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South Carolina Personal Loans Can Help You Reach Your Goals.

Our streamlined process ensures fast access to the funds you need to achieve your goals.

Join the thousands of borrowers in South Carolina who found financial security with Wise Loan.

What Are Personal Loans?

Personal loans are loans that offer a convenient way to access funds online, bypassing the complexities of traditional lending methods. With Wise Loan, borrowers benefit from a simplified borrowing process and enjoy greater flexibility in managing their finances.

Benefits of Personal Loans

From medical expenses, vacations, or emergency funds, personal loans can offer you many benefits, such as:

Flexibility in use of funds

Predictable monthly payments

Fast and convenient application process

Types of Personal Loans in South Carolina

Installment Loans

Installment loans provide borrowers with fixed monthly payments and flexible repayment terms, allowing for better financial planning and management.

Bad Credit Loans

Bad credit loans offer individuals with less-than-perfect credit scores access to funds, helping them address their financial needs without undue stress.

Payday Loans

Payday loans provide short-term borrowing solutions for urgent financial needs, although they typically come with higher interest rates.

Why Choose Wise Loan?

Wise Loan simplifies the borrowing process, ensuring quick access to funds with minimal hassle.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in South Carolina

Follow these steps to secure the best personal loan for your needs in South Carolina:

1

Complete the Loan Application

Navigate through our user-friendly online application form, providing all necessary information accurately.

2

Review and Accept Loan Terms

Stay informed throughout the approval process with updates on your application status and any further actions required.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, you may be eligible to receive your funds within 15 minutes.*

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Cities We Serve

Cities to consider for a South Carolina personal loan:

Charleston
Columbia
North Charleston
Mount Pleasant
Rock Hill
Greenville
Summerville
Goose Creek
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1525 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the service provided by Wise Loans. Positive reviews frequently mention helpful and friendly customer service representatives, with specific praise for their professionalism, knowledge, and kindness. Customers also appreciate the ease of the application process and the quick turnaround time for loan approval and funding. Additionally, customers highlight the competitive interest rates and the overall positive experience with Wise Loans. Negative reviews are present but are less frequent and tend to focus on minor issues such as difficulty understanding certain aspects of the process or experiencing delays in communication. However, the overall tone of the reviews remains positive, with a clear majority expressing satisfaction with the services provided by Wise Loans.


Excellent service




Review of Wise Loan

After my initial call got disconnected I spoke to Rey Tan when my second call was transferred. He was very helpful. He answered all of my questions and explained so I understood. I really appreciate his help today.

College StationTX77840 30.6175-96.3125

Response from Wise Loan:

Temika, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Excellent Customer Service

El PasoTX79938 31.84-105.9225

Response from Wise Loan:

Evangeline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good job




Review of Wise Loan

He was helpful

ShreveportLA71104 32.485-93.73

Response from Wise Loan:

Sheila, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Great representative

HoustonTX77038 29.92-95.4475

Response from Wise Loan:

Glenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Serive




Review of Wise Loan

Thank you so much for all your help!

San AntonioTX78242 29.355-98.61

Response from Wise Loan:

Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Customer




Review of Wise Loan

Good/ professional service,takes to long to get an agent on the phone

LancasterTX75134 32.635-96.8025

Response from Wise Loan:

Loretta, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

So helpful when I needed it most!

Balch SpringsTX75180 32.7175-96.615

Response from Wise Loan:

Anna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good service




Review of Wise Loan

Always professional and prompt

Greenwell SpringsLA70739 30.6275-90.9525

Response from Wise Loan:

Johnathan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

WeatherfordTX76086 32.7525-97.79

Response from Wise Loan:

Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Very helpful, and excellent service




Review of Wise Loan

I recommend this place to anyone that needs a loan! They are very helpful when things get rough and you need help!

OldtownID83822 48.175-117.035

Response from Wise Loan:

Jenny, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Terrible service




Review of Wise Loan

Very unprofessional

WhitewrightTX75491 33.475-96.3875

Response from Wise Loan:

Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


excellent service




Review of Wise Loan

Olga provided an excellent customer service and assisted me in every question i had, thank you!

El PasoTX79934 31.94-106.4225

Response from Wise Loan:

Noelia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


No




Review of Wise Loan

Terrible

WhitewrightTX75491 33.475-96.3875

Response from Wise Loan:

Linda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


Bad




Review of Wise Loan

HoustonTX77040 29.875-95.525

Response from Wise Loan:

Karla, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


Excellent Service!




Review of Wise Loan

Super Helpful

KnollwoodTX75092 33.68-96.7275

Response from Wise Loan:

Deanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Jude C.

Jude C.

Near MERRIAM VLG, MO 65740
Rey T.

Rey T.

Near College Station, TX 77840
Rey T.

Rey T.

Near College Station, TX 77840
Rey T.

Rey T.

Near El Paso, TX 79938
Rey T.

Rey T.

Near El Paso, TX 79938
ROBBY G.

ROBBY G.

Near Shreveport, LA 71104
ROBBY G.

ROBBY G.

Near Detroit, TX 75436
Jude C.

Jude C.

Near Fort Worth, TX 76123
Jude C.

Jude C.

Near Fort Worth, TX 76112
Olga S.

Olga S.

Near 91st St, Lubbock, TX 79423
Jude C.

Jude C.

Near Boise, ID 83705
Jude C.

Jude C.

Near Missouri City, TX 77459
Jude C.

Jude C.

Near Greenville, WI 54942
Rey T.

Rey T.

Near Blythewood, SC 29016
Rey T.

Rey T.

Near Blythewood, SC 29016
Olga S.

Olga S.

Near Houston, TX 77036
Olga S.

Olga S.

Near Falcon Shores Dr, Zapata, TX 78076
Rey T.

Rey T.

Near Port Acres, TX 77640
Rey T.

Rey T.

Near Port Acres, TX 77640
Jude C.

Jude C.

Near McKinney, TX 75071
Jude C.

Jude C.

Near Grand Prairie, TX 75052
ROBBY G.

ROBBY G.

Near Godley, TX 76044
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ROBBY G.

Near Weatherford, TX 76088
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ROBBY G.

Near Baton Rouge, LA 70817
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Near Lehi, UT 84045

Member of

Frequently Asked Questions

What are the Requirements to Apply for a Loan?

At Wise Loan, we strive to make applying for a personal loan in South Carolina quick and easy. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

How Long Does It Take to Receive Funds After Approval?

Upon approval, funds are typically dispersed usually within 15 minutes, as long as the borrower meets all requirements. Wise Loan also offers same day or next day funding, allowing you to access the money you need without delay.

What is the Easiest Loan to Get in South Carolina?

Personal loans, particularly those tailored to individuals with bad credit, often offer the easiest approval process in South Carolina. Wise Loans offers loans up to $1,500. Returning customers may be eligible for loan amounts up to $3,500.

What Happens If I Miss a Loan Payment?

Missing a loan payment will have interest continue to accrue, and may negatively impact your credit score. It’s essential to communicate with your lender if you anticipate difficulty in making payments.

Related Personal Loan Resources

Apply for a Personal Loan in South Carolina with Wise Loan

Take the next step towards financial freedom in South Carolina by applying for a Wise Loan today.