Online Installment Loans in Texas
Wise Loan offers access to FAST, no-hassle online installment loans to people living in Texas. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid checking account and contact information could see money deposited to their account within 24 hours. Wise Loan offers Cash Back Bonuses for timely loan payoffs. Apply now for an online installment loan!
How Much Can I Borrow From Wise Loan?
In the state of Texas, Wise loan offers loan amounts between $200 – $2200. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Texas residents can choose from flexible schedules with terms of up to twelve months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
By paying your Wise Loan in Texas in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg savings account.
What Will My Loan Cost?
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Terms and Conditions for Texas
OCCC Consumer Credit Notice
In Texas, Essential Lending, Inc. dba Wise Loan, is a registered Texas Credit Services Organization and a licensed Credit Access Bureau, operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined by the State of Texas – Office of the Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems: Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, TX 78705-4207 (800) 516-7840, email@example.com, http://www.occc.state.tx.us.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Regulatory Contact Information
Texas Office of Consumer Credit Commissioner
2601 N. Lamar Boulevard Austin, TX 78705
- Phone: (800) 538-1579 Fax: (512) 936-7610
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AWESOME CUSTOMER SERVICE
JASMINE - Houston, TX
Jude was very friendly, accommodating and swift!! I was put at ease, and I’m glad I called when I was late!
TESHAY - San Antonio, TX
Robby has been the best representative ever...extremely helpful, and very responsive
Very flexible and understanding
JUDITH - Austin, TX
Robby has been more than understanding during this past year when it comes to making payments. They will definitely work with you! This was my first time taking out a loan, 2020 was definitely a hard year. I highly reccomend Wise Loan.
OLGA - Laredo, TX
QUANTASIA - Dallas, TX
JEFFERY - San Antonio, TX
GREAT PERSONAL SERVICE
RODNEY - San Antonio, TX
If I knew I could have Robbie as your representative that would be my contact, I would make this the first place I would ever go for money. Great guy and understanding and willing to work with an individual if the payment plan doesn’t go as planned. A genuine individual with Herat and reaped or his clients!!!!!
JOB WELL DONE THANK YOU IN ADVANCE
MAMIE - Fort Worth, TX
I Rate you Eaten Star
NONIE - Clodine, TX
SELINA - Spring, TX
Always a pleasure to deal with
Great service, with Robbie
WINFRED - Houston, TX
Mr Robbie is a great customer service agent. Easy to get along with and very understanding. And he utilizes all and any tools available to him in order to help me out while struggling with making payments. He made it very easy for me to get back on track. In my opinion he's a very asset obtained employee for wise. If all their employees would have this same work ethic, wise would be a very well respected, perceived , recognized and profitable company. Ext.3137
ASHLEY - Houston, TX
Great Service! Very helpful persin
NANNETTE - Spring, TX
Robby, Shae, Erika
AMIE - Baytown, TX
Thank you all for your great customer service. You made my day just being kind.
DERRICK - Katy, TX
KRIS - Duncanville, TX
Great Customer Service!
VICKIE - Killeen, TX
Friendly and welcoming customer service on the phone. Robby was very professional and understanding, with great customer service!
TATUM - Baytown, TX
LUIS - El Paso, TX
Best customer service I've ever recieved he should get a raise
LINDA - Fort Worth, TX
I like the attention I get from server taken care of my payment s