Unexpected Car Repairs? Get Back on the Road Fast with Auto Repair Loans.

Car troubles shouldn’t keep you off the road. Our quick loan approvals will minimize your car’s downtime.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join our growing number of customers who received help with their auto repair bills.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1432 customer reviews

Customers say: The reviews exhibit a mixed sentiment, with some expressing satisfaction and others dissatisfaction. Positive reviews highlight helpful and professional customer service, while negative reviews mention issues with loan terms, customer service, and unexpected fees. Some reviewers also express gratitude for the assistance provided by specific representatives. Overall, the sentiment is neutral, with a mix of positive and negative reviews.


Great service




Review of Wise Loan

Excellent service. He answered all my questions.

WacoTX76710 31.535-97.195

Excellent Service




Review of Wise Loan

I always have a pleasant experience when speaking with Robby. Only positive!

IrvingTX75062 32.845-96.98

Great customer service




Review of Wise Loan

MansfieldTX76063 32.5625-97.1425

Excellent service




Review of Wise Loan

They have excellent service. They were very understanding and worked with me.

BlanchardID83804 48.0375-116.9425

Response from Wise Loan:

Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent customer service from Olga




Review of Wise Loan

Olga made my concerns a priority. Her knowledge and ability to communicate what I needed to do and what she needed to do during a stressful time was reasonable and easily understood. I appreciate people who actually care working when I have questions and concerns. My experience with her and the company has been amazing and I highly recommend using Wise Loan.

South MilwaukeeWI53172 42.895-87.8725

Response from Wise Loan:

Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

Solved my problem

New CastleDE19720 39.6325-75.5975

Response from Wise Loan:

Cecil, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Really good




Review of Wise Loan

San AntonioTX78228 29.455-98.56

Response from Wise Loan:

Yvette, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Kind and courteous.

MesquiteTX75149 32.7575-96.61

Response from Wise Loan:

Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


professional




Review of Wise Loan

customer service very helpful and professional

ParkerTX75002 33.105-96.6425

Response from Wise Loan:

Rosemary, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Amazing service




Review of Wise Loan

I appreciated the assistance to help me get my loan in good standing during a hard time. Very friendly and helpful!

San AntonioTX78242 29.355-98.61

Response from Wise Loan:

Danielle, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service!




Review of Wise Loan

PorterTX77365 30.1225-95.29

Response from Wise Loan:

Tenecia, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

Jude had very good customer service! He answered all of my questions and got me right back on track!

Cedar HillTX75104 32.595-96.9425

Response from Wise Loan:

Danyell, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent service!🥰




Review of Wise Loan

MathisTX78368 28.1-97.8075

Response from Wise Loan:

Andrea, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

DetroitTX75436 33.7075-95.2475

Response from Wise Loan:

Darlene, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Great service




Review of Wise Loan

MilwaukeeWI53224 43.1475-88.04

Response from Wise Loan:

Lashena, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email [email protected]. Best regards, Wise Loan


Olga S.

Olga S.

Near N 29th Ln, McAllen, TX 78501
Jude C.

Jude C.

Near Winnsboro, LA 71295
Jude C.

Jude C.

Near Monroe, LA 71203
Jude C.

Jude C.

Near Greenville, WI 54942
Olga S.

Olga S.

Near W Lower Line St, La Grange, TX 78945
Olga S.

Olga S.

Near S 2880 W, West Jordan, UT 84088
Olga S.

Olga S.

Near Summer St, Houston, TX 77007
Phebie Mae A.

Phebie Mae A.

Near Brown St, Bossier City, LA 71111
Phebie Mae A.

Phebie Mae A.

Near Jenkins Cir, The Colony, TX 75056
Rey T.

Rey T.

Near Brenham, TX 77833
Rey T.

Rey T.

Near Brenham, TX 77833
Rey T.

Rey T.

Near Waco, TX 76710
Rey T.

Rey T.

Near Waco, TX 76710
Jude C.

Jude C.

Near Parker, TX 75002
Jude C.

Jude C.

Near Monroe, LA 71203
Rey T.

Rey T.

Near Blue Mound, TX 76131
Rey T.

Rey T.

Near Blue Mound, TX 76131
ROBBY G.

ROBBY G.

Near Saint Charles, MO 63301
ROBBY G.

ROBBY G.

Near Houston, TX 77026
Jude C.

Jude C.

Near Euless, TX 76039
Jude C.

Jude C.

Near Kansas City, MO 64111
Jude C.

Jude C.

Near Klein, TX 77379
Sheena U.

Sheena U.

Near Alexandria, LA 71302
Sheena U.

Sheena U.

Near Roman Forest, TX 77357
Sheena U.

Sheena U.

Near Roman Forest, TX 77357

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What is an Auto Repair Loan?

