Overwhelmed by Healthcare Bills? Medical Loans Can Help.

Your health waits for no one, and neither do our loan approvals.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join our growing number of customers who received help with medical debt.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1406 customer reviews

Awesome service




Review of Wise Loan

Robbie has been a great help. Followed up with me through the process. Let me know if I have questions or need to make a different arrangement he is there to help. He is kind and considerate. Thank you for your help

AshwaubenonWI54115 44.4025-88.07

Outstanding Customer Service




Review of Wise Loan

Provided with very friendly, professional, customer service.

DallasTX75220 32.8575-96.875

Response from Wise Loan:

David, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great Customer Service Experience




Review of Wise Loan

Robby was very helpful in resolving my payment due date change issue. He was very friendly and professional, and his handling of the situation really made my day. We need more people like him that can handle our customer service issues.

Baton RougeLA70816 30.425-91.025

Response from Wise Loan:

Lori, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!!




Review of Wise Loan

GarlandTX75042 32.9175-96.68

Response from Wise Loan:

Norma Flores, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Easy to apply for loan

San AntonioTX78228 29.455-98.56

Response from Wise Loan:

Robert, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service always




Review of Wise Loan

PonderTX76259 33.2125-97.32

Response from Wise Loan:

Krista, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Jude was very nice and understanding when talking to him today regarding me needing to make my last payment due on a loan for the month of December instead of it being auto deducted this month, November. Helped me tremendously! Thank You!

KatyTX77450 29.745-95.74

Response from Wise Loan:

Cheryl, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Polite and explained my question.




Review of Wise Loan

HoustonTX77014 29.9825-95.4625

Response from Wise Loan:

Madelyn, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Fast, great customer service

SunsetUT84015 41.1325-112.06

Response from Wise Loan:

Angel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Ms.




Review of Wise Loan

Only use as a last resort. Interest is far too expensive.

Missouri CityTX77459 29.4775-95.53

Response from Wise Loan:

Kimbley, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at (800) 516-7840 or email us at [email protected]. Best regards, The Call Center


Excellent work




Review of Wise Loan

Indian LakeTX78566 26.16-97.3725

Response from Wise Loan:

Orlando, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Customer Service




Review of Wise Loan

Great customer service ! Very helpful!

WaxahachieTX75167 32.3725-96.9

Response from Wise Loan:

Lisa, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service‼️




Review of Wise Loan

Jude is very professional and courteous!

SangerTX76266 33.3425-97.2

Response from Wise Loan:

Monetta, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent




Review of Wise Loan

PewaukeeWI53072 43.075-88.275

Response from Wise Loan:

Tracy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

Very helpful and efficient!

River RidgeLA70123 29.94-90.1975

Response from Wise Loan:

Kimberly, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


ROBBY G.

ROBBY G.

Near Ashwaubenon, WI 54115
ROBBY G.

ROBBY G.

Near Houston, TX 77084
Jude C.

Jude C.

Near Midlothian, TX 76065
Jude C.

Jude C.

Near Lee's Summit, MO 64081
Jude C.

Jude C.

Near Garland, TX 75043
Jude C.

Jude C.

Near Mandeville, LA 70448
Jude C.

Jude C.

Near Austin, TX 78749
Olga S.

Olga S.

Near Lemondrop Ct, Arlington, TX 76017
Jude C.

Jude C.

Near Kansasville, WI 53139
Olga S.

Olga S.

Near W Cavalcade St, Houston, TX 77009
Olga S.

Olga S.

Near Starlight Rd, Dallas, TX 75220
ROBBY G.

ROBBY G.

Near Austin, TX 78750
ROBBY G.

ROBBY G.

Near Baton Rouge, LA 70816
ROBBY G.

ROBBY G.

Near Missouri City, TX 77459
ROBBY G.

ROBBY G.

Near Gonzales, LA 70737
ROBBY G.

ROBBY G.

Near Plano, TX 75074
ROBBY G.

ROBBY G.

Near Dallas, TX 75219
Jude C.

Jude C.

Near Jennings, LA 70546
Jude C.

Jude C.

Near Garland, TX 75042
ROBBY G.

ROBBY G.

Near Prairieville, LA 70769
Jude C.

Jude C.

Near Fort Worth, TX 76104
ROBBY G.

ROBBY G.

