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Overwhelmed by Healthcare Bills? Medical Loans Can Help.

Your health waits for no one, and neither do our loan approvals.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join our growing number of customers who received help with medical debt.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1501 customer reviews

Customers say: The provided content describes the overall sentiment of the reviews as positive. The reviews mention friendly and polite customer service, with many customers expressing gratitude for the assistance they received. There are also mentions of the ease of the loan process and the quick turnaround time for receiving funds. However, there are a few negative reviews that mention unprofessional customer service, with one customer reporting dishonesty and stealing. Overall, the sentiment is positive, with more positive reviews than negative ones.


Excellent Service from Sheena




Review of Wise Loan

Shenna was professional, knowledgeable and kind . I highly recommend using Wise loans as their customer service is first class .

San AntonioTX78220 29.415-98.39

Excellent Service




Review of Wise Loan

Great service and very prompt and professional . I highly recommend.

San AntonioTX78220 29.415-98.39

Excellent Service




Review of Wise Loan

Great representative, very professional

St. LouisMO63138 38.8-90.205

Response from Wise Loan:

Brenda, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

SpringfieldMO65803 37.295-93.2975

Response from Wise Loan:

Austin, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service!




Review of Wise Loan

KaufmanTX75142 32.585-96.26

Response from Wise Loan:

Barbara, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Rey Tan was very helpful and knowledgeable

SlidellLA70461 30.2275-89.6825

Response from Wise Loan:

Denise, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Great Service




Review of Wise Loan

Jude was extremely helpful

RoanokeTX76262 33.005-97.225

Response from Wise Loan:

Angela, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Very professional

SlidellLA70460 30.32-89.8325

Response from Wise Loan:

George, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

She was very helpful and courteous it was a excellent experience

FarmingtonMO63640 37.765-90.4125

Response from Wise Loan:

Jackie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Lovely




Review of Wise Loan

Customer service representative was very informative and helpful and represented Wise Loan professionally.

New OrleansLA70119 29.9825-90.06

Response from Wise Loan:

Xavier, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Amazing service




Review of Wise Loan

WacoTX76708 31.6175-97.2125

Response from Wise Loan:

Cecilia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

ArlingtonTX76013 32.7225-97.1525

Response from Wise Loan:

Tiwanna, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

BlythewoodSC29016 34.2-81.01

Response from Wise Loan:

Lia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Muy satisfecho

KatyTX77449 29.855-95.7025

Response from Wise Loan:

Luis, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Really kind and helpful




Review of Wise Loan

Appreciate his reassurance and kind way of speaking. Please give him a raise.

Wichita FallsTX76308 33.85-98.545

Response from Wise Loan:

Elizabeth, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Jude C.

Jude C.

Near Fort Worth, TX 76133
Jude C.

Jude C.

Near Horizon City, TX 79927
Jude C.

Jude C.

Near Chaffee, MO 63740
Sheena U.

Sheena U.

Near Houston, TX 77044
Sheena U.

Sheena U.

Near Houston, TX 77044
Sheena U.

Sheena U.

Near Milwaukee, WI 53207
Jude C.

Jude C.

Near CORP CHRISTI, TX 78415
Sheena U.

Sheena U.

Near Blythewood, SC 29016
Sheena U.

Sheena U.

Near Blythewood, SC 29016
Jude C.

Jude C.

Near Kenner, LA 70065
Jude C.

Jude C.

Near Lisbon, WI 53089
Jude C.

Jude C.

Near Lubbock, TX 79414
Jude C.

Jude C.

Near Elgin, TX 78621
ROBBY G.

ROBBY G.

Near San Antonio, TX 78242
ROBBY G.

ROBBY G.

Near Merriam Woods, MO 65740
ROBBY G.

ROBBY G.

Near Sappington, MO 63128
ROBBY G.

ROBBY G.

Near Mandeville, LA 70448
Rey T.

Rey T.

Near Baton Rouge, LA 70817
Rey T.

Rey T.

Near Baton Rouge, LA 70817
Rey T.

Rey T.

Near Wauwatosa, WI 53225
Rey T.

Rey T.

