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Loan Terms and Conditions South Carolina

Welcome South Carolina Customer!

Loan Amount : $650 – $2,000

Repayment Terms : 2- 12 monthly payments

APR (based on credit) : 299.96% – 749.00%

Consumer Pamphlet : Click to Download

 

Common Loans in South Carolina

Loan Amount
 $700 $1,000 $1,200 $1,500
 Number of Bi-Weekly Payments
 10 10 10 10
 Amount Per Payment
 $131.38  $180.61  $216.73 $260.46
APR
349.95% 324.96% 324.96% 299.96%

Terms and Conditions for South Carolina

Please review the full terms and conditions and Privacy Policy for more information.

Regulatory Contact Information

State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025

Certificates

South Carolina License

Essentialending.com Consumer Credit Grantor

Essential Lending Consumer Credit Grantor

Wise Loan Consumer Credit Grantor 2019

EssentialLending.com Max Rate 2019

Essential Lending inc Max Rate 2019

Wise Loan Max Rate 2019

Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Wise Loan Rated 4.8 out of 5 stars based on 54 customer reviews

Map of Greenville, SC

Excellent support and assistance




Review of Wise Loan

Was very satisfied with the service and would use it again.Also would recommend them to a friend.


Map of Ladson, SC

Rep was awesome




Review of Wise Loan

Rep very patient and friendly


Map of Gaffney, SC

Awesome friendly service!!




Review of Wise Loan


Map of Spartanburg, SC

Great Service!




Review of Wise Loan

Kam was very helpful and has an amazing personality! He made my loan process quick and easy! He went out and beyond to meet my needs!


Map of Lamar, SC

Good service.




Review of Wise Loan


Map of Graniteville, SC

Great Customer service




Review of Wise Loan

I've had a great experience with this company


Map of Lamar, SC

Loan




Review of Wise Loan


Map of Hilton Head Island, SC

Friendly, courteous service person




Review of Wise Loan


Map of Charleston, SC

Great service




Review of Wise Loan


Map of Columbia, SC

Very good Yes. it was AWEDOME




Review of Wise Loan

SERVICE WAS GOOD WAS TOLD ALL I NEEDED TO KNOW ABOUT MY ACCOUNT.


Wonderful Employees




Review of Wise Loan

They was just so helpful with my account . I appreciate their professional service..


Professional and timely




Review of Wise Loan

Always get good customer service that's why I always cone back


Awesome service and excellent people




Review of Wise Loan

Swesome


Great service




Review of Wise Loan

Alma was helpful and her smile come thru the phone


Excellent customer service




Review of Wise Loan


Very detail info greatly appreciated




Review of Wise Loan

the process was followed to get bank auentthication was brief and informative


Awesome Customer Service




Review of Wise Loan

Customer service was very helpful and assisted me with scheduling my payment.


Great Rep




Review of Wise Loan

Most pleasant experience


Great service




Review of Wise Loan


Great service




Review of Wise Loan

Would recommend


Alma C.

Alma C.

** Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near Spartanburg, SC 29306
Alma C.

Alma C.

** Please, tell us about your AWESOME customer service experience with Alma. Thank you!

Near Spartanburg, SC 29306
Jude C.

Jude C.

Near Beech Island, SC 29842
Shalitha W.

Shalitha W.

Near Columbia, SC 29223
Jude C.

Jude C.

Near Greenville, SC 29601
Jude C.

Jude C.

Near Ladson, SC 29456
Shalitha W.

Shalitha W.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Mauldin, SC 29662
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near State Rd S-42-3367, Spartanburg, SC 29303
Alma C.

Alma C.

* Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Lamar, SC 29069
Aaorn M.

Aaorn M.

Near Dog Leg Rd, Leesville, SC 29070
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Simpsonville, SC
Jude C.

Jude C.

It was a pleasure serving you today!! Happy to have you as a new customer!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan

Near Columbia, SC 29209
Jude C.

Jude C.

Hello!! I hope I was able to be of some assistance for you this morning!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan

Near Kershaw, SC 29067
Jude C.

Jude C.

Brad, I am glad that we were able to set up a affordable payment plan that fit your budget. Thanks for being a WiseLoan customer and if you can please complete a review of my service for you today! Thanks!! Jude at WiseLoan

Near Effingham, SC 29541
MARIA  F.

MARIA F.

Dear, Rodney, Thank you for choosing Wise Loan for your financial needs. Please feel free to fill this customer service survey for quality training, and if you have any questions please give us a call. Have a great day! Thank you, Maria Fuentes 1800-516-7840 ext 3144

Near Crescent Ave, Sumter, SC 29150
MARIA  F.

MARIA F.

Dear James, Thank you for choosing Wise Loan for your financial needs. We are glad you are part of the Wise loan family. Please take a moment to answer the short survey regarding your customer service experience for training purposes. Feel free to contact us if you have any questions. Thank you, Maria Fuentes 1800-516-7840

Near Dorchester Rd, Summerville, SC 29485
MARIA  F.

MARIA F.

Dear Quinten, Thank you for choosing Wise loan for your financial needs. We are happy to have helped. If you have any questions please feel free to contact us. Thank you, Maria Fuentes

Near E 4th St, Kershaw, SC 29067
MARIA  F.

MARIA F.

Dear Tazoris, Thank you for choosing Wise Loan as your financial needs. If you have any questions regarding the loan please feel free to call us. Thank you, Maria Fuentes.

Near Farley Ave, Spartanburg, SC 29301
Jude C.

Jude C.

Hello! Please take a moment to review my service today!! Thanks!!! Jude at WiseLoan

Near Simpsonville, SC
MARIA  F.

MARIA F.

Dear Robin, Thank you for choosing Wise Loan for your financial needs. If you have any questions feel free to call us. Have a great Day, Thank you, Maria Fuentes 1800-516-7840

Near S Beltline Blvd, Columbia, SC 29205
MARIA  F.

MARIA F.

Dear Matthew, Thank you for choosing Wise Loan as part of your financial needs. If you have any questions or concerns please feel free to call us. Than you, Maria Fuentes 1800-516-7840

Near Niblick Rd, Summerville, SC 29483
MARIA  F.

MARIA F.

Hello Beverly, I want to thank you for choosing Wise loan for your financial needs. If you have any questions in the future feel free to give us a call. Thank you, Maria Fuentes 1800-516-7840

Near Veterans Rd, Columbia, SC 29209
Jackie C.

Jackie C.

Wise Loan / Essential Lending would like to hear about your customer service experience with me today!

Near Graniteville, SC
Jude C.

Jude C.

We are excited to possibly have you on as a long term customer!! Can you please take a moment and review my service for you today? Thanks!! Jude at WiseLoan.

Near Murrells Inlet, SC 29576
Jessica  O.

Jessica O.

Wise Loan/Essential Lending would like to hear about your customer service experience today!

Near Charleston, SC
derrica d.

derrica d.

Near Liberty, SC 29657
Claire B.

Claire B.

Near Balsam St, Charleston, SC 29407
Jude C.

Jude C.

Please take a moment to review my service for you this morning!! Thanks!! Jude at WiseLoan

Near Effingham, SC 29541
Claire B.

Claire B.

Near Pearson Center, Spartanburg, SC 29301