Near Madisonville, TX 77864
Jude C.

Jude C.

Near Millsboro, DE 19966
Jude C.

Jude C.

Near San Antonio, TX 78228
Olga S.

Olga S.

Near Spring View Ln, Fort Worth, TX 76244

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What is a Medical Loan?


A medical loan is a specialized personal loan tailored for individuals with unexpected medical costs. These emergencies can quickly raise hefty bills, whether unforeseen surgery, costly medication, or extended hospital stays. These expenses are daunting for many, especially those without comprehensive health insurance.

These loans are financial solutions that provide a structured repayment plan, alleviating the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, loans for medical bills can be a viable option for many. They ensure that financial constraints do not compromise the quality and timeliness of healthcare received, offering peace of mind during already stressful times.

How It Works

Applying for a medical treatment loan with Wise Loan is a straightforward, three-step process:

1

Apply for a Loan

We understand that time is of the essence when it comes to unexpected expenses. Our simple application takes less than 5 minutes to complete. You must have a checking account to apply.

2

Receive a Loan Decision

After completing the application, you will receive a loan decision within minutes to an hour, reducing the stress and uncertainty often associated with medical bills.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.

Why Choose Wise Loan?


At Wise Loan, we stand out as a reliable and customer-centric choice for medical expense loans. Our commitment to efficiency ensures a quick and convenient application process, allowing you to secure the financial support you need for medical bills without unnecessary delays. With flexible terms, competitive interest rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution to your medical financing needs.

What Can I Use a Medical Loan For?


Medical loans can be used for various healthcare-related expenses, including but not limited to:

    Hospital bills

    Emergency procedures

    Doctor consultations

    Dental procedures

    Prescription medications

    Whatever unexpected treatment costs and medical bills you face, loans from Wise Loan can help you manage and pay for them efficiently.

    We Proudly Serve These Locations

    Wise Loan proudly serves the following locations:

    Medical Loan FAQs

    How Much Can I Borrow With a Medical Loan?

    The amount you can borrow with a medical loan varies depending on your financial situation, credit history, and the lender’s policies. Wise Loan offers loan amounts ranging from $500 to $1500, which provides flexibility to suit a variety of expenses. Borrowing only what you need to manage your expenses and ensure a comfortable repayment plan is crucial. Ensure you review all loan terms and conditions before committing.

    How Do Medical Loans Work?

    Medical loans operate similarly to personal loans. You apply for a loan, are approved if eligible, and agree to repayment terms, including interest. These loans can be unsecured, meaning no collateral is required for you to receive the necessary medical procedures. They are designed to provide financial relief during emergencies, ensuring patients get the treatment they need without added financial stress. Understanding the interest rates and fees before taking one out is essential.

    Are Medical Loans Hard to Get?

    Medical loans are typically more accessible than traditional loans from banks or credit unions. While loan application approval is subject to creditworthiness, healthcare loans are designed to assist individuals facing unexpected expenses, making them more attainable during challenging times. Lenders, such as Wise Loan, understand the urgency and significance of receiving these funds, often leading to a more lenient and empathetic application process. You may still qualify for a loan even if you have bad credit. However, it’s still essential to maintain a good credit score to get favorable loan terms.

    How Do I Get a Medical Loan?

    Getting a medical loan is a straightforward process. You can apply online through Wise Loan’s user-friendly application. After submitting your application, you will receive a loan decision within minutes to an hour. If approved, you could have access to funds on the same day. Always ensure you have all necessary documents ready and double-check the application for accuracy. It’s beneficial to shop around and compare different lenders to find the best rates and terms.

    What Are My Medical Financing Options?

    Medical loans come in various forms, including unsecured loans and secured loans. Unsecured loans do not require collateral, while secured loans may require an asset as collateral. Wise Loan offers these loans to make the process easier and more accessible for our customers. Other financing options include payment plans offered directly by healthcare providers or tapping into health savings accounts if available. Always weigh the pros and cons of each option before deciding.

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    Resources

    What is an Installment Loan?

    What is an Installment Loan?

    One of the most common types of loans is the installment loan. If you have any sort of debt, chances are that you have one or more installment loans. They can include student loans, auto loans and personal loans. Find out more about traditional installment loans and what you can use an installment loan for below.

    read more
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    How to Rent with Bad Credit

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    Apply for a Medical Loan Today