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Online Installment Loans Delaware

Wise Loan offers FAST, no hassle online installment loans to people living in Delaware. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan may be the only loan servicer in Delaware that offers Cash Back Bonuses for timely loan payoffs. Apply now to get a smarter loan!


    • How Much Can I Borrow From Wise Loan?
      In the state of Delaware, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

    • Flexible Payment Terms
      With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Delaware payment options include up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay. Visit terms & condition page here .

    • Cash Back Rewards
      By paying your Wise Loan back in a timely fashion in Delaware, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $100 deposited into your Nest Egg savings account.

    • Late Fees
      If you fail to pay any installment within 10 days of its due date, you agree to pay a fee equal to the lesser fifteen dollars ($15) OR 5% of the unpaid installment. The late charge may not be collected more than once for the same default. We may collect the late charge at the time of the default or at any time thereafter. If we deduct the late charge from any payment received after default occurs, and the deduction results in the default of a subsequent installment, we will not collect a fee for the resulting default.

    • What Will My Loan Cost
      A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) may differ dependent on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

    • Terms and Conditions for Delaware
      Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Delaware. APR calculations are based on the number of days between the loan effective date and your first payment date,and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

    • Regulatory Contact Information
      Delaware Department of Finance 861 Silver Lake Blvd. Ste.203 Dover, DE 19904 Phone: (302) 774-4500 Fax: (302)-739-2711