Loan Terms and Conditions South Carolina
Welcome South Carolina Customer!
Repayment Terms : 2- 12 monthly payments
APR (based on credit) : 299.96% – 749.00%
Consumer Pamphlet : Click to Download
Common Loans in South Carolina
Loan Amount |
$700 | $1,000 | $1,200 | $1,500 |
Number of Bi-Weekly Payments |
10 | 10 | 10 | 10 |
Amount Per Payment |
$131.38 | $180.61 | $216.73 | $260.46 |
APR |
349.95% | 324.96% | 324.96% | 299.96% |
Terms and Conditions for South Carolina
Please review the full terms and conditions and Privacy Policy for more information.
Regulatory Contact Information
State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025
Certificates
South Carolina License
Essentialending.com Consumer Credit Grantor
Essential Lending Consumer Credit Grantor
Wise Loan Consumer Credit Grantor 2019
EssentialLending.com Max Rate 2019
Essential Lending inc Max Rate 2019
Wise Loan Max Rate 2019
Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC
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Excellent support and assistance
EUGENE - Greenville, SC
Was very satisfied with the service and would use it again.Also would recommend them to a friend.
Rep was awesome
Rhonda - Ladson, SC
Rep very patient and friendly
Awesome friendly service!!
NICOLE - Gaffney, SC
Great Service!
JASMINE - Spartanburg, SC
Kam was very helpful and has an amazing personality! He made my loan process quick and easy! He went out and beyond to meet my needs!
Good service.
Derrick - Lamar, SC
Great Customer service
Jermaine - Graniteville, SC
I've had a great experience with this company
Loan
Derrick - Lamar, SC
Friendly, courteous service person
John - Hilton Head Island, SC
Great service
Rose - Charleston, SC
Very good Yes. it was AWEDOME
Mary - Columbia, SC
SERVICE WAS GOOD WAS TOLD ALL I NEEDED TO KNOW ABOUT MY ACCOUNT.
Wonderful Employees
Annie - Spartanburg, SC
They was just so helpful with my account . I appreciate their professional service..
Professional and timely
Jennifer - Summerville, SC
Always get good customer service that's why I always cone back
Awesome service and excellent people
Dale - Lexington, SC
Swesome
Great service
Jennifer - Summerville, SC
Alma was helpful and her smile come thru the phone
Excellent customer service
D - Simpsonville, SC
Very detail info greatly appreciated
BILLY - Travelers Rest, SC
the process was followed to get bank auentthication was brief and informative
Awesome Customer Service
Sastified Customer - Spartanburg, SC
Customer service was very helpful and assisted me with scheduling my payment.
Great Rep
Gregory - Cayce, SC
Most pleasant experience
Great service
Corey - Ninety Six, SC
Great service
RODNEY - Sumter, SC
Would recommend
Alma C.
** Please, tell us about your AWESOME customer service experience with Alma. Thank you!
Alma C.
** Please, tell us about your AWESOME customer service experience with Alma. Thank you!
Jude C.
Shalitha W.
Jude C.
Jude C.
Shalitha W.
Jude C.
kameon b.
Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.
Alma C.
* Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!
Aaorn M.
Jessica O.
Wise Loan/ Essential Lending would like to hear about your customer service experience today!
Jude C.
It was a pleasure serving you today!! Happy to have you as a new customer!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan
Jude C.
Hello!! I hope I was able to be of some assistance for you this morning!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan
Jude C.
Brad, I am glad that we were able to set up a affordable payment plan that fit your budget. Thanks for being a WiseLoan customer and if you can please complete a review of my service for you today! Thanks!! Jude at WiseLoan
MARIA F.
Dear, Rodney, Thank you for choosing Wise Loan for your financial needs. Please feel free to fill this customer service survey for quality training, and if you have any questions please give us a call. Have a great day! Thank you, Maria Fuentes 1800-516-7840 ext 3144
MARIA F.
Dear James, Thank you for choosing Wise Loan for your financial needs. We are glad you are part of the Wise loan family. Please take a moment to answer the short survey regarding your customer service experience for training purposes. Feel free to contact us if you have any questions. Thank you, Maria Fuentes 1800-516-7840
MARIA F.
Dear Quinten, Thank you for choosing Wise loan for your financial needs. We are happy to have helped. If you have any questions please feel free to contact us. Thank you, Maria Fuentes
MARIA F.
Dear Tazoris, Thank you for choosing Wise Loan as your financial needs. If you have any questions regarding the loan please feel free to call us. Thank you, Maria Fuentes.
Jude C.
Hello! Please take a moment to review my service today!! Thanks!!! Jude at WiseLoan
MARIA F.
Dear Robin, Thank you for choosing Wise Loan for your financial needs. If you have any questions feel free to call us. Have a great Day, Thank you, Maria Fuentes 1800-516-7840
MARIA F.
Dear Matthew, Thank you for choosing Wise Loan as part of your financial needs. If you have any questions or concerns please feel free to call us. Than you, Maria Fuentes 1800-516-7840
MARIA F.
Hello Beverly, I want to thank you for choosing Wise loan for your financial needs. If you have any questions in the future feel free to give us a call. Thank you, Maria Fuentes 1800-516-7840
Jackie C.
Wise Loan / Essential Lending would like to hear about your customer service experience with me today!
Jude C.
We are excited to possibly have you on as a long term customer!! Can you please take a moment and review my service for you today? Thanks!! Jude at WiseLoan.
Jessica O.
Wise Loan/Essential Lending would like to hear about your customer service experience today!
derrica d.
Claire B.
Jude C.
Please take a moment to review my service for you this morning!! Thanks!! Jude at WiseLoan