Get funds within 15 minutes
Already have an account?

Address Unexpected Veterinary Expenses with Vet Loans

Ease the financial burden of unexpected veterinary costs with our quick loan approval process.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join the increasing number of individuals who have turned to us for financial assistance with vet bills.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1572 customer reviews

Customers say: The reviews exhibit a positive overall sentiment, with recurring positive themes and sentiments. The majority of reviews express satisfaction with the company's services, highlighting helpfulness, professionalism, and excellent customer service. Positive reviews mention friendly and knowledgeable representatives, quick and easy loan processes, and positive experiences with loan workouts. Additionally, customers appreciate the company's willingness to help with their needs and the overall positive impression they have of Wise Loan. Negative sentiments, if present, are not a clear, recurring trend, and are outweighed by the positive feedback.


Thank you




Review of Wise Loan

Great service & efficient

HobartWI54313 44.59-88.11

Response from Wise Loan:

Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

I had a issue & they help me through it no hassle.

GalvestonTX77550 29.305-94.7925

Response from Wise Loan:

Mia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great customer service




Review of Wise Loan

Great

WolfforthTX79382 33.47-101.9925

Response from Wise Loan:

Kandis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good service




Review of Wise Loan

He took care of the problem

Baton RougeLA70811 30.535-91.125

Response from Wise Loan:

Jerquan, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service!




Review of Wise Loan

Sheena did a great job answering my concerns and giving me her direct line !

LeanderTX78641 30.54-97.9375

Response from Wise Loan:

Sara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great service!




Review of Wise Loan

Sheena was so sweet and answered quickly with my questions thank you! She's great!

LeanderTX78641 30.54-97.9375

Response from Wise Loan:

Sara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Terrible every time I’ve called




Review of Wise Loan

Five thumbs down!

AmarilloTX79109 35.1625-101.9

Response from Wise Loan:

Micha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at hello@wiseloan.com. Best regards, The Call Center


great service & good prices




Review of Wise Loan

ArlingtonTX76015 32.69-97.13

Response from Wise Loan:

Arionna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


excellent service




Review of Wise Loan

she did a fantastic job

OakdaleLA71463 30.8225-92.6575

Response from Wise Loan:

Tara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Awesome Service!!




Review of Wise Loan

Wise Loan is the best.in the business I have used them a few years now. Always top notch! My representative ,Sheena U. was very professional kind and was a big help! The company and its staff strive on providing over the.top customer service!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Lady Sheena Urgel she was extremely helpful polite her customer service was outstanding

LubbockTX79413 33.5525-101.8825

Response from Wise Loan:

Fernando, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Ecellent service




Review of Wise Loan

WeatherfordTX76086 32.7525-97.79

Response from Wise Loan:

Loma, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


"Over the Top" AWESOME Service




Review of Wise Loan

Wise Loan definitely has Excellent Service!! From the first Loan representatives, with applications payments. And the workout team who help you if you need help with a missed payment! Mr. Jude and his fellow team member are awesome! Wise Loan is definitely one of the best loan companies in this market!

HockleyTX77447 30.0525-95.835

Response from Wise Loan:

Ruthie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent customer service




Review of Wise Loan

Willing to help with your needs

DallasTX75287 32.9975-96.84

Response from Wise Loan:

Andrew, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Good service




Review of Wise Loan

DallasTX75251 32.92-96.7725

Response from Wise Loan:

Nykisha, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Sheena U.

Sheena U.

Near Grand Prairie, TX 75052
Sheena U.

Sheena U.

Near Grand Prairie, TX 75052
Sheena U.

Sheena U.

Near Hobart, WI 54313
Sheena U.

Sheena U.

Near Hobart, WI 54313
Sheena U.

Sheena U.

Near White Mesa, UT 84511
Sheena U.

Sheena U.

Near White Mesa, UT 84511
Rey T.

Rey T.

Near Beaumont, TX 77701
Rey T.

Rey T.

Near Beaumont, TX 77701
Sheena U.

Sheena U.

Near Addison, TX 75001
Sheena U.

Sheena U.

Near Houston, TX 77064
Sheena U.

Sheena U.

Near Addison, TX 75001
Sheena U.

Sheena U.

Near Mequon, WI 53092
Sheena U.

Sheena U.

Near Mequon, WI 53092
Rey T.

Rey T.

Near Minocqua, WI 54548
Rey T.

Rey T.

Near Minocqua, WI 54548
Rey T.

Rey T.

Near Schertz, TX 78108
Rey T.

Rey T.

Near Schertz, TX 78108
Sheena U.

Sheena U.

Near Fort Worth, TX 76244
Sheena U.

Sheena U.

Near Round Rock, TX 78664
Rey T.

Rey T.

Near Kirksville, MO 63501
Rey T.

Rey T.

Near Kirksville, MO 63501
Rey T.

Rey T.

Near Galveston, TX 77550
Rey T.

