Online Installment Loans Utah

Wise Loan offers FAST, no hassle online installment loans to people living in Utah. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan is the only loan servicer in Utah that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!

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• How Much Can I Borrow From Wise Loan?

  In the state of Utah, Wise loan offers loan amounts between $200 – $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

• Flexible Payment Terms

  With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Utah residents can choose from up to 12 monthly payments, 26 bi-weekly payments, 24 semi-monthly payments or 52 weekly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

• Cash Back Rewards

  By paying your Wise Loan back in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50
  deposited into your Nest Egg savings account.

• Late Fees

  If you fail to make all or any part of a scheduled installment on or before the 10th day after its scheduled or deferred due date, you may be charged $15.00 or 5% of the unpaid amount of the installment, whichever is less. If interest is assessed after maturity, no late payment fee will be charged on the final installment.

• What Will My Loan Cost?

  A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information,
  see an example repayment schedule of a Wise Loan.

• Terms and Conditions for Utah

  Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of Utah. APR calculations are based on your first payment date being 14 days from the loan effective date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

• Regulatory Contact Information

  Utah Department of Financial Institutions
  324 South State Street, Suite 201
  Salt Lake City, UT 84111
  Phone: (801) 538-8830
  Fax: (801) 538-8894