Online Installment Loans South Carolina
Wise Loan offers FAST, no hassle online installment loans to people living in South Carolina. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan is the only loan servicer in South Carolina that offers Cash Bonuses for timely loan payoffs. Apply now to get a smarter loan!
How Much Can I Borrow From Wise Loan?
In the state of South Carolina, the highest Wise Loan loan amount is $2000 and the smallest $650. Loan amounts as well as loan approvals are determined by several factors such as your loan application, credit, and loan repayment history.
Flexible Payment Terms
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from 4 to 12 monthly payments, 8 to 26 bi-weekly payments, or 8 to 24 semi-monthly payments, with a minimum term length of 120 days. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Cash Back Rewards
By repaying your Wise Loan on time in South Carolina, you can earn cash back! For every $1000 borrowed and paid back on time, you will receive $10-$50 deposited into your Nest Egg savings account.
Late FeesThere are no late fees but your account will be in default if:If (i) you have an outstanding amount of one full payment or more which has remained unpaid for more than 10 days after the scheduled or deferred due date, (ii) you fail to observe or perform any other covenants or duties contained in thisagreement if the failure materially impairs the condition, value or protection of Lender’s right in any collateral securing this Agreement, or materially impairs your ability to pay any of the obligation when due.
What Will My Loan Cost?
Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information,
see an example repayment schedule of a Wise
Terms and Conditions for South Carolina
Regulatory Contact Information
State of South Carolina
Board of Financial Institutions
Consumer Finance Division
1205 Pendleton Street, Suite 306
Columbia, SC 29201
Phone: (803) 734-2020
Fax: (803) 734-2025
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC
Excellent support and assistance
EUGENE - Greenville, SC
Was very satisfied with the service and would use it again.Also would recommend them to a friend.
Rep was awesome
Rhonda - Ladson, SC
Rep very patient and friendly
Awesome friendly service!!
NICOLE - Gaffney, SC
JASMINE - Spartanburg, SC
Kam was very helpful and has an amazing personality! He made my loan process quick and easy! He went out and beyond to meet my needs!
Derrick - Lamar, SC
Great Customer service
Jermaine - Graniteville, SC
I've had a great experience with this company
Derrick - Lamar, SC
Friendly, courteous service person
John - Hilton Head Island, SC
Rose - Charleston, SC
Very good Yes. it was AWEDOME
Mary - Columbia, SC
SERVICE WAS GOOD WAS TOLD ALL I NEEDED TO KNOW ABOUT MY ACCOUNT.
Annie - Spartanburg, SC
They was just so helpful with my account . I appreciate their professional service..
Professional and timely
Jennifer - Summerville, SC
Always get good customer service that's why I always cone back
Awesome service and excellent people
Dale - Lexington, SC
Jennifer - Summerville, SC
Alma was helpful and her smile come thru the phone
Excellent customer service
D - Simpsonville, SC
Very detail info greatly appreciated
BILLY - Travelers Rest, SC
the process was followed to get bank auentthication was brief and informative
Awesome Customer Service
Sastified Customer - Spartanburg, SC
Customer service was very helpful and assisted me with scheduling my payment.
Gregory - Cayce, SC
Most pleasant experience
Corey - Ninety Six, SC
RODNEY - Sumter, SC
Thank you so very much for choosing Wise loan if you could there is a quick survey to your email we have sent you we would truly appreciate if you could fill it out it's something that could really help us make sure we are the best for you.
* Please, tell us about your AWESOME customer service experience with Alma Campos. Thank you!
Wise Loan/ Essential Lending would like to hear about your customer service experience today!
It was a pleasure serving you today!! Happy to have you as a new customer!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan
Hello!! I hope I was able to be of some assistance for you this morning!! Please take a moment to review my service for you today!! Thanks!! Jude at WiseLoan
Brad, I am glad that we were able to set up a affordable payment plan that fit your budget. Thanks for being a WiseLoan customer and if you can please complete a review of my service for you today! Thanks!! Jude at WiseLoan
Dear, Rodney, Thank you for choosing Wise Loan for your financial needs. Please feel free to fill this customer service survey for quality training, and if you have any questions please give us a call. Have a great day! Thank you, Maria Fuentes 1800-516-7840 ext 3144
Dear James, Thank you for choosing Wise Loan for your financial needs. We are glad you are part of the Wise loan family. Please take a moment to answer the short survey regarding your customer service experience for training purposes. Feel free to contact us if you have any questions. Thank you, Maria Fuentes 1800-516-7840
Dear Quinten, Thank you for choosing Wise loan for your financial needs. We are happy to have helped. If you have any questions please feel free to contact us. Thank you, Maria Fuentes
Dear Tazoris, Thank you for choosing Wise Loan as your financial needs. If you have any questions regarding the loan please feel free to call us. Thank you, Maria Fuentes.
Hello! Please take a moment to review my service today!! Thanks!!! Jude at WiseLoan
Dear Robin, Thank you for choosing Wise Loan for your financial needs. If you have any questions feel free to call us. Have a great Day, Thank you, Maria Fuentes 1800-516-7840
Dear Matthew, Thank you for choosing Wise Loan as part of your financial needs. If you have any questions or concerns please feel free to call us. Than you, Maria Fuentes 1800-516-7840
Hello Beverly, I want to thank you for choosing Wise loan for your financial needs. If you have any questions in the future feel free to give us a call. Thank you, Maria Fuentes 1800-516-7840
Wise Loan / Essential Lending would like to hear about your customer service experience with me today!
We are excited to possibly have you on as a long term customer!! Can you please take a moment and review my service for you today? Thanks!! Jude at WiseLoan.
Wise Loan/Essential Lending would like to hear about your customer service experience today!
Please take a moment to review my service for you this morning!! Thanks!! Jude at WiseLoan
WISE LOAN/ESSENTIAL LENDING How did we do customer service?
Wise Loan/Essential Lending This is Rita please tell us how did we do today?