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Online Installment Loans in South Carolina

 

Wise Loan offers FAST, no hassle online installment loans to people living in South Carolina. Wise Loan offers installment loans for bad credit and good credit. Approved applicants who have a valid bank account and contact information could see money deposited to their bank account within 24 hours or the SAME DAY for FREE as long as the loan is approved before 11 AM CT. Wise Loan offers Cash Bonuses for timely loan payoffs. Apply now for an online installment loan!

  • How Much Can I Borrow From Wise Loan?

    In the state of South Carolina, we offer online installment loans that range between $200 and $2200. Loan amounts as well as loan approvals are determined by several factors such as your loan application, credit, and loan repayment history.

  • Flexible Payment Terms

    With a Wise Loan installment loan, you get a better experience than a payday advance loan. You get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from 4 to 12 monthly payments, 8 to 26 bi-weekly payments, or 8 to 24 semi-monthly payments, with a minimum term length of 120 days. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.

  • Cash Back Rewards

    By repaying your Wise Loan on time in South Carolina, you can earn cash back! For every $1000 borrowed and paid back on time, you will receive $10-$50 deposited into your Nest Egg savings account.

  • Late Fees

    There are no late fees but your account will be in default if:
    • You have an outstanding amount of one full payment or more which has remained unpaid for more than 10 days after the scheduled or deferred due date
    • You fail to observe or perform any other covenants or duties contained in this agreement if the failure materially impairs the condition, value or protection of Lender’s right in any collateral securing this Agreement, or materially impairs your ability to pay any of the obligation when due.
  • What Will My Loan Cost?

    Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for South Carolina

    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Regulatory Contact Information

    State of South Carolina Board of Financial Institutions Consumer Finance Division

    1205 Pendleton Street, Suite 306 Columbia, SC 29201

    • Phone: (803) 734-2020 Fax: (803) 734-2025

Local Reviews
for Columbia,Spartanburg,Charleston,Simpsonville,Summerville,Saint George,Greenville,North Charleston,Rock Hill,Taylors,Lexington,Pickens,Beaufort,Effingham,Florence,Fort Mill,Graniteville,Greenwood,Greer,Kershaw,Liberty,Moncks Corner,Mount Pleasant,Newberry,Pelzer,Prosperity,Travelers Rest,Walterboro,Bennettsville,Bishopville,Clemson,Conway,Easley,Gaffney,Hanahan,Hilton Head Island,Irmo,Kingstree,Ladson,Lamar,Murrells Inlet,Myrtle Beach,Ninety Six,Pauline,Sumter,Aiken,Anderson,Andrews,Batesburg-Leesville,Beech Island,Boiling Springs,Cayce,Cheraw,Chesnee,Chester,Cope,Cowpens,Dalzell,Elgin,Ft Mill,Goose Creek,Gray Court,Hollywood,Honea Path,Hopkins,Inman,Johnsonville,Lancaster,Leesville,Manning,Mauldin,North Myrtle Beach,Pawleys Island,Richburg,Salem,Salters,Scranton,Sheldon,Society Hill,Springfield,Summerton,Swansea,Timmonsville,Whitmire,Yemassee,York, SC

Wise Loan Rated 4.8 out of 5 stars based on 75 customer reviews

Map of Greenville, SC

Great Service




Review of Wise Loan

I had to change my payment date and was very pleased with the person I spoke with. He allowed me to do it and was very understanding.


Response from Wise Loan:

Maria, thank you for sharing your experience. We strive to go the extra mile for our customers and are happy we were able to assist you with flexible payment dates. If you have any future questions, please don't hesitate to reach out to 800.516.7840 or email [email protected] Best regards. -Wise Loan


Map of Ladson, SC

Excellent!




Review of Wise Loan

This is a great company if your in a pinch!


