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Online Installment Loans in Texas

Wise Loan offers access to FAST, no-hassle online installment loans to people living in Texas. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid checking account and contact information could see money deposited to their account within 24 hours. Wise Loan offers Cash Back Bonuses for timely loan payoffs. Apply now for an online installment loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Texas, Wise loan offers loan amounts between $200 – $2200. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Texas residents can choose from flexible schedules with terms of up to twelve months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By paying your Wise Loan in Texas in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg savings account.

  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for Texas

    Essential Lending, Inc. dba Wise Loan, is not the lender in Texas, and we cannot guarantee that your application will result in a funded loan. Essential Lending Inc. is a credit services organization (CSO)/credit access business (CAB). We help you to obtain a loan from a lender at a simple interest rate of 10% per annum. For this service, we will charge a CSO fee. The amount of the fee that you will be charged is based on the amount of loan you receive from a lender and the number of payments you choose for repayment. You are not required to pay the fee upfront, or in one lump sum. Each repayment amount will include a portion of the CSO fee, and you can save money by paying off your loan early. If any payment you make to Essential Lending or to the lender is returned for any reason, you will owe a returned item fee of $30. Please review the full terms and conditions and privacy policy for more information. Rates are calculated using the simple interest method. The APR shown on your loan documents will include the total of the lender interest and the CSO fee, and may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • OCCC Consumer Credit Notice

    In Texas, Essential Lending, Inc. dba Wise Loan, is a registered Texas Credit Services Organization and a licensed Credit Access Bureau, operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined by the State of Texas – Office of the Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems: Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, TX 78705-4207 (800) 516-7840, consumer.complaints@occc.state.tx.us, http://www.occc.state.tx.us.

    An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

    Regulatory Contact Information

    Texas Office of Consumer Credit Commissioner

    2601 N. Lamar Boulevard Austin, TX 78705

    • Phone: (800) 538-1579 Fax: (512) 936-7610

Local Reviews
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Wise Loan Rated 4.8 out of 5 stars based on 346 customer reviews

Map of Fort Worth, TX

Great service




Review of Wise Loan


Map of Dallas, TX

Great Service




Review of Wise Loan


Map of Tyler, TX

Awesome, Friendly Service




Review of Wise Loan

Jude was Great and I appreciate his understanding of my situation.


Map of Dallas, TX

Great Service




Review of Wise Loan

Robby is amazing I love that he is always kind and so helpful


Map of Houston, TX

Great Service!




Review of Wise Loan

I have never experienced rude unprofessional behavior. Even though I've had financial setbacks, a reasonable resolution was always found.


Map of Fort Worth, TX

Robby-Great Service




Review of Wise Loan

Robby was awesome. He was very helpful, and pleasant. Thank you Robby for making a stressful financial time a little easier


Map of Hudson Oaks, TX

Payment update




Review of Wise Loan

Robbie was excellent in helping me get my payment corrected


Map of Spring, TX

Awesome service as always!!




Review of Wise Loan

Excellent customer service!!


Map of Humble, TX

Wise Loan




Review of Wise Loan

I have been a customer of Wise Loan for over 10 years. I've never had a problem. Jude is always professional and always willing to help. I am extremely satisfied and would highly recommend this company. Jude will work with you to get you the help that you need.


Map of Benbrook, TX

Great Service




Review of Wise Loan

Robby was very patient and very helpful.


Assistance with loan payments




Review of Wise Loan

Great service!!


Great customer service




Review of Wise Loan


As always great customer service




Review of Wise Loan

Wise loans' staff are amazing. They do their best to help me when I'm in a pinch.


Great




Review of Wise Loan

Good


Awesome Customer Service




Review of Wise Loan

Very, Very, Very, helpful.. When I was down they left me up.


Awesome!!




Review of Wise Loan

Robby is very helpful and understanding. I really appreciate him for everything!


Wonderful customer service. Thank you so much Jude, for helping me with my account




Review of Wise Loan


Great service




Review of Wise Loan


Service is good




Review of Wise Loan


Great service




Review of Wise Loan


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Jude .

Near Fort Worth, TX 76119
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Jude .

Near Houston, TX 77083
ROBBY G.

ROBBY G.

Near San Antonio, TX 78218
ROBBY G.

ROBBY G.

Near Houston, TX 77026
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76119
Jude .

Jude .

Near Burleson, TX 76028
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Jude .

Near Houston, TX 77084
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Jude .

Near Fort Worth, TX 76104
Jude .

Jude .

Near Richmond, TX 77407
ROBBY G.

ROBBY G.

Near Houston, TX 77077
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ROBBY G.

Near Dallas, TX 75204
ROBBY G.

ROBBY G.

Near Lancaster, TX 75146
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ROBBY G.

Near Grand Prairie, TX 75054
Jude .

Jude .

Near Fort Worth, TX 76107
Jude .

Jude .

Near Tyler, TX 75703
ROBBY G.

ROBBY G.

Near Highlands, TX 77562
ROBBY G.

ROBBY G.

Near Abilene, TX 79603
Jude .

Jude .

Near Manvel, TX 77578
ROBBY G.

ROBBY G.

Near Dallas, TX 75234
Jude .

Jude .

Near College Station, TX 77840
Jude .

Jude .

Near Benbrook, TX 76132
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76107
ROBBY G.

ROBBY G.

Near Murphy, TX 75094
ROBBY G.

ROBBY G.

Near Houston, TX 77041
ROBBY G.

ROBBY G.

Near Houston, TX 77061
ROBBY G.

ROBBY G.

Near Keller, TX 76244
ROBBY G.

ROBBY G.

Near Irving, TX 75061
ROBBY G.

ROBBY G.

Near Houston, TX 77091
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76117
Jude .

Jude .

Near Fort Worth, TX 76123