celebration. However, there are a few ways to save and stay safe at the same time.

Consumers have a wealth of pricing information at their immediate disposal these days, so in addition to checking out top 4th of July destinations, it makes sense to hunt around for attractive deals online. Booking hotel and transportation accommodations together is often an easy way to save. Too many people are dependent on debt these days, as evidenced by rising credit card debt levels. In the spirit of the holiday, you might want to leverage attractive credit card offers such as the Slate from Chase, which offers zero percent on balance transfers for 15 months with no balance transfer or annual fees, in order to free yourself from your financial burden at the lowest possible cost.

The best way to keep Fourth of July spending under control is to figure out how much you can afford to spend and then plot out exactly how you wish to allocate the funds. This will give you the foresight necessary to prioritize your expenses as well as to search for low-cost substitutes for certain buys that you may now be questioning. For some reason, many people seem to believe the best way to celebrate Independence Day is to drink, get behind the wheel of a car then trade in their freedom for a jail cell. For everyone’s sake, including your own, look into the availability of public transportation and maybe even factor cab fare into your budget.

Here are a few more safety tips to be aware of as well:

  • Be careful when mixing sparklers and young children, particularly because they burn at high temperatures and stay hot for a long time.
  • Know what’s permissible where you live, and obey the local laws.
  • Plan your activity in an area that’s free from dry grass and shrubs. Water down the area with a garden hose in advance and have a bucket of water ready just in case.
  • Always use your fireworks outdoors in a safe, flat and non-wooded area.
  • Always have a sober adult in charge of all fireworks activities. Light only one at a time; you don’t want too much going on.
  • Never touch, throw or combine lit fireworks.
  • Do not manipulate the devices. If the fuse does not ignite, do not relight the firework. You want to let it sit for at least 15 minutes and then douse it with water.

Enjoy your holiday weekend with family and friends, and always remember to Stay Wise! (References: WalletHub)