online installment loan Idaho

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Online Installment Loans in Idaho

If you are a resident of Idaho, you can now apply for a Wise Loan online installment loan! Wise Loan offers installment loans that don’t require good credit. We have a fast, online application process that gives you the status of your application in as few as 5 minutes! Once your loan is approved you can get your funds, in some instances the same day. Plus, the on time repayment of your online installment loan can earn YOU cash back in the form of a Nest Egg account - an account you can use to build up your savings so you won’t need a loan down the road.


  • How Much Can I Borrow From Wise Loan?
    In the state of Idaho, Wise loan offers loan amounts between $200 - $2000. Good credit is not required to be approved for a Wise Loan! Amounts as well as approvals are determined on a number of factors including your credit, employment, loan repayment history, as well as number of other considerations.
  • Flexible Payment Terms
    With a Wise Loan installment loan, you get to pick the number of payments necessary to pay off the loan. For loans of $500 and less, Idaho residents can choose from 4 to 6 monthly payments, 8 to 13 bi-weekly payments, or 8 to 12 semi-monthly payments, with a minimum term length of 120 days. For loans totaling more than $500, Idaho residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When deciding the payment terms, please be sure to pick terms that accurately reflect your ability to pay.
  • Cash Back Rewards
    Paying your Wise Loan back on time in Idaho can earn you a cash back rewards! For every $100 borrowed and paid back on time, you can earn between $1 - $5 deposited into your Nest Egg savings account.
  • What Will My Loan Cost
    A Wise Loan installment loan can be an expensive form of credit and should be used only when necessary for unexpected expenses or emergency expenses. Annual Percentage Rates or APRs will differ depending on the loan terms. Faster payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
  • Terms and Conditions for Idaho
    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated using the simple interest method. APR calculation is based on your first payment being 14 days from the loan effective date. Annual percentage rates (APRs) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
  • Regulatory Contact Information
    The Idaho Department of Banking and Consumer Finance