Online Installment Loans in Delaware

Looking for a Delaware installment loan that’s easy to qualify for? Wise Loan offers no-hassle installment loans in Delaware for people with all types of credit. Find out more about your online loan options below and apply now for added benefits such as access to instant funding.

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Get The Money You Need – When You Need It!

Our network of lenders will provide you with a top personal or installment loan to cover monthly expenses, accumulating debts, and more!

 

No matter where you are in Delaware, Wise Loan can help you find the right installment loan for your needs. The cities we serve include:

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

You can get online installment loans in Delaware with funding within 24 hours or sooner if you qualify. Instant funding is an option for those that apply before 5:30 pm CT and who have a Visa or Mastercard debit card associated with their bank account. Same-day funding may be possible if you apply before 11 am CT, and most other loans fund the next business day.

You don’t need an excellent credit score to get an online loan from Wise Loan, but you do need valid contact information, verifiable income and an active checking account where you can receive your funds.

What you need for your application

Government-issued ID showing you reside in the state of Delaware

A recent bank statement

A personal check or debit card associated with your checking account

Verifiable income, such as a pay stub from your employer or a direct deposit

How it Works

Getting an installment loan online is a simple, safe and secure three-step process.

Apply

Complete the quick online application for an installment loan in Delaware. It takes less than a few minutes to complete our application process, and you generally get a response within minutes.

If you’re approved for the loan, your response will include installment loan terms to review. You’ll see how much you can borrow, how long you have to pay it back, the interest rate you’ll pay to borrow the funds and payment plan options. In Delaware, our loan amounts range between $200.00 and $1,500.00 for first time customers and up to $3,500.00 for returning customers.

Accept Offer

Until you accept the offer, you haven’t borrowed the money and aren’t under obligation to make any payments. Once you accept the offer, the funding of your loan is initiated. The type of funding you select or qualify for will determine when your loan will be deposited into your bank account. While Wise Loan transfers funds the same day or next business day, it will depend on your bank policies as to when the funds become available.

Pay Back Your Loan

Online installment loans are typically broken into monthly, weekly or biweekly payments. Wise Loan makes it easy for you to set up automatic repayments and rewards positive loan repayment history with cash-back rewards.

Take Control of Your Installment Loan Payment Terms

You’re not trapped in a payment agreement you can’t keep when you work with Wise Loan. Flexible payment options let you choose terms that work with your budget. Delaware borrowers can choose from terms with payment schedules up to 12 months.

Get Cash-Back Rewards

For every $1,000 you borrow and pay back on time and as agreed, you can get $10 to $50 deposited into your Nest Egg account with Wise Loan.

 

WHAT OUR CUSTOMERS HAVE TO SAY

Local Reviews for Delaware


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 25 customer reviews

Excellent Service!




Review of Wise Loan

Working with Robbie has been great and I am very grateful for all his help.

ClaytonDE19938 39.25-75.7025

Response from Wise Loan:

Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


5 star service




Review of Wise Loan

WilmingtonDE19801 39.7325-75.545

Response from Wise Loan:

Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Awesome service!




Review of Wise Loan

They have never been short of fabulous! Always helpful and kind. Thank you!

MagnoliaDE19962 39.06-75.4925

Response from Wise Loan:

Michaela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Service




Review of Wise Loan

Great Service working with me regarding my outstanding loan

ClaytonDE19938 39.25-75.7025

Response from Wise Loan:

Debbie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Quick service & Excellent service




Review of Wise Loan

Very courtesy and always helpful. Will do business again if needed.

WilmingtonDE19804 39.72-75.615

Response from Wise Loan:

Tabither, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Very very helpful and understanding

ChristianaDE19702 39.62-75.75

Response from Wise Loan:

Jacqueline, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan


Great job




Review of Wise Loan

WilmingtonDE19806 39.765-75.5675

Response from Wise Loan:

Aaron, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Poor




Review of Wise Loan

Poor customer service, they tried to charge me again after I paid my loan off in full.

WilmingtonDE19809 39.7775-75.49

Response from Wise Loan:

Shynisa, thank you for sharing your experience. We will be investigating the situation. In the meantime, please don't hesitate to reach out to [email protected] or call 800.516.7840 if you have any questions or further comments. Best regards. -Wise Loan


Payment Assistance




Review of Wise Loan

Robby was great to work with in setting up a repayment plan for me while experiencing a financial hardship.

MiddletownDE19709 39.515-75.645

Response from Wise Loan:

Kevin, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist our customers. Please don't hesitate to reach out to [email protected] if you have any questions. Best regards. -Wise Loan


Great customer service!




Review of Wise Loan

Great customer service! He listened to my concerns and gave me great feedback. Thank you Robby!

SeafordDE19973 38.6175-75.645

Response from Wise Loan:

Olivia, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. Please don't hesitate to reach out to [email protected], if you have any questions. Best regards. -Wise Loan


Great Service




Review of Wise Loan

I've been going through a lot after losing my job, but you understood and gave me a chance to rectify my issue which I appreciate very much, Thanks again for understanding.

