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Online Installment Loans Idaho
If you are a resident of Idaho, you can now apply for a Wise Loan online installment loan! Wise Loan offers installment loans that don’t require good credit. We have a fast, online application process that gives you the status of your application in as few as 5 minutes! Once your loan is approved you can get your funds, in some instances the same day. Plus, the on time repayment of your online installment loan can earn YOU cash back in the form of a Nest Egg account – an account you can use to build up your savings so you won’t need a loan down the road.
How Much Can I Borrow From Wise Loan?In the state of Idaho, Wise loan offers loan amounts between $200 - $2000. Good credit is not required to be approved for a Wise Loan! Amounts as well as approvals are determined on a number of factors including your credit, employment, loan repayment history, as well as number of other considerations.
Flexible Payment TermsWith a Wise Loan installment loan, you get to pick the number of payments necessary to pay off the loan. For loans of $500 and less, Idaho residents can choose from 4 to 6 monthly payments, 8 to 13 bi-weekly payments, or 8 to 12 semi-monthly payments, with a minimum term length of 120 days. For loans totaling more than $500, Idaho residents can choose from 6 to 12 monthly payments, 12 to 26 bi-weekly payments, or 12 to 24 semi-monthly payments. When deciding the payment terms, please be sure to pick terms that accurately reflect your ability to pay.
Cash Back RewardsPaying your Wise Loan back on time in Idaho can earn you a cash back rewards! For every $100 borrowed and paid back on time, you can earn between $1 - $5 deposited into your Nest Egg savings account.
What Will My Loan CostA Wise Loan installment loan can be an expensive form of credit and should be used only when necessary for unexpected expenses or emergency expenses. Annual Percentage Rates or APRs will differ depending on the loan terms. Faster payoffs will result in lower rates. For more information, see an example repayment schedule of a Wise Loan.
Regulatory Contact InformationThe Idaho Department of Banking and Consumer Finance