Falling Behind with Gas or Electric Payments? Loans for Utility Bills Can Help.
Apply for a loan for utility bills quickly to continue maintaining essential services.
Join our hundreds of borrowers who have alleviated the burden of high utility bills.
Hear From Our Customers
Reviews
Customers say: The provided content describes the overall sentiment of the reviews as positive. The reviews mention friendly and polite customer service, with many customers expressing gratitude for the assistance they received. There are also mentions of the ease of the loan process and the quick turnaround time for receiving funds. However, there are a few negative reviews that mention unprofessional customer service, with one customer reporting dishonesty and stealing. Overall, the sentiment is positive, with more positive reviews than negative ones.
Excellent Service from Sheena
ZB -
San Antonio, TX 78220
Shenna was professional, knowledgeable and kind . I highly recommend using Wise loans as their customer service is first class .
Excellent Service
Benjamin -
San Antonio, TX 78220
Great service and very prompt and professional . I highly recommend.
Excellent Service
Brenda -
St. Louis, MO 63138
Great representative, very professional
Response from Wise Loan:
Brenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Austin -
Springfield, MO 65803
Response from Wise Loan:
Austin, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service!
Barbara -
Kaufman, TX 75142
Response from Wise Loan:
Barbara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Denise -
Slidell, LA 70461
Rey Tan was very helpful and knowledgeable
Response from Wise Loan:
Denise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Service
Angela -
Roanoke, TX 76262
Jude was extremely helpful
Response from Wise Loan:
Angela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
George -
Slidell, LA 70460
Very professional
Response from Wise Loan:
George, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Jackie -
Farmington, MO 63640
She was very helpful and courteous it was a excellent experience
Response from Wise Loan:
Jackie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Lovely
Xavier -
New Orleans, LA 70119
Customer service representative was very informative and helpful and represented Wise Loan professionally.
Response from Wise Loan:
Xavier, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Amazing service
Cecilia -
Waco, TX 76708
Response from Wise Loan:
Cecilia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
Tiwanna -
Arlington, TX 76013
Response from Wise Loan:
Tiwanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!
Lia -
Blythewood, SC 29016
Response from Wise Loan:
Lia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent service
Luis -
Katy, TX 77449
Muy satisfecho
Response from Wise Loan:
Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Really kind and helpful
Elizabeth -
Wichita Falls, TX 76308
Appreciate his reassurance and kind way of speaking. Please give him a raise.
Response from Wise Loan:
Elizabeth, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Sheena U.
Sheena U.
Jude C.
Jude C.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
ROBBY G.
Rey T.
Rey T.
Rey T.
Rey T.
Sheena U.
Sheena U.
ROBBY G.
Rey T.
Rey T.
Rey T.
Sheena U.
Sheena U.
Sheena U.
Jude C.
Jude C.
Member of
What Are Loans for Utility Bills?
Loans for utility bills are emergency loans specifically designed to help individuals cover their utility expenses. These loans offer a quick and convenient solution for those struggling to keep up with high electricity, water, or gas bills. By providing immediate funds, they ensure you can avoid service disruptions and maintain a comfortable living environment.
How It Works
Applying for a loan for a utility bill with Wise Loan is a straightforward, three-step process:
1
Apply for a Utility Loan
Utility bills can’t wait. Our application is simple and takes less than 5 minutes. You must have a checking account to apply.
Receive a Loan Decision
After completing the application, you’ll receive a loan decision within minutes, reducing the stress of sudden utility bill increases.
3
Get Funds
Once you accept the loan agreement and get approved, you may be eligible to receive funds within 15 minutes.* We also offer same-day and next-day funding.
*In addition to meeting our normal loan qualifications, you must provide a debit card associated with your checking account, apply and be approved with the loan document signed by 5:30 pm CT.
Why Choose Wise Loan?
When seeking a loan for utility bills, it’s vital to partner with a trusted and reputable lender. Wise Loan is a reliable option known for its customer-centric approach and commitment to helping individuals facing financial challenges. With flexible repayment terms and quick approval processes, Wise Loan can provide the relief you need without unnecessary stress.
What Can I Use Utility Loans?
A utility bill loan can be used for various utilities that may have risen unexpectedly, including, but not limited to:
Water
Gas
Electric
Internet
Whatever utility costs you encounter, loans for utility bills from Wise Loan can help you manage and pay for them efficiently.
We Proudly Serve These Locations
Frequently Asked Questions About Loans for Rent
How Do I Get a Loan for Utility Bills?
To get a loan for utility bills, research reputable lenders and gather the necessary documents. Complete the application form accurately and submit it for review. If approved, the funds will be disbursed to you.
What are the Requirements to Apply for a Loan?
At Wise Loan, we strive to make the process of applying for a personal loan as seamless and inclusive as possible. Here’s what you’ll need to get started:
- Age Requirement: Applicants must be 21 or older.
- Social Security Number: Required for identity verification.
- Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
- Income Deposits: Your income must be directly deposited into the checking account used for the application.
- Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
- Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.
How Much Can I Borrow?
The loan amount you can borrow depends on several factors, including your income, credit score, and the specific lender’s policies. Wise Loan offers loan amounts between $200-$1,500 (returning customers can borrow up to $3,500). Note that returning customers can access their available credit limit by logging into the customer portal or inquire about their available options by reaching out to our customer service team.
What is the Easiest Loan to Get For Utility Bills?
The most accessible loan to get for utility bills varies depending on your unique circumstances. However, payday loans are often perceived as more accessible due to less stringent credit checks and quick approval processes.
What Happens If I Miss a Loan Payment?
In the event of missing a loan payment, it’s crucial to note that interest continues to accrue, potentially impacting the overall cost of the loan. Therefore, it’s essential to proactively communicate with Wise Loan to explore available options and potential solutions to mitigate any negative consequences and ensure a smooth repayment process.
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