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Online Installment Loans South Carolina

 

Wise Loan offers FAST, no hassle online installment loans to people living in South Carolina. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan is the only loan servicer in South Carolina that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of South Carolina, the highest Wise Loan loan amount is $2000 and the smallest $650. Loan amounts as well as loan approvals are determined by several factors such as your loan application, credit, and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from 4 to 12 monthly payments, 8 to 26 bi-weekly payments, or 8 to 24 semi-monthly payments, with a minimum term length of 120 days. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
    .

  • Cash Back Rewards

    By repaying your Wise Loan on time in South Carolina, you can earn cash back! For every $1000 borrowed and paid back on time, you will receive $10-$50 deposited into your Nest Egg savings account.

  • What Will My Loan Cost?

    Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information,
    see an example repayment schedule of a Wise
    Loan.

  • Terms and Conditions for South Carolina

    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Regulatory Contact Information

    State of South Carolina
    Board of Financial Institutions
    Consumer Finance Division
    1205 Pendleton Street, Suite 306
    Columbia, SC 29201
    Phone: (803) 734-2020
    Fax: (803) 734-2025

Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Wise Loan Rated 4.8 out of 5 stars based on 53 customer reviews

Map of Ladson, SC

Rep was awesome




Review of Wise Loan

Rep very patient and friendly


Map of Gaffney, SC

Awesome friendly service!!




Review of Wise Loan


Map of Spartanburg, SC

Great Service!




Review of Wise Loan

Kam was very helpful and has an amazing personality! He made my loan process quick and easy! He went out and beyond to meet my needs!


Map of Lamar, SC

Good service.




Review of Wise Loan


Map of Graniteville, SC

Great Customer service




Review of Wise Loan

I've had a great experience with this company


Map of Lamar, SC

Loan




Review of Wise Loan


Map of Hilton Head Island, SC

Friendly, courteous service person




Review of Wise Loan


Map of Charleston, SC

Great service




Review of Wise Loan


Map of Columbia, SC

Very good Yes. it was AWEDOME




Review of Wise Loan

SERVICE WAS GOOD WAS TOLD ALL I NEEDED TO KNOW ABOUT MY ACCOUNT.


Map of Spartanburg, SC

Wonderful Employees




Review of Wise Loan

They was just so helpful with my account . I appreciate their professional service..


Professional and timely




Review of Wise Loan

Always get good customer service that's why I always cone back


Awesome service and excellent people




Review of Wise Loan

Swesome


Great service




Review of Wise Loan

Alma was helpful and her smile come thru the phone


Excellent customer service




Review of Wise Loan


Very detail info greatly appreciated




Review of Wise Loan

the process was followed to get bank auentthication was brief and informative


Awesome Customer Service




Review of Wise Loan

Customer service was very helpful and assisted me with scheduling my payment.


Great Rep




Review of Wise Loan

Most pleasant experience


Great service




Review of Wise Loan


Great service




Review of Wise Loan

Would recommend


Great Service!




Review of Wise Loan

Fast and easy! Quick approval!


Shalitha W.

Shalitha W.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Mauldin, SC 29662
kameon b.

kameon b.

Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.

Near State Rd S-42-3367, Spartanburg, SC 29303
Alma C.

Alma C.

* Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!

Near Lamar, SC 29069
Aaorn M.

Aaorn M.

Near Dog Leg Rd, Leesville, SC 29070
Jessica  O.

Jessica O.

Wise Loan/ Essential Lending would like to hear about your customer service experience today!

Near Simpsonville, SC
Jude C.

Jude C.

It was a pleasure serving you today!! Happy to have you as a new customer!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan

Near Columbia, SC 29209
Jude C.

Jude C.

Hello!! I hope I was able to be of some assistance for you this morning!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan

Near Kershaw, SC 29067
Jude C.

Jude C.