New CastleDE19720 39.6325-75.5975

Response from Wise Loan:

Johnny, thank you for sharing your experience. At Wise Loan we strive to go the extra mile for our customers and are so glad we were able to help you in your time of need. If you have any further questions, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan


Robbie Glenn




Review of Wise Loan

5 stars

WilmingtonDE19810 39.8175-75.51

Response from Wise Loan:

Danielle, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to assist. Please do not hesitate to reach out if you have any questions at [email protected]. Best regards. -Wise Loan


Great service




Review of Wise Loan

WilmingtonDE19810 39.8175-75.51

Response from Wise Loan:

William, thank you for sharing your experience. At Wise Loan, we strive to go the extra for our customers and are glad we could provide you with great service. If you require future assistance, please do not hesitate to reach out to [email protected]. Best regards. -Wise Loan


great service




Review of Wise Loan

Natasha was wonderful!

FredericaDE19946 39.0275-75.505

Response from Wise Loan:

Connie, thank you for sharing your experience. We strive to go the extra mile for our customers. If you need any future assistance, please don't hesitate to reach out to [email protected]. Best regards. -Wise Loan


Great Service




Review of Wise Loan

I talked to a representative about adjusting my payments and he truly helped me.

New CastleDE19720 39.6325-75.5975

Response from Wise Loan:

Johnny, thank you for sharing your experience. We strive to go the extra mile to support our customers. If you have any future questions or require assistance, please reach out to [email protected]. Best regards. -Wise Loan


Olga S.

Olga S.

Near Preston Ln, Clayton, DE 19938
Olga S.

Olga S.

Near Medford Dr, Clayton, DE 19938
ROBBY G.

ROBBY G.

Near Leipsic, DE 19901
Jude C.

Jude C.

Near Christiana, DE 19702
Jude C.

Jude C.

Near Wilmington, DE 19804
Trent T.

Trent T.

would you mind rate my service today it would be much appreciated -thanks!!!

Near Dover Ave, Wilmington, DE 19805
ROBBY G.

ROBBY G.

Near Clayton, DE 19938
ROBBY G.

ROBBY G.

Near Leipsic, DE 19901
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Dutton Dr, New Castle, DE 19720
Jude C.

Jude C.

Near Wilmington, DE 19801
Trent T.

Trent T.

I will be sending you a review request in reference to my service today. Your response will be sent to our higher management on how I am performing. If you have any free time to complete it, I would greatly appreciate it.

Near Equinox Dr, Bear, DE 19701
Olga S.

Olga S.

Near Wilmington, DE
Jude C.

Jude C.

Near Magnolia, DE 19962
Jude C.

Jude C.

Near Wilmington, DE 19810
Jude C.

Jude C.

Near Wilmington, DE 19810
Jude C.

Jude C.

Near Magnolia, DE 19962
Jude C.

Jude C.

Near Clayton, DE 19938
Jude C.

Jude C.

Near New Castle, DE 19720
Jude C.

Jude C.

Near Hockessin, DE 19707
Jude C.

Jude C.

Near Bear, DE 19701
ROBBY G.

ROBBY G.

Near Magnolia, DE 19962
Jude C.

Jude C.

Near Wilmington, DE 19808
ROBBY G.

ROBBY G.

Near Wilmington, DE 19805
Jude C.

Jude C.

Near Newark, DE 19713
Jude C.

Jude C.

Near Millsboro, DE 19966

FAQs About Delaware Installment Loans

What is an installment loan?

An installment loan is an agreement to borrow a set amount of money and pay back the balance over a specific term given at the time of loan approval. These payments are made on a regular basis on a fixed amount, meaning the borrower’s loan payment is the same each time. Common examples of installment loans include student loans, mortgages, vehicle loans and personal loans.

Where can I get an installment loan online?

If you live in the state of Delaware, you can apply for an online installment loan with a direct lender like Wise Loan.

How many installment loans can you have?

There’s no real limit for how many installment loans you can have. Many people have various types of loans, not just one. For example, if you have a personal loan, an auto loan and a mortgage, you have three installment loans with different repayment terms. However, you can only have one installment loan through Wise Loan at a time.

Can installment loans be paid off early?

If you don’t make your installment loan payment on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What happens if I don't repay my installment loan on time?

If you don’t pay your installment loan on time, you may end up paying a late fee. Your creditor may also report the late payment to the credit bureaus, which can negatively impact your score.

What will my loan cost?

A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

Get an Installment Loan Today

You can get a Wise Loan installment loan with funding within 24 hours or faster if you qualify.

Terms and Conditions for Delaware

Always read the full terms and conditions and privacy policy before accepting a loan. Rates are calculated according to the rates allowed under the laws of Delaware. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Delaware Regulatory Contact Information

Delaware Division of Professional Regulation. 861 Silver Lake Blvd. Suite 203, Dover, DE 19904. Phone: (302) 744-4500. Email: [email protected]

The recommendations contained in this article are designed for informational purposes only.  Wise Loan does not guarantee the accuracy of the information provided in this article; is not responsible for any errors, omissions, or misrepresentations; and is not responsible for the consequences of any decisions or actions taken as a result of the information provided above.