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Online Installment Loans in Utah

Wise Loan offers FAST, no hassle online installment loans to people living in Utah. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY* for a small fee. Wise Loan is the only loan servicer in Utah that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!


  • How Much Can I Borrow From Wise Loan?
    In the state of Utah, the highest Wise Loan loan amount is $1500 and the smallest $200. Loan amounts as well as loan approvals are evaluated on a number of factors determined in your loan application.
  • Flexible Payment Terms
    With a Wise Loan installment loan, you get to pick the number of payments needed to payoff the loan. Utah residents can choose from 2 to 12 payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
  • Cash Back Rewards
    Repaying your Wise Loan on time in Utah can earn you cash back bonuses! For every $1000 borrowed and paid back on time, you will recieve $50 deposited into your Nest Egg
  • What Will My Loan Cost
    Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates or APRs will differ depending on the loan term. Faster payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
  • Terms and Conditions for Utah
    Please review the full terms and conditions and privacy policy for more information. Rates are calculated using the simple interest method. APR calculation is based on your first payment being 14 days from the loan effective date. Annual percentage rates (APRs) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
  • Regulatory Contact Information
    Utah Department of Financial Institutions

    324 South State Street, Suite 201
    Salt Lake City, UT 84111
    Phone: (801) 538-8830
    Fax: (801) 538-8894
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