Online Installment Loans in Wisconsin

Looking for a Wisconsin installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Wisconsin for people with all types of credit. Find out more about your options below and apply now for added benefits such as access to instant funding.

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Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Wisconsin, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

In Wisconsin, you can get a Wise Loan installment loan online with funding within 24 hours or faster if you qualify. Instant funding is an option for those that apply and are approved before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their checking account. With instant funding, you can receive funds from the loan the same day the loan is approved. However, how fast you receive funds depends on your financial institution’s processes. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.

You don’t need an excellent credit score to get a Wise Loan loan, but you do need valid contact information and a bank account where you can receive your funds. 

What you need for your application

Government-issued ID showing you reside in the state of Wisconsin

A recent bank statement

A personal check or debit card associated with your account

Proof of income, such as a pay stub from your employer

How it Works

Getting an installment loan online is a simple, safe and secure 3 step process.

Apply

Our application process is simple. Complete the quick online application for an installment loan in Wisconsin. It takes less than a few minutes to complete the Wise Loan application, and you generally get a response within minutes.

If you’re approved for the loan, your response will include terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Wisconsin, our loan amounts range between $200.00 and $1,500.00 for first-time customers and up to $3,500.00 for returning customers.

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account.  While Wise Loan transfers funds the same day or the next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Installment loans in Wisconsin are typically broken into monthly, weekly or bi-weekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive payment history with cash-back rewards. 

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Louisiana borrowers can choose from 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Wisconsin


Reviews

Wise Loan Rated 4.9 out of 5 stars based on 59 customer reviews

Excellent




Review of Wise Loan

PewaukeeWI53072 43.075-88.275

Response from Wise Loan:

Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Good service




Review of Wise Loan

KansasvilleWI53139 42.6825-88.12

Response from Wise Loan:

Daniel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Handled very well and very professional

SheboyganWI53081 43.7025-87.7275

Response from Wise Loan:

Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great customer service




Review of Wise Loan

KansasvilleWI53139 42.6825-88.12

Response from Wise Loan:

Daniel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great customer service




Review of Wise Loan

KenoshaWI53144 42.63-87.875

Response from Wise Loan:

Teresa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Great

PewaukeeWI53072 43.075-88.275

Response from Wise Loan:

Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

Very helpful, did all the work for me.

PoundWI54161 45.1175-88.18

Response from Wise Loan:

Cyle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!!




Review of Wise Loan

Stevens PointWI54481 44.53-89.6075

Response from Wise Loan:

Claire, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Was quick and easy

Eau ClaireWI54701 44.7475-91.5025

Response from Wise Loan:

Gena, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Customer Service




Review of Wise Loan

OshkoshWI54902 43.9525-88.4975

Response from Wise Loan:

Carrie , thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

PortageWI53901 43.5525-89.4675

Response from Wise Loan:

Brian, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

Very nice man that helped me

MononaWI53716 43.07-89.3275

Response from Wise Loan:

Jeri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Very appreciative of the kind service I received




Review of Wise Loan

Thank you for your patience with me in my time of distress. Excellent Service

WauwatosaWI53225 43.11-88.04

Response from Wise Loan:

Lamonte, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Awesome service




Review of Wise Loan

Very easy to work with

KenoshaWI53142 42.5725-87.855

Response from Wise Loan:

Howard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

MilwaukeeWI53223 43.175-87.9975

Response from Wise Loan:

Tiffany, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near Pewaukee, WI 53072
Olga S.

Olga S.

Near Larson Dr, Owen, WI 54460
ROBBY G.

ROBBY G.

Near Oshkosh, WI 54901
ROBBY G.

ROBBY G.

Near LAC DU FLAMBU, WI 54538
Jude C.

Jude C.

Near Oconomowoc, WI 53066
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Golf Ridge N, Pewaukee, WI 53072
Jude C.

Jude C.

Near Sun Prairie, WI 53590
Olga S.

Olga S.

Near Big Bend Rd, Waukesha, WI 53189
ROBBY G.

ROBBY G.

Near Monona, WI 53716
Jude C.

Jude C.

Near Monico, WI 54501
Jude C.

Jude C.

Near Kansasville, WI 53139
Jude C.

Jude C.

Near Cascade, WI 53011
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Co Rd J, Juneau, WI 53039
Jude C.

Jude C.

Near Sheboygan, WI 53081
Jude C.

Jude C.

Near Hartland, WI 53029
Jude C.

Jude C.

Near Greenville, WI 54942
Jude C.

Jude C.

Near Sparta, WI 54656
ROBBY G.

ROBBY G.

Near LAC DU FLAMBU, WI 54538
ROBBY G.

ROBBY G.

Near Crandon, WI 54520
Mae  F.

Mae F.

Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.

Near Deer Creek Pkwy, Brookfield, WI 53005
ROBBY G.

ROBBY G.

Near Kansasville, WI 53139
Jude C.

Jude C.

Near Oconomowoc, WI 53066
ROBBY G.

ROBBY G.

Near Woodruff, WI 54568
Trent T.

Trent T.

this is trent the one that helped you today would you mind fill out this regarding for my performance today?

Near 15th St, Kenosha, WI 53144
ROBBY G.

ROBBY G.

Near Howard, WI 54313

FAQs About Wisconsin Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term. These payments are made on a regular basis on a fixed amount, meaning the borrower’s payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Wisconsin, you can apply for an installment loan online with Wise Loan.

How many installment loans can you have?

There’s no real limit to how many installment loans you can have. Many people have more than one. For example, if you have a personal loan, an auto loan, and a mortgage, you have three installment loans. However, you can only have one installment loan through Wise Loan at a time.

Can WI installment loans be paid off early?

Yes, you can pay your Wisconsin installment loan with Wise Loan off early. Doing so may even help you save money.

What happens if I don't repay my installment loan on time?

If you have an outstanding amount of one full payment or more that has remained unpaid for more than 10 days after the scheduled or deferred due date, you may end up in default. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What Will My Loan Cost?

Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Wisconsin

Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Wisconsin. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Wisconsin Regulatory Contact Information

Wisconsin Department of Financial Institutions. 4822 Madison Yards Way, North Tower, Madison, WI 53705. Phone: (608) 261-7578. Fax: (608) 267-6889.


The recommendations contained in this article are designed for informational purposes only.  Essential Lending DBA Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.