Get funds within 15 minutes
Already have an account?

South Carolina Personal Loans Can Help You Reach Your Goals.

Our streamlined process ensures fast access to the funds you need to achieve your goals.

Join the thousands of borrowers in South Carolina who found financial security with Wise Loan.

What Are Personal Loans?

Personal loans are loans that offer a convenient way to access funds online, bypassing the complexities of traditional lending methods. With Wise Loan, borrowers benefit from a simplified borrowing process and enjoy greater flexibility in managing their finances.

Benefits of Personal Loans

From medical expenses, vacations, or emergency funds, personal loans can offer you many benefits, such as:

Flexibility in use of funds

Predictable monthly payments

Fast and convenient application process

Types of Personal Loans in South Carolina

Installment Loans

Installment loans provide borrowers with fixed monthly payments and flexible repayment terms, allowing for better financial planning and management.

Bad Credit Loans

Bad credit loans offer individuals with less-than-perfect credit scores access to funds, helping them address their financial needs without undue stress.

Payday Loans

Payday loans provide short-term borrowing solutions for urgent financial needs, although they typically come with higher interest rates.

Why Choose Wise Loan?

Wise Loan simplifies the borrowing process, ensuring quick access to funds with minimal hassle.

Funds Within 15 Minutes*

Super Fast Loan Decision in 5 Minutes

Positive Payment History Reported to Credit Bureaus

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

How to Get the Best Personal Loans in South Carolina

Follow these steps to secure the best personal loan for your needs in South Carolina:

1

Complete the Loan Application

Navigate through our user-friendly online application form, providing all necessary information accurately.

2

Review and Accept Loan Terms

Stay informed throughout the approval process with updates on your application status and any further actions required.

3

Receive Your Personal Loan

Once you accept the loan agreement and get approved, you may be eligible to receive your funds within 15 minutes.*

*Must meet the following criteria: Have a debit card associated with a checking account, apply and be approved by 5:30 pm CT with the loan document signed, and meet normal loan qualifications.

Cities We Serve

Cities to consider for a South Carolina personal loan:

Charleston
Columbia
North Charleston
Mount Pleasant
Rock Hill
Greenville
Summerville
Goose Creek
And more.

Hear From Our Customers

Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1548 customer reviews

Customers say: The reviews exhibit a positive sentiment, with a majority of customers expressing satisfaction with the service provided by Wise Loans. Positive reviews frequently mention helpful and friendly customer service representatives, with specific praise for their professionalism, knowledge, and kindness. Customers also appreciate the ease of the application process and the quick turnaround time for loan approval and funding. Additionally, customers highlight the competitive interest rates and the overall positive experience with Wise Loans. Negative reviews are present but are less frequent and tend to focus on minor issues such as difficulty understanding certain aspects of the process or experiencing delays in communication. However, the overall tone of the reviews remains positive, with a clear majority expressing satisfaction with the services provided by Wise Loans.


Excellent service




Review of Wise Loan

CarbonTX76435 32.205-98.8575

Response from Wise Loan:

Kathleen, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Sullivan CityTX78595 26.3175-98.56

Response from Wise Loan:

Saul, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Baton RougeLA70817 30.375-90.9725

Response from Wise Loan:

Traylynn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


NO.1 AWESOME SERVICE




Review of Wise Loan

Wise Loan is awesome! I have been with them for 5 years or so. Very nice customer service, and if you have some issues with making a payment, you speak.with Mr. Jude or Mr. Robbie. No ugliness, always helpful to get you back on track!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

CypressTX77433 29.965-95.75

Response from Wise Loan:

Renise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Quick loans was quick and easy payment plan

DeSotoTX75115 32.6-96.8575

Response from Wise Loan:

Tarsha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Amazing service




Review of Wise Loan

Very polite and patient.

HoustonTX77040 29.875-95.525

Response from Wise Loan:

Willa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude assisted me in resolving my issue in an expeditious manner. He was very professional.

LucasTX75002 33.105-96.6425

Response from Wise Loan:

Joann, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

He is AMAZING!!! Great customer service!!! Answered all my questions.