Response from Wise Loan:

Billy, thank you for sharing your experience. We're so glad we were able to help you "in a pinch!" If you have any further needs or questions, please don't hesitate to reach out to our call center at 800.516.7840. Best regards! -Wise Loan


Map of Ladson, SC

Great customer service




Review of Wise Loan

Everything I needed he helped me with. 10


Response from Wise Loan:

Shaun, thank you for your sharing your experience about our customer service. At Wise Loan, our goal is to make our customers' financial life better and to be a transparent advocate. If there's anything else we can do for you in the future, please do not hesitate to call us at (800) 516-7840. Best regards! -Wise Loan


Map of Columbia, SC

Outstanding service




Review of Wise Loan

Answered my questions


Map of Columbia, SC

Great service and kind




Review of Wise Loan


Map of Fort Mill, SC

Great service




Review of Wise Loan

Robbie was professional and polite. Appreciate the call.


Map of Summerville, SC

A nice and very pleasant experience




Review of Wise Loan


Map of Aiken, SC

Great service always really nice and courteous




Review of Wise Loan

If anyone needs a loan please consider going through Ms. Campos. She always goes beyond to help customers in need.


Map of Columbia, SC

Great Customer service




Review of Wise Loan


Map of Aiken, SC

Always very courteous and understanding




Review of Wise Loan

Alma goes above and beyond to be nice to her customers. That is something that is not seen much anymore.


Great service




Review of Wise Loan

Most helpful & very professional.


Great




Review of Wise Loan

I was able to get help with my problem


Willing to work with me in these bad times




Review of Wise Loan


Willing to work with me in these bad times




Review of Wise Loan

Jude is great to work with in helping me during this uncertain time.


Great person




Review of Wise Loan

Alma Campos has gone above and beyond to help me with my problems. I really appreciate her.


Thank you Alma !!!




Review of Wise Loan

Alma was such a great help !! Positive and bubbly attitude !! You need more people on your team like her !! (:


Excellent service




Review of Wise Loan

Very professional and extremely helpful.


Amazing!




Review of Wise Loan

This company is amazing to work with! Thank you Judy for all of your help!


Big help, much appreciated




Review of Wise Loan

Ms. Alma went above and beyond to help me with my problem.


Great Customer Service!!!




Review of Wise Loan

Alma C. was amazing and made me feel comfortable taking care of my loan questions


Jude C.

Jude C.

Near Greenville, SC 29615
Stillman .

Stillman .

cci cust set eCheck Payment scheduled ($341.88) on 09/09/2022. -Stillman

Near Marshall St, Rock Hill, SC 29730
ROBBY G.

ROBBY G.

Near Inman, SC 29349
Jude C.

Jude C.

Near Lexington, SC 29072
Jude C.

Jude C.

Near Whitmire, SC 29178
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near O'Hear Ave, North Charleston, SC 29405
Jude C.

Jude C.

Near Spartanburg, SC 29306
Natasha W.

Natasha W.

Wise Loan is requesting feedback on your overall experience with me today. I would greatly appreciate the completed review! Have a great day, and thank you for being a part of the Wise Loan Family😊

Near Gennett Cir, Fort Mill, SC 29708
Jude C.

Jude C.

Near Greer, SC 29651
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
ROBBY G.

ROBBY G.

Near Columbia, SC 29209
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
Jude C.

Jude C.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Spartanburg, SC 29302
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
ROBBY G.

ROBBY G.

Near Inman, SC 29349
Jude C.

Jude C.

Near Rock Hill, SC 29730
Jude C.

Jude C.

Near Lexington, SC 29072
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
ROBBY G.

ROBBY G.

Near Summerville, SC 29486
Jude C.

Jude C.

Near Myrtle Beach, SC 29579
Jude C.

Jude C.

Near Florence, SC 29503
ROBBY G.

ROBBY G.

Near Columbia, SC 29229
Jude C.

Jude C.

Near North Charleston, SC 29418
ROBBY G.

ROBBY G.

Near Ladson, SC 29456
Jude C.

Jude C.

Near Ladson, SC 29485
Jude C.

Jude C.

Near Summerville, SC 29486