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Online Installment Loans in Texas

Wise Loan offers access to FAST, no-hassle online installment loans to people living in Texas. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid checking account and contact information could see money deposited to their account within 24 hours. Wise Loan offers Cash Back Bonuses for timely loan payoffs. Apply now for an online installment loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Texas, Wise loan offers loan amounts between $200 – $2200. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Texas residents can choose from flexible schedules with terms of up to twelve months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By paying your Wise Loan in Texas in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg savings account.

  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for Texas

    Essential Lending, Inc. dba Wise Loan, is not the lender in Texas, and we cannot guarantee that your application will result in a funded loan. Essential Lending Inc. is a credit services organization (CSO)/credit access business (CAB). We help you to obtain a loan from a lender at a simple interest rate of 10% per annum. For this service, we will charge a CSO fee. The amount of the fee that you will be charged is based on the amount of loan you receive from a lender and the number of payments you choose for repayment. You are not required to pay the fee upfront, or in one lump sum. Each repayment amount will include a portion of the CSO fee, and you can save money by paying off your loan early. If any payment you make to Essential Lending or to the lender is returned for any reason, you will owe a returned item fee of $30. Please review the full terms and conditions and privacy policy for more information. Rates are calculated using the simple interest method. The APR shown on your loan documents will include the total of the lender interest and the CSO fee, and may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • OCCC Consumer Credit Notice

    In Texas, Essential Lending, Inc. dba Wise Loan, is a registered Texas Credit Services Organization and a licensed Credit Access Bureau, operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined by the State of Texas – Office of the Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems: Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, TX 78705-4207 (800) 516-7840, consumer.complaints@occc.state.tx.us, http://www.occc.state.tx.us.

    An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

    Regulatory Contact Information

    Texas Office of Consumer Credit Commissioner

    2601 N. Lamar Boulevard Austin, TX 78705

    • Phone: (800) 538-1579 Fax: (512) 936-7610

Local Reviews
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Wise Loan Rated 4.8 out of 5 stars based on 331 customer reviews

Map of Dallas, TX

Awesome!!




Review of Wise Loan

Robby is very helpful and understanding. I really appreciate him for everything!


Map of Fort Worth, TX

Wonderful customer service. Thank you so much Jude, for helping me with my account




Review of Wise Loan


Map of Sugar Land, TX

Great service




Review of Wise Loan


Map of Garland, TX

Service is good




Review of Wise Loan


Map of Pflugerville, TX

Great service




Review of Wise Loan


Map of San Antonio, TX

Jude was very helpful




Review of Wise Loan


Map of Humble, TX

very fast service




Review of Wise Loan

very helpfull


Map of Killeen, TX

Great service




Review of Wise Loan

Jude was polite, compassionate and super efficient when I called to set up skipping a payment. Sincerity doesn't seem to exist anymore but he gives me hope!


Map of Round Rock, TX

Great service




Review of Wise Loan


Map of Houston, TX

Great service




Review of Wise Loan


Great service




Review of Wise Loan

Always a womderful experience


Jude great help




Review of Wise Loan


He was very helpful in every way




Review of Wise Loan


Great service




Review of Wise Loan

Jude is always helpful!


Great service




Review of Wise Loan

Great experience


Not Good




Review of Wise Loan


Awesome




Review of Wise Loan

Very helpful and kind


Great People




Review of Wise Loan

They work with you


Great Customer Service




Review of Wise Loan


AWESOME CUSTOMER SERVICE




Review of Wise Loan

Jude was very friendly, accommodating and swift!! I was put at ease, and I’m glad I called when I was late!


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Near Spring, TX 77380
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Near Irving, TX 75062
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Near Lancaster, TX 75134
ROBBY G.

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Near Dallas, TX 75224
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Near Laredo, TX 78045
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Near Fort Worth, TX 76117
ROBBY G.

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Near Longview, TX 75603
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Near San Antonio, TX 78251
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Near Manvel, TX 77578
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Near Fort Worth, TX 76117
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Near Lubbock, TX 79407
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Near Lancaster, TX 75134
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Near Houston, TX 77073
ROBBY G.

ROBBY G.

Near Amarillo, TX 79119
Jude .

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Near San Antonio, TX 78245
ROBBY G.

ROBBY G.

Near El Paso, TX 79924
ROBBY G.

ROBBY G.

Near Pflugerville, TX 78660
ROBBY G.

ROBBY G.

Near Amarillo, TX 79107
Jude .

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Near Sugar Land, TX 77498
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Near Dallas, TX 75227
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Near Round Rock, TX 78664
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Near Spring, TX 77379
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Near San Antonio, TX 78229
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Near Grand Prairie, TX 75051
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Jude .

Near Clodine, TX 77469
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Jude .

Near Clodine, TX 77469
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Jude .

Near Fort Worth, TX 76117
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Near Dallas, TX 75241
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Near Houston, TX 77091
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Jude .

Near El Paso, TX 79915