Instant Funding is NOW AVAILABLE! Click Here for More Information.

Instant Loan Decision

Money in 24 Hours

Easy, Flexible Payment Terms

Online Installment Loans in Texas

Wise Loan offers access to FAST, no-hassle online installment loans to people living in Texas. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid checking account and contact information could see money deposited to their account within 24 hours. Wise Loan offers Cash Back Bonuses for timely loan payoffs. Apply now for an online installment loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of Texas, Wise loan offers loan amounts between $200 – $2200. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. Texas residents can choose from flexible schedules with terms of up to twelve months. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By paying your Wise Loan in Texas in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 – $50 deposited into your Nest Egg savings account.

  • What Will My Loan Cost?

    A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates (APRs) will differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for Texas

    Essential Lending, Inc. dba Wise Loan, is not the lender in Texas, and we cannot guarantee that your application will result in a funded loan. Essential Lending Inc. is a credit services organization (CSO)/credit access business (CAB). We help you to obtain a loan from a lender at a simple interest rate of 10% per annum. For this service, we will charge a CSO fee. The amount of the fee that you will be charged is based on the amount of loan you receive from a lender and the number of payments you choose for repayment. You are not required to pay the fee upfront, or in one lump sum. Each repayment amount will include a portion of the CSO fee, and you can save money by paying off your loan early. If any payment you make to Essential Lending or to the lender is returned for any reason, you will owe a returned item fee of $30. Please review the full terms and conditions and privacy policy for more information. Rates are calculated using the simple interest method. The APR shown on your loan documents will include the total of the lender interest and the CSO fee, and may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • OCCC Consumer Credit Notice

    In Texas, Essential Lending, Inc. dba Wise Loan, is a registered Texas Credit Services Organization and a licensed Credit Access Bureau, operating pursuant to Chapter 393 of the Texas Finance Code. This business is licensed and examined by the State of Texas – Office of the Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems: Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, TX 78705-4207 (800) 516-7840, consumer.complaints@occc.state.tx.us, http://www.occc.state.tx.us.

    An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

    Regulatory Contact Information

    Texas Office of Consumer Credit Commissioner

    2601 N. Lamar Boulevard Austin, TX 78705

    • Phone: (800) 538-1579 Fax: (512) 936-7610

Local Reviews
for Houston,Fort Worth,Dallas,San Antonio,El Paso,Arlington,Austin,Katy,Amarillo,Garland,North Richland Hills,Round Rock,Spring,Grand Prairie,League City,Lubbock,Irving,Pflugerville,Sugar Land,Beaumont,Brownsville,Leander,Waco,Allen,Cedar Hill,Converse,Cypress,Humble,Mesquite,Texarkana,Corpus Christi,Ennis,Fresno,Killeen,Lancaster,Lewisville,McAllen,McKinney,Missouri City,Pasadena,Bryan,Carrollton,Cedar Park,Copperas Cove,DeSoto,Frisco,Harlingen,Lufkin,Mansfield,New Braunfels,Temple,Tyler,Waxahachie,Wichita Falls,Aubrey,Baytown,Euless,Glenn Heights,Granite Shoals,La Porte,Manvel,McGregor,Milano,Nevada,Pearland,Seagoville,Tomball,Bedford,Benbrook,Big Spring,Bogata,Burleson,Denton,Dickinson,Donna,Floresville,Ft Worth,Galveston,Hereford,Hillsboro,Horizon City,Hudson Oaks,Hutto,Keller,Kerrville,Laneville,Laredo,Liberty Hill,Los Fresnos,Manor,Midland,Midlothian,Murphy,Nacogdoches,Odessa,Paris,Plano,Prairie View,Quinlan,Richmond,Roanoke,San Angelo,San Benito,Seguin,Sweeny,Texas City,Weatherford,Weslaco,Abilene,Aledo,Alpine,Alvarado,Ames,Angleton,Atlanta,Avinger,Azle,Beeville,Blanco,Blue Ridge,Bonham,BROOKSIDE VL,Bruceville,Buda,Calvert,Canyon,Cedar Creek,Chireno,Christoval,Cleburne,Clodine,College Station,Commerce,Conroe,Cotulla,Crowley,Dalhart,Deer Park,Duncanville,Edinburg,Elgin,Elsa,ENCHANTED OAK,Fair Oaks Ranch,Fischer,Forest Hill,Fredericksburg,Friendswood,Gatesville,Georgetown,Granbury,Grapevine,Haltom City,Harker Heights,Helotes,Highlands,Hurst,Indianola,Iola,Jacksboro,Jacksonville,Jarrell,Joshua,Karnack,Kingsbury,Krum,La Vernia,Lamesa,Longview,Lucas,Luling,Mabank,Marshall,Mart,Maxwell,Montgomery,Mount Pleasant,New Caney,Newton,Olney,Overton,Paige,Pharr,Ponder,Port Isabel,Quanah,Rhome,Richardson,Richland Hills,Riviera,Rogers,Rosharon,Rowlett,Royse City,Saginaw,Salado,San Juan,Sanger,Santa Rosa,Seymour,Sinton,Somerville,Splendora,Stafford,Stockdale,Taft,Talco,Taylor,Terrell,The Colony,The Woodlands,Trophy Club,Troup,Universal City,Victoria,Von Ormy,Wolfe City,Woodway, TX

Wise Loan Rated 4.8 out of 5 stars based on 312 customer reviews

Map of Houston, TX

AWESOME CUSTOMER SERVICE




Review of Wise Loan

Jude was very friendly, accommodating and swift!! I was put at ease, and I’m glad I called when I was late!