Near Wauwatosa, WI 53225
Sheena U.

Sheena U.

Near San Antonio, TX 78220
Sheena U.

Sheena U.

Near San Antonio, TX 78220
ROBBY G.

ROBBY G.

Near Lubbock, TX 79424
Rey T.

Rey T.

Near Port Acres, TX 77640

Member of

What is a Medical Loan?


A medical loan is a specialized personal loan tailored for individuals with unexpected medical costs. These emergencies can quickly raise hefty bills, whether unforeseen surgery, costly medication, or extended hospital stays. These expenses are daunting for many, especially those without comprehensive health insurance.

These loans are financial solutions that provide a structured repayment plan, alleviating the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, loans for medical bills can be a viable option for many. They ensure that financial constraints do not compromise the quality and timeliness of healthcare received, offering peace of mind during already stressful times.

How It Works

Applying for a medical treatment loan with Wise Loan is a straightforward, three-step process:

1

Apply for a Loan

We understand that time is of the essence when it comes to unexpected expenses. Our simple application takes less than 5 minutes to complete. You must have a checking account to apply.

2

Receive a Loan Decision

After completing the application, you will receive a loan decision within minutes to an hour, reducing the stress and uncertainty often associated with medical bills.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when you need them the most. You must have direct deposit to receive funds.

Why Choose Wise Loan?


At Wise Loan, we stand out as a reliable and customer-centric choice for medical expense loans. Our commitment to efficiency ensures a quick and convenient application process, allowing you to secure the financial support you need for medical bills without unnecessary delays. With flexible terms, competitive interest rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution to your medical financing needs.

What Can I Use a Medical Loan For?


Medical loans can be used for various healthcare-related expenses, including but not limited to:

    Hospital bills

    Emergency procedures

    Doctor consultations

    Dental procedures

    Prescription medications

    Whatever unexpected treatment costs and medical bills you face, loans from Wise Loan can help you manage and pay for them efficiently.

    We Proudly Serve These Locations

    Wise Loan proudly serves the following locations:

    Medical Loan FAQs

    How Much Can I Borrow With a Medical Loan?

    The amount you can borrow with a medical loan varies depending on your financial situation, credit history, and the lender’s policies. Wise Loan offers loan amounts ranging from $500 to $1500, which provides flexibility to suit a variety of expenses. Borrowing only what you need to manage your expenses and ensure a comfortable repayment plan is crucial. Ensure you review all loan terms and conditions before committing.

    How Do Medical Loans Work?

    Medical loans operate similarly to personal loans. You apply for a loan, are approved if eligible, and agree to repayment terms, including interest. These loans can be unsecured, meaning no collateral is required for you to receive the necessary medical procedures. They are designed to provide financial relief during emergencies, ensuring patients get the treatment they need without added financial stress. Understanding the interest rates and fees before taking one out is essential.

    Are Medical Loans Hard to Get?

    Medical loans are typically more accessible than traditional loans from banks or credit unions. While loan application approval is subject to creditworthiness, healthcare loans are designed to assist individuals facing unexpected expenses, making them more attainable during challenging times. Lenders, such as Wise Loan, understand the urgency and significance of receiving these funds, often leading to a more lenient and empathetic application process. You may still qualify for a loan even if you have bad credit. However, it’s still essential to maintain a good credit score to get favorable loan terms.

    How Do I Get a Medical Loan?

    Getting a medical loan is a straightforward process. You can apply online through Wise Loan’s user-friendly application. After submitting your application, you will receive a loan decision within minutes to an hour. If approved, you could have access to funds on the same day. Always ensure you have all necessary documents ready and double-check the application for accuracy. It’s beneficial to shop around and compare different lenders to find the best rates and terms.

    What Are My Medical Financing Options?

    Medical loans come in various forms, including unsecured loans and secured loans. Unsecured loans do not require collateral, while secured loans may require an asset as collateral. Wise Loan offers these loans to make the process easier and more accessible for our customers. Other financing options include payment plans offered directly by healthcare providers or tapping into health savings accounts if available. Always weigh the pros and cons of each option before deciding.

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    Resources

    Apply for a Medical Loan Today