Brad, I am glad that we were able to set up a affordable payment plan that fit your budget. Thanks for being a WiseLoan customer and if you can please complete a review of my service for you today! Thanks!! Jude at WiseLoan

Near Effingham, SC 29541
MARIA  F.

MARIA F.

Dear, Rodney, Thank you for choosing Wise Loan for your financial needs. Please feel free to fill this customer service survey for quality training, and if you have any questions please give us a call. Have a great day! Thank you, Maria Fuentes 1800-516-7840 ext 3144

Near Crescent Ave, Sumter, SC 29150
MARIA  F.

MARIA F.

Dear James, Thank you for choosing Wise Loan for your financial needs. We are glad you are part of the Wise loan family. Please take a moment to answer the short survey regarding your customer service experience for training purposes. Feel free to contact us if you have any questions. Thank you, Maria Fuentes 1800-516-7840

Near Dorchester Rd, Summerville, SC 29485
MARIA  F.

MARIA F.

Dear Quinten, Thank you for choosing Wise loan for your financial needs. We are happy to have helped. If you have any questions please feel free to contact us. Thank you, Maria Fuentes

Near E 4th St, Kershaw, SC 29067
MARIA  F.

MARIA F.

Dear Tazoris, Thank you for choosing Wise Loan as your financial needs. If you have any questions regarding the loan please feel free to call us. Thank you, Maria Fuentes.

Near Farley Ave, Spartanburg, SC 29301
Jude C.

Jude C.

Hello! Please take a moment to review my service today!! Thanks!!! Jude at WiseLoan

Near Simpsonville, SC
MARIA  F.

MARIA F.

Dear Robin, Thank you for choosing Wise Loan for your financial needs. If you have any questions feel free to call us. Have a great Day, Thank you, Maria Fuentes 1800-516-7840

Near S Beltline Blvd, Columbia, SC 29205
MARIA  F.

MARIA F.

Dear Matthew, Thank you for choosing Wise Loan as part of your financial needs. If you have any questions or concerns please feel free to call us. Than you, Maria Fuentes 1800-516-7840

Near Niblick Rd, Summerville, SC 29483
MARIA  F.

MARIA F.

Hello Beverly, I want to thank you for choosing Wise loan for your financial needs. If you have any questions in the future feel free to give us a call. Thank you, Maria Fuentes 1800-516-7840

Near Veterans Rd, Columbia, SC 29209
Jackie C.

Jackie C.

Wise Loan / Essential Lending would like to hear about your customer service experience with me today!

Near Graniteville, SC
Jude C.

Jude C.

We are excited to possibly have you on as a long term customer!! Can you please take a moment and review my service for you today? Thanks!! Jude at WiseLoan.

Near Murrells Inlet, SC 29576
Jessica  O.

Jessica O.

Wise Loan/Essential Lending would like to hear about your customer service experience today!

Near Charleston, SC
derrica d.

derrica d.

Near Liberty, SC 29657
Claire B.

Claire B.

Near Balsam St, Charleston, SC 29407
Jude C.

Jude C.

Please take a moment to review my service for you this morning!! Thanks!! Jude at WiseLoan

Near Effingham, SC 29541
Claire B.

Claire B.

Near Pearson Center, Spartanburg, SC 29301
Claire B.

Claire B.

Near Rio Grande Pl, Simpsonville, SC 29680
Rita G.

Rita G.

WISE LOAN/ESSENTIAL LENDING How did we do customer service?

Near Hanahan, SC 29410
Rita G.

Rita G.

Wise Loan/Essential Lending This is Rita please tell us how did we do today?

Near Lancaster, SC 29720
Claire B.

Claire B.

Near SC-128, Beaufort, SC 29906
Shannon S.

Shannon S.

WISE LOAN/ ESSENTIAL LENDING WOULD LIKE TO HEAR ABOUT YOUR CUSTOMER SERVICE EXPERIENCE WITH SHANNON TODAY!

Near Rock Hill, SC
Claire B.

Claire B.

Near Rio Grande Pl, Simpsonville, SC 29680