Online Installment Loans in Utah
Wise Loan offers fast, no hassle online installment loans to people living in Utah. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the same business day for free as long as the loan is approved before 11 AM CT. Wise Loan offers Cash Bonuses for timely loan payoffs. We also offer instant funding for those who qualify. Apply now for a Utah installment loan!
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How Much Can I Borrow?
Our online loans in Utah range between $200 – $3500. You don’t necessarily need to have good credit to be approved for a Wise Loan! Loan approvals and loan amounts are determined by several factors including your credit and loan repayment history.
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Flexible Payment Terms
With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Utah residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
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Cash Back Rewards
By paying your Wise Loan in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50
deposited into your Nest Egg savings account. -
What Do Your Loans in Utah Cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Your Annual Percentage Rate (APR) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information,
see an example repayment schedule of a Wise Loan. -
Terms and Conditions for Utah
Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Utah. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
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Utah Regulatory Contact Information
Utah Department of Financial Institutions
324 South State Street, Suite 201Salt Lake City, UT 84111
Phone: (801) 538-8830 Fax: (801) 538-8894
Local Reviews
for Salt Lake City,Orem,Roy,Sandy,Lindon,Logan,Provo,Vernal,West Valley City, UT
Great service
SHANNA - Orem, UT
Excelent service
RICHARD - Salt Lake City, UT
Excelent experience
Best sweetest gal to work with
Ezekial - Salt Lake City, UT
Alma has helped me make my payments on time. Since I have a head injury and am not able to remember dates she has helped to get those payments on time or adjust the dates when my payments from work changed so that my account hasn't gone into the negatives. She's so sweet and up beat that it is really quite a pleasure speaking to her to get my loan paid in full. Other agents could learn a bunch from her and think she should be promoted with her upbeat attitude and skills at communicating and understanding situations at hand. She is a great asset to your company. Thank you!
Great service, very happy and helpful
BRADLEY - Salt Lake City, UT
great experience
good service
NORMAN - Orem, UT
Young lady was very kind and helpful
Friendly service
Michelle - Provo, UT
Super easy!!
Jude C.
Jude C.
Jude C.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
Jude C.
ROBBY G.
ROBBY G.
ROBBY G.
Jude C.
Jude C.
Alma C.
Please, tell us about your awesome customer service experience with Alma @ Wise Loan. Thank you!
ROBBY G.
Alma C.
Please, tell us about your awesome customer service experience with Alma. Thank you!
Alma C.
Please, tell us about your awesome customer service experience with Alma. Thank you!
Alma C.
Please, tell us about your awesome customer service experience with Alma. Thank you!
Alma C.
* Please, tell us about your awesome customer service experience with Alma. Thank you!
Alma C.
Please, tell us about your awesome customer service experience with Alma. Thank you!
Alma C.
Please, tell us about your awesome customer service experience with Alma. Thank you!
Jude C.
Bernardo J.
Please review your customer service experience with Bernardo Jauregui
Aaorn M.
Helped the customer address and issue with an email she had received.
Jude C.
We are happy to have you as a new customer!! Please let us know how we did today!! Thanks, Jude with WiseLoan
Shannon S.
WISELOAN/ ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON TODAY!
Shannon S.
WISELOAN/ESSENTIAL LENDING WOULD LIKE TO KNOW HOW YOUR CUSTOMER EXPERIENCE WENT TODAY?
Jude C.
Please take a moment to review my service for you today at WiseLoan. Thanks!! Jude