Rey T.

Near Galveston, TX 77550
Sheena U.

Sheena U.

Near Goliad, TX 77963
Sheena U.

Sheena U.

Near Goliad, TX 77963

Member of

What is a Veterinary Loan?


A veterinary loan is a specialized personal loan designed to cover the expenses associated with unexpected pet medical treatments and emergency vet care. This loan can cover veterinary services, pet surgeries, overnight stays in vet clinics, medication, and other costs related to pet ownership. Pet emergencies can be financially challenging and often occur when owners are not financially prepared. Many pet owners do not have an emergency fund or pet insurance to cover these unexpected veterinary bills.

These loans allow you to focus on your pet’s well-being and recovery rather than being consumed by the immediate financial burden of medical care. With flexible repayment options and competitive interest rates, vet loans from Wise Loan offer a compassionate and practical solution during one of life’s most challenging times as a pet owner.

How It Works

Securing a vet loan with Wise Loan is a streamlined three-step process:

1

Apply for a Loan

Pet emergencies are often unforeseen, so our application process is quick and straightforward. A checking account is necessary to qualify.

2

Receive a Loan Decision

Once you’ve applied, we aim to provide a loan decision within minutes to an hour, helping alleviate financial stress during this challenging time.

3

Get Funds

Funds can be accessed as required, instantly, on the same day, or the next day. Direct deposit is a requirement for receiving the funds.

Why Choose Wise Loan?


Wise Loan stands out as the go-to choice for vet loans. At Wise Loan, we know pets are an extension of your family. With tailored interest rates that cater to diverse financial situations, we’re committed to offering the best possible service. Our Nest Egg program adds an extra incentive for borrowers by rewarding timely repayments. We take pride in regularly reporting on-time payments to major credit bureaus, making a Wise Loan a financial aid and a strategic move for those keen on improving their credit scores. Whether you’re dealing with a routine veterinary visit or an unexpected pet emergency, we support your financial needs during these difficult times.

What Can I Use a Veterinary Loan For?


A loan for veterinary expenses provides coverage for a range of pet-related costs, including:

Preventive care

Emergency surgery and procedures

Medications and treatments

Diagnostic tests

Hospitalization and aftercare

No matter what unexpected pet health issues arise, these loans for Wise Loan can help.

We Proudly Serve These Locations

Wise Loan proudly serves the following locations:

Veterinary Loan FAQs

How Much Can I Borrow With a Vet Loan?

The amount you can borrow with a vet loan varies depending on factors such as your credit score, income, and the policies of the lending institution. It’s advisable to contact different lenders to determine their specific loan limits and terms based on your financial situation. At Wise Loan, our veterinary loans typically range from $500 to $1500, ensuring flexibility to cater to your unique financial needs. It’s essential to assess your specific expenses to ensure you borrow an amount that aligns with your budget.

How Do Loans for Pet Emergencies Work?

Loans designed to help manage pet emergencies often referred to as pet emergency loans, offer flexible repayment options and may not always require a credit check. The process typically begins with research, followed by an online application, as made convenient by Wise Loan. We assess your financial history, and upon approval, you can accept the terms and agreement. The funds are sent to you as a lump sum via direct deposit, ensuring prompt accessibility to address veterinary expenses.

Are Vet Loans Hard to Get?

Obtaining a veterinary loan is usually more accessible when compared to traditional loans. While credit history does play a role, it is only sometimes the determining factor among the wide range of personal information considered by lenders like Wise Loan. These loans assist pet owners in accessing the necessary funds for their pets’ medical bills, and many lenders are willing to work with individuals from diverse financial backgrounds, making these loans a viable option for those in need. You may still qualify for a loan even with bad credit.

How Do I Get a Veterinary Loan?

To obtain a veterinary loan, you typically begin by researching suitable lenders. Completing the application process online is your next step. Wise Loan evaluates your financial history, and upon approval, you can review and accept the terms, interest rate, and agreement. Once this process is complete, the funds are disbursed directly to you, offering a straightforward and efficient way to cover your pet’s medical expenses.

What Are My Vet Financing Options?

The forms of financing for vet bills encompass a range of approaches, including traditional veterinary loans, pet insurance plans, crowdfunding platforms to raise funds for pet medical bills, non-profit organizations that offer financial assistance for pet emergencies, and in-house payment plans provided by many veterinarians. The positive aspect is that even those with poor credit can access some of these options, and credit checks are only sometimes required. Explore these choices to find the best solution for your pet’s healthcare needs and your financial situation.

Other Emergency Loan Options

Funeral Loans

Ensure a respectful farewell without the burden of expenses. Find solace with our funeral loans.

Auto Repair Loans

Navigate vehicle breakdowns without a hitch. Get back on the road quickly with our auto repair loans.

Home Repair Loans

We have your back for unforeseen home damages. Our home repair loans are here to help.

Resources

Apply for a Vet Loan Today