Loan Terms and Conditions South Carolina
Welcome, South Carolina Customer!
Repayment Terms : 2- 12 monthly payments
APR (based on credit) : 299.96% – 799.00%
Consumer Pamphlet : Click to Download
Common Loans in South Carolina
Loan Amount |
$700 | $1,000 | $1,200 | $1,500 |
Number of Bi-Weekly Payments |
10 | 10 | 10 | 10 |
Amount Per Payment |
$131.38 | $180.61 | $216.73 | $260.46 |
APR |
349.95% | 324.96% | 324.96% | 299.96% |
Terms and Conditions for South Carolina
Please review the full terms and conditions and Privacy Policy for more information.
Regulatory Contact Information
State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025
Certificates
South Carolina License
Essentialending.com Consumer Credit Grantor 2022
Essential Lending Consumer Credit Grantor 2022
Wiseloan.com Consumer Credit Grantor 2022
Essentialending.com Max Rate 2022
Essential Lending Max Rate 2022
Wiseloan.com Max Rate 2022
Local Reviews
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Excellent!
BillyTraci - Ladson, SC
This is a great company if your in a pinch!
Response from Wise Loan:
Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan
Great customer service
SHAUN - Ladson, SC
Everything I needed he helped me with. 10
Response from Wise Loan:
Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan
Outstanding service
JAMES - Columbia, SC
Answered my questions
Great service and kind
CHRISTI - Columbia, SC
Great service
CEDRIC - Fort Mill, SC
Robbie was professional and polite. Appreciate the call.
A nice and very pleasant experience
JACOB - Summerville, SC
Great service always really nice and courteous
Jacob - Aiken, SC
If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.
Great Customer service
CHRISTEL - Columbia, SC
Always very courteous and understanding
Jacob - Aiken, SC
Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.
Great service
VIVIAN - Columbia, SC
Most helpful & very professional.
Great
LATANVIA - Bennettsville, SC
I was able to get help with my problem
Willing to work with me in these bad times
JAMES - Conway, SC
Willing to work with me in these bad times
JAMES - Conway, SC
Jude is great to work with in helping me during this uncertain time.
Great person
Jacob - Aiken, SC
Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.
Thank you Alma !!!
Quanesha - Taylors, SC
Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:
Excellent service
VIVIAN - Columbia, SC
Very professional and extremely helpful.
Amazing!
WILLIAM - Ladson, SC
This company is amazing to work with! Thank you Judy for all of your help!
Big help, much appreciated
JACOB - Aiken, SC
Ms. Alma went above and beyond to help me with my problem.
Great Customer Service!!!
NICOLE - Ladson, SC
Alma C. was amazing and made me feel comfortable taking care of my loan questions
Great Service and he was completely understanding of my situation. He also gave me great advice on my
RENIE - Mount Pleasant, SC
Jude C.
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
Natasha W.
Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊
Jude C.
ROBBY G.
Jude C.
ROBBY G.
Jude C.
Jude C.
Jude C.
Jude C.
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Jude C.
Jude C.
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Jude C.
Jude C.
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Jude C.
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Jude C.
Jude C.
Jude C.
Jude C.