Map of San Antonio, TX

Great service




Review of Wise Loan

Robby has been the best representative ever...extremely helpful, and very responsive


Map of Austin, TX

Very flexible and understanding




Review of Wise Loan

Robby has been more than understanding during this past year when it comes to making payments. They will definitely work with you! This was my first time taking out a loan, 2020 was definitely a hard year. I highly reccomend Wise Loan.


Map of Laredo, TX

Friendly service




Review of Wise Loan

Great service


Map of Dallas, TX

Great service




Review of Wise Loan


Map of San Antonio, TX

Awesome service




Review of Wise Loan

Great service


Map of San Antonio, TX

GREAT PERSONAL SERVICE




Review of Wise Loan

If I knew I could have Robbie as your representative that would be my contact, I would make this the first place I would ever go for money. Great guy and understanding and willing to work with an individual if the payment plan doesn’t go as planned. A genuine individual with Herat and reaped or his clients!!!!!


Map of Fort Worth, TX

JOB WELL DONE THANK YOU IN ADVANCE




Review of Wise Loan

I Rate you Eaten Star


Map of Clodine, TX

Great service




Review of Wise Loan


Map of Spring, TX

Awsome service




Review of Wise Loan

Always a pleasure to deal with


Great service, with Robbie




Review of Wise Loan

Mr Robbie is a great customer service agent. Easy to get along with and very understanding. And he utilizes all and any tools available to him in order to help me out while struggling with making payments. He made it very easy for me to get back on track. In my opinion he's a very asset obtained employee for wise. If all their employees would have this same work ethic, wise would be a very well respected, perceived , recognized and profitable company. Ext.3137


Great Service




Review of Wise Loan


Great Service! Very helpful persin




Review of Wise Loan


Robby, Shae, Erika




Review of Wise Loan

Thank you all for your great customer service. You made my day just being kind.


Great service




Review of Wise Loan


Awesome person




Review of Wise Loan


Great Customer Service!




Review of Wise Loan

Friendly and welcoming customer service on the phone. Robby was very professional and understanding, with great customer service!


Great Service




Review of Wise Loan


Helpful assistance




Review of Wise Loan

Best customer service I've ever recieved he should get a raise


Awesome service




Review of Wise Loan

I like the attention I get from server taken care of my payment s


ROBBY G.

ROBBY G.

Near Lubbock, TX 79407
ROBBY G.

ROBBY G.

Near Houston, TX 77042
ROBBY G.

ROBBY G.

Near Fort Worth, TX 76119
ROBBY G.

ROBBY G.

Near Houston, TX 77077
Jude .

Jude .

Near Arlington, TX 76015
ROBBY G.

ROBBY G.

Near Baytown, TX 77521
Jude .

Jude .

Near San Antonio, TX 78218
Jude .

Jude .

Near Irving, TX 75038
Jude .

Jude .

Near Houston, TX 77089
ROBBY G.

ROBBY G.

Near San Antonio, TX 78256
Jude .

Jude .

Near El Paso, TX 79935
Jude .

Jude .

Near San Antonio, TX 78229
ROBBY G.

ROBBY G.

Near El Paso, TX 79936
ROBBY G.

ROBBY G.

Near Austin, TX 78734
Jude .

Jude .

Near Laredo, TX 78041
Jude .

Jude .

Near Irving, TX 75062
Jude .

Jude .

Near Benbrook, TX 76132
ROBBY G.

ROBBY G.

Near Spring, TX 77388
ROBBY G.

ROBBY G.

Near Dallas, TX 75228
ROBBY G.

ROBBY G.

Near San Antonio, TX 78233
Jude .

Jude .

Near Houston, TX 77045
ROBBY G.

ROBBY G.

Near San Antonio, TX 78247
Jude .

Jude .

Near Rowlett, TX 75088
Jude .

Jude .

Near McKinney, TX 75070
Jude .

Jude .

Near Fort Worth, TX 76104
ROBBY G.

ROBBY G.

Near Pharr, TX 78577
Jude .

Jude .

Near Clodine, TX 77469
Jude .

Jude .

Near Arlington, TX 76014
Jude .

Jude .

Near Pasadena, TX 77503
Jude .

Jude .

Near Spring, TX 77379