Online Installment Loans in Texas
Wise Loan offers access to FAST, no-hassle online installment loans to people living in Texas. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid checking account and contact information could see money deposited to their account within 24 hours. Wise Loan offers Cash Back Bonuses for timely loan payoffs. Apply now for an online installment loan!
How Much Can I Borrow From Wise Loan?
In the state of Texas, Wise loan offers loan amounts between $200 – $2200. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Texas residents can choose from flexible schedules with terms of up to twelve months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
By paying your Wise Loan in Texas in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg savings account.
What Will My Loan Cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Terms and Conditions for Texas
OCCC Consumer Credit Notice
In Texas, Essential Lending, Inc. dba Wise Loan, is a registered Texas Credit Services Organization and a licensed Credit Access Bureau, operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined by the State of Texas – Office of the Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems: Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, TX 78705-4207 (800) 516-7840, email@example.com, http://www.occc.state.tx.us.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Regulatory Contact Information
Texas Office of Consumer Credit Commissioner
2601 N. Lamar Boulevard Austin, TX 78705
- Phone: (800) 538-1579 Fax: (512) 936-7610
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FABIOLA - Fort Worth, TX
J.J. - Dallas, TX
Awesome, Friendly Service
JODI - Tyler, TX
Jude was Great and I appreciate his understanding of my situation.
DESTINI - Dallas, TX
Robby is amazing I love that he is always kind and so helpful
RENEE - Houston, TX
I have never experienced rude unprofessional behavior. Even though I've had financial setbacks, a reasonable resolution was always found.
TRACY - Fort Worth, TX
Robby was awesome. He was very helpful, and pleasant. Thank you Robby for making a stressful financial time a little easier
JOSEPH - Hudson Oaks, TX
Robbie was excellent in helping me get my payment corrected
Awesome service as always!!
SELINA - Spring, TX
Excellent customer service!!
LYNDIA - Humble, TX
I have been a customer of Wise Loan for over 10 years. I've never had a problem. Jude is always professional and always willing to help. I am extremely satisfied and would highly recommend this company. Jude will work with you to get you the help that you need.
SANDRA - Benbrook, TX
Robby was very patient and very helpful.
Assistance with loan payments
JESSICA - Pflugerville, TX
Great customer service
TIFFANY - Spring, TX
As always great customer service
LISA - Dallas, TX
Wise loans' staff are amazing. They do their best to help me when I'm in a pinch.
JENNIFER - Irving, TX
Awesome Customer Service
DORIS - Dallas, TX
Very, Very, Very, helpful.. When I was down they left me up.
TIFFANY - Dallas, TX
Robby is very helpful and understanding. I really appreciate him for everything!
Wonderful customer service. Thank you so much Jude, for helping me with my account
TRACY - Fort Worth, TX
DESTINY - Sugar Land, TX
Service is good
PATRICIA - Garland, TX
JESSICA - Pflugerville, TX