An auto repair loan is a specialized personal loan tailored for individuals with unexpected car repair costs. These unexpected, expensive repairs, whether a sudden engine failure, transmission issues, or damage from an accident, can quickly add up. Many find these costs challenging, especially those needing an emergency fund or savings.

This type of loan provides a structured repayment plan, offering relief from the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, a loan for auto repairs can be a lifeline for many, ensuring that transportation needs are met promptly.

How It Works

Applying for an auto repair loan with Wise Loan is a straightforward, three-step process:

1

Apply for a Loan

Emergency car repairs can’t wait. Our application is simple and takes less than 5 minutes. You must have a checking account to apply.

2

Receive a Loan Decision

After completing the application, you’ll receive a loan decision within minutes to an hour, reducing the stress of sudden auto repair costs.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when needed. Direct deposit is required to receive funds.

Why Choose Wise Loan?


At Wise Loan, we stand out as a reliable and customer-centric choice for a car repair loan. Our commitment to efficiency ensures a fast and user-friendly application process, enabling you to secure financial support for vehicle repairs promptly. With flexible terms, competitive rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution for your auto repair financing needs.

What Can I Use an Auto Repair Loan For?



Auto repair loans can be used for various vehicle-related emergency expenses, including, but not limited to:

Engine repairs

Transmission fixes

Brake replacements

Bodywork after accidents

Tire replacements

Whatever unexpected vehicle repair costs you encounter, loans for auto repairs from Wise Loan can help you manage and pay for them efficiently.

We Proudly Serve These Locations

Wise Loan proudly serves the following locations:

Auto Repair Loan FAQs

How Much Can I Borrow With an Auto Repair Loan?

The amount you can borrow with an auto repair loan varies. Several key factors play a role in determining the exact amount you’re eligible for. For example, your current financial health, past credit history, and the specific policies of the lending institution are all considered. At Wise Loan, our loan amounts range from $500 to $1500. This wide range allows for versatility based on repair needs. But a word of caution: always borrow based on necessity, not just eligibility. Before diving into the loan, ensure you understand the terms and are comfortable with the repayment plan.

How Do Auto Repair Loans Work?

Auto repair loans, at their core, function similarly to personal loans. The process begins with an online application where you must include your state and the amount needed. We will assess your application and provide a loan decision within minutes to an hour. Once approved, you will choose your repayment terms, including details about interest rates, duration, and other specifics. You will receive your funds via direct deposit as a lump sum.

Are Auto Repair Loans Hard to Get?

Compared to traditional loans from mainstream banks, loans for auto repairs are more user-friendly. They are crafted to aid those hit with unexpected vehicle repair bills. Though your creditworthiness is evaluated during the loan application process, online lenders, especially Wise Loan, have a more empathetic approach. We recognize the pressing nature of car repairs and the essential role a car plays in daily life. However, even in this accommodating landscape, it’s beneficial to maintain a commendable credit score, as it can lead to more favorable terms and interest rates. Even those with bad credit may qualify for a loan.

How Do I Get an Auto Repair Loan?

Starting your loan journey is relatively straightforward, especially with lenders like Wise Loan, which offer streamlined online application processes. After you’ve entered all your relevant details and applied, there’s a quick turnaround time. Most applicants receive a loan decision in minutes to an hour. If the decision is favorable and you’re approved, you can often access the required funds on the same day, ensuring your vehicle gets back on the road as soon as possible. Preparation is essential: having all necessary documents and information ready ensures a smooth process. Given the variety in the lending market, it’s a good practice to shop around and compare terms, rates, and reviews before settling on a lender.

What Are My Auto Repair Financing Options?

Auto loans aren’t a one-size-fits-all solution. They come with a palette of options to cater to diverse needs. On one hand, you have unsecured loans favored by many because they don’t require any form of collateral. On the other hand, secured loans ask for an asset, possibly the vehicle itself, as a safety net for the lender. If a loan isn’t the best fit, explore other avenues. Some auto repair shops offer their own financing or payment plans. Additionally, using a credit card might be a feasible short-term solution, though one should be wary of high-interest rates.

Other Emergency Loan Options

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We have your back for unforeseen home damages. Our home repair loans are here to help.

Resources

Where to Get a $1,000 Loan Quickly

Where to Get a $1,000 Loan Quickly

Financial emergencies can arise when you least expect them, leaving you in need of quick access to funds. Whether it’s an urgent car repair, a medical expense, or...

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What is an Installment Loan?

What is an Installment Loan?

One of the most common types of loans is the installment loan. If you have any sort of debt, chances are that you have one or more installment loans. They can include student loans, auto loans and personal loans. Find out more about traditional installment loans and what you can use an installment loan for below.

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Apply for an Auto Repair Loan Today