Loan Terms and Conditions Missouri
Welcome Missouri Customer!
Repayment Terms : 2 – 12 monthly payments
APR (based on credit) : 299.96% – 799.00%
Common Loans in Missouri
| Loan Amount | $700 | $1,000 | $1,200 | $1,500 | 
| Number of Bi-Weekly Payments | 10 | 10 | 10 | 10 | 
| Amount Per Payment | $131.38 | $180.61 | $216.74 | $260.47 | 
| APR | 349.95% | 324.96% | 324.96% | 299.96% | 
Terms and Conditions for Missouri
You can view our Terms & Conditions and Privacy Policy for more information.
Regulatory Contact Information
Missouri Division of Finance
Consumer Credit Section
P.O. Box 716, 301 West High Street
Jefferson City, MO 65102
Phone: (573) 751-3242
Fax: (573) 751-9192
Certificates
Local Reviews
 for Kansas City,St. Louis,Florissant,Jefferson City,Springfield,Saint Louis,Imperial,Raymore,Saint Charles,Chesterfield,Columbia,Harrisonville,Lake Waukomis,Liberty,Salem,Troy,VLG LOCH LOYD,Warrenton,Agency,Arnold,Blue Springs,Bonne Terre,Brentwood,Buffalo,Camdenton,Caulfield,Duenweg,Easton,Falcon,Ferrelview,Frankford,Independence,Jackson,Joplin,Kimberling City,Kirksville,LA BARQUE CRK,Linn,Marionville,Maryland Heights,Nelson,Nixa,North Kansas City,Old Monroe,Overland,Raytown,St. Peters,Union,Warsaw,Wright City, MO
            Customers say: The overall tone of the reviews is positive, with a focus on the excellent customer service provided by Wise Loan. The reviews highlight the company's commitment to providing top-notch service, with representatives being knowledgeable, professional, and helpful. The reviews also mention the company's willingness to work with customers and provide solutions to their financial needs. While there are a few negative reviews, they are not a dominant trend and do not represent a clear, recurring issue.
Excellent Service
                            
                                Teresa - 							             St. Louis, MO 63107
					             
                        
                        
                        Robby has excellent customer service skills. I am glad he was my representative.
                                Response from Wise Loan:
                                
Teresa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
                            
                                Brenda - 							             St. Louis, MO 63138
					             
                        
                        
                        Great representative, very professional
                                Response from Wise Loan:
                                
Brenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent
                            
                                Austin - 							             Springfield, MO 65803
					             
                        
                        
                        
                                Response from Wise Loan:
                                
Austin, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Dishonest, Stealing
                            
                                Cortney - 							             Springfield, MO 65803
					             
                        
                        
                        Pheobie told me when I was paying my loan off in full that they discounted 30%. When checking my bank account ONE MINUTE LATER pheobie pulled the whole amount that was due for the loan. I proceeded to call her back and she giggled throughout the phone call. Very unprofessional customer service. As being a second time customer, I will NOT be using wise loan ever again for their dishonesty and stealing.
                                Response from Wise Loan:
                                
Cortney, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center
Service recommendations
                            
                                Brenda - 							             St. Louis, MO 63138
					             
                        
                        
                        Very knowledgeable and provided excellent customer service
                                Response from Wise Loan:
                                
Brenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Survey
                            
                                DENNIS - 							             St. Louis, MO 63136
					             
                        
                        
                        
                                Response from Wise Loan:
                                
Dennis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent help
                            
                                CONNIE - 							             St. Louis, MO 63139
					             
                        
                        
                        I had to cancel an extra payment I made and Jude was very professional and kind to me about it.
                                Response from Wise Loan:
                                
Connie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
                            
                                DIANNA - 							             St. Louis, MO 63116
					             
                        
                        
                        A very stressful time for me. Jude was very professional & so polite.
                                Response from Wise Loan:
                                
Dianna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
                            
                                PATTY - 							             Imperial, MO 63052
					             
                        
                        
                        Wonderful to work with
                                Response from Wise Loan:
                                
Patty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Service
                            
                                ANNA - 							             St. Peters, MO 63376
					             
                        
                        
                        
                                Response from Wise Loan:
                                
Anna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
great service
                            
                                DARRYL - 							             Kansas City, MO 64130
					             
                        
                        
                        Really appreciate her time and patience
                                Response from Wise Loan:
                                
Darryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great service
                            
                                CHERI - 							             Kansas City, MO 64117
					             
                        
                        
                        First person was unable to see what I needed to know but got in touch with some one else that could help. Bothe were curtious and helpful
                                Response from Wise Loan:
                                
Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great experience
                            
                                CHERI - 							             Kansas City, MO 64117
					             
                        
                        
                        I am in a very rough place financially and Trent was able to find a solution that would help. He was curtious and empathetic, as well as proffesional.
                                Response from Wise Loan:
                                
Cheri, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great service
                            
                                BONNIE PARKS - 							             St. Louis, MO 63115
					             
                        
                        
                        I was able to get my issue resolved.
                                Response from Wise Loan:
                                
Bonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service!!
                            
                                VICTORIA - 							             St. Louis, MO 63139
					             
                        
                        
                        Robby is always great to work with!!
                                Response from Wise Loan:
                                
Victoria, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Excellent Service
                            
                                LETTIE - 							             St. Louis, MO 63103
					             
                        
                        
                        Have been using this site for a while. Love it. Profesional
                                Response from Wise Loan:
                                
Lettie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Sherry
                            
                                SHERRY - 							             Columbia, MO 65203
					             
                        
                        
                        Robby was very helpful.
                                Response from Wise Loan:
                                
Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Unsatisfied
                            
                                LATOCIA - 							             Kansas City, MO 64118
					             
                        
                        
                        On my last loan I was charged overage because your systems did something from essential and wise getting corresponding from both and my last payment came out wasn't recognized so I called said they fixed the probable asked for my nest egg to be refunded to me and they took out the last payment again with my nest egg amount smh
                                Response from Wise Loan:
                                
Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center
Excellent Service
                            
                                SHERRY - 							             St. Peters, MO 63376
					             
                        
                        
                        Robby worked with me to get this loan paid off. It was a huge relief. Thank you.
                                Response from Wise Loan:
                                
Sherry, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
Great Service
                            
                                LATOCIA - 							             Kansas City, MO 64118
					             
                        
                        
                        
                                Response from Wise Loan:
                                
Latocia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan
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