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Personal Loans in South Carolina

 

Whether you’re hoping to take a much-needed vacation or pay off your student loans sooner, a personal loan is a surefire solution. Here at Wise Loan, we make online personal loans in South Carolina easier and more intuitive than ever before. You can easily apply and receive a quick response!

 

What Is a Personal Loan?

A personal loan is money you can borrow from an online lender. With a personal loan, you agree to repay the full amount, with interest, over a fixed period. This period generally ranges from two to five years. The APR can vary depending on a few factors, but we’ll go over that with you personally.

 

What Can I Pay for With a Personal Loan?

It’s your money – once approved. The majority of our clients wind up using their personal loans for:

  • Vacation
  • Debt Consolidation
  • Home Renovations
  • Weddings
  • Medical Expenses
  • Etc.

How you use your personal loan is completely up to you!

 

What’s the Difference Between a Personal Loan and a Line Of Credit?

A lot of people confuse a personal loan with a line of credit. They are very similar and yet, incredibly different at the same time. First off, a personal loan, which we specialize in, is a lump sum of money that you repay over a fixed term. A line of credit, on the other hand, is a series of small payments that you withdraw, repay, and then withdraw once more as needed.

 

Can I Get a Personal Loan with Bad Credit?

Absolutely. A lot of people have bad or low credit these days due to financial circumstances. With Wise Loan, anyone is able to receive a personal loan under the right conditions. We offer various loan-qualification terms and requirements to help you receive the loan you need.

If you’re ready to secure an online personal loan in South Carolina, contact Wise Loan at 800-516-7840. Take a moment to read our terms and conditions below for more information.

 

How Much You Can Borrow

In the state of South Carolina, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

 

Flexible Payment Terms

With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

 

Cash Back Rewards

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

 

Terms And Conditions For South Carolina

Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Wise Loan Rated 4.8 out of 5 stars based on 78 customer reviews

Map of Hilton Head Island, SC 29926

informed and concise with friendly attitude!




Review of Wise Loan

Hilton Head IslandSC29926 32.23-80.7325

Response from Wise Loan:

Edward, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Map of Ladson, SC 29456

Good Man




Review of Wise Loan

Robby was very dear to my concerns. Much appreciated.

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan


Map of Dalzell, SC 29040

Great service




Review of Wise Loan

DalzellSC29040 34.0575-80.4225

Response from Wise Loan:

Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan


Map of Greenville, SC 29615

Great Service




Review of Wise Loan

I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.

GreenvilleSC29615 34.875-82.335

Response from Wise Loan:

Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected]. Best regards. -Wise Loan


Map of Ladson, SC 29456

Excellent!




Review of Wise Loan

This is a great company if your in a pinch!

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan


Map of Ladson, SC 29456

Great customer service




Review of Wise Loan

Everything I needed he helped me with. 10

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan


Map of Columbia, SC 29229

Outstanding service




Review of Wise Loan

Answered my questions

ColumbiaSC29229 34.1575-80.8875

Map of Columbia, SC 29223

Great service and kind




Review of Wise Loan

ColumbiaSC29223 34.105-80.92

Map of Fort Mill, SC 29715

Great service




Review of Wise Loan

Robbie was professional and polite. Appreciate the call.

Fort MillSC29715 35.0175-80.9325

Map of Summerville, SC 29486

A nice and very pleasant experience




Review of Wise Loan

SummervilleSC29486 33.085-80.11

Great service always really nice and courteous




Review of Wise Loan

If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.

AikenSC29803 33.455-81.7575

Great Customer service




Review of Wise Loan

ColumbiaSC29209 33.9425-80.955

Always very courteous and understanding




Review of Wise Loan

Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.

AikenSC29803 33.455-81.7575

Great service




Review of Wise Loan

Most helpful & very professional.

ColumbiaSC29223 34.105-80.92

Great




Review of Wise Loan

I was able to get help with my problem

BennettsvilleSC29512 34.625-79.7175

Willing to work with me in these bad times




Review of Wise Loan

ConwaySC29527 33.8075-79.155

Willing to work with me in these bad times




Review of Wise Loan

Jude is great to work with in helping me during this uncertain time.

ConwaySC29527 33.8075-79.155

Great person




Review of Wise Loan

Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.

AikenSC29803 33.455-81.7575

Thank you Alma !!!




Review of Wise Loan

Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:

TaylorsSC29687 34.985-82.335

Excellent service




Review of Wise Loan

Very professional and extremely helpful.

ColumbiaSC29223 34.105-80.92

ROBBY G.

ROBBY G.

Near Greenwood, SC 29646
ROBBY G.

ROBBY G.

Near Gaffney, SC 29341
Olga S.

Olga S.

Near Patron Pl, Summerville, SC 29485
ROBBY G.

ROBBY G.

Near Lexington, SC 29072
Jude C.

Jude C.

Near Hilton Head Island, SC 29926
ROBBY G.

ROBBY G.

Near Aiken, SC 29803
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
ROBBY G.

ROBBY G.

Near Rock Hill, SC 29732
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
Jude C.

Jude C.

Near Charleston, SC 29414
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Summerville, SC 29485
ROBBY G.

ROBBY G.

Near Charleston, SC 29406
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
Jude C.

Jude C.

Near Charleston, SC 29414