Falling Behind with Gas or Electric Payments? Loans for Utility Bills Can Help.
Apply for a loan for utility bills quickly to continue maintaining essential services.
Join our hundreds of borrowers who have alleviated the burden of high utility bills.
Hear From Our Customers
Reviews
Top quality
Kurt -
Mission, TX 78574
Jude was professional with kind and understanding demeanor
Response from Wise Loan:
Kurt, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great customer service
Teresa -
Kenosha, WI 53144
Response from Wise Loan:
Teresa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellence service
Lisa -
Houston, TX 77009
Response from Wise Loan:
Lisa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Good service
Thomas -
Sulphur, LA 70663
Good Service.Knowlegable of service provided
Response from Wise Loan:
Thomas, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
Angela -
Shreveport, LA 71105
Mr Glen was very helpful
Response from Wise Loan:
Angela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Very good communication
Denise -
Marrero, LA 70072
Very helpful
Response from Wise Loan:
Denise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Rose -
El Paso, TX 79925
Very professional and knowledgeable
Response from Wise Loan:
Rose, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service
Tracy -
Pewaukee, WI 53072
Great
Response from Wise Loan:
Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service
Desiree -
Gonzales, LA 70737
Mr Jude was very respectful and kind
Response from Wise Loan:
Desiree, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Great service!
Douglas -
Azle, TX 76020
Wise loans with Essential Lending made it easy to expedite business.
Response from Wise Loan:
Douglas, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent service!
Cyle -
Pound, WI 54161
Very helpful, did all the work for me.
Response from Wise Loan:
Cyle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service
Corey -
Prairieville, LA 70769
Great Customer Service from Jude every time!
Response from Wise Loan:
Corey, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent Service!!!!
Christina -
Seminole, TX 79360
He was absolutely wonderful and very kind and understanding!! I hope all my experiences are like that!!
Response from Wise Loan:
Christina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
Angelina -
Victoria, TX 77901
Response from Wise Loan:
Angelina, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Excellent
John -
Cleveland, TX 77327
Response from Wise Loan:
John, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
Olga S.
Jude C.
ROBBY G.
Jude C.
Jude C.
Jude C.
Jude C.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Mae F.
Good Day, I am sending you a review request regarding my service today. Your feedback on my performance is really valuable and it will be sent to our higher management. If you have free time we'd like to hear about it. Thank you.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
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Jude C.
ROBBY G.
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
this is trent the one that helped you today would you mind fill out this regarding for my performance today?
Trent T.
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What Are Loans for Utility Bills?
Loans for utility bills are emergency loans specifically designed to help individuals cover their utility expenses. These loans offer a quick and convenient solution for those struggling to keep up with high electricity, water, or gas bills. By providing immediate funds, they ensure you can avoid service disruptions and maintain a comfortable living environment.
How It Works
Applying for a loan for a utility bill with Wise Loan is a straightforward, three-step process:
1
Apply for a Utility Loan
Utility bills can’t wait. Our application is simple and takes less than 5 minutes. You must have a checking account to apply.
Receive a Loan Decision
After completing the application, you’ll receive a loan decision within minutes, reducing the stress of sudden utility bill increases.
3
Get Funds
Once you accept the loan agreement and get approved, you may be eligible to receive funds within 15 minutes.* We also offer same-day and next-day funding.
*In addition to meeting our normal loan qualifications, you must provide a debit card associated with your checking account, apply and be approved with the loan document signed by 5:30 pm CT.
Why Choose Wise Loan?
When seeking a loan for utility bills, it’s vital to partner with a trusted and reputable lender. Wise Loan is a reliable option known for its customer-centric approach and commitment to helping individuals facing financial challenges. With flexible repayment terms and quick approval processes, Wise Loan can provide the relief you need without unnecessary stress.
What Can I Use Utility Loans?
A utility bill loan can be used for various utilities that may have risen unexpectedly, including, but not limited to:
Water
Gas
Electric
Internet
Whatever utility costs you encounter, loans for utility bills from Wise Loan can help you manage and pay for them efficiently.
We Proudly Serve These Locations
Frequently Asked Questions About Loans for Rent
How Do I Get a Loan for Utility Bills?
To get a loan for utility bills, research reputable lenders and gather the necessary documents. Complete the application form accurately and submit it for review. If approved, the funds will be disbursed to you.
What are the Requirements to Apply for a Loan?
At Wise Loan, we strive to make the process of applying for a personal loan as seamless and inclusive as possible. Here’s what you’ll need to get started:
- Age Requirement: Applicants must be 21 or older.
- Social Security Number: Required for identity verification.
- Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
- Income Deposits: Your income must be directly deposited into the checking account used for the application.
- Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
- Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.
How Much Can I Borrow?
The loan amount you can borrow depends on several factors, including your income, credit score, and the specific lender’s policies. Wise Loan offers loan amounts between $200-$1,500 (returning customers can borrow up to $3,500). Note that returning customers can access their available credit limit by logging into the customer portal or inquire about their available options by reaching out to our customer service team.
What is the Easiest Loan to Get For Utility Bills?
The most accessible loan to get for utility bills varies depending on your unique circumstances. However, payday loans are often perceived as more accessible due to less stringent credit checks and quick approval processes.
What Happens If I Miss a Loan Payment?
In the event of missing a loan payment, it’s crucial to note that interest continues to accrue, potentially impacting the overall cost of the loan. Therefore, it’s essential to proactively communicate with Wise Loan to explore available options and potential solutions to mitigate any negative consequences and ensure a smooth repayment process.
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