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Unexpected Car Repairs? Get Back on the Road Fast with Auto Repair Loans.

Car troubles shouldn’t keep you off the road. Our quick loan approvals will minimize your car’s downtime.

  • Super Fast Loan Decision
  • Instant or Same-Day Funding
  • Positive Payment History Reported to the Credit Bureaus
Join our growing number of customers who received help with their auto repair bills.

Hear From Our Customers


Reviews

Wise Loan Rated 4.8 out of 5 stars based on 1586 customer reviews

Customers say: The overall tone of the reviews is positive, with a focus on the excellent customer service provided by Wise Loan. The reviews highlight the company's commitment to providing top-notch service, with representatives being knowledgeable, professional, and helpful. The reviews also mention the company's willingness to work with customers and provide solutions to their financial needs. While there are a few negative reviews, they are not a dominant trend and do not represent a clear, recurring issue.


Excellent/Helpful Service




Review of Wise Loan

Robby was a very pleasant helpful person which whom to speak. He was very understanding and went above and beyond to make sure I didn't put myself in a further bind. I'm very grateful to him.

DixieLA71107 32.5925-93.845

Response from Wise Loan:

Tanny, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

This is a great company. I’ve had them for a while.

MesquiteTX75149 32.7575-96.61

Response from Wise Loan:

Lonnie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent customer service




Review of Wise Loan

DallasTX75240 32.93-96.795

Response from Wise Loan:

Manuel, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Corpus ChristiTX78414 27.6475-97.3625

Response from Wise Loan:

Rajanikanth, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan


EXCELLENT SERVICE




Review of Wise Loan

GalvezLA70769 30.3175-90.9625

Response from Wise Loan:

Marty, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan


Excellent Service and Understanding




Review of Wise Loan

Thank you so much for making this right . I really appreciate the proactive solutions for my account. Thanks for being friendly.

PflugervilleTX78660 30.48-97.6425

Response from Wise Loan:

Candance, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

Handled my issue with professionalism and urgency. Wonderful agent.

PearlandTX77584 29.5325-95.32

Response from Wise Loan:

Treggy, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan


Survey




Review of Wise Loan

Fort WorthTX76107 32.7375-97.385

Response from Wise Loan:

Janet, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan


Excellent




Review of Wise Loan

Excellent help

SlidellLA70458 30.24-89.8225

Response from Wise Loan:

Gregory, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan


Very thorugh




Review of Wise Loan

Very knowledeble

McKinneyTX75069 33.1625-96.59

Response from Wise Loan:

Oscar, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at email hello@wiseloan.com. Best regards, Wise Loan


It's ok not great




Review of Wise Loan

I think you should due monthly payment not everything two week

San AntonioTX78211 29.345-98.5675

Response from Wise Loan:

Rebecca, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. We will contact you within 24 hours; otherwise, do not hesitate to contact us directly at hello@wiseloan.com. Best regards, The Call Center


Excellent service




Review of Wise Loan

ColumbiaSC29212 34.0725-81.22

Response from Wise Loan:

Terrell, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at hello@wiseloan.com. Best regards, Wise Loan


Excellent Service




Review of Wise Loan

The representative who assisted me was very knowledgeable and professional. She resolved my issue in an expeditious manner.

LucasTX75002 33.105-96.6425

Response from Wise Loan:

Joann, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Excellent service




Review of Wise Loan

LafayetteLA70506 30.2-92.0775

Response from Wise Loan:

Stephanie, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Thank you




Review of Wise Loan

Great service & efficient

HobartWI54313 44.59-88.11

Response from Wise Loan:

Sandra, thank you for taking the time to provide your experience. We value your insights and strive to go the extra mile to assist you. If we can be of further assistance, please do not hesitate to contact us directly at (800) 516-7840 or email hello@wiseloan.com. Best regards, Wise Loan


Rey T.

Rey T.

Near Lucas, TX 75002
Rey T.

Rey T.

Near Lucas, TX 75002
ROBBY G.

ROBBY G.

Near Dixie, LA 71107
Sheena U.

Sheena U.

Near Alamo, TX 78516
Sheena U.

Sheena U.

Near Alamo, TX 78516
Sheena U.

Sheena U.

Near Winnsboro, LA 71295
Sheena U.

Sheena U.

Near Winnsboro, LA 71295
Sheena U.

Sheena U.

Near Converse, TX 78109
Sheena U.

Sheena U.

Near Converse, TX 78109
Sheena U.

Sheena U.

Near San Antonio, TX 78240
Sheena U.

Sheena U.

Near San Antonio, TX 78240
Rey T.

Rey T.

Near Houston, TX 77075
Rey T.

Rey T.

Near Houston, TX 77075
Sheena U.

Sheena U.

Near San Antonio, TX 78258
Sheena U.

Sheena U.

Near San Antonio, TX 78258
ROBBY G.

ROBBY G.

Near Newark, DE 19711
Rey T.

Rey T.

Near Wilmington, DE 19805
Rey T.

Rey T.

Near Fort Worth, TX 76108
Rey T.

