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Loan Terms and Conditions South Carolina

 

Welcome, South Carolina Customer!

 

Loan Amount : $650 – $3,500

Repayment Terms : 2- 12 monthly payments

APR (based on credit) : 299.96% – 799.00%

Consumer Pamphlet : Click to Download

 

Common Loans in South Carolina

 

Loan Amount
 $700 $1,000 $1,200 $1,500
 Number of Bi-Weekly Payments
 10 10 10 10
 Amount Per Payment
 $131.38  $180.61  $216.73 $260.46
APR
349.95% 324.96% 324.96% 299.96%

Terms and Conditions for South Carolina

 

Please review the full terms and conditions and Privacy Policy for more information.

Regulatory Contact Information

 

State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025

 

Certificates

 

South Carolina License

Essentialending.com Consumer Credit Grantor 2022

Essential Lending Consumer Credit Grantor 2022

Wiseloan.com Consumer Credit Grantor 2022

Essentialending.com Max Rate 2022

Essential Lending Max Rate 2022

Wiseloan.com Max Rate 2022

Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Wise Loan Rated 4.8 out of 5 stars based on 77 customer reviews

Map of Ladson, SC 29456

Good Man




Review of Wise Loan

Robby was very dear to my concerns. Much appreciated.

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Shaun, thank you for sharing your experience. At Wise Loan, we strive to go the extra mile to support our customers. If you have any future questions or require assistance, please don't hesitate to reach out to [email protected] Best regards. -Wise Loan


Map of Dalzell, SC 29040

Great service




Review of Wise Loan

DalzellSC29040 34.0575-80.4225

Response from Wise Loan:

Tina, thank you for sharing your experience. We're so glad you were able to experience great service. If there's anything you need assistance with, please contact 800.516.7840. Best regards. -Wise Loan


Map of Greenville, SC 29615

Great Service




Review of Wise Loan

I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.

GreenvilleSC29615 34.875-82.335

Response from Wise Loan:

Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected] Best regards. -Wise Loan


Map of Ladson, SC 29456

Excellent!




Review of Wise Loan

This is a great company if your in a pinch!

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan


Map of Ladson, SC 29456

Great customer service




Review of Wise Loan

Everything I needed he helped me with. 10

LadsonSC29456 32.99-80.11

Response from Wise Loan:

Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan


Map of Columbia, SC 29229

Outstanding service




Review of Wise Loan

Answered my questions

ColumbiaSC29229 34.1575-80.8875

Map of Columbia, SC 29223

Great service and kind




Review of Wise Loan

ColumbiaSC29223 34.105-80.92

Map of Fort Mill, SC 29715

Great service




Review of Wise Loan

Robbie was professional and polite. Appreciate the call.

Fort MillSC29715 35.0175-80.9325

Map of Summerville, SC 29486

A nice and very pleasant experience




Review of Wise Loan

SummervilleSC29486 33.085-80.11

Map of Aiken, SC 29803

Great service always really nice and courteous




Review of Wise Loan

If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.

AikenSC29803 33.455-81.7575

Great Customer service




Review of Wise Loan

ColumbiaSC29209 33.9425-80.955

Always very courteous and understanding




Review of Wise Loan

Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.

AikenSC29803 33.455-81.7575

Great service




Review of Wise Loan

Most helpful & very professional.

ColumbiaSC29223 34.105-80.92

Great




Review of Wise Loan

I was able to get help with my problem

BennettsvilleSC29512 34.625-79.7175

Willing to work with me in these bad times




Review of Wise Loan

ConwaySC29527 33.8075-79.155

Willing to work with me in these bad times




Review of Wise Loan

Jude is great to work with in helping me during this uncertain time.

ConwaySC29527 33.8075-79.155

Great person




Review of Wise Loan

Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.

AikenSC29803 33.455-81.7575

Thank you Alma !!!




Review of Wise Loan

Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:

TaylorsSC29687 34.985-82.335

Excellent service




Review of Wise Loan

Very professional and extremely helpful.

ColumbiaSC29223 34.105-80.92

Amazing!




Review of Wise Loan

This company is amazing to work with! Thank you Judy for all of your help!

LadsonSC29456 32.99-80.11

ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
ROBBY G.

ROBBY G.

Near Greenville, SC 29615
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
Stillman .

Stillman .

CCI cst adv he cannot make payment in Oct, adv next pay date 11/15 ($50.00) adv added date 10/15/24 ($50.00) to plan to make up for missed payment-Stillman

Near Johnnie Dodds Blvd, Mount Pleasant, SC 29464
Stillman .

Stillman .

cci cust adv she will payoff loan 10/14 adv can schedule payment ACH, cust she would rather make payment otp on 10/14-Stillman

Near Weyanoke Ct, Aiken, SC 29803
Jude C.

Jude C.

Near Greenville, SC 29615
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Greene St, Columbia, SC 29208
Jude C.

Jude C.

Near Ladson, SC 29456
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Gennett Cir, Fort Mill, SC 29708
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
ROBBY G.

ROBBY G.

Near Dalzell, SC 29040
Jude C.

Jude C.

Near Clemson, SC 29631
Stillman .

Stillman .

cci cust adv hardship and in need of pay plan to payoff loan ($881.92) cust adv will start payments on 09/30 ($97.99), cust updated bank info-Stillman

Near Campbell Rd, Beaufort, SC 29906
Jude C.

Jude C.

Near Greenville, SC 29615
Stillman .

Stillman .

cci cust set eCheck Payment scheduled ($341.88) on 09/09/2022. -Stillman

Near Marshall St, Rock Hill, SC 29730
ROBBY G.

ROBBY G.

Near Inman, SC 29349
Jude C.

Jude C.

Near Lexington, SC 29072
Jude C.

Jude C.

Near Whitmire, SC 29178
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near O'Hear Ave, North Charleston, SC 29405
Jude C.

Jude C.

Near Spartanburg, SC 29306
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Gennett Cir, Fort Mill, SC 29708
Jude C.

Jude C.

Near Greer, SC 29651
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
ROBBY G.

ROBBY G.

Near Columbia, SC 29209
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
Jude C.

Jude C.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Spartanburg, SC 29302
ROBBY G.

ROBBY G.

Near Columbia, SC 29229