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Online Installment Loans South Carolina

Wise Loan offers FAST, no hassle online installment loans to people living in South Carolina. Approved applicants who have a valid checking account and contact information could see money deposited to their account within 24 hours. Wise Loan may be the only loan servicer in South Carolina that offers Cash Back Bonuses for timely loan payoffs. Apply now to get a smarter loan!


  • How Much Can I Borrow From Wise Loan?
    In the state of South Carolina, Wise loan offers loan amounts between $650 - $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts, as well as approvals, are determined by several factors including your credit and loan repayment history.

  • Flexible Payment Terms
    With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. South Carolina residents can choose from 4 to 12 monthly payments, 8 to 26 bi-weekly payments, or 8 to 24 semi-monthly payments, with a minimum term length of 120 days. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay. .

  • Cash Back Rewards
    By paying your Wise Loan back in a timely fashion, you can earn cash back rewards! For every $1000 borrowed and paid back on time, you could have $10 - $50 deposited into your Nest Egg

  • What Will My Loan Cost?
    Wise Loan installment loans are an expensive form of credit and should be used only when necessary for unexpected or emergency expenses. Annual Percentage Rates (APRs) may differ depending on several factors. Quicker payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.

  • Terms and Conditions for South Carolina
    Always review the full terms and conditions and privacy policy before taking out a loan. Rates are calculated according to the rates allowed under the laws of South Carolina. In addition, you may also be charged a late fee of $20 for payments after the due date. APR calculations are based on the number of days between the loan effective date and your first payment date and are provided in accordance with federal Truth in Lending laws. APRs may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

  • Regulatory Contact Information
    State of South Carolina
    Board of Financial Institutions
    Consumer Finance Division
    1205 Pendleton Street, Suite 306
    Columbia, SC 29201
    Phone: (803) 734-2020
    Fax: (803) 734-2025