Online Installment Loans Texas
Wise Loan offers access to FAST, no hassle online installment loans to people living in Texas. Approved applicants who have a valid checking account and contact information could see money deposited to their account within 24 hours or the SAME DAY* for a small fee. Wise Loan may be the only loan servicer in Texas that offers Cash Back Bonuses for timely loan payoffs. Apply now to get a smarter loan!
How Much Can I Borrow From Wise Loan?In the state of Texas, Wise loan offers loan amounts between $200 - $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.
Flexible Payment TermsWith a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. Texas residents can choose from flexible schedules with terms up to 6 months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back RewardsBy paying your Wise Loan in Texas back in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 - $50 deposited into your Nest Egg
What Will My Loan Cost?A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
OCCC Consumer Credit NoticeIn Texas, Essential Lending, Inc. dba Wise Loan, is a registered Texas Credit Services Organization and a licensed Credit Access Bureau, operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined by the State of Texas – Office of the Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems: Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, TX 78705-4207 (800) 516-7840, email@example.com, http://www.occc.state.tx.us.
An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Regulatory Contact InformationTexas Office of Consumer Credit Commissioner
2601 N. Lamar Boulevard
Austin, TX 78705
Phone: (800) 538-1579
Fax: (512) 936-7610