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Loan Terms and Conditions South Carolina

 

Welcome, South Carolina Customer!

 

Loan Amount : $650 – $3,500

Repayment Terms : 2- 12 monthly payments

APR (based on credit) : 299.96% – 799.00%

Consumer Pamphlet : Click to Download

 

Common Loans in South Carolina

 

Loan Amount
 $700 $1,000 $1,200 $1,500
 Number of Bi-Weekly Payments
 10 10 10 10
 Amount Per Payment
 $131.38  $180.61  $216.73 $260.46
APR
349.95% 324.96% 324.96% 299.96%

Terms and Conditions for South Carolina

 

Please review the full terms and conditions and Privacy Policy for more information.

Regulatory Contact Information

 

State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025

 

Certificates

 

South Carolina License

Essentialending.com Consumer Credit Grantor 2022

Essential Lending Consumer Credit Grantor 2022

Wiseloan.com Consumer Credit Grantor 2022

Essentialending.com Max Rate 2022

Essential Lending Max Rate 2022

Wiseloan.com Max Rate 2022

Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Wise Loan Rated 4.8 out of 5 stars based on 74 customer reviews

Map of Ladson, SC

Excellent!




Review of Wise Loan

This is a great company if your in a pinch!


Response from Wise Loan:

Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan


Map of Ladson, SC

Great customer service




Review of Wise Loan

Everything I needed he helped me with. 10


Response from Wise Loan:

Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan


Map of Columbia, SC

Outstanding service




Review of Wise Loan

Answered my questions


Map of Columbia, SC

Great service and kind




Review of Wise Loan


Map of Fort Mill, SC

Great service




Review of Wise Loan

Robbie was professional and polite. Appreciate the call.


Map of Summerville, SC

A nice and very pleasant experience




Review of Wise Loan


Map of Aiken, SC

Great service always really nice and courteous




Review of Wise Loan

If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.


Map of Columbia, SC

Great Customer service




Review of Wise Loan


Map of Aiken, SC

Always very courteous and understanding




Review of Wise Loan

Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.


Map of Columbia, SC

Great service




Review of Wise Loan

Most helpful & very professional.


Great




Review of Wise Loan

I was able to get help with my problem


Willing to work with me in these bad times




Review of Wise Loan


Willing to work with me in these bad times




Review of Wise Loan

Jude is great to work with in helping me during this uncertain time.


Great person




Review of Wise Loan

Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.


Thank you Alma !!!




Review of Wise Loan

Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:


Excellent service




Review of Wise Loan

Very professional and extremely helpful.


Amazing!




Review of Wise Loan

This company is amazing to work with! Thank you Judy for all of your help!


Big help, much appreciated




Review of Wise Loan

Ms. Alma went above and beyond to help me with my problem.


Great Customer Service!!!




Review of Wise Loan

Alma C. was amazing and made me feel comfortable taking care of my loan questions


Great Service and he was completely understanding of my situation. He also gave me great advice on my




Review of Wise Loan


Jude C.

Jude C.

Near Lexington, SC 29072
Jude C.

Jude C.

Near Whitmire, SC 29178
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near O'Hear Ave, North Charleston, SC 29405
Jude C.

Jude C.

Near Spartanburg, SC 29306
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Gennett Cir, Fort Mill, SC 29708
Jude C.

Jude C.

Near Greer, SC 29651
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
ROBBY G.

ROBBY G.

Near Columbia, SC 29209
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
Jude C.

Jude C.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Spartanburg, SC 29302
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
ROBBY G.

ROBBY G.

Near Inman, SC 29349
Jude C.

Jude C.

Near Rock Hill, SC 29730
Jude C.

Jude C.

Near Lexington, SC 29072
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
ROBBY G.

ROBBY G.

Near Summerville, SC 29486
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
Jude C.

Jude C.

Near Florence, SC 29503
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
Jude C.

Jude C.

Near North Charleston, SC 29418
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Ladson, SC 29485
Jude C.

Jude C.

Near Summerville, SC 29486
Jude C.

Jude C.

Near Summerville, SC 29486
Jude C.

Jude C.

Near Goose Creek, SC 29445
ROBBY G.

ROBBY G.

Near Ladson, SC 29485