If you are a resident of Mississippi, you can now apply for a Wise Loan online installment loan! Wise Loan offers installment loans that don’t require good credit. We have a quick application process that gives you the status of your application in about 5 minutes! Once you are approved you can get your funds, in some cases the same day. Plus, the on time repayment of your online installment loan will earn YOU cash back in the form of a Nest Egg account - an account you can use to build up your savings so you don’t need a loan down the road.
In the state of Mississippi, Wise loan offers loan amounts between $200 - $2000. You don’t necessarily need to have good credit to be approved for a Wise Loan! Amounts as well as approvals are determined on a number of factors including your credit, employment, loan repayment history, as well as number of other factors.
With a Wise Loan installment loan, you get to pick the number of payments needed to pay off the loan. For loans of $500 and under, Mississippi residents can choose from 4 to 6 monthly payments, 8 to 13 bi-weekly payments, or 8 to 12 semi-monthly payments, with a minimum term length of 120 days. For loans of more than $500, Mississippi residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When choosing the payment terms, be sure to pick terms that accurately reflect your ability to pay.
Paying your Wise Loan back in a timely fashion in Mississippi can earn you a cash back bonuses! For every $1000 borrowed and paid back on time, you will have $50 deposited into your Nest Egg savings account.
A Wise Loan installment loan is an expensive form of credit and should be used only when necessary for emergency or unexpected expenses. Annual Percentage Rates or APRs will differ depending on the loan term. Quicker payoffs will result in lower rates. For more information,
see an example repayment schedule of a Wise Loan.
The Mississippi Department of Banking and Consumer Finance
Post Office Box 12129
Jackson, MS 39236
Phone: (800) 844-2499 Fax: (601) 321-6933