Rey T.

Near Fort Worth, TX 76108
Sheena U.

Sheena U.

Near Mesquite, TX 75149
Sheena U.

Sheena U.

Near Mesquite, TX 75149
Sheena U.

Sheena U.

Near Shavano Park, TX 78249
Sheena U.

Sheena U.

Near Shavano Park, TX 78249
Sheena U.

Sheena U.

Near Lucas, TX 75002
Sheena U.

Sheena U.

Near Lucas, TX 75002

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What is an Auto Repair Loan?

An auto repair loan is a specialized personal loan tailored for individuals with unexpected car repair costs. These unexpected, expensive repairs, whether a sudden engine failure, transmission issues, or damage from an accident, can quickly add up. Many find these costs challenging, especially those needing an emergency fund or savings.

This type of loan provides a structured repayment plan, offering relief from the immediate burden of these bills. You can structure your payment options as weekly, biweekly, or monthly. With flexible repayment options and competitive interest rates, a loan for auto repairs can be a lifeline for many, ensuring that transportation needs are met promptly.

How It Works

Applying for an auto repair loan with Wise Loan is a straightforward, three-step process:

1

Apply for a Loan

Emergency car repairs can’t wait. Our application is simple and takes less than 5 minutes. You must have a checking account to apply.

2

Receive a Loan Decision

After completing the application, you’ll receive a loan decision within minutes to an hour, reducing the stress of sudden auto repair costs.

3

Get Funds

Whether it’s same-day, instant, or next-day funding, we ensure you get your funds as a lump sum when needed. Direct deposit is required to receive funds.

Why Choose Wise Loan?


At Wise Loan, we stand out as a reliable and customer-centric choice for a car repair loan. Our commitment to efficiency ensures a fast and user-friendly application process, enabling you to secure financial support for vehicle repairs promptly. With flexible terms, competitive rates, rewards for on-time payments through our Nest Egg program, and the opportunity to build your credit score through timely payments reported to credit bureaus, Wise Loan provides a comprehensive solution for your auto repair financing needs.

What Can I Use an Auto Repair Loan For?



Auto repair loans can be used for various vehicle-related emergency expenses, including, but not limited to:

Engine repairs

Transmission fixes

Brake replacements

Bodywork after accidents

Tire replacements

Whatever unexpected vehicle repair costs you encounter, loans for auto repairs from Wise Loan can help you manage and pay for them efficiently.

We Proudly Serve These Locations

Wise Loan proudly serves the following locations:

Auto Repair Loan FAQs

How Much Can I Borrow With an Auto Repair Loan?

The amount you can borrow with an auto repair loan varies. Several key factors play a role in determining the exact amount you’re eligible for. For example, your current financial health, past credit history, and the specific policies of the lending institution are all considered. At Wise Loan, our loan amounts range from $500 to $1500. This wide range allows for versatility based on repair needs. But a word of caution: always borrow based on necessity, not just eligibility. Before diving into the loan, ensure you understand the terms and are comfortable with the repayment plan.

How Do Auto Repair Loans Work?

Auto repair loans, at their core, function similarly to personal loans. The process begins with an online application where you must include your state and the amount needed. We will assess your application and provide a loan decision within minutes to an hour. Once approved, you will choose your repayment terms, including details about interest rates, duration, and other specifics. You will receive your funds via direct deposit as a lump sum.

Are Auto Repair Loans Hard to Get?

Compared to traditional loans from mainstream banks, loans for auto repairs are more user-friendly. They are crafted to aid those hit with unexpected vehicle repair bills. Though your creditworthiness is evaluated during the loan application process, online lenders, especially Wise Loan, have a more empathetic approach. We recognize the pressing nature of car repairs and the essential role a car plays in daily life. However, even in this accommodating landscape, it’s beneficial to maintain a commendable credit score, as it can lead to more favorable terms and interest rates. Even those with bad credit may qualify for a loan.

How Do I Get an Auto Repair Loan?

Starting your loan journey is relatively straightforward, especially with lenders like Wise Loan, which offer streamlined online application processes. After you’ve entered all your relevant details and applied, there’s a quick turnaround time. Most applicants receive a loan decision in minutes to an hour. If the decision is favorable and you’re approved, you can often access the required funds on the same day, ensuring your vehicle gets back on the road as soon as possible. Preparation is essential: having all necessary documents and information ready ensures a smooth process. Given the variety in the lending market, it’s a good practice to shop around and compare terms, rates, and reviews before settling on a lender.

What Are My Auto Repair Financing Options?

Auto loans aren’t a one-size-fits-all solution. They come with a palette of options to cater to diverse needs. On one hand, you have unsecured loans favored by many because they don’t require any form of collateral. On the other hand, secured loans ask for an asset, possibly the vehicle itself, as a safety net for the lender. If a loan isn’t the best fit, explore other avenues. Some auto repair shops offer their own financing or payment plans. Additionally, using a credit card might be a feasible short-term solution, though one should be wary of high-interest rates.

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Resources

Apply for an Auto Repair Loan Today