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South Carolina Personal Loans Can Help You Reach Your Goals.

Our streamlined process ensures fast access to the funds you need to achieve your goals.

Join the thousands of borrowers in South Carolina who found financial security with Wise Loan.

What Are Personal Loans?

Personal loans are loans that offer a convenient way to access funds online, bypassing the complexities of traditional lending methods. With Wise Loan, borrowers benefit from a simplified borrowing process and enjoy greater flexibility in managing their finances.

Benefits of Personal Loans

From medical expenses, vacations, or emergency funds, personal loans can offer you many benefits, such as:

Flexibility in use of funds

Predictable monthly payments

Fast and convenient application process

Types of Personal Loans in South Carolina

Installment Loans

Installment loans provide borrowers with fixed monthly payments and flexible repayment terms, allowing for better financial planning and management.

Bad Credit Loans

Bad credit loans offer individuals with less-than-perfect credit scores access to funds, helping them address their financial needs without undue stress.

Payday Loans

Payday loans provide short-term borrowing solutions for urgent financial needs, although they typically come with higher interest rates.

Why Choose Wise Loan?

Wise Loan simplifies the borrowing process, ensuring quick access to funds with minimal hassle.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in South Carolina

Follow these steps to secure the best personal loan for your needs in South Carolina:

1

Complete the Loan Application

Navigate through our user-friendly online application form, providing all necessary information accurately.

2

Review and Accept Loan Terms

Stay informed throughout the approval process with updates on your application status and any further actions required.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, you may be eligible to receive your funds within 15 minutes.*

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Cities We Serve

Cities to consider for a South Carolina personal loan:

Charleston
Columbia
North Charleston
Mount Pleasant
Rock Hill
Greenville
Summerville
Goose Creek
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1535 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the service provided by Wise Loans. Positive reviews frequently mention helpful and friendly customer service representatives, with specific praise for their professionalism, knowledge, and kindness. Customers also appreciate the ease of the application process and the quick turnaround time for loan approval and funding. Additionally, customers highlight the competitive interest rates and the overall positive experience with Wise Loans. Negative reviews are present but are less frequent and tend to focus on minor issues such as difficulty understanding certain aspects of the process or experiencing delays in communication. However, the overall tone of the reviews remains positive, with a clear majority expressing satisfaction with the services provided by Wise Loans.


Very nice




Review of Wise Loan

Vary professional and very nice

SlidellLA70460 30.32-89.8325

Response from Wise Loan:

George, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thank you




Review of Wise Loan

Fast response and excelled at handling the issue.

ColumbiaSC29212 34.0725-81.22

Response from Wise Loan:

Jamar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good Service Rep




Review of Wise Loan

Rob was excellent in responding to my need and handled it swiftly and professionally.

ColumbiaSC29212 34.0725-81.22

Response from Wise Loan:

Jamar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Thank you for your attention. The advisors are very friendly, and I'm pleased with the payment flexibility.

HoustonTX77084 29.835-95.6975

Response from Wise Loan:

Cesar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Excellent service

Port AcresTX77640 29.88-93.9775

Response from Wise Loan:

Richard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent and easy




Review of Wise Loan

BoiseID83705 43.57-116.225

Response from Wise Loan:

Megan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Customer Service




Review of Wise Loan

Great Customer Service Assistant

El PasoTX79938 31.84-105.9225

Response from Wise Loan:

Evangeline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Fantastic service




Review of Wise Loan

Great customer service

Twin LakesWI53181 42.5075-88.2375

Response from Wise Loan:

Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good Information Given




Review of Wise Loan

I was able to receive the information I called for. Although I was upset in the beginning, he was very pleasant and was able to give me the information I needed.

MilfordDE19963 38.935-75.3875

Response from Wise Loan:

Pamella, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

There an excellent company

MillsboroDE19966 38.5775-75.3175

Response from Wise Loan:

Fatima, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

After my initial call got disconnected I spoke to Rey Tan when my second call was transferred. He was very helpful. He answered all of my questions and explained so I understood. I really appreciate his help today.

College StationTX77840 30.6175-96.3125

Response from Wise Loan:

Temika, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Excellent Customer Service

El PasoTX79938 31.84-105.9225

Response from Wise Loan:

Evangeline, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good job




Review of Wise Loan

He was helpful

ShreveportLA71104 32.485-93.73

Response from Wise Loan:

Sheila, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Great representative

HoustonTX77038 29.92-95.4475

Response from Wise Loan:

Glenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Serive




Review of Wise Loan

Thank you so much for all your help!

San AntonioTX78242 29.355-98.61

Response from Wise Loan:

Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Rey T.

Rey T.

Near Houston, TX 77016
Rey T.

Rey T.

Near Houston, TX 77016
ROBBY G.

ROBBY G.

Near Boise, ID 83704
ROBBY G.

ROBBY G.

Near Windsor, WI 53598
Olga S.

Olga S.

Near Tiger Bend Rd, Baton Rouge, LA 70817
Olga S.

Olga S.

Near Austin St, Grapevine, TX 76051
Sheena U.

Sheena U.

Near Houston, TX 77095
Sheena U.

Sheena U.

Near Savoy, TX 75479
Sheena U.

Sheena U.

Near Savoy, TX 75479
Sheena U.

Sheena U.

Near McKinney, TX 75071
Rey T.

Rey T.

Near Socorro, TX 79928
Rey T.

Rey T.

Near Socorro, TX 79928
Sheena U.

Sheena U.

Near Houston, TX 77038
ROBBY G.

ROBBY G.

Near Church Point, LA 70525
ROBBY G.

ROBBY G.

Near Austin, TX 78729
ROBBY G.

ROBBY G.

Near Newark, DE 19702
Sheena U.

Sheena U.

Near Slidell, LA 70460
Sheena U.

Sheena U.

Near Slidell, LA 70460
ROBBY G.

ROBBY G.

Near Houston, TX 77068
Jude C.

Jude C.

Near Shreveport, LA 71119
Jude C.

Jude C.

Near Columbia, SC 29212
Olga S.

Olga S.

Near Laurel Lake Dr, Conroe, TX 77384
ROBBY G.

ROBBY G.

Near Leander, TX 78641
ROBBY G.

ROBBY G.

Near LaPlace, LA 70068
ROBBY G.

ROBBY G.

Near Columbia, SC 29212

Member of

Frequently Asked Questions

What are the Requirements to Apply for a Loan?

At Wise Loan, we strive to make applying for a personal loan in South Carolina quick and easy. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

How Long Does It Take to Receive Funds After Approval?

Upon approval, funds are typically dispersed usually within 15 minutes, as long as the borrower meets all requirements. Wise Loan also offers same day or next day funding, allowing you to access the money you need without delay.

What is the Easiest Loan to Get in South Carolina?

Personal loans, particularly those tailored to individuals with bad credit, often offer the easiest approval process in South Carolina. Wise Loans offers loans up to $1,500. Returning customers may be eligible for loan amounts up to $3,500.

What Happens If I Miss a Loan Payment?

Missing a loan payment will have interest continue to accrue, and may negatively impact your credit score. It’s essential to communicate with your lender if you anticipate difficulty in making payments.

Related Personal Loan Resources

Apply for a Personal Loan in South Carolina with Wise Loan

Take the next step towards financial freedom in South Carolina by applying for a Wise Loan today.