HoustonTX77073 29.99-95.405

Response from Wise Loan:

Brynisha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome service




Review of Wise Loan

Awesome service

Port ArthurTX77640 29.9075-94.015

Response from Wise Loan:

Richard, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent job




Review of Wise Loan

McKinneyTX75070 33.16-96.68

Response from Wise Loan:

Deborah, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


excellent service




Review of Wise Loan

WeatherfordTX76086 32.7525-97.79

Response from Wise Loan:

Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excelente 👌




Review of Wise Loan

Gracias

HarlingenTX78552 26.215-97.7425

Response from Wise Loan:

Evelyn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Very nice




Review of Wise Loan

Vary professional and very nice

SlidellLA70460 30.32-89.8325

Response from Wise Loan:

George, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thank you




Review of Wise Loan

Fast response and excelled at handling the issue.

ColumbiaSC29212 34.0725-81.22

Response from Wise Loan:

Jamar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Rey T.

Rey T.

Near Huetter, ID 83815
Rey T.

Rey T.

Near Huetter, ID 83815
Rey T.

Rey T.

Near Boonville, MO 65233
Rey T.

Rey T.

Near Boonville, MO 65233
Jude C.

Jude C.

Near Destrehan, LA 70047
Rey T.

Rey T.

Near Wentzville, MO 63385
Rey T.

Rey T.

Near Wentzville, MO 63385
ROBBY G.

ROBBY G.

Near Newark, DE 19711
ROBBY G.

ROBBY G.

Near Irving, TX 75062
ROBBY G.

ROBBY G.

Near Arlington, TX 76017
ROBBY G.

ROBBY G.

Near Oakdale, LA 71463
ROBBY G.

ROBBY G.

Near Mount Pleasant, SC 29464
Jude C.

Jude C.

Near Racine, WI 53406
Jude C.

Jude C.

Near Pharr, TX 78577
Jude C.

Jude C.

Near Gretna, LA 70053
Jude C.

Jude C.

Near Sullivan City, TX 78595
ROBBY G.

ROBBY G.

Near Carbon, TX 76435
Sheena U.

Sheena U.

Near Sullivan City, TX 78595
Sheena U.

Sheena U.

Near Levelland, TX 79336
Sheena U.

Sheena U.

Near Levelland, TX 79336
ROBBY G.

ROBBY G.

Near Weiser, ID 83672
Jude C.

Jude C.

Near Roanoke, TX 76262
ROBBY G.

ROBBY G.

Near Longview, TX 75604
Sheena U.

Sheena U.

Near Houston, TX 77045
Sheena U.

Sheena U.

Near Houston, TX 77045

Member of

Frequently Asked Questions

What are the Requirements to Apply for a Loan?

At Wise Loan, we strive to make applying for a personal loan in South Carolina quick and easy. Here’s what you’ll need to get started:

  • Age Requirement: Applicants must be 21 or older.
  • Social Security Number: Required for identity verification.
  • Banking Information: A traditional checking account is necessary. Prepaid or savings accounts are not accepted. If you opt for instant funding via debit card, ensure the card is linked to the checking account you provide in your application.
  • Income Deposits: Your income must be directly deposited into the checking account used for the application.
  • Physical Address: A physical residential address is required; P.O. Box addresses are acceptable only as mailing addresses.
  • Monthly Income: A minimum monthly income of $1,500 is required. For residents of South Carolina and self-employed applicants, the minimum is $3,000.

How Long Does It Take to Receive Funds After Approval?

Upon approval, funds are typically dispersed usually within 15 minutes, as long as the borrower meets all requirements. Wise Loan also offers same day or next day funding, allowing you to access the money you need without delay.

What is the Easiest Loan to Get in South Carolina?

Personal loans, particularly those tailored to individuals with bad credit, often offer the easiest approval process in South Carolina. Wise Loans offers loans up to $1,500. Returning customers may be eligible for loan amounts up to $3,500.

What Happens If I Miss a Loan Payment?

Missing a loan payment will have interest continue to accrue, and may negatively impact your credit score. It’s essential to communicate with your lender if you anticipate difficulty in making payments.

Related Personal Loan Resources

Apply for a Personal Loan in South Carolina with Wise Loan

Take the next step towards financial freedom in South Carolina by applying for a Wise Loan today.